Chapter 23

The dinner was sumptuous, and Professor Sun’s family was very enthusiastic.

After taking a bath, Lin Wei wiped her hair and knocked on Song Ye's bedroom.

She hooked her fingers and asked him to come out.

"Did you see the bag?" Lin Wei leaned on the door panel, wiping her hair and asked, "Did you lose anything?"

Song Ye glanced at the girl's fair chin, and the loose pajamas neckline revealed a delicate collarbone, a perfect arc. Follow her movements.

Song Ye looked away and shook his head.

Um?

Seeing that he didn't speak, Lin Wei turned her head to look at him.

"No." Song Ye said calmly.

"Has the bag been turned over?"

Song Ye paused and nodded.

Sure enough -

Lin Wei couldn't help but slow down in wiping her hair. She just counted the bills in the box and found that nothing was missing. The other party didn't take a fancy to her box, so naturally they wouldn't take a fancy to Song Ye's pile of rags.

Who is the other party and what is he looking for?

I don’t know what the opponent’s purpose is. The enemy is overt and we are hidden, which is a bit troublesome.

She hoped that she was overthinking it, but there was something weird about this thing.

"Are you okay?"

Huh?

Lin Wei raised her head and met those calm eyes. The young man had no expression and looked harmless.

She narrowed her eyes slightly and asked carefully, "Did you do it on purpose just now?"

Song Ye's timing of taking the money order was very interesting. He deliberately waited for both parties to have an attack and quarrel, and then took out the money order calmly. , it’s hard to tell whether he wanted to observe people’s attitudes, or whether he wanted to make people look embarrassed.

It may be both. Under normal circumstances, when delivering a letter, you should take it out first when you come to your door, just like on a ship.

She had seen the insidiousness of this man before watching the movie. He was unwilling to get engaged to her, so she refused to refuse, and instead angered her in a roundabout way, forcing her to make trouble with her family.

At that time, she thought that she was overthinking, and that this person was really not honest at all, and he was rotten and rotten.

In my previous life, I was really deceived by his innocent appearance.

But there is one thing.

Song Ye was able to take out the $20,000 money order and fully comply with his father's instructions, which shows that his character is trustworthy.

If you think about it differently, if you don't keep it privately, I'm afraid you'll handle it yourself.

"What?" Song Ye looked at her in confusion with his beautiful eyes, extremely innocent.

It's like this every time, still pretending!

"Oh, baby, you can't dry yourself like this. Come over here and give me a blowjob, otherwise you'll have a headache when you sleep."

Yuan Yujun's enthusiastic voice suddenly sounded.

Lin Wei paused and turned to look over, only to see that the other party was holding an iron basket similar to the shape of Peppa Pig.

What the hell?

There is actually such a ruthless job with technology?

Yuan Yujun was very satisfied with Lin Wei's "country bumpkin" performance. She bought this hair dryer from a May friend and it cost her a small two hundred.

"Auntie - are you safe?" Lin Wei was pulled to the bathroom by her and sat on a chair. She felt a little uneasy. It looked like it was made of iron. What would happen if someone was electrocuted?

If it weren't for the plastic layer on the handle, this would be a serious hazard.

Even if you don't electric shock, your hands will still be hot.

"You don't understand. This is a British product. It's safe."

Feeling the comfortable warm air above her head, Lin Wei thought that the 20,000 US dollars was not in vain. She did not have such treatment in her previous life.

The parents took out the $20,000 from the camphor box. They thought very carefully that the bank could cash it better than the £100,000.

It’s not that I didn’t want to give it in my previous life, it’s true that I didn’t.

I just don’t know why, but I didn’t bring some calligraphy and paintings with me. This has been the case in both lives.

"Hey, why doesn't it move?"

Lin Wei: "..."

"What's going on, is this?"

Halfway through blowing, the hair dryer stopped working. Yuan Yujun patted it twice and went to check the latch.

