Chapter 479: Disaster Relief is Expensive
Lian Yao frowned slightly. The previous call was from the Central Star.
Outsiders may not know that he holds shares in RS Interstellar Bank through a trust structure and is a shareholder with influence in major decisions.
Among RS Interstellar Bank's credit business, there was a business overdue two years ago, with an amount of about 1 billion yuan.
Everyone knows that bank financial statements are difficult to understand. The five-level classification is pressed layer by layer. Only when it can no longer be suppressed will it gradually be classified as non-performing assets and a large amount of impairment provisions will be made.
The smooth operation of banks depends on their ability to refinance. Credit is the cornerstone of bank refinancing. A high bad debt ratio will affect their creditworthiness.
This business is like this. After two years of pressing, I finally couldn't hold it anymore...
At this time, an angel in white appeared.
HMZH, a company that has been repeatedly questioned by the market for liquidity risks due to its aggressive expansion style, appeared before them.
What if that's what she was talking about?
Lian Yao's gaze returned to Yun Mo's face: "What if I insist on voting? Will there be any problems?"
Yun Mo said, "Then your losses could be doubled. While it won't be a serious injury, Brother Lian, you should know that according to interstellar regulations, in order to resolve a problem, you may end up sacrificing more interests... I think you should be very clear about the consequences."
Lian Yao's nose tip is dark and his forehead wings are slightly red at this time, indicating that his treasury has been lost. This is a sign of financial loss, and he is afraid that the money will be gone and will never come back.
In the Zhouyi numerology, the Zisun Yao brings wealth. When "Zi moving brings wealth" and "Zi moving overcomes officials" coexist in the same hexagram, it indicates that someone is taking a chance and is risking breaking the law...
Lian Yao stood there in a daze.
Jiang Xiaodong's proposal echoed again: "Boss Lian, there is a business deal with a relatively large amount of money. According to the authorization, it requires the approval of the board of directors. The relevant information has been sent to you. After careful review, we feel that the problem is not serious. It can also solve our bad debt problem for the past three years..."
He was somewhat tempted by their proposal, which also looked very clean on the surface.
RS Interstellar Bank granted HMZH a credit line of RMB 2 billion, of which HMZH used RMB 1 billion to buy back the bad debt and repay the company, and the remaining RMB 1 billion for daily turnover.
HMZH has also been working with them for quite some time, and although there's been a lot of negative news, it seems to be working fine...
Lian Yao thought for a moment and made a call.
Yang Hanyi looked at the name in the communication and suddenly raised his head.
She is a capable and efficient career woman, and also a strong woman. She lives alone with her child. She is not young, and in such a bad economic situation, in order to make a living, although she has professional ethics, she also has the pressure of survival.
"Mr. Lian?" Yang Hanyi walked into an empty meeting room and said.
"Are you in charge of the HMZH company's affairs?"
"Yes," Yang Hanyi closed his eyes and felt a little relieved.
For this project, HMZH's financing period is 20 years. In the first three years, only interest will be repaid instead of principal. If it were not for the promise to take over the 1 billion yuan of bad debts, how could such a good thing happen?
It's like getting something for nothing. You don't have to pay anything for the first three years, and you can even hire someone to help run the project you acquired...
If she was braver, she could do it herself. So what if she couldn't pay it back?
We bought 1 billion worth of assets and borrowed 2 billion. We have three years to plan. Where can we not go? Alpha and friendly planets are plenty.
Yang Hanyi understood that there was a high probability that something would happen in three years.
But... hehe, can this management team last three years?
After three years, those decision makers should have retired, right?
What about me? I might be the one taking the blame.
All she could do was leave behind the recordings of the attacks, both overt and covert, and disclose the associated risks. She had to live, and at least, by obeying the higher-ups, she could have three years of peace and three years of salary...
However, it would be best for her if someone could stop the deal.
