Chapter 253
"Is it only HSBC that you are attacking by doing this?" Mike said bitterly, "Bank of East Asia, Bank of China...all these Chinese banks will be implicated because of your crazy behavior."
Lin Wei gave a cold look after hearing this. Voice: "You are very skilled in your tone of caring about the country and the people. Now you have begun to care about Hong Kong. Then why didn't you have such an overall view when you were engaged in Hang Seng? Are you really implementing two sets of standards for yourself and others?"
" What I said is the truth. If you do this, the whole of Hong Kong will be brought down. The Hong Kong government will not let you do this. "
"Who are you threatening? Then we will wait and see how the Hong Kong government will control it. Lin Wei sneered, "At least I didn't create rumors or spread false news. I think I'm inferior to you in terms of shamelessness!"
Compared to Mike's accusation, Lin Wei was obviously more harsh.
The person on the other side of the phone took a deep breath several times before saying again: "I thought you were a kind person, but I didn't expect you to be so unscrupulous. If you don't care about Xiangjiang's future, then I have no scruples!" Mike's voice was almost He was gritting his teeth, and you could clearly hear that he was trying to restrain himself.
"Okay!" Lin Wei sneered, "Then let's see who falls first!"
After saying that, Lin Wei hung up the phone.
She had to do her best and not let the other party see any hesitation in her.
The purpose of this call is to say harsh words!
When the king of hell fights, the kid suffers. Other banks will inevitably be affected. Their size determines that they will not be stronger than HSBC. This is something Lin Wei cannot control. There is no perfect plan in this world.
After all, there are ordinary people who will be implicated.
But she has tried her best. The threshold of US$100 million is aimed at HSBC. Rich people will choose big banks for safety. Calculated based on the current Hong Kong dollar that has fallen below the bottom, US$100 million is equivalent to HK$890 million. The rich people’s The first choice is definitely HSBC.
Of course, some people will also stay in small banks for interest. I want to say here that HSBC's big customer service has done very well in recent years. In the past, it was arrogant and disdainful, and they would not let you in at the front door. But later, Fu Wenfan helped HSBC improve its mechanism. Let HSBC's services be taken to a higher level, so the biggest impact will definitely be on HSBC.
However, HSBC's current capital turnover is not that fast, and stocks are not so easy to cash out. Not to mention that Japan is so far away, and emergency transportation will take time. The bank's shareholding mechanism allows them to act according to the contract, but they cannot sell stocks at any time. Yes, it must be tied up.
As long as a customer HSBC cannot pay, the market will immediately fall into panic, and ordinary people will flock to HSBC crazily.
Lin Wei is now betting on who can't sit still first!
Mike is a person who will never give up until she hits the wall. She wants to teach the other party a real lesson.
This time I will play a bigger one.
A large number of calls came in every day, all of them were looking for Lin Wei, hoping that she would show her favor. The small bank really couldn't stand it anymore.
In some respects, Lin Wei is a very soft-hearted person. She has a strong ability to empathize. She is also very aware of this trait of hers. It cannot be said whether it is an advantage or a disadvantage. But as a businessman, she makes decisions because she is soft-hearted. And giving up halfway is absolutely unacceptable.
This time, she declined all calls.
She wants to act more like a capitalist than Mike.
Even if the other party asked someone to find Fang Lianxin, she would grit her teeth and hold on.
The first bank to fall was not HSBC but Fushang Bank.
This is expected. HSBC's size makes it very strong. Mike personally lobbies big customers, so someone must give face to it, and Fushang Bank itself is a bank that specializes in serving big customers.
They first asked the Hong Kong government for help. The Hong Kong government approached HSBC, but HSBC also had too much to take care of itself. How could it possibly take care of it?
To take a step back, even if they can manage it, what they want to do is to annex Fushang Bank. After all, they have done a good job in serving large customers and are worth acquiring.
Just when Fushang Bank was desperate, an accident happened.
Hengsheng suddenly stood up at this time.
Publicly stated that it is willing to provide financial support to Fushang Bank.
This surprised everyone. Hang Seng, which is facing a run crisis, is still able to free up its hands to help other banks?
This is a direction that people didn't expect at all.
This move directly brought back most of the market's confidence in Hang Seng.
Everyone has seen the performance of Hang Seng in the past few days. They really paid their dues. They worked overtime and three shifts. The managers personally went into battle. Those untenable rumors were finally disproven.
Everyone still remembers the crisis eighteen years ago, and the reputation Hengsheng has accumulated over the years also plays a role.
Hang Seng has weathered this crisis safely.
It's just that some people are happy and some are sad.
"HSBC management's stock speculation led to a disruption in capital flow"
"HSBC was not optimistic about Hong Kong's economy and transferred assets back to the UK"
"HSBC refused to pay customers because the deposit certificates were damaged"
These rumors did not need to wait for Lin Wei to take action, they spread spontaneously in the market .
While Lin Wei was watching the show and waiting to see HSBC's misfortune, Ye Jing'en came over.
