Talking about insurance claims...bad idea...he won't die?
After listening to Huang Haiyang's accusation, an incredible guess slowly appeared in Zhou Quan's mind.
He asked in disbelief, "What do you mean? Are you guys colluding to commit insurance fraud?!"
I'm going to die anyway, so what's there to be afraid of admitting?
Huang Haiyang did not feel that there was anything shameful about his behavior and admitted it directly.
"Yeah, so what if I'm an insurance fraud! You took the initiative to tell me how to exploit the loophole, and you're not going to allow me to implement it!"
Huang Haiyang knew that insurance fraud was illegal, but since others could take advantage of it, why couldn't he?
Moreover, he had no idea that this could be done before. Wasn't it because of what his cousin said that he came up with this idea?
And the reason why my cousin knows these operating methods is because he learned them from Zhou Quan.
So Huang Haiyang thinks Zhou Quan is the source of his debauchery, which is absolutely correct.
Before going to Japan, Huang Haiyang happened to be short of money.
During that time, he went out of town to play a few big-name cards and had some money from other people. He was thinking about how to make some more money. When his cousin found out about this, he took the initiative to find him.
Huang Haiyang made a living by driving Didi. Occasionally, when his car broke down, he would come to his cousin's shop for repairs.
He happened to be driving over for repairs that day when the creditor on the other end of the phone suddenly called and urged him to pay back the money.
Huang Haiyang could only smile apologetically and then explain and delay.
After finally getting rid of the creditor temporarily, his cousin called him over and asked him seriously if he had gone to play cards again.
The two cousins have a good relationship, and his cousin knows that he likes to play cards.
Huang Haiyang had borrowed money from his cousin several times before.
Later, because he was unable to pay back the money, his cousin realized that he was unreliable and never borrowed money from him again.
This time, after Huang Haiyang was called over, he was scolded by his cousin again as expected.
Huang Haiyang was already in a bad mood because he acted like a grandson in front of his creditors, and now he was scolded by his cousin. His anger went up and he yelled at him, "You are not helping me, so why do you care so much? If you have the guts, come up with some money to help him pay it back!"
My cousin's face darkened at that time, probably because he felt that Huang Haiyang was really ungrateful.
Finally, he got angry and said that if he really wanted to pay back the debt, he could sell everything he had and there were many ways to do it. It was because Huang Haiyang was not cruel enough to himself that he was stealing money everywhere.
Hearing this, the two of them continued arguing without any surprise.
Huang Haiyang said that it was easy for him to say, and Ben would think of a solution for him.
In anger, the cousin looked at Huang Haiyang and the car that was being repaired not far away, and blurted out, "He has the nerve to just crash into someone and die to get insurance."
Huang Haiyang was angry at the time and did not take these words to heart.
But after returning home that night, he suddenly had an idea and searched the Internet for the "car accident insurance fraud" incident his cousin had mentioned.
This investigation actually made him excited.
Because he found that many people did this, and as long as you are careful, it is not easy to be discovered!
By then, he can cheat a little from this insurance company and a little from that insurance company. As long as he works hard enough, he may be able to pay back the little money he owes in less than a month!
After some consideration, Huang Haiyang became more and more excited.
Nothing makes money faster than ill-gotten gains.
But he felt that he had to ask his cousin again about the specific operation. After all, he ran a car repair shop and often had to deal with people from the insurance company. He also encountered many car accidents. It would be best to ask his cousin for his experience.
So the next day, Huang Haiyang went to his cousin's auto repair shop again.
He changed his angry expression from yesterday, looked at his cousin in a flattering manner, and directly expressed his thoughts.
When my cousin heard that he really wanted to do this, he was a little hesitant at first.
After all, it’s okay if this isn’t exposed. Once it is discovered, just like Zhou Quan said, you will most likely go to jail!
Seeing that he was not interested, Huang Haiyang could only continue to beg, and even proposed that he would give his cousin a portion of the money every time he successfully defrauded the insurance as his "technical support".
He also said that if the car was brought to him for repair, he would pay him the normal repair fee.
From this point of view, my cousin can get two sums of money at once!
I don’t know if it was because he was annoyed by Huang Haiyang’s pleading or because he was moved by the interests behind it, but in the end my cousin agreed.
So he told Huang Haiyang everything that Zhou Quan had mentioned to him before, as well as what he had seen during the trip.
He even promised that as long as the car was brought to him for repair, he would do his best to "testify" and prove that the car was damaged "accidentally".
In this way, Huang Haiyang's probability of successfully defrauding insurance will naturally be higher.
Maybe if the two brothers join forces, they can really make a lot of money.
The most important thing is that my cousin also said that he has a good relationship with a salesperson from an insurance company, so maybe we can get him to join us when the time comes, which will definitely be safer.
So after some planning, the two of them finally started working.
This was probably the first time he had done something like this. Although he was mentally prepared, Huang Haiyang was still worried that he might accidentally crash another car, especially injure or disable the people in the car. He couldn't bear the responsibility!
So he decided to drive his car into a tree to create the illusion that he had a driving accident.
Trees are not like humans. Even if they are hit and killed, they are not responsible.
On the contrary, he can seek reimbursement from the insurance company if his car is damaged by hitting a tree.
Once the plan was ready, Huang Haiyang couldn't wait to implement it.
He chose a night to set off, so that he could use the poor lighting at night to better explain his behavior of driving into a tree.
The section of road where he hit the tree was chosen in advance. There was no surveillance and no pedestrians nearby.
In this way, no one would notice him even if he hit the tree again.
After the car drove onto that road, Huang Haiyang looked at the tree not far away, and finally, he gathered his strength, stepped on the accelerator, and crashed directly into the tree.
At that moment, he was nervous, excited, and full of longing.
Because this collision was not just a simple collision with a tree, it was for money!
If you hit it, you can get some money immediately!
I don't know if it was because he was too excited, but when he was about to hit the tree and should have stepped on the brakes, Huang Haiyang stepped on the wrong pedal in excitement and stepped on the accelerator!
By the time he reacted, the car had already crashed into the big tree he had carefully selected.
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