Chapter 56
When the news about Cheng Xiangqian came out, it was no exaggeration to say that it was like gold falling from the sky for the people in his hometown.
The nephews looked at each other, unsure how to respond. If they said no, it would be a bit against their will; but if they said yes, they'd feel bad, as the down payment was no small amount of money.
Tao Zhi stepped in to smooth things over: "The down payment is easy. Just write an IOU and pay it back gradually. The important thing is, you have to pay the monthly installments. Have you calculated the amount?"
As soon as I saw their confused looks around, I knew the news had not yet spread.
Tao Zhi pulled them to sit down. "The down payment is only 30%, but the loan is 70%. It's going to be paid off over 20 years, plus interest, so it's going to be around 500 yuan a month."
Tao Zhi's words were like dropping a bomb, blasting them to pieces.
"Five...five hundred dollars?"
Even Cheng Dachuan couldn't speak clearly.
Tao Zhi couldn't help but hold his forehead. He had been running around for so many days, but he was only focused on the colorful world and didn't pay any attention to the market at all.
"Everyone of you, go out today and expand your scope to learn about the income of decorators in S City. Share the information among yourselves tonight. Tomorrow morning, we want a definitive answer."
Tao Zhi and the old man went back first, leaving them space to digest the matter on their own.
The developer has made arrangements and will open the door for you tomorrow, allowing you to directly complete the "one-stop service" at the sales center.
So they don’t have much time to think about it. Whether they are persuaded or dissuaded, it is left to the old man to follow up.
The next day, Tao Zhi and her children, a group of five, went to the sales center first.
There were three groups of people on the scene: developer contract specialists, bank loan officers, and specialized lawyers.
The plan was settled at home: fifteen apartments, three for each of the children, three for Cheng Xiangqian, and two complimentary parking spaces, which would also be registered in the old man's name. Since one building had twelve apartments, Cheng Hui and the four siblings could just take the entire building. Whether they could rent it out or live in it themselves, the family could work it out.
As for the old man’s three sets, he and his nephews can choose them when they arrive.
Tao Zhi deliberately made time difference so that her family could complete the formalities first to avoid attracting too much attention in front of her relatives.
Cheng Hui was first in line. He first signed the "Commercial Housing Sales Contract" with the developer, then went to the loan officer to fill out the "Personal Mortgage Application Form." After filling out the relevant information, he went to the lawyer to have the contract notarized.
Cheng Xing took over from behind, followed by Cheng Jun, and finally it was Cheng Man's turn. The three of them went through the same process.
After Cheng Man finished these formalities, she rushed back to school. Hong Kong's return to China was coming on July 1st, and the organization had assigned her a task, so she had to return and rehearse quickly. Tao Zhi would handle the follow-up matters.
Cheng Jun had an appointment and Cheng Hui had to rush back to the factory, so only Cheng Xing was left to see his sister off.
After everyone separated, Tao Zhi didn't wait too long. The nieces and nieces came over one by one, pulling their nephews' ears, and no one was left behind.
Tao Zhi silently raised her thumbs up. Facing her mischievous look, the old man smiled helplessly.
The process was the same as before, with the addition of a house selection step. After each family selected their favorite, they sat down to sign a contract with the developer. Once all 25 contracts were signed, Tao Zhi immediately went to the bank to make a large transfer.
Because they went through the "green channel," the bank's approval process wasn't long. After receiving the "Loan Commitment Letter," they went to the Real Estate Bureau to apply for the "Pre-registration of Mortgage Rights for Pre-purchased Commercial Housing." This meant that, while they hadn't yet received the property certificate, the house was already registered in their name.
After receiving the keys, Tao Zhi offered them a house to practice on, essentially building a business card. She said, "As long as this house is well decorated, exceeding the market average, I guarantee everyone within a ten-mile radius will become your potential customers."
