Chapter 4040 [Second update]
If you are not living in that era yourself, it is hard to imagine that this later international metropolis and future financial center of China was still in a state of disrepair. Except for the dwarf-like port building next to it, the surrounding area was still deserted. Note ①
Throughout the 1990s, Shanghai was under rapid construction, with subways, elevated roads, and roads being built. The entire city was filled with smoke and dust, especially in the east part of Hudong.
Jiang Ning didn't care about the roar of machinery on the construction site next to him, nor the bumpy road. Instead, he looked at the completed buildings with interest and asked the salesperson, "Have all those buildings been sold?"
This one sentence made the sales guy depressed and uninterested.
He didn't think the girl in front of him could afford a house, so she asked him, "Do you want to buy one?"
Jiang Ning said: "I saw your GG on the GG sign at the train station, it said it was zero down payment?"
The salesman wanted to roll his eyes. He pointed at the construction site next to him and said, "Look, the pre-sale houses here have zero down payment, but the houses here don't." He said unhappily, "Even if it's zero down payment, it's conditional. Do you think you can get zero down payment just by saying it?" He looked Jiang Ning up and down, "If you really want to buy, you should ask your parents to come." He muttered, "I guess your parents can't afford it either."
His tone was a little impatient, and he openly showed some disdain for Jiang Ning.
It's not his fault for his attitude. The clothes Jiang Ning was wearing were not even suitable for her, not to mention that she had enough money to buy a house. The salesperson completely thought that Jiang Ning was taking advantage of the words "zero down payment" because she thought she could get a good deal.
"It's true that zero down payment is zero down payment, but first you need a certificate of employment and income issued by your work unit, right? Otherwise, you have no income at all and you want to get something for nothing. Do you really think that zero down payment is free?" The salesperson rolled his eyes at Jiang Ning and was unwilling to pay any more attention to her.
Seeing him like this, Jiang Ning didn't waste time on him and went straight into the sales office. The young salesperson saw her walking straight inside and didn't follow her in. Instead, he remained outside, watching the taxi that Jiang Ning was in go away, leaving a pile of dust on the ground.
I couldn't help but look at the surrounding scene where neither chickens laid eggs nor birds pooped, and I doubted how the houses here could be sold.
Moreover, their house is not an ordinary commercial residential house, but an apartment. First, they cannot be registered in Shanghai, and second, it cannot be used as a school enrollment house for their children. When buying a house at this time, who would not consider whether their children can go to nearby schools in the future? This house doesn’t even have this function, how can it be sold? Not to mention houses in other districts, where buying a house can give you a blue-stamped household registration.
After Jiang Ning stepped into the dust, he called out to a woman in her twenties, "Hello, I'm here to buy a house. Can you introduce it to me?"
Yang Meirong looked up and was stunned for a moment, then pointed at her nose and said, "Are you calling me?"
Jiang Ning also misunderstood and apologized, "Sorry, I thought you were a staff member here."
"Yes, it's me." Yang Meirong hurriedly ran over with a notebook.
The towel factory where she used to work went bankrupt, and she hadn't paid any wages for several months. She had finally found this job with great difficulty.
She had never worked in sales before, so she wrote down all matters in a small notebook and explained them one by one according to the notebook.
It has been nearly a month since she started working, but she has not sold a single house yet. In addition, the wages from the towel factory have not been paid yet, which makes her look haggard and sad, and she exudes a sad aura.
"You want to buy a house?" She looked at Jiang Ning uncertainly.
"Any questions?" Jiang Ning was looking at the iron mesh bookshelf in the sales office. Hearing this, he turned his head to look at her.
Even though Jiang Ning was wearing the most worn-out clothes, Yang Meirong couldn't treat the little girl in front of her as a child at all. She even felt like she was facing her leader. Her voice suddenly weakened. "No, no problem. Which house do you want to see? I'll take you there, okay?"
Jiang Ning put the book in his hand back on the bookshelf, looked at the houses that had been built and those that were still under construction outside and said, "Tell me about the ones that have been built and those that are still under construction here."