Lin Wei quickly stopped her: "Don't move. I'll open it and take a look tomorrow. It's not safe if there's a power leak." She didn't have much trust in today's technology.

"You still want to dismantle this? It's amazing, I thought your family raised you as a eldest lady."

Lin Wei smiled, because she was forced by life.

She also just found out that she used to be a young lady who had no fingers in the water.

She had never thought about this problem before. She always thought that she was born to be a person who endured hardship but also knew how to enjoy.

It turns out that it wasn't Fang Yantang who stopped keeping a diary, but that she chose to forget.

After all, I have been involved in the shipbuilding industry for a few years, and I am also a battery manufacturer. I cannot be too professional, but I must understand the basic principles. I still have the ability to repair a hair dryer, provided that the heating element is not broken.

Yuan Yujun changed to a dry towel and continued to wipe her hair.

"It's true that women have undergone a transformation. My daughter has become more and more beautiful as she grows up. You were just as big as a slap at first, but now you have grown into a big girl." Yuan Yujun praised.

Yuan Yujun almost made a 180-degree change and was incredibly enthusiastic.

Lin Wei probably had never seen her like this in her previous life.

"My sister is also good-looking." Lin Wei returned the favor.

"How can she be so pretty? She looks nothing like me, has a bad temper, and doesn't look like she was born to me at all? Your parents are lucky. If I have a daughter as beautiful as you, I will be content in this life."

Lin Wei just listened to Yuan Yujun's words and didn't take them seriously.

"Let me tell you, your brother should have come over. You are a girl who is unfamiliar with people and places. They are also worried over there. Boys are so strong-skinned. They can get in no matter what."

Lin Wei lowered her eyes lightly and dropped her Her hair covered her dark eyes and she said, "It will be the same when I come out. My brother has to stay and take care of his parents."

"Hey, actually I wanted to ask before, out of fear of embarrassment to you, that Xiao Song... is he your boyfriend?"

"...No," Lin Wei felt that her mind was jumping a little, and after thinking about it, she explained, "He is My father's student is very good at studies and wants to study here at the University of Hong Kong."

She was actually not sure why Song Ye came here, so she just said that.

Unlike her, Song Ye would actually have a good future if he stayed in the mainland.

But in this case, nine out of ten times he would not be able to finish college, so Lin Wei guessed that he wanted to study.

"Your dad, just like our old grandson, always likes to meddle in other people's business. Do you think this other person's happiness has anything to do with him?"

I don't know which nerve Lin Wei's answer touched on Yuan Yujun, She suddenly started chatting: "There are many poor people here, can you help? I can't live my life anymore. I always want to save all sentient beings, but I don't look at my own abilities. What do the whole family eat and drink? You From now on, you should see how discerning men are. You must not marry such a man. You think he is good, but when you live together, you will find that he is better to others and takes care of everything. You said you should help out. Forget it, I don’t ask anyone to remember anything, but I can’t bite you with my dark heart? I finally understand, this person has to take care of himself first -"

Lin Wei only listened to her, She didn't ask further. She knew some of the reasons, which were written in her diary, because Yuan Yujun and Sun Boran always mentioned them when they quarreled.

This is also the reason why Sun Boran in the previous generation transferred from the University of Hong Kong to the Chinese University of Hong Kong.

He was reported by his students, saying that he harassed female students in the name of financial aid.

In fact, the school did not completely believe one side of the story and only asked Sun Boran for questioning. It may be that the other party's attitude caused great insult to Sun Boran. After finishing the semester's courses, he did not go to school again.

Sun Boran couldn't stand such slander, but he also felt embarrassed at home. Although his wife believed in his character, it was not a glorious thing after all. How could the family live without their job?

And the school never gave him a step down.

Yuan Yujun meant that he should go to the principal to be subdued, admit his mistake, and then go back to class.

"Auntie——" Lin Wei suddenly said, "What is the exchange rate between US dollars and Hong Kong dollars now? Do you know?"