She had opened a special channel with Lin Wei. Except for Song Ye and Ye Jing'en, it was not easy for other government personnel to see her.
"Can you stop?" Ye Jing'en was originally participating in a charity event in the UK, but was rushed back to the rescue by the Hong Kong Governor. "If HSBC collapses, it will cause panic in the Hong Kong city. Hang Seng will not be able to survive alone. This will not do you any good."
When Lin Wei heard this, she stood up suddenly, "Then why don't you ask who did it first?"
Ye Jing'en was shocked.
"It's that bad old man!" Lin Wei said angrily, "It's obvious that he's here to cause trouble. Isn't he quite capable? Isn't he awesome? Look, this time I want him to kneel down and call me grandma!"
She was very angry and collapsed. She didn't want to bear the name of Xiangjiang: "The person who made the first move, how can he blame the blame? Without even thinking about it, I know how this bad old man complained in front of the Hong Kong Governor!"
Ye Jing'en: "..."
This What's the difference between a fight with a student and a teacher breaking it off?
Two business tycoons fighting look no different than elementary school students.
But the impact is huge.
She saw that Lin Wei was still angry, and although her understanding was limited when she just came back, she knew that it was definitely not Lin Wei who started the war.
Then he advised: "Sit down and have a good talk. Let's put aside right and wrong first. We have to think about the overall situation. As for the rest, investigate clearly and we will give you an explanation."
Lin Wei calmed down and sat down, but It was obvious that he was still angry: "I really do this for your sake. I have never seen such a wicked person, so you provoke him? I don't do good things all day long. If I didn't think about everyone, I would I really want to continue fighting with him, really, who is afraid of whom?"
After agreeing, Ye Jingen breathed a sigh of relief.
"Then let's sit down and talk calmly tomorrow morning."
"I can agree to sit down and quarrel...negotiate, but up front, you must be fair. If it is a reasonable demand, the government must play a supervisory role. , force them to carry out and perform the functions of the government, and cannot be in the middle, otherwise even if they talk, it will be in vain. "
She took a step back, and the other party had to take at least two steps back, otherwise the fight would be boring, and he must be allowed to do so. Long memory.
Ye Jingen sighed and said, "I will try my best."
Early the next morning.
Relevant personnel from the Hong Kong Government, the Financial Secretary, HSBC, Hang Seng and other government departments and enterprises gathered at Government House in Hong Kong.
Lin Wei stepped over, with many people following behind her. Compared with others, she seemed too showy.
The moment Mike saw her, he snorted softly.
Shan Bo greeted Lin Wei warmly.
"Sit here, I'll leave a seat for you."
Lin Wei smiled and said, "I have a lot of people with me today, so I won't squeeze in with you."
She moved her body slightly and said to the Hong Kong Governor. : "I think more voices should be heard at this meeting. The opinions of shareholders are very important, so as to prevent the all-powerful board of directors from messing up regardless of the life and death of others."
After Lin Wei finished speaking, Mike realized that the people behind her were all from HSBC. The shareholder's face immediately darkened.
The meeting has not started, and the Hong Kong Governor is worried. What can be done?
Whoever controls the situation now has the right to speak. If Lin Wei is willing to sit down and talk, adding a few more people will certainly not be a big deal.
"There is no evidence that Hang Seng's run on Hang Seng has anything to do with HSBC. Hang Seng itself is targeting HSBC for its poor management. This is a very barbaric act!"
As soon as it came up, HSBC first accused Lin Wei and planned to take the blame. Detain it for her and Hengfeng!
"You fart!" Hang Seng scolded directly, "Open your dog eyes, where is Hang Seng's poor management? Don't pretend to be confused because you understand. If Hang Seng fell today, you would never be sitting here today. "Please figure it out, who is this meeting for today?"
Lin Wei hugged her chest and said that she was here to argue. It was impossible to be calm. It would be good if she could control herself not to lose the tea cup.
"You are intimidating and threatening!" HSBC's momentum was not weak at all. "When you are proud, you start to mock and threaten HSBC. Have you forgotten how you asked HSBC for help more than ten years ago?"
"You have to have a begging attitude when asking for help. , what did we do last time, go around asking for help, and thank each other with courtesy? What is your attitude now? Why are you foreigners so noble? You are the first to make trouble, and you are the first to blame. You don't want to say this. You have to face HSBC!"
"You..."
"Okay," Financial Secretary Doglet stood up to mediate, "I think everyone may have some misunderstandings. The government will not stand idly by if any bank has problems. Today So many people are here to solve the problem. Everyone should put aside their prejudices and speak out their demands instead of blaming each other."
After speaking, he looked at the HSBC executive: "Tell me, Mike, what do you think now?
" Lin Wei's Micro Capital has stopped its financing activities and must ensure that no such business practices suspected of unfair competition are allowed in the future. Such behavior as mandating the opening of an account in Hang Seng will definitely not be allowed in the future."
Glat looked at Lin Wei: " Ms. Lin, what do you mean?"
