Chapter 8585
When meat is served right in front of you, why wouldn’t you eat it?
Before the benefit of allocating housing to work units was cancelled, the real estate industry in Shanghai was not as hot as it was after the millennium. Otherwise, there would not have been policies such as giving a blue-stamp household registration for buying a house to promote the real estate industry and stimulate people to buy houses. Therefore, very few people bought pre-sale houses at that time, and most people bought existing houses.
At that time, people generally had conservative ideas, and only a few were willing to take out loans.
If Jiang's father and mother knew that Jiang Ning owed so much mortgage in order to buy a house, they would probably go crazy.
They would think, is she crazy to owe so much in loans?
People at this time were terrified at the mention of loans, and felt that if a family got involved in a loan, their entire family would be ruined.
The salesman looked at her like a fool, watching their manager trick a teenage girl into buying the largest and hardest-to-sell house here. Even so, the girl nodded and said, "Take me to see the house first."
Manager Qian immediately took Jiang Ning to see the house.
The house is larger than her last one, at over 300 square meters, making it very suitable for renting out as an office space, and the lighting is also very good.
When they were building this community, they had this plan in mind, which is why there are houses of more than 300 square meters.
But because the square meters are larger, the down payment is also higher. Originally, the down payment of 8,000 yuan was required, but now the down payment must be 10,000 yuan.
The salesman saw them return to the sales office and heard their manager telling Jiang Ning that the down payment would be 10,000 yuan. For two ready-made houses, the down payment would be 20,000 yuan.
But because she bought a lot of houses, she can be given a 5% discount.
Then the little girl simply nodded and said, "Okay."
He watched as their manager brought over four house purchase contracts, and thought dejectedly, does their manager Qian really have no conscience? How could you cheat on a young girl from another place like this? He dared to sell the missing house, and she dared to buy the other one.
How can I pay off so many loans?
He doubted whether the girl in front of him had the ability to repay the loan.
The mortgage payment is several thousand a month! With their manager doing this, can they really get a loan from the bank? Even though their house has zero down payment, it still depends on income proof and repayment ability, right?
How could Manager Qian not know whether Jiang Ning had the ability to repay the loan?
She is the author of "The Great Song Dynasty". He heard from his brother about her current royalties. It is ten yuan per thousand words, which is more than his current basic salary. This does not include her publishing royalties and TV drama copyright royalties.
This little girl earned more in a month than many people earned in a year at that time.
After reading the contract carefully, Jiang Ning signed it happily.
The loan was processed very quickly. The person who came to process the loan for her was still the bank manager from the last time. Seeing Ning Meng again, the bank manager was still very happy. He even brought two books and asked Jiang Ning to sign them for him: "My daughter likes your books very much. Can you please sign them for my daughter?"
This time he really didn't lie. After he caught up with "The Great Song", he bought every issue of "Wuxia". He bought so many that he would not keep every copy in the office, but would take some home. His daughter flipped through it when she was bored, and unexpectedly, she also caught up with "The Great Song" and bought the book.
Every time Jiang Ning received his royalties, there was a record in his passbook. When Jiang Ning signed before, it was only 120 yuan, which didn't seem like much. Now, it has risen to 260 yuan per thousand words. The fixed royalties alone are more than 20,000 yuan each month, not to mention the royalties from the publishing house.
The publishing house only paid Jiang Ning a 9% royalty for the first book. After several reprints, the royalty rate has risen to 12%. After selling one million copies of the book, Jiang Ning earned 200,000 yuan at once, not to mention the second book. The first print run of the second book was 800,000 copies, which was 12% higher. The income from these two royalties alone was so high that many people today dare not even think about it, not to mention the sale of the TV series copyright later.
Based on these bank statements alone, is the bank manager still worried that Jiang Ning won't be able to pay back the mortgage? There is no need for Manager Qian's brother to issue her an income certificate; the bank statement is enough.
After everything was done, Yang Meirong came back riding her bicycle, panting.
She felt strange when she didn't see Jiang Ning when she came back, so she asked the salesman, "Have you seen Teacher Jiang?"
The salesman didn't know Jiang Ning was Ning Meng, the author of "The Great Song Dynasty". When he heard her calling him teacher, he was surprised: "She is a teacher?"
