But a mere dollar is a drop in the ocean for his doomsday plans.
But it's impossible for him to work now; he'll never work in his life.
How much money can you earn working?
Using extradimensional space for transportation?
That's even more impossible. The apocalypse is still some time away, and the secret of the other-dimensional space must not be revealed.
He didn't want to be locked up in a lab when the apocalypse came.
He had to think of other ways to make money quickly.
Suddenly, Chen Yu had a flash of inspiration.
"If I don't have money, I can take out a loan! There are plenty of online loan options available these days!"
Chen Yu had only heard of online lending before, but had never actually been involved with it.
Therefore, he had to start searching for tips on how to take advantage of online loan scams on his phone.
An hour later, 23 illegal online loan apps appeared on his phone.
The online lending apps he downloaded all had one thing in common.
They are all shady platforms offering fast loan disbursement and high interest rates.
Once the identity is verified, the credit limit will be assessed, and the loan disbursement speed is faster than ever.
These platforms operate in both legal and illegal ways, completely disregarding the borrower's background.
They have plenty of methods and aren't afraid of you not paying back the money you owe.
Chen Yu casually opened an app, then followed the process to register, log in, fill in his information, and apply for a loan.
"Ding~"
Soon, Chen Yu received a message.
"Dear Mr. Chen Yu, your loan of 30,000 yuan has been disbursed to your linked bank account. Please check."
Chen Yu was taken aback. Wow, this efficiency is really high.
Without thinking much about it, he logged into his bank account.
Card balance: 0.5 yuan
Chen Yu frowned. He had borrowed 30,000 yuan, so why was it taking so long for the money to arrive?
Thinking of this, he quickly opened the loan app he had just used and examined it carefully.
Goodness, these black platforms really live up to their reputation!
He did indeed borrow 30,000 yuan, but there are two smaller words below: Expand.
It took Chen Yu a lot of effort to finally unfold the hidden content.
A few lines of small text appeared on the screen:
1. To ensure the rights and interests of both parties, you will voluntarily purchase an insurance policy with a premium of 2,000 yuan per month (for a total of 3 installments);
2. The platform takes a 5% commission, customer service managers receive a 3% service fee, and management fees are 10%.
3. To ensure the rights and interests of both parties, all of the above payments are deducted in advance. Please be aware of this.
Below it is a line of large, eye-catching text: Loan period of 3 months, total loan interest of 600 yuan, monthly repayment: (principal) + 200 (interest).
Please repay on time. We wish you a pleasant experience using our loan service!
After reading the contents, Chen Yu realized that he had been deceived.
No wonder it's called a "black platform". He originally felt he had misunderstood the platform because he only received 600 yuan in interest for three months when he borrowed 30,000 yuan.
But then this unexpected move happened, leaving him speechless and exclaiming, "Wow!"
After various tricks, he only received 16,000 yuan of the 30,000 yuan he borrowed, and he had to repay the full amount three months later!
"Haha~" After a brief moment of surprise, Chen Yu burst into laughter.
A shady platform? That's exactly what he was looking for! He wouldn't lend money if it wasn't a shady platform!
Now that the money is in his account, why would you want him to pay it back?
Dream on!
You borrowed the money through your own abilities, and you expect me to pay it back?
No way!
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