Yang Meirong followed her half a body length behind her and said: "The houses that have been built here require a down payment." She couldn't help but lower her voice and said with a lack of confidence: "The down payment is 8,000."
Nowadays, if a family has a surplus of 2,000 yuan, it is considered a lot of money. Although the concept of "ten thousand yuan household" is a concept of the 1980s, some people had already become rich in the mid-1990s, accumulating wealth of tens of thousands, hundreds of thousands, or even millions. But such people are very rare. For ordinary people, 10,000 yuan is still a very large number. Even if they have this money, they will buy houses in the west of Shanghai. How could they come to the east of Shanghai?
Those within the system who can afford it are all waiting to be allocated welfare housing, so they are even less likely to buy a house.
Thinking of something, she couldn't help but raise her voice a little: "But the house is very big, and the price is only half of other houses. In the future, a subway will be opened here, and it is planned to be here." She seemed to be afraid that Jiang Ning didn't believe it, so she raised her voice to emphasize: "Really!"
A big house is definitely a big temptation for many people at this time.
Nowadays, many people live in houses allocated by their work units, which are very small. A whole family is squeezed into a two-bedroom, one-living-room house of 50 to 60 square meters. Some houses are even only 30 to 40 square meters, but are crowded with three generations of a family, and even the balcony has been divided into a room.
This is the case with Yang Meirong's family. She knows better than anyone how much people desire big houses at this time.
If she had been short of money and didn't meet the requirements for zero down payment, she would have wanted to buy one.
Jiang Ning looked at her and said, "I've seen other places where buying a house gives you a blue-stamped household registration, and you can register directly in the house. Is this possible with this house?"
Yang Meirong lowered her head deeply again.
"Come on, show me the house."
Yang Meirong quickly took her there.
It's really sad. Because of the down payment problem, very few existing houses have been sold here. The houses have not been selling well. That's why there are people who buy pre-sale houses with zero down payment opposite the train station.
No one is willing to come to Hudong to buy a house.
There is a saying in Shanghai at that time: I would rather have a bed in the west of Shanghai than an apartment in the east of Shanghai.
This shows how desolate, messy and chaotic Hudong was at that time.
Not to mention spending so much money to come to Hudong and buy a house like this which has no other advantages except being big.
Apart from being big and cheap, she really couldn't praise the house enough.
Jiang Ning was brought to the newly built building by Yang Meirong. The interior of the building was still rough. Jiang Ning looked at the quality of the house. Yang Meirong quickly said, "Don't worry about the quality of the house. It is absolutely good! The subway line is also planned here."
Speaking of subway planning, Yang Meirong felt guilty again. The first subway line in Shanghai was opened in 1993, and the rest of the subways are still under construction. The surrounding area is desolate, and it is difficult for her to boast that the subway will be extended here. But the manager said that the subway is really planned here.
Jiang Ning looked up and saw that the floor height was indeed 6.2 meters as stated on GG, probably to increase the competitive advantage over other residential commercial houses. This height was very rare after more than a decade, and it could be divided into two small duplex floors.
In other words, you can buy a two-story house with half the price of other commercial housing, which is a great value!
Yang Meirong then took her to see the large balcony and terrace that were given as a gift. At that time, some people's houses were not as big as the free balconies and terraces combined. The area of the terrace and balcony alone was 35 square meters.
And at that time, there was no common area.
Although the Ministry of Construction promulgated the "Rules for Calculating the Sales Area of Commercial Housing and Allocating Public Building Area" in September 1995, it was not actually implemented until December.
There are only two months left until now, which means that if Jiang Ning wants to buy a house, he should hurry up and buy it before the rules for sharing the common area are officially implemented.
She will leave Shanghai at noon tomorrow, or at the latest in the afternoon, so she doesn't have much time to waste.
She asked, “What if I want to buy the property next door with zero down payment?”
Yang Meirong said: "You need to provide proof of employment and income from your unit, indicating that you have stable repayment ability, and your bank account must have a deposit of no less than 1,000 yuan."
