Chapter 173
In 1998, there were indeed several policies that had a profound impact. Not to mention the impact of the cancellation of welfare housing distribution policy on the housing market, in that year, wireless communication technology with code division multiple access was introduced from abroad. The introduction of this technology directly led to the rapid development of domestic science and technology. The most obvious point was the large-scale appearance of mobile phones.
In 1995, if you wanted to lay a telephone line, you had to queue up for more than a month in advance. By 1998, mobile phones were phased out and became widely used.
Jiang Ning still remembers that on the streets, everyone used to wear a pager on their waist, and then everyone wore a mobile phone on their belt.
Until the early 2000s, mobile phones were something worth showing off to ordinary people. They were either pinned to the waistband or hung in a conspicuous position on the chest.
Cell phone cases were very popular at that time. There was a buckle on the cell phone case that looked like a belt, so you could pass your belt through it. Jiang's father made money and he wanted to be proud of himself. He bought a cell phone as soon as it appeared. Although he was a tall and thin man, he would always have a belly so that the cell phone on his waist would be more conspicuous. When he was talking on the phone, his voice was so loud: "Hello! Hello!" (four tones), people within a radius of fifty meters could hear him talking on the phone.
This was not unique to him, but a common phenomenon at the time.
There is also a policy targeting the capital market, which is to open up the stock market. This move allows domestic companies to directly raise funds and expand their market value.
Jiang Ning did not say much about these, because many policies are actually of little use to them in their current situation, even for Jiang Guotai, who currently has the most assets. He did make a lot of money from the brick factory in the past few years, and the brick factory is still making money for him, because this is an era of rapid development in the construction industry, and the brick factory will never be short of customers, but all the money he earned has been invested in the highway project.
If the brick factory accumulated initial capital for him, the highway construction project was the beginning of his take-off.
However, there is a policy related to banks that may be able to help Jiang Guotai, who is currently short of money.
Jiang Guotai and Mayor Jiang didn't hear a word of what Jiang Ning said. Of course they didn't hear it. Information in this era was slow to spread, and it took a long time for it to reach the local level from the central government. Mayor Jiang was the mayor of a small town on the edge of an ancient county town. His source of information was from the county. The policies that reached his ears were basically spread all over the country through various newspapers and the "News Broadcast", not to mention the mayors of other towns across the country.
They couldn't believe it was all true. Many policy changes seemed very obvious to later generations, but in the situation at that time, it was like boiling a frog in warm water. It was natural and inevitable. For example, the policy of giving a blue-stamp household registration when buying a house. In later generations, how difficult would it be to settle in Shanghai, Beijing, Shenzhen and other places? You can’t even buy a house and register as a resident. You need academic qualifications and special talents.
For people at this time, buying a house and getting a household registration for free is a given. No one would buy a house even if it was given for free, let alone not getting a household registration in the future.
They have money, let alone buying a house in the city. The first thing they think of is to build a luxurious house in their hometown for the so-called face.
To fail to return home in splendor is like walking in splendor at night.
But Mayor Jiang and Jiang Guotai are more knowledgeable than ordinary people. They are more sensitive to some national policies than ordinary people. For example, Jiang Ning mentioned the policy of canceling welfare housing. The policy of welfare housing distribution for units has lasted for so many years. No one in the situation would have thought that this policy would be canceled just like that. But if you step out of this situation and think deeply about what Jiang Ning said, you will know that the implementation of this policy is imperative. After all, in order to promote the development of the housing market, all places have given blue-print household registration. So, in order to promote the development of the housing market, what is impossible about canceling the welfare housing distribution policy?
Jiang Ning smiled and said, "If Fourth Uncle and A's uncle have extra money, they can buy a house in Hudong first. Hudong is developing rapidly. In two years, when the housing prices in Shanghai go up, A's uncle and Fourth Uncle need money. They can mortgage the house in Shanghai to the bank and use the money to make more money."
Jiang Guotai had invested all his funds in the construction of highways at this time. How could he have the money to buy a house in Shanghai? Currently, only 30% of the construction funds for the expressway have been paid. The next 30% will be paid when the project is halfway built, and the final 40% will not be paid in full until the expressway is completely completed and inspected and found to have no problems.
In order to get this project, Jiang Guotai spent a lot of money on all aspects of the arrangements and put in a lot of effort. He also paid for the construction of the project himself. Although he had some surplus, it was just enough to cover his current large expenses. Of course, he couldn't invest it all.