Yuan Yujun stopped talking. He didn't know why she asked, subconsciously thinking that Lin Wei wanted to get the money back. .

Twenty thousand US dollars is a lot of money, and no one would be so generous.

"Nanny, you don't know how much money you spend in Hong Kong City. Not to mention food and clothing, it costs a lot of money to go to school. You have to go to middle school first -"

Lin Wei said "Ah", She said calmly: "I know, just ask and find out." Her voice was calm and without any emotion.

"That's it." Yuan Yujun didn't have a good excuse. Sooner or later she had to know, "One dollar can be exchanged for more than five yuan, I can't remember exactly."

Is it only more than five yuan?

This was a bit beyond Lin Wei's expectation. She thought the U.S. dollar was very valuable.

"What about pounds?"

"16 yuan, this is fixed." Yuan Yujun was more cheerful this time.

so much?

In later generations, there were only eight or nine yuan.

So the pound hasn’t depreciated yet?

Doesn’t that 100,000 pounds have 1.6 million Hong Kong dollars?

With this money, it is equivalent to having a perfect start.

But can she cash out the money?

Including the 20,000 US dollar money order from Citibank in Uncle Sun's hand, she had heard of overseas Chinese being refused payment. Once the bank refused to accept the account, she would have to admit that she was out of luck.

After chatting for a while, it was almost ten o'clock, and Lin Wei was ready to go back to rest.

"Where did Yinyin go? Why haven't you come back yet?"

Sun Muyin left before eight o'clock, but she hasn't returned home yet.

"Don't worry about her. She went to the herbal tea shop downstairs. She's been wandering around all day. It's better to graduate early and find a job."

As soon as Yuan Yujun finished complaining, the door opened. Sun Muyin lowered her head and changed into slippers. He walked towards the room without looking up.

Yuan Yujun was immediately annoyed: "Damn girl, you don't know how to call someone?"

Sun Muyin opened the door for a moment, glanced at them, and then opened the door and went in without saying anything.

Yuan Yujun was so angry that she covered her heart: "Sooner or later, this debt collector will make her angry to death."

Lin Wei really had no impression of Sun Muyin. He only knew that she was two years younger than him and was now studying at Beliros Girls' Middle School. The school was very famous and cultivated. Got many ladies and ladies.

There is little mention of this little sister in the diary. They only say that she has a dull temper, doesn't like to talk, and doesn't say much when she's beaten. She seems to have become an official's wife in the end.

The only thing written about Sun Muyin in the diary was that the little girl picked up a particularly ugly stray cat and hid it in the house. When Lin Wei saw it, she casually commented that it was ugly, but she was scolded by the cat: "You are ugly. "

Lin Wei was so angry that she wrote a diary to vent her anger, and said she would tell her aunt, but thinking about how her aunt would beat her sister, she remained silent in the end.

Later, I didn’t know whether the cat was raised or not, but I guess not. After all, how could you hide multiple cats at home?

The two slept together at night. There was originally a small bed in the room, but it had been moved to the study for Song Ye and the others.

Lin Wei wanted to say something to Sun Muyin, but she was too tired today and couldn't open her eyes until she went to bed. Before going to bed, she touched the key pendant on her chest, thinking that she would exchange some money first tomorrow.

...

"Let's cash out this money quickly. You haven't seen how severe the crowding was in the past few days. They were queued for hundreds of meters in Central."

Another couple in the same house had not rested yet.

Yuan Yujun put her feet on the bed and applied skin care products carefully. She was not yet forty years old. Although she had gained weight after giving birth to a child, she did not look too old.

Sun Boran turned over a page of the book and frowned: "These people are just following the wind. Why are you joining in the fun?"

