Chen Si was emotional.
"It's important for their employees to lose their jobs, but isn't it important for our employees to lose theirs too? Our group has nearly 10,000 employees in total. What will happen to those people if we go bankrupt?"
Mu Wanzhi remained unmoved, simply saying, "Your company's structure is different. Shengli Group is mostly engaged in manufacturing, which has maintained the integrity of its industry to a certain extent. But what about you? Your company is mainly engaged in real estate sales, with sales staff making up the vast majority of the workforce. Sales staff are a group that can be flexibly employed; if they lose their jobs, they can simply find another one, so it doesn't have a significant impact on the overall business."
Chen Si's hands trembled with anger at those words. "What did you say? You said we're not important? Our company has been established for over twenty years. How much have we contributed to the development of Donghai City? How many industries have grown around our real estate industry? We support many industries, and you actually say we're not important? Our company not only has sales staff, but also many construction teams that rely on us."
Mu Wanzhi remained calm.
"Mr. Chen, I hope you can be more rational. The real estate industry is now a sunset industry. Frankly speaking, your company's projects have no possibility of sustainable development. Even if I lend you money, you still won't do a good job. It's better to get a short pain than a long one. Your company will have to transform sooner or later. Instead of wasting your energy on me, you should spend more time on your company and think about what the right way out is."
"You!! You're just kicking us while we're down!! Without our company, would Donghai City Bank have so much business?"
Chen thought about the contributions his company had made to the bank in the past, and felt indignant.
"Mr. Chen, I suggest you stop saying things like that. Banks are state-owned. Even if it weren't for your company, other companies would cooperate with us. My attitude today isn't directed at you; it's for better development. If you continue to communicate with this mindset, then we have nothing to say to each other."
Chen Si clenched her fists tightly, all her resentment showing on her face.
Chen Zhe tugged at her hand; he knew that securing the loan under these circumstances was impossible.
"Sister Chen, please don't get angry. Getting angry is bad for your health."
"But if I can't get the loan, our company will go bankrupt, and I will go bankrupt. How can you expect me to stay calm?"
"There's always a way. Don't worry, let's think of other solutions."
Chen Zhe's statement was affirmed by Mu Wanzhi.
"What you said is relatively reasonable. Try to persuade her. The industry is like waves, and the replacement of the old with the new is inevitable. They can enjoy the benefits, but they must also withstand the downturn. If they can't withstand it, then it's fate, and they can't blame anyone else. Alright, you can go now. I've said what I needed to say."
"President Mu, may I ask one more question?"
Chen Zhe said.
Mu Wanzhi glanced at Chen Zhe, but because of Hu Ling, she didn't like him.
"What else do you want to say?"
"President Mu, based on what you just said, can I understand that as long as Silin Real Estate successfully transforms, it can secure the loan?"
Mu Wanzhi chuckled.
"Young man, do you really think industry transformation is that easy? Small boats are easy to turn around, but big ships... hehe."
"Just answer me this question: if we successfully transform our business, will we be able to secure the loan?"
"Of course, if your transformation is successful and contributes to social development and the future of Donghai City, then our Donghai City Bank can provide you with a loan, but..."
Mu Wanzhi paused for a moment; "The standard for a successful transformation is set by us, not something you can decide just by changing your name or developing other businesses. It needs to be measured and discussed by our professionals before it counts. Actually, I think that's unlikely. Silin Real Estate's next repayment date is coming soon, less than a month away. Instead of thinking about transformation, you should focus on how to repay the next loan. Do you agree, Mr. Chen?"
Mu Wanzhi looked at Chen Si.
Chen Si frowned deeply; she truly was unable to repay the next loan.
Seeing Chen Si like this, Mu Wanzhi laughed again; "President Chen, you don't need to feel wronged or upset. You've already enjoyed things that many people never get to enjoy in their lifetime. People should learn to be content, because only by being content can one be happy."
...
Chen Zhe and Chen Si walked out of the villa gate.
Chen Zhe opened the car door and got in. After fastening his seatbelt, he didn't see Chen Si get in for a long time.
He was somewhat puzzled.
When I got off the bus again, I saw Chen Si squatting on the ground, her eyes vacant and her whole being very quiet.
"Sister Chen..."
Chen Zhe walked over.
"Let's go back and think of something else."
Chen Zhe said.
Chen Si gave a bitter laugh; "Chen Zhe, you should leave. I want to be alone for a while."
"Sister Chen, let me take you home."
