Chapter 45 Jiang Bainian is heartless and ungrateful, abandoning his wife...
"Dad, you've gone too far." Among the people sitting around in the living room, Jiang Jiezhi was closest to Jiang Miaomiao, and his words and actions clearly showed he was in a position of power.
Jiang Zhengye, with a cigar between his fingers, scolded, "When adults are talking, children shouldn't interrupt."
Jiang Jiezhi scoffed: "Dad, you're just angry because you're embarrassed."
"I think you're asking for trouble." Jiang Zhengye raised his hand to slap her, but was stopped by a stack of documents. Jiang Miaomiao stepped in to stop him, saying, "Didn't you revise the family rules to 'A gentleman uses words, not fists, and all matters should be resolved through written debate'?"
Upon hearing this, Jiang Zhengye suffered a heart attack. Wasn't this family rule just because he couldn't beat her in a fight?
Jiang Miaomiao added, "The insurance contract has too many words; I need time to read it. Are you in a hurry to sign it now?"
Jiang Zhengye pointed to the insurance manager next to him: "It's urgent, they still need to go back to the company to report."
Well, even if the insurance manager isn't in a hurry, they have to pretend to be. The customer is king!
Then she became even more cautious, "You're signing these contracts without even understanding the terms?"
The insurance manager tactfully interjected, "Miss, our company is among the top 50 globally, and we're number one in insurance business. We would never leave any loopholes."
"Women are such a hassle." Jiang Bainian seemed to have finally found her flaw and began to belittle her: "Even buying an insurance policy is so complicated..."
Jiang Zhongming chimed in, "Long hair, short on brains, just like a country bumpkin."
"Quiet." Jiang Miaomiao raised her eyes and directly shut down her two unruly brothers' noisy chatter.
Once the living room fell silent, she continued, "Then send me your work ID information and an electronic copy of the contract. I need to check them on my computer. I hope you don't mind, after all, buying insurance is a big deal. If the information is accurate, I'll come downstairs to sign."
The insurance manager nodded: "Of course, please feel free to ask if you have any other questions."
I started editing the electronic contract sent by the other party.
First, increase the compensation amount for critical illness insurance, and print out two copies.
Then the total compensation amount was adjusted to the highest level of over 100 million, and two copies of the second set were printed out.
The four copies of the contract were stacked perfectly!
The second step is to place the base.
She looked calculating: "I'll make you sign without even looking at the contract details. I'll make you sign without even looking at the contract details."
...
Jiang Miaomiao turned around and went back downstairs to the lobby, casually stacking the two contracts on the messy pile of contracts on the coffee table.
"The information and the contract are all fine, but the maximum compensation for my critical illness insurance is only 300,000 yuan. If this compensation amount gets out, it's one thing if it makes me look worthless, but if everyone knows that I am the newly appointed chairman, it will seriously damage the reputation and assets of Dajiang Group."
Jiang Zhengye frowned upon hearing this, realizing it was something he had overlooked.
"So I'm increasing the compensation amount, and I'll print out two copies of the contract. Please take a look and see if there are any problems." After Jiang Miaomiao finished speaking, she reached out to pick up the contract and hand it over, but she accidentally slipped and half of her body fell onto the coffee table, slightly messing up the pile of documents that were already not neatly arranged due to people's seating.
She couldn't help but exclaim "Oh dear!" and slowly picked up the two revised copies of the first version of the contract, handing them over with a strangely provocative tone: "Sorry, I'm a bit clumsy."
Jiang Zhengye rolled his eyes, disliking her even more, and focused all his attention on the revised insurance contract. Reading it line by line, he realized the contract only increased the critical illness insurance payout from 300,000 to 3 million.
Is this all she did when she went upstairs?
He urged the insurance manager to check repeatedly to make sure there were no hidden problems before reluctantly letting everyone sign.
Of course, he tacitly agreed that he would be the primary beneficiary of his four children's insurance policies.
Of course, the final total payment amount may vary considerably.
Who made Jiang Zhengye spoil his three sons without any limits, only caring about Jiang Miaomiao?
The insurance manager was busy trying to get Secretary Gao to pay the premium, fearing that if he was even a little late, things might change and the insurance payout he was about to receive would slip away.