The mere fact of having a deposit of 1,000 yuan has discouraged too many young people.
At this time, there are a lot of laid-off workers who have lost their jobs, let alone wages, and their family expenses are all covered by previous savings. Not to mention young people, it is already good enough to find a relatively stable job, not to mention saving a thousand dollars at such a young age.
It’s certainly not that there is nothing that can be saved, but it’s very little.
This is also the reason why no one has been interested in their property so far, and they have to go to the train station to trick outsiders into buying houses.
But if outsiders want to buy a house, they need to register their household registration in Shanghai, and they can’t even register their household registration for this house.
Jiang Ning carefully looked at the floor plans, lighting and other aspects of the rooms in the several buildings, asked about them clearly, and only after he had a clear idea in his mind did he return to the sales office with Yang Meirong.
Jiang Ning didn't say much nonsense and directly took out the "Martial Arts" magazine. "I am a contracted author of this magazine. I have a contract as proof that I have a stable source of income. Can I buy the pre-sale house next door that is being built?"
"Well..." Yang Meirong was stunned by the question and said weakly, "I'll go ask our manager."
"Better hurry up, I'm in a hurry."
Seeing that the girl really wanted to buy a house, Yang Meirong hurried upstairs and quickly called over a middle-aged man in his forties.
"This is our Manager Qian." Yang Meirong's voice was still weak and she introduced him to Jiang Ning like an unconfident young wife.
Manager Qian frowned slightly when he saw Jiang Ning for the first time. Obviously, his first impression of Jiang Ning was that she would not buy a house, but he did not show it on the surface. Instead, he sat down with a smile on his face and asked her, "Are you going to buy a house?" His tone was quite kind.
He himself had a daughter who was about the same age as Jiang Ning, so his attitude towards Jiang Ning was the same as towards his daughter.
"Yes, if I buy two sets, is there any discount?"
Manager Qian was surprised by this and his attitude became serious: "Of course there is a discount. I can give you an 8% discount."
A 98% discount may not sound like much, but when calculated on the total house price, this discount is no small amount.
Jiang Ning nodded and said, "I want to buy an existing house and a future house. I can pay a down payment for the existing house, but I want no down payment for the future house. I have the contract for this magazine, which proves that I have a stable source of income. Here is also a publishing contract. I wonder if Manager Qian can help me get it."
Jiang Ning took out the "Martial Arts" magazine she brought with her and handed it to Manager Qian.
Manager Qian looked a little strange, and asked in confusion, "You said you are a contracted author for this magazine?" He said, "Can I see the contract?"
Jiang Ning came to Shanghai this time with the idea of buying a house, in order to avoid that her passbook and ID card would be taken away one day without her paying attention, and the money in the passbook would be taken away, which would be a big loss for her.
This was not just groundless worry. During the summer vacation, Jiang's mother searched her room several times. Although she didn't say anything, she knew it in her heart.
Only after she spent all the money did she feel at ease.
As for buying a house in Wucheng, Wucheng does have good potential for future development, but Wucheng is too close to her hometown, which she doesn't like. She just wants to be as far away from her hometown as possible. At present, the farthest place she can go is Shanghai.
She took out the contract she had prepared earlier from her bag and handed it to Manager Qian.
Manager Qian didn't take it seriously at first, thinking that the girl was just making a few dollars from writing articles, and she was so ignorant that she thought she could buy a house with such a contract. But he still didn't say anything to criticize Jiang Ning, but took the contract she handed over.
He opened the folder and took out the contract. He looked at it casually. When he saw the name of the work signed on the contract, he couldn't help but raise his voice: "Are you the author of "The Years I Was a Constable in the Song Dynasty"? "
No wonder Manager Qian exclaimed, this news is really unbelievable.
He looked at Jiang Ning in disbelief, then looked at the contract, then looked at Jiang Ning again, and then looked at the contract again.
No wonder he was suspicious.
