"Children, look what the boss brought you."

There are dozens of bags of delicious food in large and small packages, and all of them are made of top-quality ingredients.

Korean beef, Boston lobster, sea crab...

"Wow, big hair."

"These are all carefully prepared by the Madam for everyone, so don't let her down and eat them all."

"Yes, Boss, we will definitely have a good meal."

Everyone bowed happily, rubbed their hands and waited for the end of get off work in anticipation.

Seeing everyone's reaction, Yin Hui Na smiled and clapped her hands, saying, "Okay, I know everyone can't wait any longer. Today, you are allowed to leave work early."

"Yeah, long live the representative."

The whole company was having a feast that afternoon, and Li Zhenyu was the only one staying in the office, discussing mortgage matters with Dennis Hall who came from the United States.

"Sir, your most valuable assets, besides the Berkshire Hathaway shares, are INS and Twitter."

“Of course, your industry development potential in South Korea is huge, but the risk is slightly higher compared to these three.”

Simply put, South Korean assets will be automatically discounted in the United States.

Out of 30 million US dollars in assets, only 20 million US dollars remained in front of the Americans, and after entering the evaluation system, only 10 million US dollars remained by the time the actual loan was issued.

With assets of 30 million, it would be good to be able to loan out 5 million.

The assets in the United States are different. With assets worth 30 million US dollars, you can still borrow 20 million US dollars no matter how much discount you give.

Look for connections, social background and sufficient scores in various surveys.

Twenty-five million is not that difficult.

This is the company's unspoken rule, and Dennis Hall can only abide by it: "So, if you don't mind, it's better to use the assets in the United States as collateral."

“If I use INS shares as collateral, how much money can I get?”

The valuation given by the five giants, including Barrett Bank, Google Capital, Microsoft Investment Fund, Goldman Sachs and Citi, is US$1 billion.

But that was half a year ago, and in the Internet industry, half a year is a long time ago.

It seems like a reincarnation, with hundreds of companies being established and closing down, and countless people pouring into this emerging field.

Therefore, if Wells Fargo could only offer 1 billion, Li Zhenyu would not agree.

This is tantamount to cutting one's own worth and severely slapping the faces of the five giants.

"1.5 billion."

Dennis Hall made an offer, which is why so many geniuses came to meet him.

Among them, the most important reason is to evaluate all the assets under his name.

So, Dennis Hall already had it all planned out.

"Not enough, Dennis. What can you do with a billion?"

Dennis Hall smiled bitterly. Did he really not understand, or was he just pretending to be nice to him?

One billion US dollars, what a huge number.

In his mouth, it was like a child's pocket money. Is this the extraordinary attitude of a genius? "Sir, how much do you want? I will try my best to find a way."

"Two billion."

Li Zhenyu raised two fingers and smiled, "INS's valuation is at least 2 billion, so I agree to mortgage 80% of the shares to you."

Dennis Hall fell into deep thought. The number was just close to the bottom line, but it exceeded it a little bit.

The highest valuation given by the risk department is US$1.72 billion.

Now, he wants 2 billion, but he is willing to mortgage 80% of the shares.

A loan of 1.6 billion US dollars, what a huge achievement.

"Sir, this price is too high."

The other party finished what he wanted to say first.

So, just call and ask, what else is there to say.

Li Zhenyu plans to exchange 80% of INS shares for US$1.6 billion in cash.

Then, he would use the money for other investments, so that INS's debt ratio would be as high as 80%, and his net worth would be greatly reduced.

Then, a large amount of tax can be reduced or exempted.

"Not only that, the technology industry is supported and preferential, and if it is operated properly, it can also receive some cash subsidies."

"Yeah?"

Li Zhenyu looked up at Maya and asked, "Then I'll leave this to you."

"This is what I should do, boss. But isn't a 2 billion valuation too high?"

They had discussed before that the valuation of INS should be in the range of 1.5-1.8 billion.

The maximum will not exceed US$1.8 billion.

Now Li Zhenyu has arbitrarily raised the offer price by 200 million yuan, which is different from what they had agreed before.

But, who made him the boss? The boss was willful and petty, so what could she, as a subordinate, do?

"It doesn't matter. Even if you can't accept this offer, he will give you a new price. Just accept it then."

Business is nothing more than a game between multiple parties.

Whoever can come up with attractive chips, or attractive products and prices, will be able to firmly seize the initiative.

Li Zhenyu’s products are very valuable and their potential is immeasurable.

And he himself is the most valuable investment target.

When investing, you often have to look not only at the product but also at the people.

Wells Fargo is optimistic about Li Zhenyu's future potential and believes that he will become one of the business leaders of the new era.

Even more so, a disruptive innovation leader like Steve Jobs.

Therefore, after Li Zhenyu's quotation was conveyed to the headquarters, there was a response soon.

"Two billion, the board agreed."

"We value not only INS, but also your personal value and potential. We are looking forward to having deeper cooperation with you and maintaining this friendly cooperation."

Simply put, the other party wants to earn a favor beyond business.

INS is not worth 2 billion US dollars, but with your favor, Li Zhenyu, it is worth 2 billion. We agreed to it just for your sake.

Therefore, you must remember this favor from Fuguo and repay it when the time comes.

"Fuguo has a long history and good reputation, and I personally look forward to in-depth cooperation with you."

The fancy sedan was carried by everyone. Since the other party gave him enough face, he naturally had to know how to return the favor.

"Maya, tell the legal department that the contract can be prepared."

"My people will assist and finalize the details."

It takes one to two days just to finalize the contract.

During this period, Li Zhenyu arranged him to stay at the Shilla Hotel and invited him to taste authentic Korean cuisine.

As a South Korean, you should always act like a South Korean.

However, no matter how many times I see the ramen set meal, it always feels shabby.

Next time I'll just call myself a Korean in the United States and think of myself as a Western worshiper. Next time I'll just eat steak, steak is better.

(End of this chapter)