***
Life will continue as usual for now.
Jiang Miaomiao was secretly planning when this "critical illness insurance" would take hold, but Jiang Si dropped a bombshell: "Zhongming and Bainian seem to have secretly approached Chengyu for cooperation."
She was stunned: "The two families are sworn enemies. If they cooperate, wouldn't that be like walking into a trap?"
Jiang Si shrugged: "They probably overestimated themselves, thinking they could negotiate with a tiger, completely forgetting that Chengdu and Chongqing are more experienced than them, and that they are vindictive and settle personal scores."
Jiang Miaomiao pondered. Currently, the traditional department under her jurisdiction was seeing its performance steadily improve due to the combination of online shopping and home delivery, but its overall profit still lagged behind Jiang Yaowu's real estate transaction department. Why? Because buying and selling houses was just too profitable.
However, "I can understand the exorbitant profits in real estate, but I can't understand why my second uncle's repayment cycle seems...not...slow?"
Jiang Si nodded: "So his side of the water is very deep! Even if I work under his name, I will only touch upon it briefly and not go too deep."
Jiang Miaomiao said, "There's only so much land in Hong Kong."
Jiang Miaomiao explains: "There is indeed only so much land, but the number of people is increasing. So in the real estate industry, whoever has the money to buy the most land and make the best use of it will win! Even if the payback period is slow, the profits are considerable. It can be said to have the highest growth rate of all industries! But because it is so profitable, the more people pursue profits, the less patient they become. Everyone is desperately trying to squeeze more profits from all aspects, such as construction costs, the quality of materials, reducing costs, shortening the payback period, etc. There are even methods like the Li family proposing 'shared area' and the Huo family proposing 'pre-sale housing' to get something for nothing."
Jiang Miaomiao immediately pointed out the key point and changed the subject: "What methods do Jiang Chengyu and his group usually use?"
Jiang Si chuckled, "My imagination is limited, but people's wickedness knows no bounds. Just wait and see how your two younger brothers die..."
Faced with Jiang Bainian and Jiang Zhongming who came to him of their own accord, Jiang Chengyu's first reaction was: Are they too stupid? Or too shrewd?
Jiang Chengyu thought for a moment and realized that the four men in his uncle's family were being suppressed by Jiang Miaomiao and were feeling very miserable.
Aside from Jiang Miaomiao, who swindled him out of 2.5% of his shares and caused his wealth and reputation to plummet, Jiang Zhengye and his associates also cheated him and his father quite a bit in the early stages, and Jiang Bainian and Jiang Zhongming were not without their accomplices.
Is it possible to join forces with him to deal with Jiang Miaomiao just because of a few words like "the enemy of my enemy"?
Do you think he's brainless?
Don't you know what it means to invite a wolf into your house?
But Jiang Chengyu finally agreed.
He just wanted to see what those two were up to and how they were going to deal with them!
Jiang Bainian and Jiang Zhongming prided themselves on their intelligence, but they never expected that their cousin didn't believe them at all!
Obviously, one is the elder sister who is generally considered to have no right to inherit the property, and the other is the cousin who is the heir with a claim to the inheritance. Any normal person would know that the latter should be the one to be wary of...
Well, those two are definitely not normal.
...
Jiang Chengyu then entrusted them with an important task.
It was a construction project that seemed to be progressing normally, but it was actually short of funds. Meanwhile, more cost-effective commercial buildings were springing up around it, so even if the project was completed, it would not be profitable, not to mention there was no follow-up funding.
In short, this is a treacherous trap! He specifically used it to manipulate the Jiang brothers!
But the two brothers happily accepted it. Even though they sensed something was wrong, Jiang Chengyu dispelled their doubts with just a few words.
Jiang Miaomiao watched them work long hours for several days in a row, even more diligently than when she was the department manager, and felt deeply ironic.
During dinner at home, she unusually reminded Jiang Zhengye: "Do you know that your two unfilial sons are courting death?"
Jiang Zhengye, who was busy choosing marriage partners, was stunned for a moment and exclaimed in surprise, "You brat, you've got them involved again?"
Jiang Miaomiao said sarcastically, "No, that's not true. It's just that the two of them went to live with their second uncle. They really inherited your 'whoever feeds them is their mother' mentality."
