Chen Yu had already intended to rent a car, and he was also planning to take out a loan that afternoon.
So I decided to rent a nicer car as an investment for the afternoon.
Anyway, he got all of these from the internet, and he didn't care whether he could get some more in the afternoon.
Following an online recommendation, Chen Yu went to a well-known local car rental company.
A business manager named Sun Gang greeted Chen Yu: "Boss, would you like to rent a car?"
"Mm." Chen Yu nodded.
"Do you have a preferred car model?" Sun Gang asked.
Chen Yu shook his head and said, "I don't know much about cars, can you recommend one for me?"
"What are your requirements for the car? Do you plan to drive in the city or in the countryside? And what is your budget?" Sun Gang asked with a smile.
"The countryside, I suppose. I'm planning to invest in opening a farmhouse inn, and I need to do some research around here," Chen Yu casually made up an excuse.
"Is that so? Hehe~"
Sun Gang chuckled twice and then began to introduce various car models and their prices to Chen Yu.
Then they led Chen Yu to an SUV and introduced it, saying, "How about this Haval H6? It's 350 yuan a day, with a 5,000 yuan deposit."
Chen Yu frowned and said, "It's too cheap. Do you have anything more expensive?"
"Armor 300. 450 yuan per day, deposit 8000 yuan."
Chen Yu shook his head again: "There's nothing wrong with the car, it's just too cheap, not high-end enough!"
Sun Gang became interested upon seeing this.
When he first heard Chen Yu say that he planned to open a farmhouse inn, he thought Chen Yu was just bragging.
Seeing that Chen Yu was choosing a car without looking at anything else but the price, he had already concluded that Chen Yu was putting on a show and was planning to rent a car to drive back and flaunt his wealth.
So he said calmly, "Haha, I didn't think it through. These cheap cars are hardly worthy of your style, boss! Please come with me."
He then led Chen Yu to the luxury car area.
"Boss, please take a look, this is a BMW X3. 1200 yuan a day, deposit is [amount missing] yuan." Sun Gang said with a smile. Renting a car is not like buying a car, so he didn't need to worry about Chen Yu's financial resources.
Chen Yu was still somewhat dissatisfied: "It's a bit lacking. Don't you have any more expensive cars? The kind that cost over a million! Ideally, the kind that people can tell at a glance is a luxury car."
Upon hearing this, Sun Gang thought for a moment and said, "A Pentium G-Class. 3,000 yuan a day, with a deposit of 30,000 yuan."
"Okay, then let's go with the G-Wagon!" Chen Yu finally nodded in satisfaction.
Chen Yu was unaware of the car's performance.
However, he thought that even someone like him who knew nothing about cars had heard of the G-Class's reputation, so it must be quite impressive.
And most importantly, he needs a nice car to project an image of himself, and this well-known luxury car is the perfect choice.
Chen Yu quickly completed the formalities and drove the car away.
He paid a deposit of 30,000 yuan, and temporarily paid one day's rent, spending a total of 33,000 yuan. He still had 102,000 yuan left in his card.
As for whether or not to renew the lease, he'll have to see if he can make any money this afternoon, and how much he can make.
Next, Chen Yu bought a new set of clothes and a luxury mechanical watch, spending more than 30,000 yuan.
To ensure he could successfully make money that afternoon, Chen Yu went to great lengths.
After lunch, Chen Yu arrived at the underground parking lot of the office building where the lending company was located, as agreed.
Instead of going upstairs, he dialed the other party's number, using the excuse that he was lost in the underground parking lot to ask them to come down and pick him up.
After all, he had spent a lot of money to rent the car, so he naturally had to let the other party see it; otherwise, wouldn't it be a waste of effort?
A short while later, a young man found him in the underground parking lot.
When the man saw that Chen Yu had stepped out of a G-Wagon, he couldn't help but take a second look at Chen Yu.
Led by the man, Chen Yu arrived at the 23rd floor, at a company called "Xinfeng Financial".
The man led Chen Yu into an office, and a short while later, a manager surnamed Zhang walked in with a stack of documents.
After a brief exchange, Chen Yu stated his needs directly: "I need 1 million. Do you have any questions?"
Manager Zhang smiled and said, "Mr. Chen, don't worry. Xinfeng Financial has partnerships with major banks. We can approve not only 1 million, but even 10 million for you. However, such large loans require collateral. It depends on whether you have enough collateral. Please fill out the forms first!"
He then took out a form and asked Chen Yu to fill it out.
Chen Yu glanced at it briefly; it was nothing more than some basic personal information and fixed asset information, so he simply pushed it aside.
"A mortgage loan? If I were taking out a mortgage loan, I wouldn't be here!" Chen Yu sneered.
Manager Zhang frowned slightly upon hearing Chen Yu's words. He hadn't expected Chen Yu to be so blunt in refusing to provide collateral.
He coughed lightly, trying to ease the tension.
"Mr. Chen, you misunderstand. Our loans do require collateral to protect the interests of both parties. If you do not have sufficient collateral, we can explore other solutions."
Manager Zhang explained in a gentle tone.
Chen Yu shook his head with a cold laugh, a hint of disdain in his eyes.
"Manager Zhang, how dare your small company talk to me about collateral? If I didn't have the ability to repay this loan, why would I be here?"
Hearing this, Manager Zhang felt somewhat displeased, but he still suppressed his emotions and tried to persuade Chen Yu.
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