Jiangcheng City, City Branch.
The branch manager's office.
"Mr. Li, please try to help me... Thank you for your help."
After the president finished speaking, he hung up the phone, sighed deeply, frowned, and looked sad.
I have no idea about this quarter's deposit task. What should I do?
Every year, the head office will assign tasks to each branch.
The completion of the task is related to the year-end bonuses and various welfare benefits of the branch and its subordinate branches, and no negligence is allowed.
If it is not completed, but only a small part is missing, it may at least slightly affect welfare, and the problem will not be too big.
But if the difference is too big, then he, as the bank president, may have to make a report, write a self-criticism, or even be criticized.
This year, their branch successfully completed the tasks divided into four quarters in the first quarter, and even exceeded the target by a little, which reduced the pressure in the second quarter.
I originally thought that the second quarter would not be difficult.
As a result, the difference is quite large.
There is a gap of more than 2 billion yuan, and the third and fourth quarters are not optimistic. Based on the current capital outflow, it is estimated that there will be a deposit gap of at least 10 billion yuan for the whole year!
It’s just because the White Bear Country was subject to economic sanctions a few days ago, which affected all walks of life at once, and many related industries were greatly affected.
Some import and export trade was suspended for dozens of days, causing huge losses.
Therefore, those bosses and wealthy people withdrew funds from their accounts and injected them into the company to maintain operations.
However, as a result, the amount of deposits in their branch dropped rapidly, and the task seemed hopeless.
These days, he has been making phone calls one after another, putting aside his pride to contact the heads of major companies and local wealthy businessmen, hoping to attract some deposits.
But it doesn't help much. Those people are in a difficult situation too and there's nothing I can do to help them.
Just as he was sighing and feeling helpless, he had to cheer himself up and prepare to make a few more calls to try his luck.
The phone rang by itself.
He picked up the phone and heard the voice of his old classmate, a depositor information manager at the head office.
"Lao An, congratulations... your deposit mission is complete."
"Hang you, what? Are you mocking me? I just checked it this morning... Forget about completing it, I'm afraid the whole year is in danger!"
The bank president glared at me and retorted angrily.
"Oh, that's because you didn't check again."
They kept it a secret, deliberately whetting people's appetite.
After a pause, he said mysteriously, "An investment tycoon has transferred funds from the securities platform to a bank account."
The bank president paused, his brows raised. "How much?"
"More than 20... billion yuan!"
"Twenty billion!? And it's from a big investment guy's private account!!!"
The bank president was shocked, exclaimed, and jumped up from his position.
If it is a company account or public account.
Twenty billion is a lot but not too much. Such money cannot be considered as a deposit.
Because it can be mobilized at any time, it has extremely high mobility.
No matter how much deposit such a company has in its account, it cannot be considered as completing the task.
But private accounts are different...
If the 20 billion yuan of funds were not transferred out and kept in the bank, not only this quarter, but also the entire year's savings business could be completed!
That's why he was so surprised.
First, I have a clue about the troublesome task.
Secondly, the 20 billion in working capital is too astonishing. Who is the background of this investment tycoon?
"Don't worry, Lao An. His funds are absolutely clean. The supervisors have checked them out and there's nothing wrong with them."
"And twenty billion is all cash flow... If you can keep him, your annual savings target will be no problem."
"I'll send you the depositor's information. Try to keep him in our bank... Don't let other banks snatch him away. This is also the instruction from the head office."
There were many instructions over there.
Although the purpose was to reminisce with old classmates, the main purpose was to convey the instructions from the head office.
A private individual with 20 billion in cash savings is more valuable than a company account with 200 billion in assets!
After all, the former can use the bank's money for investment, while the latter basically requires borrowing money from the bank.
You can naturally tell what is more important and what is less important.
Now, all banks are eyeing this kind of absolutely high-quality and powerful users. If they are really poached, it will definitely be a loss for their banks!
"I understand."
The president quickly agreed, hung up the phone, and retrieved the information.
Very young, only in his twenties.
Good boy...
He has a cash flow of 20 billion in his twenties. You should know that the bosses and wealthy businessmen boasted by the news media have assets of hundreds of billions.
But in reality, they are all heavily in debt, and it is difficult to come up with tens or even hundreds of billions of cash flow.
With a cash flow of 20 billion, this capital is undoubtedly extremely strong.
Unexpectedly, he worked hard for a long time in the morning, trying to please the bosses but getting no response, just to complete the task.
As a result, someone inexplicably transferred money in, and the task for this quarter was completed instantly.
Although he was a little excited, the president did not forget his business.
"We need to get him a Gold Honor Card first, which will give him the highest level of service privileges."
The bank president frowned. It was more brain-intensive and required more effort than asking others to save money.
In addition to the basics of increasing permissions and improving services.
On the branch side, we have to give gifts to the boss. The more gifts, the less blame there is. This will increase the boss's favor towards the bank.
But what should I give?
Rice, oil and noodles?
This is a trick to fool ordinary depositors and is not worth showing.
My dear, there is more to this chapter. Please click on the next page to continue reading. It will be even more exciting later!
Continue read on readnovelmtl.com