"Bullshit! They didn't inherit a single bit of my intelligence and wisdom." Jiang Yaowu cursed. "Do all those who made it in real estate think that making money is really easy? Why don't you count the ones who didn't make it, who went to jail, went bankrupt, and whose whole families died? My second son's family insisted on getting involved in this industry for money, so I can't get involved either. Putting all your eggs in one basket will only lead to disaster sooner or later!"
"I didn't realize you were so insightful. I thought you didn't get involved in real estate because you didn't want to compete with your second uncle's business."
Jiang Yaowu snorted coldly and quickly called those two unfilial sons to come back first.
Jiang Jiezhi asked, completely bewildered, "Dad, how exactly are we doomed?"
Nobody paid any attention to them.
His aggrieved eyes darted around, his gaze shifting between Jiang Zhengye, the rice in his bowl, and then back to Jiang Miaomiao: "How have I been behaving lately? Don't I deserve some loving explanation?"
Jiang Miaomiao nodded, not hesitating to deliver a loving blow: "Those who fail the exam shouldn't worry about too many things, otherwise their brain capacity will be even more insufficient."
Jiang Jiezhi nearly crushed the rice bowl in his hand in anger: "After listening, I can still do two more sets of questions!"
"Alright. If this construction project doesn't get any more funding, what do you think might happen?"
"We don't have the money to pay the workers' wages or buy building materials, but we can buy those on credit."
Jiang Miaomiao shook her head, tapping her fingers on the table repeatedly: "These workers' wages for last month have been delayed. The law stipulates that wages must be paid monthly, meaning that with less than four days left until the end of this month, the wages of several hundred people for last month must be paid in full. Otherwise, if the delay exceeds 30 days, the first violation will occur! Building material suppliers always require a 30% deposit in advance, with the balance to be paid later. If there's no money to pay the construction company, that's the second breach of contract! Without materials to build the houses, the workers with a history of wage arrears will certainly not want to stay, and the project cannot be delivered on time. This is not only a matter of daily compensation, but also the third breach of contract!"
Jiang Jiezhi couldn't help but gasp slightly.
But then, as if from a dark cloud, the tone shifted again: "Of course, all of the above situations can be resolved with money. However, the required cash shortfall is too large, unless Old Jiang empties his coffin savings... Even if the money is filled and the houses are built, selling them at a low price may not be enough to sell them... because there are more high-quality, cost-effective houses available for sale in the surrounding area."
Anyway, Jiang Miaomiao looked disgusted: "This project is not only full of pitfalls that could lead to losing money and going to jail, but it also has Jiang Chengyu trying to take advantage of the situation."
"Oh no, oh no!" Jiang Jiezhi exclaimed. "We're all surnamed Jiang, is it really that serious?"
Jiang Miaomiao nodded: "Of course! There are no fathers and sons in the business world, let alone cousins."
Jiang Jiezhi unconsciously touched his face. Compared to paying compensation and going to jail, "Isn't it lenient that I was beaten into the hospital by you?"
Jiang Miaomiao touched his head, which was slightly soft due to his long hair, and said, "Not bad, you've barely gotten the hang of it."
Jiang Jiezhi disregarded the tradition that "touching someone's head will stunt their growth" and fell into panic.
Jiang Miaomiao reassured him, "Didn't I already say? Let Old Jiang use his life savings to cover the losses, just don't worry about losing money."
"Bullshit! Why would I pay money to those two idiots who recognized a thief as their father?" The leader roared.
Jiang Miaomiao raised her eyes: "If you don't provide a safety net, there might be no one to carry on the family line."
Jiang Zhengye's face darkened, and his eyes subconsciously swept towards Jiang Jiezhi.
Jiang Miaomiao suddenly understood, and immediately patted Jiang Jiezhi's head, her words carrying a hidden meaning: "Good boy, do more practice questions when you have time, and don't be like others who think they're clever and become spendthrifts. You still have one year of high school, four years of university, and three years of graduate school to complete, so don't get involved in business matters. It's too early for you. Not everyone can be in charge of a household early on!"
Although Jiang Zhengye is in his prime, he urgently needs a successor.