Yuan Yujun disagreed with his remarks: "Two bank accounts have been closed. Can you blame everyone for thinking too much? Yes. All our money was deposited in HSBC, and the big bank is still reliable. Small banks in China are really failing at the drop of a hat. Mrs. Chen waited in line for two days, but she still had thousands of dollars that she didn't withdraw. She started crying when we met, mahjong. He stopped rubbing his hands and said he would go to the Hong Kong Governor’s Office to petition.”

Sun Boran put down the book and said with a sullen face: "Citigroup is also a big bank. Don't make an argument about this. I know what you have in mind. That is the tuition fee paid by Lao Fang for his two children. Not a penny of it is worth it." You can't move."

Yuan Yujun put the bottle in his hand back on the dressing table and slowly turned around, "No - are you doing your old habit again?" She looked at Sun Boran and said incomprehensibly, "The two of them eat. You still want to support them for nothing, where will the money come from? You don’t even have a job now, how can you support this big family?"

When it came to work, Sun Boran's expression changed. Taking the book: "I don't want to quarrel with you, and you don't want to mess around."

"Okay, Sun Boran, you really don't take this family seriously at all, you don't think low of me at all," she said coldly With a sound, he took a deep breath and said, "Okay, let's just spend money to support these two ancestors. It doesn't matter if we don't have money. It just so happens that A Yin doesn't go to school anymore. If she goes out to work early, she saves money and can support the family. I'll take care of them When the old Buddha offers it to you,"

Sun Boran said angrily, "What are you supposed to say as a mother?"

"Why can't I say it? Who's daughter is studying in this street? My daughter is studying, but in the end it’s not to marry into a good family? But she’s a pretty girl. Can’t you see what your daughter looks like?

” ? The old couple went to such great lengths to send their daughter to study, how can you look like a loving mother? How are you any different from the foolish women in the old society?"

Yuan Yujun seemed to have heard some incredible joke, "I What's wrong? You go with whoever is nice," she raised her voice, "What? I think of your sister Zhizhi again, and think that I, a yellow-faced woman, are good for nothing. If the person you are living with now is Lin Hanzhi, , she is not necessarily better than me, she is a young lady who can’t even help a bottle of oil when it falls. Sun Boran, I might as well tell you this, if I could do it all over again, I would never marry you even if I die! "

"You -" Sun Boran breathed out loudly, raised his finger and pointed at her, so angry that he could not speak.

Yuan Yujun was not happy in her heart. She turned her head and rubbed her sore nose without looking at him: "If you go back to school, I won't say anything to you. I can raise your two children for free, but you don't care now." What's going on?" When she said this, she couldn't help but feel sad. She couldn't help but cry when she thought about the jokes she had made to the neighbors these days. She didn't dare to play mahjong.

The two of them were an old couple and they had decided to marry him against her family's will at first, thinking that he was very knowledgeable and had returned from studying abroad. But now, all her admiration for Sun Boran had been wasted by the daily necessities of life.

Sun Boran closed his eyes and took a few deep breaths, calmed down, and said: "Okay, why are you crying? Aren't you just going to school? Tomorrow... I will go to the principal. How can I starve you mothers?" "

Yuan Yujun looked at him unexpectedly, feeling happy but also feeling a little uncomfortable: "Your sister Zhizhi is so awesome. When my daughter comes, you will change your gender."

"If you don't want me to go, then forget it.

" , I just said that, why are you so stingy, you can't even make a joke?"

...

Lin Wei had a dream all night.

After waking up, I sat on the bed and stared blankly.

He kept staring at Sun Muyin, wondering what he was thinking?

It wasn't until the other party got up that she calmed down, packed up and went out to wash up.

When she met Song Ye, Lin Wei asked him if he had anything to buy. She was going to the bank to withdraw money today.

"No, I have money." Song Ye refused decisively.

Lin Wei was stunned. Where did Song Ye get the money? She clearly remembered how many bills were in her box. The only thing that was taken away was the $20,000 money order, and the rest were all missing. Even the useless pieces of paper were there, she was sure.