The food couldn't be fed directly into their mouths, so Tao Zhi said so much, and the rest was up to them. Anyway, if there was anything, the old man would take care of it, so Tao Zhi didn't have to worry about it.
She would simply decorate the remaining two units and rent them out later. She returned her focus to the kindergarten and began to implement the ideas she had come up with step by step.
Tao Zhi took a fancy to the vacant space behind the school. She wanted to separate the kindergarten class and implement a flexible care model to serve parents who did not have holidays.
She first went to the landlord, Old Song, who said that the expansion was possible, but it would require approval from the relevant authorities. Tao Zhi had no other resources, so she had no choice but to send Teacher Gao to the government office.
The second option is to lower tuition. She and her husband discussed this for a long time and concluded that lowering fees would attract more students. Since this is the only kindergarten in the area, Tao Zhi hopes to benefit more families. However, this will not be implemented until next semester.
"Yes," Tao Zhi thought. "She could schedule an open day and invite parents to visit." This would not only reassure parents but also promote the school, killing two birds with one stone. Since the space wasn't approved quickly, she could just start the summer classes. She needed to talk to the teachers quickly.
The third thing is to arrange a salary increase. Sincerity for sincerity, as long as teachers treat children well, this is what they deserve.
Thanks to her financial independence, she could do whatever she wanted as long as it stayed within the boundaries of the Education Bureau. In short, whether it was a private or public school, Tao Zhi only wanted to run it conscientiously.
The old man also supported her. He said, "We have everything. We earn more than we can spend, and our living expenses are not much. Let's take all the money we have saved for nutrition and medical expenses and use it to do something meaningful. When we feel happy and healthy, we may even not need to go to the hospital anymore. If that happens, we will really make a fortune."
Tao Zhi didn't think too much about it. She simply believed that if money wasn't spent, it would only become less and less; if it was spent wisely, it would become more and more. Helping one more person would accumulate more blessings. Even if they didn't benefit herself in the future, leaving them to her children and grandchildren would be better than leaving them money to squander.
Before the open day, she allocated some funds to upgrade the hardware, including teaching aids, toys, tools, and outdoor play equipment. She replaced everything that could be replaced, and inspected and renovated what couldn't, giving the entire kindergarten a brand new look.
On Open Day, the kindergarten was bustling with activity. A constant stream of parents, including parents, grandparents, and even grandparents, all came to join in the fun. To prevent any accidents, Tao Zhi hired a number of security personnel, primarily responsible for overseeing the children's safety. The gates were also guarded, and the children were kept together to ensure no one was left alone.
The teachers, including those working in the kitchen, were incredibly enthusiastic, making the children's meals visually appealing. Nutritionally balanced meals are essential, but so is deliciousness, and the presentation must be beautiful, ensuring the children will immediately appreciate them.
Originally, Tao Zhi did not provide meals, but the children were looking at her eagerly, so she softened her heart and treated them to a children's meal, which indirectly won her a lot of goodwill.
Everyone was exhausted at the end of the day. But the results were encouraging: some parents signed up for summer classes right away, and some children simply refused to leave, insisting they waited until kindergarten was over before going home with their parents.
While everyone was resting, Tao Zhi took the opportunity to announce a pay raise. Suddenly, everyone's fatigue disappeared, and they felt like they were injected with chicken blood, ready to welcome a few more waves of parents.
Cheng Hui and Cheng Xing also came to pick up the kids today. The two little ones were so happy that their eyes narrowed into slits and they couldn't stop giggling for a long time.
Cheng Mingcheng took the opportunity to ask his father to pick him up more often. Cheng Jin followed suit and also asked Cheng Xing to pick her up more often after school. What else could parents do? Of course, they agreed immediately.
The old man said quietly, "I heard it. If you dare to lie to a child, hehe..."
Cheng Jin also followed: "Huh."
As soon as Tao Zhi opened the door, she heard laughter all over the room, "Hahaha, hahahaha..."
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