Finally, someone spoke up and suggested writing an IOU, and Chaoge gradually put away the anger on his face.
“Okay, sure.
Thirty taels is not a small amount of money, and there are so many people borrowing it. My money didn’t come from the wind.
I can lend it to you, but you have to use land deeds, house deeds, or property deeds as collateral.
I won't charge you a penny in interest, and you will also have to help me fill out a long-term employment contract when the time comes.
In my opinion, it is simply impossible for you to pay back the thirty taels of silver just by farming.
We are all people who work in the fields for a living, and we all know how hard it is to make money.
I'll give you a chance to have a job and earn money every month.
After the contract is signed, you can deduct a portion of the money you owe me every month and pay it back to me.
I will give you a small portion of the remaining monthly allowance for your living expenses.
Once your monthly wages have paid off the thirty taels of silver you owe me, you can terminate the long-term employment contract with me at any time.
When the time comes, I will also return the land deeds, house deeds, and field deeds to you."
When Chaoge said this, all the villagers present looked at each other in bewilderment, and some of them even turned black in the face.
"How can you be so heartless? You also want our land deeds, house deeds and land deeds?
How do we know if you will give it back to me?"
The person who spoke was none other than Liu Cuifang, who had scolded Chaoge for being unfaithful to her husband last time and was chased by Chaoyu who wanted to beat her up, but failed to catch her. Instead, she was caught by Laoliu and slapped several times.
Looking at Liu Cuifang's mean look, Chaoge smiled coldly.
"So, don't borrow money from me.
Don’t worry, I won’t lend it to you.”
After saying this, Chaoge looked at the crowd again and smiled faintly: "Fellow villagers, do you have any objections?"
"No, little pigeon, there's no need to do this, right?
Can't we just write an IOU?
Why do you want to use our things as collateral?
Just in case, just in case..."
"What if I don't return it to you?"
The woman who was speaking nodded repeatedly, her eyes full of distrust.
Chaoge found it ironic when he saw her nodding repeatedly and many people agreeing with her.
“You who are borrowing money, have so many requests?
You don't trust me, so why don't I trust you?
In this case, why do you need to borrow from me?
Just go and borrow money from the loan sharks!
In that way, when the interest compounds and you can no longer pay the interest, you can give the land deeds and house deeds to the loan sharks, and you can be considered to have achieved mutual trust.
Besides, how much silver are your land deeds and house deeds worth?
I don't charge you any interest, and I'm trying to make you earn money to pay me back. Am I doing anything wrong?
If you think it is not feasible, you don't have to borrow the money from me.
Haha, I am plotting against your land deeds and house deeds? If you are so scared, you might as well just go find a loan shark.
It's just ungrateful."
Chaoge took note of this person. She would never lend money to such a person. Even if he wanted to borrow from her later, she would not lend him money.
“No, no, no, little pigeons, leave them alone.
I am willing to pledge all the land deeds and house deeds to you.
I am also willing to sign that contract. As long as you don't let me kill people or burn things, I will do anything as a farmhand!"
Some people are not fools, and some people really want to pay back the money they borrowed.
Seeing that Chaoge was getting angry at those unreasonable people and was about to return to the carriage, he hurriedly shouted.
Chaoge really didn't want to pay attention to those people just now, but among them there were also people from the Yun family, and there were also people like those who just said they were willing to mortgage.
Chaoge endured just these people.
"I'll only give you one hour, I have to go back to the county town later.
Go back and discuss it now. I'll be waiting for you at the threshing ground."
Originally, Chaoge was planning to run the workshop later, but now she could just focus on giving birth to the baby.
She didn't expect that she would be forced to borrow money for the conscription.
In this case, it would be better to take advantage of this opportunity to set up the workshop first.
On the one hand, this can help the villagers avoid corvee labor, and on the other hand, his own workshop is in need of manpower, so it is a perfect match.
She lent the money to just a few people, but there were many people in the village who wanted to take advantage of the situation.
She was not a sucker who would let them treat her like a fool.
With the land deeds and house deeds in hand, they can earn back the money quickly if they work hard.
That way they won't get something for nothing, and they will also leave these people with a reputation as a "stingy person" or "a person who doesn't help others in need."
From now on, people who want to borrow money from me will no longer ask easily.
In fact, Chaoge didn't have to go back to the village.
But she knew that Yunchang would definitely come back.
This is Yunchang's roots. Even if Chaoge proposed to buy him a yard in the county town, Yunchang probably would not be willing to give up everything in Yunjia Village.
Since Yunchang is going to stay, these people will inevitably have interactions.
In this way, similar things like borrowing money will definitely happen frequently in the future.
An San led the way, pushed aside the crowd, and the carriage turned around and went to the threshing ground.
The remaining villagers looked at each other, and their expressions became more solemn than before!
Indeed, many people here suspect that Chaoge has ulterior motives.
After all, Chaoge left for a few years and came back, so no one understood her character.
But there might be some people who are willing to take the risk and rush back to look for the land deeds and house deeds.
When the village chief learned that Chaoge wanted to lend money to the villagers, he rushed to the threshing ground again.
“Little dove, you, you can save them temporarily, but you can’t save them forever.
If you open the door like this, they will come to you whenever they encounter difficulties. What will you do then?"
Chaoge didn't expect that the village chief was actually such a kind person.
He didn't even join the villagers in fleecing her, but instead came to remind her?
"Village Chief, thank you for your reminder.
But I have already thought of a solution, my money is not lent in vain..."
Chaoge told the village chief about his method of borrowing money. The solemnity on the village chief's face slowly disappeared, and was replaced by a burst of ecstasy!
"Are you really going to open a workshop in our village?"
Chaoge nodded and said, "We didn't plan to do it here, but then I thought, instead of letting other villagers have the opportunity to make money, it's better to give this opportunity to our own villagers.
Village chief, please take good care of me when the time comes."
The village chief nodded happily: "Of course, of course!
You are not threatening them at all, you are helping them wholeheartedly!
Don't worry, if anyone dares to say anything bad about you, I'll be the first one to not let you lend them the money!
By doing this, you not only help them solve their current problems, but also make their future lives better!
Only a fool would be unwilling to do that!
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