Lian Yao's deep voice was right in his ears. Yang Hanyi had already told him the whole story, including his thoughts on the financial crisis of HMZH.
Then she looked at the screen hopefully, and the man said, "Okay, I get it."
Inside the company, a slightly plump man with slicked-back hair sat in a tall boss chair. "Don't worry, Mr. Wang. We've been working together for so many years. There will definitely be no problem. Don't worry."
Before the smile on his face faded, Lian Yao's call came in. He immediately sat up straight, "Mr. Lian."
Lian Yao didn't hesitate and asked directly, "What's going on with that HMZH business?"
The man was obviously well prepared and did not hide anything. He threw out all his considerations and arrangements at once, being very frank.
He knew the truth couldn't be hidden, and he didn't want to take the blame. The bait was also very attractive. That project had to be allocated annually, so now everything was solved...
The man finally said, "Boss Lian, the board meeting will be held tomorrow..."
Lian Yao looked at Yun Mo who was chatting with Lian Zhu next to him. Her face was calm and composed. So far, she had hardly missed anything.
Lian Yao interrupted the man: "The board of directors canceled it, so this project will be put on hold for now."
The man was still waiting to say that if the director was not there, the arrangements for the full projection video conference and signature circulation would be stuck.
"Mr. Lian, this...can I ask why?" Damn, that chatterbox is complaining again.
The man refused to give up, "President Murakami also knows about this... He was even asking me about the progress this morning."
Lian Yao said: "After hearing some news, take it easy, don't be anxious."
The man was sweating and wiped his forehead with a tissue. It was a done deal, so what happened?
The middle-level managers of all their lines agreed to the project pushed down from above, so why did this person suddenly want to exercise the veto power?
"You mean, we're not going to do this project anymore?" the man asked tentatively.
Lian Yao smiled and said, "It's not that I won't do it, I'll just observe first, no need to rush." He was playing Tai Chi with him, what an old fox!
Yun Mo curled her lips as she listened to this. As expected, young and promising CEOs were not simple at all. They had so many tricks up their sleeves that they could even make their rejections sound so righteous.
Watch and see? No rush? Observe until when? A trick to delay indefinitely without offending anyone...
After he hung up the phone, Yun Mo looked up and was about to say something when her expression suddenly changed.
Lian Yao saw the seriousness in her eyes: "What's wrong? Is there anything else?"
Yun Mo opened her backpack, pulled out a fortune charm, and handed it over: "Can I follow you today?"
Lian Yao was a little surprised. He didn't think he was that charming.
Lianzhu also widened her eyes. Sometimes her elder brother didn’t even take her with him. What if he didn’t give her face?
She quickly tried to smooth things over: "Uh, Yunmo, my brother might be busy, but I've booked several places. Can we go together?"
Yun Mo shook her head and pointed at Lian Yao: "No, I have to go with him."
Lian Yao reacted: "What happened?"
Yun Mo did not answer directly. He went over to calculate his date of birth and suddenly felt a little regretful.
She sighed, "This might be my fault."
Lianzhu: ...Huh? ?
Yun Mo said: "Your horoscope is too strong for wealth, and the disaster lies in food injury. I just cast a hexagram, and it is a bad hexagram. The conflict and combination are too chaotic, and the useful god is injured. The excessive water is a disaster. You should have a big disaster this year. You can lose money to avoid the disaster, but now..."
Lian Yao was confused, wondering "Who am I?" and "Where am I?"
"You mean, because I didn't lose money, I have to bleed?"
Yun Mo nodded: "It should be. This matter is somewhat related to me, so I have to accompany you today to make up for my mistake."
Lian Yao: ...Is his life so valuable? One billion for one life?
Before he could recover from his daze, Yun Mo's payment page was already in front of him: "Old customer, please pay the divination fee. I will accompany you as a gift of friendship."
Lian Yao: ...So, his life is worth more than 1 billion?
(End of this chapter)
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