Upon hearing Guangmo's plan, Venerable Lihai naturally thought it was acceptable.
But after all, I have experienced the vicissitudes of life and seen too much.
"What you said is indeed feasible, but how can you guarantee that every trade will be successful?"
"How can you guarantee that your goods can be sold on this vast ocean?"
Although Venerable Lihai did not understand finance, she still hit the nail on the head.
Capital chain!
Anyone who has opened a bank or run a big business knows that the capital chain is of paramount importance. Once it is broken, it will basically collapse precipitously and devastatingly, with absolutely no room for maneuver.
Guangmo laughed, and her smile was very bright. At that moment, it seemed as if Venerable Lihai was facing a peer, or even a figure like her master, who was praising her with a smile.
"Your Excellency is right, and this requires my second plan to complete it."
"When it comes to trading, who can guarantee that you will make money? Even I can only guarantee 80% to 90% at best."
Backed by the resources of the demon world, the output of the righteous territory, and the special elixir of the boundless sea.
He can really guarantee that you will make a profit without losing money.
But you can't say too much, not to leave room for yourself, but if you say too much, others will not believe it. People will subconsciously think that things that are beyond their knowledge are unreliable, even if they are true.
"Plus, many things like elixirs, formation plates, magic tools, spiritual tools, and magic treasures are mostly cyclical. The shortest ones may be sold in a few days or half a month, but the longest ones may take three to five years, or even longer. This puts too much pressure on our bank."
“And if these spirit crystals and spirit stones are left idle in our hands, we are actually losing money, so I thought of a way to benefit the monks in the Infinite Sea, which will also allow us to earn more spirit crystals and spirit stones, as well as reputation and word of mouth, and even everything for those monks!”
Guangmo looked at the lake in the distance, at the distant mountains outside the lake, and at the vast and boundless sea in the distance.
He knew what he was going to say, and he also knew how much suffering these things would bring to the lower-level monks.
He even knew that this thunder was far from the method of making quick money that he had used before in the small Jindan sect.
This is something that can be played for a long time, can kill many monks, and can kill many forces. It can really blow up the cultivation world.
In fact, it is not uncommon in the cultivation world, but it is not on such a large scale as his, and it does not involve so many people.
However, now it has reached a point where accumulating resources using conventional means is too slow. In order to achieve the goal of immortality, we have no choice but to release a terrifying monster.
At worst, when he reaches a certain level in the future, we can ban this kind of thing.
"Venerable Sir, have you ever been to a gambling house?"
Looking at the somewhat puzzled expression of Venerable Lihai, he remembered that the other party was a Venerable, not a peer who listened to his lectures.
It's okay to talk about it, Guangmo quickly put away the smell of a lecturer, "To be honest, what I want to talk about is not new, it's just that the way I play it is a little bigger than theirs."
"It means lending spiritual stones and spiritual crystals to our users. You can call it spiritual stone loan, spiritual crystal loan, or even spiritual object loan."
“Everything that is deposited must generate value.”
"For example, if I deposit a pill and agree to withdraw it in a year, theoretically I can sell it or lend it to someone else within that year. As long as I replenish the pill before the one-year deadline, we will earn the profit from the pill in a year minus the interest we pay you."
“We basically did nothing, didn’t sell anything, and we got the profit.”
"Of course, this depends on whether the things you store are precious. If they are unique, we will naturally not touch them. This requires slowly standardizing some details, so let's not talk about them for now."
"As long as every spiritual stone and every spiritual object is in circulation and creates value, we can continue to make money, not only through trade, but also through spiritual stone loans!"
Venerable Li Hai naturally understood what Lingshi Loan meant.
But there are still many questions.
"What if someone doesn't return it to you? What if someone takes the spirit stone and runs away? It will be troublesome to find someone in such a vast ocean."
Guangmo naturally had a budget a long time ago.
"I have selected users for our Lingshi loan. They are mainly people who take medicinal pills, or people who are temporarily short of Lingshi and Lingjing to buy things in our store. Of course, there are also some resident monks with some reputation. Of course, the details need further analysis."
"As for the people running away or not returning the money, that's normal. There will definitely be some. But we can't let everyone do that. Even if one or two percent of them run away, it's not a big deal."
"As for those that are not repaid, they are bad debts. Bad debts are also assets."
Guangmo opened his arms and looked around.
"Venerable, this monk himself is actually the most valuable."
"The Inland Sea is huge, and the flames of war have not ignited all places. I'm sure the Holy Temple doesn't dare to say that it can control all the fairy islands, but banks and trading houses can."
"As for not being able to pay it back? It's good that you can't pay it back. Not being able to pay it back can create greater value, such as signing a contract to sell yourself to the battlefield. We are not running a charity. We help them selflessly so that they can cultivate to a higher level. Since you can't pay it back, then don't pay it back. Just work for our temple."
"For example, you can put it here, throw it into this lake, and let it grow flowers for you."
Guangmo turned around and laughed.
Venerable Lihai saw that the sunlight was right behind him, with half of his face in the shadow, and that smile looked weird no matter how you looked at it.
She is well-informed and has experienced a lot. Even those evil cultivators who kill people at will, those evil cultivators who use living people to refine treasures, or those who appear to be righteous but are actually thieves and whores, have never caused her such a big disturbance.
Guangmo's plan was like a glaring and sweet bait, luring those casual cultivators to lick it actively, and then catching them all in one fell swoop.
Either empty the family's assets and drain out its potential for the church.
Either work hard for the Holy Temple, or become nourishment for the Purple Lotus.
There is no other option.
At this moment, it was as if I had witnessed the greatest evil in the world.
"And Your Excellency, you will be able to obtain sufficient resources for cultivation, and the Holy Hall will have a chance to breathe. To be honest, even if we robbed them, we would not be able to accumulate them so quickly."
"For all this, I just need the support of the Holy Temple, you, Your Excellency, and the other Venerables to support me."
"We can make this decision later. Once I have contacted the inland side and brought you and other venerables some small gifts, we can discuss it in detail?"
Guangmo had already seen that Venerable Lihai or the venerables of the Holy Hall were more concerned about the general situation and his own practice. As long as these two points were met, no matter what his identity was, he would be invincible!
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