Seeing that everyone was looking at her, Dong Xiaolu wasn't shy at all. She already had a way to help Han Ming solve the factory loan problem.
I figured there wouldn't be any major problems, so I simply talked to the few people present.
Dong Xiaolu said that she has a relative who runs a guarantee company in the provincial capital, and she herself is also a financial worker and is familiar with banks.
Try communicating with the bank and have a relative's company act as guarantor to extend the loan repayment period.
Several people thought Dong Xiaolu's words sounded reliable, but it wasn't appropriate to have someone's relative vouch for them for nothing. These days, businessmen don't get up early for nothing; they wondered if there was something fishy going on.
Han Ming is honest; don't let him accidentally ruin his father's factory.
So the group looked at Dong Xiaolu and then at Han Ming, but they didn't know what to say.
Dong Xiaolu was very clever; she guessed what was going on just by looking at the expressions of the others. She thought to herself that her boyfriend's father's friends were all kind-hearted people who were afraid that Han Ming would suffer a loss.
But she was devoted to Han Ming and would never harm him.
The idea of a guarantee company is nonsense. Nowadays, which guarantee company would just give guarantees to anyone without seeking personal gain or mitigating risks?
Actually, she planned to mortgage her house in the provincial capital to the bank and then negotiate with the bank.
But this is something I can't just say; if I do, my boyfriend will definitely be the first to object.
Although her boyfriend is a gentle young man, he has a strong sense of pride and knows that mortgaging the house as collateral would be embarrassing for him, so he wouldn't agree.
Furthermore, as a girl, I feel a little embarrassed to give up my house to help my future in-laws. Therefore, I must keep this a secret for now.
Thinking this, Dong Xiaolu smiled and explained to the few people at the table who seemed hesitant to speak that the guarantee was just a regular value guarantee.
Although Han Ming's father's factory is small, it still covers more than ten acres of land.
Currently, land prices in the Dongning Economic Development Zone of the provincial capital are at least 400,000 yuan per mu. Even in the counties under Nanzhu County, where land is not worth much, it can still fetch around 250,000 yuan per mu.
In other words, just from selling the land, Han Ming's father's factory is worth at least 2.5 million yuan. So the bank was probably willing to lend money directly without going through a guarantee company because they saw that the land was worth the potential for appreciation.
Now that a guarantee company is willing to provide a guarantee, and with some networking, the bank should agree to extend the loan term.
After hearing Dong Xiaolu's explanation, the people at the table knew that this might be the best solution at present.
They were well aware of the value of Han Baili's land, but the banks wouldn't budge, and they couldn't borrow money from outside, so they could only watch helplessly.
Now that Dong Xiaolu has this idea, everyone thinks it's feasible.
Zhao Lihua also instructed that she must be present when signing the relevant contracts. Dong Xiaolu had no reason to refuse this request. As for how to handle the matter afterward, she would figure it out later.
With their worries put aside, the group of people at the table became lively again, eating and drinking, and the atmosphere became cheerful once more.
When Liang Jianxing learned that Han Ming and Dong Xiaolu were going to visit the factory that afternoon, he immediately offered to drive them there, saying that as the workshop director, he could explain the situation to them.
Han Ming and Dong Xiaolu were preoccupied with testing the X-ray printer and it wasn't convenient for outsiders to be present at the moment.
At this moment, Han Ming quickly came up with an excuse, saying that Liang Jianxing had been drinking and couldn't drive, in order to avoid another accident.
Besides, he had spent the day at the factory the day before yesterday and was familiar with the place, so he could just take Dong Xiaolu there on his electric scooter in the afternoon.
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