Afterwards, Jiang Ning talked about the bank loan policy, which made Jiang Guotai's eyes light up. This year, the state allocated nearly 30 billion yuan to major banks, and the banks lent money to factories and private enterprises to promote economic development.
If he could get a loan from the bank, he could take over this precious piece of land on the Shahe River beach first, which would be a huge and endless source of wealth in the future.
When he saw Jiang Ning giving him a meaningful smile, he couldn't help but laugh too.
It’s not that his niece doesn’t understand, she understands too well and is giving him some advice.
At this time, if there were no banking policies, how could he have thought of borrowing money from the bank to contract the beach and open a sand factory?
People at this time were deeply afraid of taking out a loan from a bank. They always felt that their family would be ruined if they got involved with a loan. Jiang Guotai had never thought of this before. After all, this concept had deeply influenced him and caused a blind spot in his thinking.
But once this blind spot in thinking was opened up, he immediately became enlightened. He was a bold and careful person who dared to take risks and act. Otherwise, he would not have been the first person in Jiangjia Village to break out in this era and later established such a large business empire. Don't look at all the billionaires and trillionaires after 2010, but before 2010, a billionaire with nearly 10 billion was already a well-known tycoon. At that time, the company under his name had not even gone public for financing. Once listed, his assets could double again.
Father Jiang and Jiang Guotai grew up together. He himself is not careful, but he is also a bold man. After hearing what Jiang Ning said, he also thought that the idea was feasible. But mother Jiang did not understand. After hearing Jiang Ning talk about the new bank policy that will be issued this year, she heard her implicit meaning and actually encouraged Jiang Guotai to take out a loan. She immediately became anxious and scolded her: "What do you know as a child? Repay the loan? Look at how many people who have engaged in usury have lost their families!" She also advised Jiang Guotai: "Don't listen to her nonsense as a child. Go and get a loan. You have a big family and a big business now, and your life is so good. It's more important to live a down-to-earth life. Do as much as you can!"
Jiang Guotai said to Mayor Jiang and Jiang's father with a smile: "Look, Ailian is still so impatient. We are just a family gathered together to chat. How can we be so anxious about the family being torn apart just by the children's words? It's not appropriate to say such unlucky things during the New Year."
He was actually a little unhappy.
Chen Hongyun also took Jiang Ma's hand and said, "What did you say to them? What can a bunch of grown men say when they get together? They only know how to brag! Let's crack our melon seeds!"
Jiang Ma thought, of course you are not worried, you have lived a comfortable life these years, how could you know that I have been living in fear and worry, living a life worse than pigs and dogs?
She was really afraid that her peaceful life would be in turmoil again. She knew Jiang's father too well. At this moment, Jiang's father's face was full of interest and his eyes were sparkling.
Jiang Guotai himself, on the other hand, was very stable. The more eagerly he thought about something in his heart, the calmer and more indifferent he appeared on the outside, and the more composed and restrained he became.
Next, Mayor Jiang and Jiang Ning talked about the issues of boosting the economy of Jiangjia Village, developing the economies of Linhe Brigade, Shuibu Town, and Yaoba Town. What they mainly listened to was the more detailed economic development of Jiangjia Village, Linhe Brigade, and Yaoba Town.
Yaoba Town is indeed the town currently under the jurisdiction of Mayor Jiang.
During the whole process, only Jiang Ning was talking in detail. Jiang Guotai and Mayor Jiang asked a question occasionally. They all had brand new notebooks and pens in their hands and kept taking notes in their notebooks. Mayor Jiang was afraid that they might miss something, so he asked Jiang Yanyan, who was in her second year of high school, to go out and get the BBK recorder that she was using to learn English listening. After pressing the record button, she listened carefully to Jiang Ning helping them plan.
A group of people around, such as Jiang Yanyan, Jiang Miao, and Jiang Bai, were listening without daring to breathe. Jiang Bai didn't have this kind of brain. After listening to it, he just felt:
Wow! What my sister said makes a lot of sense!
Wow! It turns out this is possible!
Wow! My sister is so awesome!
Jiang Yanyan and Jiang Miao, one in the second and the other in the third year of high school, listened with eyes full of curiosity. They didn't understand what was being said, but they felt it was impressive.
Jiang Xin, who was the main person in charge of training this generation, and Wang Xiyue, who had been with her father since childhood and was influenced by him, both looked at Jiang Ning with different eyes.
They are both sophomores. One is still in the stage where he has seen the world from his father, learned his father's methods and skills in dealing with things, and is doing quite well. He is having an easy time in college, is dating his partner, and will go abroad to study together in the future.