Lin Wei waved her glasses in her hand and looked at Mike: "Why? How dare you not give up even if you don't?" Hong
Kong Governor He Landi took a deep breath and thought. The boss has a big-picture view, but as a result, she speaks more aggressively!
Mike looked ugly.
It’s strange that we can continue to talk about this situation.
The Hong Kong government can only act as a lubricant. He Landi said: "Ms. Lin can also express her demands. As long as they are within a reasonable range, they can be discussed."
Lin Wei put on her glasses, which may have caused her to work long hours. She was slightly short-sighted and said: "I hope the Hong Kong government can restrict the functions of HSBC. They have too much power in Hong Kong. They are obviously a commercial bank. They not only have the power to issue banknotes, but also manage central bill clearing. Just now Mike said that I It is mandatory to open an account in Hang Seng, but HSBC is obviously more extreme. Why do they manage central bill settlement, which allows them to call the settlement balance funds of other banks at any time? This is too unfair. HSBC’s privileges are too great, which makes other banks Become very weak and insecure, just like this time, if Hang Seng is unlucky, it may have collapsed. "
"With great power comes great responsibility, HSBC will bear..."
Mike asked the Hong Kong Governor to lift his words before he could finish. Stopping it with his hand, He Landi continued to ask Lin Wei: "So what do you want to do?"
"Either establish a special central bank and take back HSBC's privileges, or assign HSBC's functions to Hang Seng, and Hang Seng's body The amount is not smaller than that of HSBC. HSBC’s advantages are all given by the government. Because of their central bill clearing function, they gave them a huge amount of interest-free money, sucking the blood of other banks. This is very unfair to other banks. The so-called fairness Competition, why should HSBC stand at the finish line and race with others?"
She said, and Mike's face darkened: "No way, we won't agree."
"It's not up to you to agree or disagree," Lin Wei said. Holding her chest,
she said , "I have long believed that HSBC's board of directors should not dominate the world with one hand, but should also listen to the opinions of shareholders. They are the people who are truly good for HSBC and are directly linked to HSBC's interests." As she said this, she looked at the Hong Kong Governor. , said: "Mr. Governor of Hong Kong, if it weren't for the stupid decisions made by the people on the HSBC board of directors, HSBC would not be in the current predicament at all. You might as well listen to what HSBC's major shareholders think."
Mike tightened his fists under his sleeves , Lin Wei came prepared this time, even the shareholders came, saying that if she had not planned it in advance, it would be impossible for her to gather several major shareholders so quickly. Two of them are wealthy businessmen from Singapore and are not usually in Xiangjiang. .
"70-80% of HSBC's annual profits come from the Asia-Pacific region, led by Hong Kong. Some European regions even have losses, but their profits are unevenly distributed and their resources are tilted towards Europe. They will provide more loan assistance to European locals. Dividends and profits from Asian businesses are used for European and American businesses with low returns, which not only leads to a decline in bank profits, but also seriously damages the interests of investors. The dividend payout rate is extremely low and cannot attract long-term high-quality investors.”
The so-called "Hong Kong is making a lot of money while the United Kingdom and the United States are bleeding money." This is the current situation of HSBC. It is obviously focusing on the Asian market, but it is frantically transfusing blood to Europe and the United States. How can this not make shareholders angry?
But at HSBC, everything is decided by the board of directors, and shareholders have no say.
"Unlike Hang Seng, HSBC's management and board of directors are all British. No one speaks for us Chinese at all. They never pay attention to the demands of shareholders. They choose to ignore all opinions and will not bring them to meetings for discussion. They always Bullying Asian investors."
Mike was so angry that he was stopped several times when he tried to refute.
He Landi frowned slightly: "But these are HSBC's internal issues and have nothing to do with what we are discussing today."
"How could it be irrelevant?" Lin Wei said, "If it weren't for the random decision-making of the board of directors, how could we have the current situation and this loss? The most serious problem is not the HSBC executives sitting here, but these shareholders. Their words are the ones that should be listened to.
"Mr. Lin is right. The starting point of their decision-making is not HSBC at all, but their own interests." "
He Landi sighed inwardly: "So what is your demand?"
"Split the Asian and European and American businesses, list HSBC Asia separately, and settle separately from the European and American businesses. Only in this way can the interests of investors be guaranteed!
" Maybe!" Mike stood up suddenly and couldn't believe it.
If Hang Seng wanted the right to issue banknotes and other rights, they were prepared, but this was definitely beyond their expectation.
At first they thought that these shareholders wanted to have a say and increase the number of Chinese board seats. Unexpectedly, their request was to split up HSBC. How did they come up with such an idea?
Mike looked towards Lin Wei, it was this woman again.
How did she come up with such a sinister idea?
Lin Wei smiled at him. This was not her fault. This mess had been going on for more than ten years, and there was no result. The management rejected the shareholders' appeals every time. Today she will help HSBC. , let them do the splitting in advance to achieve the optimal allocation of resources.
In order to survive, Hang Seng could sell itself for one dollar per share, but what about HSBC?
What step will you take?
History is really a cycle. I don’t know when that knife will come back to me.