The Beijing Bank is located on Chang'anmen Inner Street in the inner city of Beijing, near the city gate.
A massive five-story building, entirely constructed of reinforced concrete.
It was also the first modern building in the entire capital city to be put into use!
In front of the Beijing Bank, several huge pillars support the building, and on the tall lintel, four large characters are written in a vigorous and powerful style.
Beijing Bank!
These large characters are visible from a great distance on the street.
The Capital Bank spans twelve branches.
The main gate has four rooms, which are extremely spacious, but there was no one there.
In front of the four rooms on the west side, the area was bustling with people, with countless people queuing up.
In front of a building, a vertical sign hangs, with the words "New Currency Exchange" written in large characters.
Those queuing here include ordinary people, merchants, officials, and even peddlers and laborers from the city.
They came to exchange old coins, such as broken silver and copper coins, for new banknotes.
The area in front of the second shop was equally bustling.
The sign in front of the door reads: "Deposit Office of Beijing Bank".
Below the sign stood a person holding a megaphone and shouting loudly: "Deposit your money at Beijing Bank, no storage fees, 3% monthly interest! Withdraw your money anytime, anywhere, affordable and convenient!"
"Beijing Bank's branches are all under construction!"
"After next year, money deposited in the capital can be withdrawn in Jiangnan, making it accessible throughout the country!"
The loud voice also attracted many people to stop and watch.
Some wealthy people, having no other use for their money, also deposited their spare cash in banks in the capital.
The monthly interest rate is 3%, which isn't much.
However, it's much better than leaving it idle at home!
Moreover, some money shops used to charge a safekeeping fee for depositing money.
Compared to those money shops, the Bank of Beijing is practically a money-giving benefactor!
People in the capital lined up to set up personal savings accounts.
Next to the deposit office of the Beijing Bank, in front of the third building, there is a sign that reads "Beijing Bank Remittance Office".
There aren't many people here.
Most of the people who come here to send money are businessmen who are transferring some of their money to other places.
Although Beijing Bank has only been established for less than half a year, it has already set up many branches in Jiangning Prefecture, Dongning City, Liaodong City, Jinghai County and other places.
When transferring money to a branch of a bank in Beijing and receiving it at another branch, the handling fee is only 0.3%, which is both affordable and convenient!
For businessmen carrying large sums of money, such favorable conditions are extremely convenient!
The fact that the Beijing Bank was planning to establish branches in Lingnan, Southeast Asia, and Western countries shocked the businessmen even more!
If that day ever comes, it will truly be a world of interconnected markets!
There were even fewer people in front of the fourth house.
The sign hanging here clearly reads – Beijing Bank Loan Department.
Dressed in strange clothes, dressed in Persian attire, Nasr Nuh arrived in front of the Capital Bank, looked around, and then stepped into the Capital Bank's loan office.
Upon entering the room, it was empty; there were hardly any people around.
Upon seeing Nasr Noh enter, a young man stepped forward to greet him with a broad smile, saying, "Hello! I'm Wang Kang, a loan officer from the Beijing Bank. Are you here for a loan?"
"Yes!"
Nasr Nooh nodded slightly.
Wang Kang was overjoyed.
Keep in mind, this is the first person to come for a loan in the past two weeks.
Seize this opportunity!
"Gentlemen, this way please!"
With a smile on his face, Wang Kang led the group to a tea room.
"Gentlemen, what would you like to drink?"
Wang Kang explained with a smile, "We have green tea and black tea here..."
"Longjing tea, please!"
Nasr Noh spoke.
"Sir, you seem to know your tea!"
Wang Kang smiled, brewed a few cups of Longjing tea, and brought them over.
After placing the food in front of them, Wang Kang said, "Come on, have a taste."
Nasr Noh took a sip of tea and nodded.
Without any pleasantries, he went straight to the point: "Commissioner Wang, actually, I'm here this time because I want to take out a loan. I don't know how the loan process works at the Beijing Bank."
Wang Kang said with a smile, "Our Beijing Bank is different from other money shops on the market. When we lend, there's no 'nine out of thirteen' rule. We lend exactly what we owe. The interest rate is also clearly stated, and it varies depending on the collateral and the loan amount."
After giving a brief introduction, Wang Kang looked at Nasr Nuh and asked, "Judging from your appearance, you are a businessman. Judging from your attire, you seem to be from Persia, right?"
"Sir, how much do you wish to borrow?"
Hearing Wang Kang's words, Nasr Nuh held up five fingers with a faint smile on his face.
five?
Wang Kang frowned slightly and pondered for a moment.
This man is a merchant from Persia. Five, could it be 500,000 strings of cash?
This is a big client!
Thinking it over, Wang Kang smiled and said, "Sir, 500,000 strings of cash is acceptable. I wonder what you will use as collateral? Or do you have a guarantor?"
"No!"
Nasr Noh waved his hand and said with a smile, "I want a loan of five million guan!"
"How many?"
Wang Kang was speechless.
It should be noted that the figure of 500,000 strings of cash was a figure he had deduced after much thought, taking into account the identity of the person in front of him.
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