Yang Meirong was warned by Chief Editor Qian not to reveal to anyone that Jiang Ning was the author of The Great Song. She nodded randomly when she heard that. She was a little anxious when she didn't see Jiang Ning. After all, she was unfamiliar with Shanghai and as a little girl, she was afraid that something might happen to him.
I heard the salesman next to me say expressionlessly: "The manager took her to the bank to apply for a loan."
Yang Meirong was puzzled: "Ah?" Then she exclaimed in surprise: "Teacher Jiang bought another house?"
Jiang Ning is her client, so even if it was Manager Qian who helped sell the house, the commission from the purchase of the house would be hers.
At this time, she didn't know that Jiang Ning had bought four houses at once. She only thought that she bought one house, but the commission for one house was also 500 yuan! It is equivalent to her previous three months' salary.
Seeing how happy she was, the salesman felt even more depressed.
He was so angry. He was the first person to see Jiang Ning. How could he be so blind as to think she was looking for someone at the construction site? The commission from the two ready-made houses was all given to Yang Meirong.
He saw that she came this time still wearing the tattered coat with several patches on it, and yet she bought four more houses in one go!
He was very puzzled as to why this rich girl always wore such tattered clothes. How could I not misunderstand when I saw her wearing such tattered clothes?
The girls in Shanghai, if they are rich, will dress very fashionably. How could they wear such baggy and worn-out clothes? Those clothes must have been worn for five or six years before they look worn-out.
When Manager Qian brought Jiang Ning back and Yang Meirong learned that four houses had been sold, she was extremely surprised.
What does it mean to close a business for three years and then make enough money for three years after reopening?
She immediately received a commission of two thousand yuan, two thousand yuan!
It’s equivalent to her previous year’s salary!
Now she doesn't have to worry for the whole year!
No, isn’t that how houses are sold? What happened? How come four houses were sold just because I accompanied Teacher Ning Meng to buy a computer?
Isn’t Manager Qian so awesome?
Before, she asked Jiang Ning why she came to Shanghai, and she said she came to buy a computer. In other words, she didn't actually plan to buy a house at that time. Otherwise, why is Manager Qian a manager, and they are just ordinary house sellers?
Look at their manager, he bought four sets at once.
She looked at their manager Qian with admiration. It turned out that their manager Qian was good at selling houses. Not only did he sell two existing houses, he also sold two pre-sale houses that were still under construction and had no sign of being built.
Moreover, their manager has connections and relationships in banks, so the loan can be approved.
Teacher Ning Meng really dares to buy it!
But Teacher Ning Meng dared to buy it. Although there is no down payment for the pre-sale house, the mortgage to be paid every month is money. She hasn’t even seen anything yet, and she has already paid back a few hundred yuan every month. Now Teacher Ning Meng has a house in her hands. The mortgage alone must be over a thousand yuan every month, right? Thinking about the fact that she had to pay back one or two thousand yuan every month, or even more for the mortgage, she felt sorry for Teacher Ning Meng.
Otherwise, if we went to other banks for so many loans, it would probably take many days to review and we would not be able to get it done. But their manager personally took people there and got everything done in one day.
At this time, she didn't know that Jiang Ning's mortgage payment for the villa alone was more than two thousand yuan a month.
Manager Qian handed the file bag containing the contract to Yang Meirong with a smile: "Take Jiang Ning to the Housing and Construction Bureau in the next two days to get the property certificate."
This contract is made in triplicate, and their sales department will also keep an original contract.
Yang Meirong nodded repeatedly: "Of course, of course, I will take Teacher Jiang there tomorrow!"
At this moment, her face was full of smiles, without any trace of sadness.
A year's salary. This year she no longer has the anxiety of not being able to pay salaries because the house cannot be sold.
Her basic salary is only 100 yuan, and her husband has been laid off. Her salary of 100 yuan is not enough to support her family.
After seeing Jiang Ning and Manager Qian off from the sales office, she couldn't hide the joy on her face and said to the salesman, "Why is it that Teacher Jiang buys a house as easily as buying cabbages?" After asking, she became worried about whether Teacher Jiang Ning could afford to pay back the several thousand yuan monthly mortgage.