"Are you really rich?" Lin Wei held a toothbrush and looked at him suspiciously.

Then she saw Song Ye slowly digging around in his arms for a long time until he pulled out a rectangular metal block, which was golden and very bright.

Oops, gold bars!

Lin Wei: "..."

He has been hiding this great wisdom in his clothes?

It didn't even fall out when I ran.

"Have you tied all eight of them to your body?"

Song Ye shook his head and showed her four fingers: "Four."

He originally wanted to bring them all, but they made a clatter when walking, and finally asked the teacher to unload half of them. , saying that it is not safe to carry gold, and it is easy for people to become jealous of wealth.

Lin Wei also admired it. I guess the person who "stealed the bag" didn't expect that someone could tie gold bars to his body.

In any case, this was another guarantee. During breakfast, Lin Wei asked enthusiastically about the price of gold.

"35 US dollars per ounce, why do you ask?" Sun Boran asked.

What?

Lin Wei was shocked again.

One ounce is more than 31 grams, and these four gold bars are actually less than 3,000 Hong Kong dollars. Is the price of gold so miserable now?

The equivalent of Hong Kong dollars is just over 6 yuan per gram.

A cup of herbal tea downstairs costs fifty cents. This is definitely not normal.

Then there is a question -

...so the US dollar has not been decoupled from gold yet?

God, if she had money now, she could just hoard gold. Why would she bother to do foreign exchange? You might end up losing money if you get pounds.

Unfortunately, she didn't know much about the gold market. She forgot when it was decoupled, and she didn't know when the bull market would usher in. She could only make money honestly first.

Lin Wei cast a sympathetic look at Song Ye, but the other party seemed ignorant.

That's right. He has no idea about the price of gold. How could he be disappointed?

Then, Lin Wei learned about the bank run at the dinner table.

"What kind of bank is there? Do you have a Hang Seng?"

She had a small deposit certificate from Hang Seng, which she originally planned to redeem today.

"There is a newspaper, you can read it after you finish your meal."

It must be said that Yuan Yujun's cooking skills are several levels higher than Lin's mother, and she has the biggest meal in the world. Lin Wei ate a delicious meal before starting to read the newspaper.

Newspapers reported extensively on the run on Chinese banks.

Lin Wei flipped through past issues of the newspaper again.

It took me some time to roughly figure out the ins and outs.

In January this year, it was reported that Mingde Bank was in financial difficulty, and then a large customer came to cash a large dollar check. As a result, the bank did not have enough cash to cash the payment. As soon as this news came out, depositors of all sizes were shocked. There was a swarm of people, causing a run, and the Mingde Bank is now taken over by the government, awaiting bankruptcy liquidation.

Then, Guangdong Trust Commercial Bank was affected and suffered a run. The head office and 24 branches declared closure.

Rumors spread all of a sudden, and a wave of runs swept other Chinese banks.

What the financial industry fears most is rumors. Whether it is banks or the stock market, rumors can easily cause a herd effect and lead to following the trend. Although it was initially due to overheating of real estate, which caused problems with bank account repayments, this is not the case for all banks. As a result, all Chinese banks were implicated and no one was spared.

Bank runs are a problem of the century. Lehman Brothers, Silicon Valley Bank, and Credit Suisse all fail at the drop of a hat. Even if the four major banks, Morgan Stanley, Citigroup, Bank of America, and HSBC, encounter large-scale runs, they will also be in deep trouble, and the financial system will be in trouble. The vulnerability is beyond imagination.

The four major banks will not be run on because depositors have enough trust in them.

Trust is the foundation of banks.

Under normal circumstances, in order to stabilize the confidence of depositors, the British Hong Kong government and the central bank should take measures to prevent rumors from spreading.

But the bad thing is that there is no central bank in Hong Kong. Instead, HSBC acts as a central bank as a private commercial bank, performing multiple functions such as banknote issuance and financial supervision.