One is still in her 30s. She has a good family background. She has been pretty since she was a child, is sweet-talking and has high emotional intelligence. She is having a great time in college. She is in a relationship with her boyfriend and has already planned to study abroad with him. When she comes back, she will probably take the civil service exam or do other things under the arrangement of her father. She will definitely have a bright future and there is no need to worry.
But what is Jiang Ning, who is younger than all of them, talking about? We are talking about the governance of a place, how to boost the economic development of a place, how to drive the entire village, or even the entire town or county to become rich together.
It was not until this time that Jiang Xin and Wang Xiyue realized what it meant to be a top student at Peking University.
Is this the student from Kyoto University? This was only the first semester of college, and they were still standing on the first floor, but Jiang Ning's sister had already thought of the seventh floor.
Only Jiang's father smiled like a fool, as if he had already seen his daughter entering the system, holding a stable job, and rising to high positions in the future.
Mother Jiang watched her daughter talking nonsense. The key point was that she, a little girl, dared to speak, and Jiang Guotai and Mayor Jiang, two shrewd guys, dared to listen, and even listened with notebooks. In Mother Jiang's opinion, this was not like Da Pu.
But she also knew that she was illiterate and had little knowledge. She could not understand what they said at all. To her, it sounded like a fairy tale and she felt that everything they said was just empty talk and unreliable. Sometimes Jiang Ning did not say much in detail and just mentioned it in one sentence. Mayor Jiang and Jiang Guotai understood it, but Jiang's mother was the only one who was confused. She wondered in her heart if it was her fault that she could not understand.
But she didn't understand anything else, but she wouldn't make a mistake about the words "bank loan", right?
Mayor Jiang's wife is older than Jiang's mother and Shen Hongyun. She doesn't look like Mayor Jiang or Jiang Yanyan at all. Jiang Yanyan has a full and round face, and looks exactly like Mayor Jiang, but the mayor's wife's face is slightly concave, with a protruding forehead and chin, and a shallow arc from the bridge of the nose to the mouth. However, she has been making clothes by hand in the store all year round, and has a very gentle temperament. She doesn't understand and doesn't care what they are saying. She just listens quietly with a smile and lets Mayor Jiang do what he wants.
She never cared about his work and only took care of her children and her own shop business.
Shen Hongyun could understand. She had always been in the same place with Jiang Guotai. She was the one who attended all the events, met all the people, and conducted the first lady diplomacy.
They chatted from less than 1pm to 3pm. Jiang Xin and Wang Xiyue had no chance to interrupt and could only listen quietly. Wang Xiyue no longer had any sense of superiority towards Jiangjia Village, as she was from the city. She even asked Jiang Xin quietly, "Are all the people in your village so amazing? Jiang Guotai is already amazing enough. He was a poor boy from a mountain village, but he got the support of his father and got the highway construction project. Even his father didn't object to her dating Jiang Xin."
Look at Jiang Bai who appeared on TV today. He is even more handsome and flawless when seen up close.
Yes, there are some light freckles on both sides of his nose, which not only does not detract from his appearance, but even makes him look more real. When he smiles, he looks shy like the brother next door.
I heard that they have an older brother who has been a celebrity in the area since he was young.
Then look at Jiang Xin beside you.
It is naturally very good that Jiang Xin can get the recognition of her father. At least judging from the emotional intelligence and interpersonal skills she has shown so far, there is nothing wrong with her. Her appearance is even more impeccable. She looks very similar to Jiang Guotai.
Jiang Guotai is not very handsome, but he definitely has a dignified appearance. When he was young, he was not as handsome as his father Jiang, but he was also handsome. Jiang Xin, who looks like Jiang Guotai, suddenly looks ordinary when standing next to Jiang Bai.
Wang Xiyue has a high emotional intelligence and gets along very well with Jiang Guotai's family. After meeting the brother and sister Jiang Ning and Jiang Bai, she restrained her sense of superiority that she might not even be aware of, and became more down-to-earth.
Finally, Jiang Miao and Jiang Yanyan felt sleepy after listening to them chatting, and they couldn't sit still and ran out to watch TV and see the grandmothers outside playing mahjong.
The weather was cold, so in the afternoon the grandmothers did not play mahjong in the sun on the high platform, but ran to Mayor Jiang's house to play mahjong. The old men, some of them were playing the most popular game at that time, Landlord, outside, while others stayed behind to brag and chat.
Jiang Xin and Wang Xiyue also witnessed what Jiang Guotai said, that their next generation will definitely be led by this group of people.