The salesman looked at Yang Meirong, who was full of joy, and said sourly, "Fool."
Jiang Ning is a fool. Yang Meirong's house cannot be sold, and the woman who relies on picking up bargains is also a fool.
After thinking about this, the salesman felt even more jealous, because Yang Meirong picked up the money he had lost, and the money should have been earned by him! The more he thought about it, the sadder he felt. This led to him never daring to be as arrogant to Jiang Ning as he was when he first met him, whenever he saw someone wearing shabby clothes.
Who knows if among these people there is also a fool like her, who is obviously rich but likes to wear shabby clothes?
Manager Qian also took Jiang Ning to see the house she was renovating. The house was not completely finished yet. It was Chinese New Year and the workers had gone home for the holiday. They would not be back until the sixth day of the New Year. Manager Qian mainly took her to see the quality of his renovation.
Because he wanted to take photos later as a model house for customers who wanted to buy houses, he was very concerned about the decoration quality of Jiang Ning's house. He introduced the materials he used to Jiang Ning, "Don't worry, they are all good materials on the market."
"Teacher Ning Meng, do you want to renovate your other three houses? I will renovate them all for you!" This way he can earn some money from the renovation and solve his brother-in-law's employment problem.
Jiang Ning shook his head and said, "I don't have any money anymore. I can entrust it to Manager Qian when I have more money later."
Jiang Ning plans to renovate these five apartments in the future and use them as rental houses, so that Grandpa Jiang can walk around with his hands behind his back and collect rent when he has nothing to do.
In order to make it easier for Grandpa Jiang to collect rent in the future, it would be a good idea to buy a house in the same community.
Manager Qian was overjoyed when he heard this.
After undertaking the decoration of Jiang Ning's house, he found that it was quite profitable to specialize in decoration for others, especially when he cooperated with his brother-in-law. His brother-in-law solved the furniture problems, and both of them could make money. He began to think about his future path and whether he should set up a team specifically for decoration.
He used to be a middle-level manager in a factory. Now he is over 40 and unemployed. He found a job in house sales. Even though he is a sales manager, the salary is not low, but what happens after the houses are sold? Will he face the problem of being laid off and unemployed again? This made him a little anxious and he was also thinking about his future path.
After decorating the house for Jiang Ning, Manager Qian might receive another decoration order from Jiang Ning in the future, so he wondered if he could specialize in this area.
He himself is in the house sales business, and he knows where the minefields in this industry are. Many decoration teams, if they want to get the job, advance the money for the decoration, and only pay after the decoration is completed. This requires him to advance a large amount of money in advance, which he does not have so much money now. Moreover, if he does not work as a sales manager, he may not get any decoration work. So he has to do the job of house sales manager, but he has this idea in his mind for now.
Another person who has the same idea as him is Jiang's father.
Jiang's father used to work for others on a construction site, and he had long wanted to form his own team, find some people in his hometown, and take on the work himself.
But Jiang's mother was afraid of the risks and because she was in debt as before, she refused to agree.
She just wants to live a peaceful life.
When they returned home on the third day of the Chinese New Year and saw that their children had returned to school and they no longer had to worry about them, they began to prepare to go to Shenzhen to find Jiang Song.
Dad Jiang first carried a basin of water chestnuts and went to the riverbank to catch snails in order to make snail meat sauce.
Mother Jiang was packing up things at home. The meat that was not eaten during the New Year had to be marinated and taken away. The quilts and clothes at home had to be washed and packed up and taken away, otherwise she would have to buy everything outside.
We had two pigs at home, one was sold at the end of the year, and the other was slaughtered at the end of the year. We also raised some chickens, and asked my aunt to take care of them from time to time: "You can eat the eggs they lay."
She and Aunt Jiang have been sisters-in-law for so many years. Aunt Jiang is kind and honest, and doesn't care about things. When the family was divided, Aunt Jiang wanted Grandpa Jiang, who was paid, to give Grandma Jiang, who had a stronger personality, to Uncle Jiang's family. Aunt Jiang didn't say anything and was happy. Now that Aunt Jiang entrusted the chickens to her, she didn't say anything either. She smiled and said, "If Dad and the others come back and want to kill the chickens for food, I won't care!"