How did HSBC exercise its central bank functions in this incident?

When Guangdong Trust Commercial Bank encountered a run, HSBC did speak out and said that it would ensure HSBC's full support for Guangdong Trust. This promise did work and the situation stabilized. However, two days later, HSBC denied it again. , saying there was a misunderstanding and could only provide limited support.

This time, it was like scooping water from the oil pan and it exploded. The already panicked depositors completely lost confidence in Guangdong Trust, and now they are dead.

Without this "central bank", maybe Guangdong Trust would not have died so miserably.

Officials came belatedly at this time and came forward to guarantee sufficient funds. However, this guarantee was too late, and the public lost confidence in Chinese-owned banks.

The combination of the British Hong Kong government and HSBC is really amazing.

The newspaper said that many presidents of Chinese-owned banks used their connections to go to HSBC’s top management, and even brought gifts to meet with He Xin, the retired boss, to find a way out of the predicament.

No matter when, everyone has the same approach, which is to ask the big guys for help. If Buffett comes forward to buy a stock, it may really boost market confidence.

Just go to HSBC, which is really a bit of a dead horse. As a "central bank", it should have a duty. You should not go to it, but it should come to you. As a private bank, what is its position? That's very intriguing.

After all, Hang Seng's growth in recent years has also had a considerable impact on HSBC's business.

The newspaper did not mention that Hang Seng Bank also suffered a run. As the largest Chinese-owned bank in Hong Kong, its total assets have exceeded those of the Bank of East Asia. The writers of the news seemed to be full of confidence in it.

But at this moment, Lin Wei suddenly remembered that Hang Seng, who was born in a Chinese-owned bank, finally changed his surname.

Is it because of this bank run that Hang Seng was absorbed by HSBC?

Does the so-called acquisition of the century refer to now?

How could such a large Chinese-owned bank change owners just because of a rumor?

You're not really that cowardly, are you?

What a joke.

After dinner, Sun Boran took Lin Wei and Song Ye out together. Lin Wei wanted to withdraw money and asked Song Ye to deposit the gold bars in the bank.

"There are so many people."

Although there was no long queue in front of Hang Seng Bank's Wan Chai branch, more than half of the hall was still packed with people handling business.

There were too many people, so it would take a long time to wait. Lin Wei suggested that Sun Boran go to Citi to cash the $20,000 money order first, and then find a more reliable bank to exchange it for a certificate of deposit.

Compared with Hang Seng Bank, Citibank is deserted, with only three or two kittens at each counter.

When Sun Boran handed the money order dated more than 20 years ago to the teller, the other person was stunned and looked over it several times.

"Wait a moment." The other party took the deposit receipt and went to the back, obviously looking for the supervisor.

The three of them waited at the counter for a long time, but they never came back.

More than twenty minutes have passed.

"There won't be any problems, right?" Sun Boran frowned.

Lin Wei thought for a while and said: "It's only 20,000 US dollars, which is a huge sum of money for ordinary people, but it is nothing to a bank. If it really cannot be paid, it means that Citigroup has also cooperated with those two companies." Like Chinese-owned banks, money is tight and there are problems with capital turnover."

Sun Boran was stunned, not because of Lin Wei's words, but because she spoke in English.

For no reason, why speak English? However, he noticed that Lin Wei's pronunciation was very standard, like a student who had studied abroad. It was not a British accent, but more like an American accent.

Then he heard the footsteps of someone approaching behind him.

"I\'m awfully sorry." The visitor was a foreign supervisor, followed by the counter staff.

He said he was sorry, but the foreign man's posture was very high, with his hands folded on his abdomen, and he looked at them arrogantly: "There are no problems with our cash flow, but there are a few issues we want to know about. "

Lin Wei didn't know if all foreigners in Hong Kong City were like this. They liked to look at people through their nostrils. That deep-seated sense of superiority was really disgusting.