After this incident, it is clear that both Jiang Bainian and Jiang Zhongming are not up to standard, while Jiang Jiezhi is too young. Compared with Jiang Miaomiao, who is "like water spilled out after marriage," and Jiang Bainian and Jiang Zhongming, who are of marriageable age but "temporarily unsuccessful," it remains to be seen what he will choose to do!
...
Jiang Zhongming and Jiang Bainian became increasingly panicked as Jiang Zhengye kept calling them.
Because they had been inspecting the construction site under the scorching sun recently, they found the workers to be incredibly lazy. They initially thought the person in charge wanted to make an example of one to deter others, but they didn't expect that today...
Instead, this strongly angered the workers, who went on strike and blocked the gates to demand their unpaid wages.
After further investigation, it was discovered that these workers hadn't even received their wages for the previous month, let alone the various construction companies coming to their door demanding payment!
As for Jiang Chengyu, he kept delaying the follow-up funding. Eventually, even the most foolish person would realize something was wrong.
Jiang Zhongming was so angry that he rolled up his sleeves and wanted to rush over to confront Jiang Chengyu, but Jiang Bainian stopped him.
The latter was half panicked and half trying to comfort himself: ...It shouldn't be that bad, it's unlikely that family members would betray each other.
Jiang Zhongming gritted his teeth: "Now Dad wants us to go home and explain this. Should we go back? He's obviously furious."
“You know Dad and Second Uncle are sworn enemies. If we cooperate with Second Uncle, it’s no wonder he’s furious! Things haven’t gotten to the worst yet…” Jiang Bainian refused decisively, scratching his head and shaking his head: “We finally wanted to achieve something, but we have to deal with all this trouble. If we go home now, we’ll lose everything, and that wicked woman Jiang Miaomiao will definitely laugh at us!”
“But this problem isn’t something we can easily solve. Why don’t we go home and discuss it with Dad?” Jiang Zhongming advised. “As for Jiang Miaomiao, it’s okay for her to back down for now. Don’t worry too much about her opinion, brother.”
Jiang Bainian's face was gloomy: "How could I not care? I used to be the boss, and now she suddenly appears and tries to steal my position. Why did fate create both Zhou Yu and Zhuge Liang? If I don't suppress her, where will the dignity of the Jiang family men be? Don't worry, if something really happens, Dad will bail us out. Besides, isn't it just a matter of 'money'? We can just borrow from someone, right?"
One person thinks simply and speaks even more simply, and the other actually nods in agreement?
Although these two were usually dissolute and shameless, they still had some brotherly affection and shared honor and disgrace. They also included Jiang Jiezhi, who was at home in a daze and fear, in their policy of covering up for Jiang Zhengye by including his weekly, monthly, and college entrance exam scores.
They were truly spoiled by Jiang Zhengye and had never experienced any major ups and downs, so much so that they had no idea how high the sky was or how thick the earth was!
Because Jiang Miaomiao kept a close eye on the finance department of Dajiang Group, even though the finance department was a gathering place for people from all walks of life, the finance department no longer dared to let everyone take the invoices and reimburse expenses at will or use public funds for private purposes as before.
With this avenue blocked, the two brothers resorted to pawning valuables and borrowing money. However, all their relatives and friends with any means of support had already been contacted by Jiang Si, so how much money could the remaining playboys possibly lend?
Jiang Zhengye: "..."
Jiang Miaomiao: "Even the top performers at the White Horse Club don't charge this much for their services!"
Jiang Zhengye narrowed his eyes: "You've frequented the White Horse Club?"
Jiang Miaomiao frowned: "Saying whatever you want isn't illegal."
People in the industry started hearing that Jiang Bainian was going to go on blind dates and get married.
"How could that be?" At first, everyone scoffed, after all, Jiang Bainian had been very carefree in the early stages, and didn't seem like someone who would easily fall into the grave of marriage.
But when Jiang Zhengye actually started setting up matchmaking events everywhere, one after another, everyone was astonished: was he serious?
Some people couldn't contain themselves. Before they could even figure out how to catch Jiang Bainian, fearing that he would be caught by someone else and they would miss out on their golden meal ticket, they rushed to the entrance of Da Jiang Group with their big bellies and put up banners, cursing "Jiang Bainian is heartless and ungrateful, playing with innocent women."
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