This one sentence made Jiang Ma's face turn black.
But she couldn't take these chickens away, and even if she sold them, she wouldn't be able to sell so many in a short time.
Which family in the countryside doesn’t raise chickens nowadays?
It was still Jiang's father who said, "When Dad and the others come back, just eat them. We can then take care of them."
Jiang Ma glared at him: "You make it sound so easy!"
She raised these chickens, but she couldn't bear to eat them herself, because she wanted to give them to Jiang Song. However, Jiang Song never came back, and she only killed one chicken each on New Year's Eve and New Year's Day, leaving more than ten chickens, which she could not finish eating.
"Then send it to Xiaofeng's home and see if she can help sell it. If she can, then sell it. If not, ask your sister-in-law to help raise it." said Jiang's father.
After the third day of the Chinese New Year, there were boats available, but the river water level dropped too low, so they had to walk a long way to the river bank of Wangjia Village below to catch a boat.
During the Chinese New Year, the demand for chickens and ducks in the street markets is very great. Aunt Jiang's parents-in-law sell chickens and ducks themselves. They usually get their goods from chicken farms and duck factories in the neighboring city. The chickens they sell are all farm-raised chickens. There are very few truly domesticated chickens on the market. When they received more than a dozen chickens at once, Aunt Jiang's parents-in-law were reluctant to sell them and wanted to keep them for their own consumption.
Of course, this was impossible. Aunt Jiang's parents-in-law bought all the chickens they sent on the spot, and then sold them to others for two yuan more per chicken. They were all sold out in one day.
By the time all these things were packed up, it was already the fifth day of the New Year. The couple each carried two large snakeskin bags, and Jiang's father carried a load of snail meat sauce. They took a bus to the neighboring city, and then took a train to Shenzhen.
The train station was packed with people. Jiang's father and mother couldn't buy tickets for that day, so they bought standing tickets for the next day. They didn't want to stay in a hotel, so they just spread out a quilt in the train station lobby and slept in the train station. At night, you slept in the first half and I slept in the second half.
There are many people like them at the train station, sleeping on the floor with their clothes on. They are all working outside.
The neighboring city is more than a thousand kilometers away from Shenzhen. The trains at that time were still the old green trains. It took several days and nights to take a train from the neighboring city to Shenzhen.
They were reluctant to buy boxed lunches on the train, so they brought homemade rice crusts, rice candy and eggs. There was boiled water on the train, so they soaked the rice crusts and eggs in the lunch boxes. A bowl of soaked rice crusts, an egg and some snail meat sauce was a meal.
They are not the only ones like this; most people on the train are like this. Only parents with children are willing to buy lunch boxes for their children. If the children cannot finish the food, the adults will eat the rest.
Everyone was like Jiang's father and mother, with a lot of bags, big and small.
Mother Jiang also brought a big bag of melon seeds and peanuts. The couple ate the melon seeds and peanuts they roasted themselves on the train.
Because they had already planned to go to Shenzhen to visit their son before the New Year, they did not roast a lot of melon seeds and peanuts for the New Year this year, but brought them out together this time.
As a free trade zone, Shenzhen had developed very rapidly at that time. The streets were full of cars, and as soon as you got out of the train station, you would see people like them who came to the city to make a living.
Jiang's father and mother stood on the street of this strange city, looking around in confusion, not knowing where to find Jiang Song.
There are many factories in Shenzhen, and Jiang Ma wants to find a job in one of them.
Father Jiang stopped her from doing this and said, "Songzi is a high school student, why would she work in a factory?"
He didn't dare to think about those tall and bright office buildings, and he also felt that his son would not go to work on a construction site. The two of them stood at the entrance of Shenzhen Railway Station, their faces blank, not knowing where to go.
In the end, Jiang's father decided to rent a house near the train station and sell some boxed lunches and food there. He would watch people coming and going at the train station every day. If Jiang Song went anywhere, he would definitely come to the train station, so maybe he would meet his son one day.
This was originally just a helpless act of the two, but Jiang Ma soon discovered that she could earn much more by selling lunch boxes at the entrance of the train station than by working on the construction site.