Lin Wei stood up from the chair, raised her head, and raised her posture even higher: "It depends on what the problem is. You have delayed us a lot of time, and now we need a formal apology."

She changed into something new today . The clothes include an off-white sweater knitted by her mother, paired with her own modified high-waisted straight pants. Her figure is slender and straight, and she has a capable temperament that belongs to the elite.

The only flaw is that she is too young, which makes her a little more immature and less sharp as an adult.

But it was enough to make the smile on the other person's face unsustainable.

"We just want to verify, what is your relationship with Ms. Lin, the drawer of the money order?"

"What, is this money order registered, and is there a designated payee?" Lin Wei asked with her arms crossed.

"No, that's not what I meant. We are afraid of——"

"Then what do you mean? I'll withdraw the money and you just pay. You're asking so many questions for no reason. Do you want to default on the debt or because the bank can't pay?" At this moment, she suddenly switched to Chinese and raised her voice, which immediately attracted the attention of the audience. caught the attention of many people around him.

Sun Boran was frightened by his niece. How could the little girl be so brave? I don't feel intimidated at all by challenging foreigners.

She didn't really seem to be afraid.

Song Ye on the side also looked at her for a moment, his dark eyes shining with a kind of questioning inquiry.

The foreign supervisor couldn't understand Chinese at all. After his subordinates translated for him, he was about to speak, but was interrupted again by Lin Wei -

"Do you think the money order is fake? If you really think so, we can find a place Notarized, if it is false, I will go to jail and plead guilty to the law. If it is true, you have to apologize to me in the name of the bank in several newspapers in Hong Kong City, such as Wen Wei Po, Ta Kung Pao, Overseas Chinese Daily and English "The Tiger" and other newspapers apologized to me. "These are the big news that Professor Sun helped her popularize this morning. They are all influential Chinese and English newspapers.

When the subordinates were about to translate, Lin Wei interrupted them again: "Why can't you understand Chinese? You make money in China and don't even learn Chinese. Are you all so arrogant? Then I will translate for you. What do you want? Do you want to listen to English, Japanese or Korean?"

Without waiting for the other party's reply, she really said it in English, Japanese and Korean.

The other party was stunned by her unconventional operation.

"Okay -" Suddenly someone cheered and took the lead in applauding.

"Do you understand? Please reply quickly." Someone shouted.

"Hurry up, what do you mean?"

"Are you trying to default on your debt?"

Sun Boran was stunned, and couldn't help but admire him, how did the old couple raise their daughter?

As the elder of the three, Sun Boran straightened his clothes and stood in front: "Perhaps you want to listen to French? I can also translate for you."

Song Ye paused and said, "I can speak Russian." He also came Join in the fun.

This battle really left the other party with no way to deal with it. They did not say that they would not pay, but at least they had to find out their identity and their relationship with Lin Heying.

But now, it is obvious that his request cannot be satisfied.

He guessed that the people in front of him had extraordinary backgrounds. After all, in this land, even studying was difficult. How many people could master so many foreign languages?

The three people actually mastered five foreign languages...

"So do you want to exchange the money order for a deposit receipt?" The teller finally started to handle business for them, "I need you to provide documents." The attitude was also very patient and kind.

This kind of foreign banks have always had a bad attitude towards Chinese people. Ten years ago, they were not even allowed to enter through the front door, and the Chinese could only go through the back door.

"I'm very sorry. We have to withdraw all the money and deposit it in another bank." Lin Wei didn't buy it and was always strong.

You can save your money anywhere, so why do you have to save it here?

The other party looked at Lin Wei, obviously wanting to say something, but remembering her aggressive appearance just now, he swallowed it back and said nothing more.

The three of them successfully took out the money. Sun Boran couldn't help but shake his head and smile when he thought of what he had just seen.

"The way you were arguing with people just now is very similar to your mother when she was young."