Even though Mayor Jiang and Jiang Guotai had already had too high expectations of Jiang Ning, Jiang Ning's political sensitivity, analysis of the economic situation, and analysis of the country's future trends still far exceeded their expectations, and they were amazed in their hearts. Their original attitude towards juniors rose to that towards their peers. Even many years later, when Jiang Guotai had already achieved success and was worth hundreds of billions, and because his career was going smoothly and his social status was constantly improving, he became self-willed and even a little domineering. Whenever he couldn't make up his mind and wanted to discuss something with someone, and he wouldn't listen to anyone's opinions and just wanted to act arbitrarily, he would call Jiang Ning to ask for his opinion. One word from Jiang Ning was even more useful than a hundred words from people around him and had a greater impact on him.
Not only him, but also Mayor Jiang. Among the three of them, although Mayor Jiang is the oldest, one year older than Jiang's father, and Jiang Guotai is the youngest, one year younger than Jiang's father, all the villagers call him "Fourth Brother". One reason is that when he was in school, he had the best grades and was both a student and a teacher, so everyone respected him. Another reason is that his social status is the highest in the village. Even if they are older than him, who dares to call him "Fourth Brother" like they did when they were young?
Mayor Jiang once thought that once he could retire from the county, that would be the end of his career.
Unexpectedly, the age of early forties was not the end of his career, but the starting point of his career.
Who can predict the encounters in life?
At around four o'clock, the mayor's wife had already gone out with Shen Hongyun, Jiang's mother and others. Mayor Jiang insisted on taking them to his house for dinner tonight. Unfortunately, although Mayor Jiang currently has the highest social status in the village, the house in his hometown is exactly the same as Jiang's father's old house, and the shortest among the surrounding ones.
Mayor Jiang was allocated a house in Yaoba Town. Throughout the year, only the old man and the old lady would occasionally live in their hometown. Most of the time, they were taken to Yaoba Town by their parents to live with them.
Their house in Yaoba Town is not big. The first floor is the tailor shop of the mayor's wife. There are two rooms on the second floor, one for the couple and one for their daughter. The daughter lives in the school dormitory after entering high school. The room is currently occupied by the old couple. When the daughter comes back during the holidays, she either partitions off the room and puts a small bed in it, or the old couple has long wanted to return to the village and live there for a while.
Seeing that Mayor Jiang's old house was too crowded, Jiang Guotai simply suggested, "Let's go to Guoping's house. His house is big and new. They haven't held a beam-raising wine ceremony yet. It's a good opportunity for us to hold a beam-raising wine ceremony for him during the Chinese New Year."
Mother Jiang took Shen Hongyun and the others to the Jiang family to prepare dinner. The mayor's wife and Shen Hongyun were afraid that the Jiang family might not have enough food, so they brought a lot of food from their respective homes.
Mayor Jiang's family actually doesn't have much money, and the things they can give out are limited. The main reason is that Jiang Guotai is very wealthy. If he keeps investing money in projects, his brick factory will still have a steady stream of income. This is still the end of the year, and it is the best time of the year for the brick factory business. Just plucking a leg hair is equivalent to Mayor Jiang's annual salary.
Jiang Guotai asked his eldest son Jiang Xin to carry a lot of things to the Jiang family, which scared Jiang's mother. She was flattered and said that she didn't need it and didn't need to bring so many things. However, Jiang Guotai still forced her to send them over.
Although Jiang Guotai always smiles at everyone and seems easy to get along with, he actually has a very tough personality and is very chauvinistic. This trait became more and more serious as his career developed.
Of course, in front of outsiders, he was just like Jiang Ning, smiling at everyone and having a very good attitude.
After the children and Jiang Ma and the others had all left, they discussed the matter of the sand factory in detail.
When Jiang Ning talked about river sand, only Jiang Guotai understood it. Even Mayor Jiang didn't react. What a huge treasure this was.
Jiang Guotai did not hide it from his father, after all, it was Jiang Ning who reminded him of this.
Jiang's mother was not here, but Jiang's father was like a wild horse that had broken free from its reins. He was so excited by Jiang Ning's plan for the sand factory that he wished he could borrow a large sum of money immediately and contract these sand factories.
Yes, several.
Shahe is very large, spanning two urban areas, Shuibu Town, Wucheng, Wujiang City and the neighboring city. Therefore, the ownership of this beach is not just one place, and it can be done by signing a contract. Different contracts are required according to different sections of the road and the different government management areas. It is mainly divided into three major areas.
That is to say, it is divided into three sand factories.