"Wuxia" has a branch in Shanghai. The magazine's influence in Shanghai is no less than that in Guangzhou, and it also has a huge readership.
Compared with "Zhiyin" and "Story Club", readers in Shanghai prefer "Wuxia" more, especially male readers.
Manager Qian is not only a loyal reader of "Wuxia", his brother is also the editor-in-chief of the Shanghai branch of "Wuxia".
There are several "Martial Arts" magazines on the iron bookshelf in their sales office. Among them, the most popular ones recently are the ones that serialize "The Great Song Dynasty". On the one hand, they can read them when they are bored, and it is also convenient for customers to come to buy houses so that their family members can sit here and read them when they have nothing to do.
Manager Qian has read every issue of "Da Song".
Even though he was a reader, he had heard from his brother that the author of "The Great Song" was a policeman within the system, and judging from the professionalism and advanced criminal investigation methods he demonstrated in "The Great Song", he was also a very capable policeman and his position should be not low.
Regardless of whether Ning Meng is a boy or a girl, at least she is definitely not the little girl in front of him who looks like she may not even be in high school.
He put his hand holding the contract on his lap and said to Jiang Ning with a smile, "Little..." He originally wanted to call her little girl, but after thinking for a while, he said, "Little sister, you look about the same age as my daughter, so I'll call you that." He shook the contract in his hand, then carefully put it into the file bag and handed it back to Jiang Ning, his voice a little softer: "Is this your family's contract? Is it your father or mother?"
Thinking that this might be the daughter of his favorite author, Manager Qian's voice became more friendly.
This was the first time I was so close to my favorite author, and I even met the daughter of the author of "The Great Song Dynasty".
He did not doubt the authenticity of the contract, as there was an official seal on it and the contract also had a sewing seal.
The reason why he suspected that the little girl in front of him was Ning Meng's daughter was that private things like signing contracts were generally difficult to obtain unless you were very close to the person.
At this time, Jiang Ning regretted not bringing Wang Yong with her.
She pointed to the ID number on the contract and said to Manager Qian, "Manager Qian, please look at the number above." She then took out her own ID card and placed it next to it for comparison, "Look here, my ID number."
But Manager Qian still didn't believe that Ning Meng was her.
Considering that Ning Meng is a public security officer within the system, it is normal for her to sign the contract using her daughter’s ID card.
At first, he saw Jiang Ning's shabby clothes and couldn't tell that she came from a cadre family. But after judging that her parents were from the system, he looked at Jiang Ning again and felt that her temperament was indeed extraordinary. It was obvious that she was raised in a cadre family. This look, this feeling...
Thinking that I had just made the mistake of judging people by their appearance, I couldn't help but feel a little ashamed. Fortunately, I didn't show it.
He said to Jiang Ning in a kind tone: "Take out your parents' contract. Do your parents know about it? I just pretended I didn't hear about you wanting to buy two houses. You should still be studying, right? I just looked at the information on the contract. You are from Wucheng. Wucheng is not that close to Shanghai. Do your parents know that you are coming to Shanghai?"
Thinking that the girl might have come to Shanghai alone, Manager Qian couldn't help but feel worried and wanted to call his brother.
Although his brother is not the editor-in-charge of Ningmeng, Ningmeng is signed to "Wuxia" after all. As the person in charge of the Shanghai branch of "Wuxia", when his brother meets the daughter of a contracted author of his magazine, it is necessary to notify the author himself.
Even if his brother didn't know Ning Meng's phone number, he could still get Ning Meng's contact information through the magazine in Guangzhou.
It would be best if Ning Meng herself could come and pick up his daughter in person, so that he could take the opportunity to ask for the autograph of his favorite author.
So he called his brother and told him that the daughter of Ning Meng, the author of their magazine "Da Song", came to their sales office to buy a house with the contract between Ning Meng and "Wuxia". He asked him to contact Guangzhou City and ask Ning Meng to pick her up.
Not long after, his brother called and said, "I called Guangzhou City to confirm. If it really is a 15 or 16-year-old girl, it must be Ning Meng herself."
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