The rent near the train station was a bit expensive. They couldn't afford it, nor were they willing to rent an expensive house, so they just rented a small room where they could cook. After settling in, the two went to ask nearby where there was a small market selling pots, pans, and utensils.
The Shenzhen accent is completely different from that of Wucheng. They simply couldn't understand what others were saying. Jiang's mother couldn't speak Mandarin, and it was Jiang's father who could barely communicate with others. In the past, they had only worked in Nanshi, Sushi, and Shanghai. For the first time, they experienced what hardship was, the hardship of not being able to speak the language.
For a moment, Jiang Ma actually wanted to back out and go back.
"If not, I'll go to a factory first. Those factories only need hands to do the work, and it doesn't matter if you don't understand the language." Jiang Ma is having a hard time in this strange city. "Why don't you go to a construction site and find a job?"
She couldn't help but complain, "Why did Songzi come to this damn place? I can't even understand what they say."
But what she saw as a hellish place was a paradise in Jiang Song's eyes.
The release of "Young and Dangerous" had a great impact on Jiang Song, who was working hard with his friends in Shenzhen.
He is a man who values brotherhood very much. This film is very much to his taste. In addition, he has been helping his brothers to grab projects on the construction site during this period. He is tall, strong, and very good at fighting. He has been fighting with children in the village since he was a child. He is very good at group fights, and soon he made meritorious deeds in the fights for projects. He was valued by his friend's uncle, who brought him around and treated him to good food and wine every day.
Jiang Song thus became the central figure sought after by these people.
He really enjoyed this kind of underworld life where he was sought after by others, and had no idea that Jiang's father and mother had come to Shenzhen to find him.
Jiang Ning stayed in Shanghai for a few more days this time, and only returned to Wucheng after getting the property certificates for the two houses and the villa.
She wants to go back to Wucheng to transfer her household registration.
The only trouble now is Jiang Bai.
The villa she bought came with four blue-stamped household registrations, which could be used to transfer her household registration, that of Grandpa Jiang, and Jiang Bai, so that Jiang Bai could go to Shanghai to take the college entrance examination.
Although she was taught by Mother Jiang since she was a child that she should earn money for the family and provide for her two brothers when she grew up, and the villagers also told her that girls belong to other families and should be nice to their brothers and sisters, fortunately, she grew up in the mountains with Grandpa Jiang during the most critical years when her outlook on life was shaped.
Grandpa Jiang would never say these words to her. Grandpa Jiang simply doesn't talk. He is a silent old man. The time he talks the most is when he is bragging with his old friends. Usually, Grandpa Jiang doesn't like to talk or preach. What he says to her the most is probably to study hard, because only by studying hard can you have a bright future and go to a big city in the future.
When Jiang Ning was a little older, it was a critical period for character formation. Jiang's father and mother went out to work again. So even though Jiang's mother nagged her every time she came back and brainwashed her into making money for the family, she never had the idea of making money to buy a house for her brothers in the future.
The same goes for Jiang Bai.
Children in rural areas are free-range. After Jiang Bai was born, his parents were busiest at the chicken farm and had no time to take care of him. When he was a child, he followed Jiang Song around. Later, the chicken farm went bankrupt due to a chicken plague. In order to pay off the debts, his parents went out to work and took Jiang Song with them. He was taken to the mountains by Grandpa Jiang with Jiang Ning and grew up with Grandpa Jiang. When he was a little older, he was taken away by his parents.
He was not kept with Jiang's parents for a long time. After studying in another place for two years, they sent him back to his hometown to go to school.
So when the three siblings grew up, they lived their own lives in different cities, so far away from each other that sometimes they didn't see each other once a year. He had no intention of wanting help from his sister, nor did he have any intention of helping his brother to add his household registration to her house. She was not worried that Jiang Bai would want her house or something in the future.
Jiang Bai now has a lot of money, and she wants to persuade Jiang Bai to buy a house in Shanghai.
Although Jiang Bai does not have a fixed income now, I believe Manager Qian can do it, right?
How could she tell Jiang Bai and her grandfather that she owned seven houses in Shanghai?
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