In his previous life, Jiang Guotai relied on the home advantage of Jiangjia Village to contract the two largest sand factories. There was also a small sand factory, which was taken away by the brother-in-law of a city leader who got the news. The reason why he got the smallest one was because he was not knowledgeable about the business and did not understand the situation in Shahe. He just heard about it from his brother-in-law and saw the benefits. Then, due to lack of funds, he used the least money to get the smallest sand factory. However, no matter how small the sand factory was, it was a business with no capital and he could just lie down and count money at home.
Jiang Ning analyzed to them the locations of these sand factories, their locations, and how to take over these sand factories.
She didn't need to explain these things at all, Jiang Guotai naturally understood them all. Jiang Ning only gave the beginning, and he knew what to do next, and he quickly formed a plan in his mind on how to implement it quickly and effectively.
Although Mayor Jiang knew that this was a huge fortune, he and Jiang Guotai were on two different tracks. Jiang Guotai put his arm around Mayor Jiang's shoulders and said very clearly: "Fourth brother, don't worry. We grew up together. I have been following you since I wore open-crotch pants. You all know what kind of person I am. Just go your way with confidence. You don't need to worry about the rest. I will prepare all the necessary relationships and things for you. You don't need to know or say anything. Just concentrate on developing the economy of our hometown, Shuibu Town, Yaoba Town, and in the future, the entire Wucheng. If you need anything behind the scenes, as long as I have it, I will say a word and I will say nothing!"
He then said to Jiang's father, "Ningning proposed this, so Ningning must have a share in this matter. If you want to participate, we brothers will do it together. If you don't want to participate, I will give you a small share, not much."
Jiang Guotai knows that Jiang's father is capable, but his shortcomings are also obvious. Jiang Guotai says that in this election of brigade secretary, Jiang's father is most suitable for the job of brigade secretary, assisting Mayor Jiang and Jiang Ning to first develop the economy of Jiangjia Village and Linhe Brigade and drive prosperity for the entire village.
Dad Jiang is ready to go, of course he wants to do it together.
But Jiang Guotai patted Jiang's father on the shoulder, smiled and said nothing.
Jiang Ning said to Jiang Guotai: "Uncle, you don't need to prepare my shares. I don't need them. You and I are not on the same track. I don't need them."
As long as Jiang Ning is willing, she can use her current royalties for investment and easily become a billionaire in the future, and she won't even have to worry too much.
Her words made Jiang Guotai laugh out loud, his face full of admiration, and he said, "Yes, yes, you and uncle are not on the same track. Uncle will rely on us Ningning for support in the future. Don't worry, you don't have to have shares, but what you deserve, uncle will give you every penny. Just like your fourth uncle, concentrate on your own field. Whether you want to go into scientific research or any other field in the future, as long as uncle can support you, you don't have to say a word, uncle will get it for you!"
Jiang Ning took a sip of tea and said with a smile: "Uncle, we should keep a low profile outside. There are many hidden talents out there. Don't look down on me. How many people like me can be produced in Tsinghua University and Peking University every year? There are many people who are better than me. I have seen a saying that when you are proud, you should treat others as human beings, and when you are frustrated, you should treat yourself as a human being."
She looked at Jiang's father. Jiang's father was stunned and chewed over this sentence again and again. He was unable to lift his body due to the huge debts for many years. During those years of frustration, he lived like a stray dog. How could he consider himself a human being? Just treat yourself like a dog.
As soon as he made some money, he couldn't wait to come back and build a big house to show off. He wanted to tell all the people in the village who once laughed at and looked down on him that even though he, Jiang Guoping, had been frustrated for ten years, he had made a comeback now!
At this time, Jiang Guotai did not feel deeply about this sentence. He has always been smooth and always done things thoughtfully and perfectly. He just thought that this sentence was said to Jiang's father and to himself. How could he have thought that this sentence was an advice to him?
He laughed and patted Jiang's father on the shoulder, then said with a high-spirited smile: "Did you hear what Ningning said? What's wrong with being in a low point for a while? Think about how poor our village was back then? We couldn't even have enough food to eat, and we didn't even have a pair of good shoes. Now look at us now! Your past is in the past, and we are still young, with plenty of opportunities!"
After they came out and went to Jiang's house for dinner, the villagers stood on the high platform and looked at them. They were surprised to find that Jiang Ning, the junior, was not walking at the end, but was being pulled by Jiang Guotai, Mayor Jiang and others to walk in the middle of them, walking side by side with them. Both of them were smiling and talking to Jiang Ning with their heads down. No one knew what they were talking about.
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