He raised his chin, as proud as a peacock, and his leering eyes seemed to say, you trash, how dare you offend your noble princess.

"Does it look like it?" Lin Wei blinked her big black eyes and smiled brightly, "What was my mother like when she was young?"

Lin Wei asked, but what she was thinking about was her one hundred thousand pounds. Foreign banks are different from banks. If the other party really wants to default on the loan, it will not be so easy to solve.

This time they somewhat took advantage of the run. At another time, the result might not have been the same.

The bank has the final say as to whether it is true or false, shall we notarize it? Who to notarize?

Will the banking supervision of the British Hong Kong government undertake this business?

For these big banks, if a customer dies without handling the inheritance, it is a dead debt. After World War I and World War II, those businessmen died and escaped, and all their life savings were lost to the bank.

Banks can still be a little scrupulous, fearing that depositors will have a crisis of trust, but a foreign bank doing business has no such scruples. For 20 or 30 years of bad debts, no one has come to ask for them for so many years, and it will be difficult to get them again.

It's not that she has to think bad things about people, this money is what she relies on to earn her first pot of gold, so she can't be too careful.

"Your mother was also very good when she was young. Those who chased her back then were like flies and couldn't be chased away. Everyone knows that the eldest daughter of the Lin family is very beautiful, but she is so arrogant that no one can look down on her."

Yes. ?

Lin Wei calmed down, is this the so-called capitalist lady?

My mother is the real socialite, right? She is just a little quail, and she has to work hard to collect debts.

"So powerful, how did she fall in love with my dad?" Lin Wei was curious.

Speaking of this, Sun Boran's face suddenly tightened, and he said with great dissatisfaction: "Your father's thick face... Well, he is very capable. He said that he wanted to be a son-in-law, and that's why your grandmother agreed."

Ahem -

Lin Wei didn't expect Lao Fang to be like this when he was young.

"Your surname is Lin. This is something that has been decided a long time ago."

Sun Boran and Lin Hanzhi are neighbors. They grew up together since childhood. He has always regarded each other as his sister. For Fang Lianxin's behavior of going back on his words, Very contemptuous.

"Whose surname do you want to take?" Sun Boran asked her.

"Me?" Lin Wei pinched her waist, "My surname can be anything. My surname is Fang because of my mother's compromise. My surname is Lin because of my father's compromise. I can't decide this myself, and it doesn't count. But in the future, my children will definitely have my surname, and I will not compromise." After saying that, she raised her chin and said "hum".

"Haha, that's it, just like your grandma."

Lin Wei also giggled, but she had no obsession with getting married, and it was impossible to have children.

She was just making Sun Boran happy.

When she went out today, she noticed that Sun Boran was worried, and the depression between his brows was lingering. She, a junior, couldn't ask him about school affairs.

While talking, they returned to Hengsheng.

"Are you sure you want to deposit money?" The counter clerk subconsciously confirmed after seeing such a large amount of money.

There have been many more people withdrawing money from Hang Seng these days, but very few are depositing money.

They were even more worried about such a large amount, US$20,000, which is equivalent to more than 100,000 Hong Kong dollars. This is the largest deposit business they have received since January.

"I also saved these gold bars." Lin Wei also searched out Song Ye's gold bars.

On the way here, they discussed depositing the money in Hang Seng Bank. There was no need to be second-class citizens in foreign banks.

Sun Boran didn't care, but Song Ye didn't understand. Lin Wei felt that whether Hang Seng would be acquired by HSBC or not, it would not affect the safety of the money.

The counter staff was very happy and wanted to share this joy. He shouted directly to Manager Yang behind him who was comforting a big customer on the phone: "Manager, I have a large deposit certificate."

Yang Bingrong's hand trembled, like a frightened bird. I almost dropped my phone.

The strange thing was that the sentence was unclear. He thought it was a big customer coming to withdraw money.

He quickly comforted the customer a few more times on the phone and rushed towards the counter as if putting out a fire.