"No need, Chen Zhe, you've already helped me enough. It's enough to get to this point. Maybe she's right, our company is beyond saving, and trying anything else will be futile."
"Sister, we can't give up."
"Chen Zhe..."
Chen Si looked up at Chen Zhe.
Can I ask you a question?
Seeing Chen Si's sorrowful eyes, Chen Zhe nodded, suddenly feeling a pang of pain in his heart.
Have you ever liked me?
Chen Zhe's heart skipped a beat. Why did Chen Si ask this question?
Seeing Chen Zhe hesitate, Chen Si gave a self-deprecating laugh.
Then look at the roadside.
He muttered to himself, "Actually, I know you approached me because I'm rich. I didn't really expect anything either. After all, many people approach me for money. Because I'm rich, many people flatter me and fawn over me. They'll abandon their dignity and their own preferences to desperately cater to me. It would be a lie to say I didn't feel happy. During that time, I did really enjoy being pursued, but..."
Chen Si paused for a moment.
Suddenly, her eyes filled with tears.
“I have feelings too. I can fall in love with someone uncontrollably. I hate this side of myself. I know there’s a gap between us, I know we’re not right for each other, but I still crave that little bit of warmth. Maybe God thought I was asking for too much, so… he made me go bankrupt. Chen Zhe, I don’t want you to leave me after you go bankrupt, because I hate that feeling. To keep a sliver of hope in my heart, please leave now, okay? That way I’ll feel like our separation isn’t because of money.”
Chen Si's words stirred sympathy in Chen Zhe's heart.
At the same time, I felt a pang of guilt.
He knew that if he had admitted to liking Chen Si, she would feel better, but... that would be deceiving her. Chen Si had already suffered so much, why should he deceive her again? So he hesitated.
"Sis, let's go back and talk about it."
Chen Zhe said.
"No need, you can leave. I can manage on my own. I just want to be alone for a while. Please, Chen Zhe."
"Can……"
Chen Zhe was still somewhat worried.
Chen Si suddenly smiled, but tears were hidden in her smile.
"Don't worry, I won't do anything rash. After all, I've been through more than 20 years of ups and downs in the business world. I've had many opportunities to start over. I could do it before, and I can do it now."
"Sister Chen, I don't want to lie to you, but to be honest, I'm really worried about you."
Chen Si nodded.
"That's enough, Chen Zhe. Can I gossip a little one last time?"
"The Eight Trigrams?"
Chen Zhe was somewhat puzzled.
"Yes, I'm curious. Of those two girls, which one did you like? The one who argued with me? Or the quiet one?"
Chen Zhe hesitated for a moment.
"It's the quiet one."
Chen Si suddenly burst into laughter.
"Sure enough, I guessed right. I don't know why, but I suddenly felt a little comforted. That brat from earlier is probably in the same boat as me, wanting but not getting what she wants. Hehe, having someone to keep me company makes me feel a little better."
"Sister Chen... I'm sorry."
"No need, Chen Zhe, you haven't wronged me. I'm very grateful to you. Really, you're different from the men I've met before. I can tell that you're not just after my money. That's enough for me. I'm really grateful to have met you."
"Sister, me too. I'm also very grateful to have met you. This is my honest opinion."
Chen Si's lips twitched, and her chest heaved.
She suddenly stood up and hugged Chen Zhe tightly.
She gripped him so tightly it was as if she wanted to meld Chen Zhe into her own body, her nails digging into his back.
Chen Zhe could feel that she was trembling all over.
Five minutes later, Chen Si released Chen Zhe and tried to cheer herself up by pretending to be relaxed.
"Alright! I have to go back to the company. Let's part ways here. I'm taking the car. You can take a taxi home by yourself. Goodbye!"
Before Chen Zhe could react, Chen Si climbed into the driver's seat and drove off.
Watching the car drive away, Chen Zhe sighed softly and turned to look at Mu Wanzhi's villa.
He still didn't give up on getting a loan for Chen Si's company. Chen Zhe wasn't sure if he was a loyal and righteous person, but Chen Si had helped him and given him help when he was in trouble. He couldn't stand idly by when she was in trouble.
The transformation is indeed not easy, and it cannot be completed in a short period of time.
In order to keep Chen Si's company from going bankrupt, he has to repay more than 100 million yuan in principal and interest every month.
I can't come up with that much money myself.
Hu Ling definitely wouldn't give it to him, so the only way now is... the gold and silver treasures in the cave.
Chen Zhe took a deep breath, made up his mind, hailed a taxi, and headed straight for Qingyun Mountain.
...
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