Chapter 419 Finance



The lottery is open and transparent, very simple, and everyone can understand it. There are also formations to prevent people from using spiritual power to interfere with the lottery. In addition, there are countless people watching every time the lottery is drawn, so cheating is impossible.

If you match all seven numbers in the same order, you can take home a jackpot of 100 million yuan. This is really very attractive. Even if you don’t match all seven numbers, you can get one million yuan if you match six numbers, ten thousand yuan if you match five numbers, one thousand yuan if you match four numbers, one hundred yuan if you match three numbers, and ten yuan if you match two numbers. Even if you match one number, you can get a special consolation prize of one yuan, so many people are very excited to come to the lottery.

Basically, one out of ten people can draw one number, and one out of a hundred people can draw two numbers. However, the chances become smaller as the number increases. After all, the probability of winning a jackpot of 100 million is one in tens of millions. But it does not mean that only one out of tens of millions of people can win. Maybe no one out of hundreds of millions of people can win the jackpot. Maybe only one out of ten people can be lucky enough to win the jackpot.

The people of the Tang Dynasty all cultivated their luck. They were not angry if they did not win the prize. They thought it was because they did not have enough luck, so everyone had a very good mentality.

In addition, no one has any losses, after all, the raffle is free, so everyone is very passionate about it.

Of course, the one who benefited the most was Long Junhai. The bonuses he offered as prizes attracted a large number of people, and these people were the best advertisements. Word spread from one person to ten, and from ten to a hundred. In less than three days, the whole Chang'an City knew that Long Junhai had opened a bank, and as long as you deposited money into it, you could get interest and participate in free lotteries. If you are lucky, you might even win a jackpot of 100 million!

At the beginning, there were only dozens of people who tried to save money. After all, the people of the Tang Dynasty were very rich. The average person's income was more than 100,000 Tongbao coins a year. If they were a little frugal and saved for hundreds of years, they could save a lot. Of course, the Tang Dynasty's expenses were also relatively high, so the average financial reserve of the people in Chang'an City at the mortal level was about one million, the earth immortal level could have almost tens of millions, the celestial immortal level could have one hundred million, and the golden immortal level was very difficult to say, because this stage was an important stage for breakthrough. Some people would practice madly and often live in poverty, while others would choose to retire. After all, it is extremely difficult to break through to the Xuanxian level, so some golden immortals have empty wallets, while it is not uncommon for some golden immortals to have assets worth tens of billions.

If one becomes a wealthy family in the Tang Empire, then the family's money will be relatively stable. Although everyone's income is relatively high, their expenses are also high. Even if they don't practice much, they still have to support many servants and idlers to guard the house, so the savings are often not too much, and having assets worth tens of billions is already pretty good.

Of course, this is all in a relatively stable and peaceful era. Once the battle on the front line of the immortal and demon battlefield is urgent, a large number of troops and material resources will need to be mobilized. Those below the Golden Immortal must serve in the military unconditionally, and those above the Golden Immortal need to pay money to reduce their military service. The average annual military service is 10 million. Although it does not seem much, if you calculate it carefully, the money is still not small. Because even a slightly urgent situation in the immortal and demon battlefield will take hundreds of years to buffer, sometimes it will take thousands or even tens of thousands of years. So if you want to completely cancel the military service, you have to pay at least more than 1 billion yuan!

In this case, if a Golden Immortal master wants to be exempted from military service and practice well, then a person's savings will be stretched, and the seemingly abundant financial resources may not even be enough!

The military service tax of the Tang Empire seems very heavy, but it is actually the most merciful tax law, because with money you can buy yourself a chance to prolong your life, otherwise everything is empty talk. Even if you have a lot of gold and silver, you will have nothing if you have lost your life!

In recent years, the border of the Tang Dynasty has not been in danger. Although the battlefield between immortals and demons was lost, the people of the demon world did not expand further, which gave the Tang Empire a chance to breathe. This is also a good opportunity for business to prosper. Everyone is working hard to make money. With money, you can buy your own life!

Three days later, there were so many people queuing up to deposit money at Long Junhai's place that he couldn't count them all. He asked Wan Qingsi and the other three women to help, but there were not enough people. In the end, he hired more than a dozen workers to barely keep up the pace.

"Husband, although our business looks good, we've actually been losing money these days! If this continues, our bank will go bankrupt!"

Wan Qingsi was not exaggerating, because the unlimited deposit set up by Long Junhai was too convenient for those people to take advantage of the situation. These people often deposited money on the first day and withdrew the money on the second day, so that they could get interest. Although the daily interest was only one ten-thousandth, but in these three days, plus the money lost from the lottery, Long Junhai had lost nearly 500,000 Tongbao!

Although five hundred thousand is not a lot, the key point is that Long Junhai has no income now. If someone wins the jackpot of 100 million again, the loss will be huge!

However, Long Junhai didn't care at all. He smiled and said, "These are all minor matters, not worth worrying about. Just focus on the accounts. In a few days, I will open a special training class to recruit some smart and clever mortal immortals to do this kind of locking work. By then, you won't have to be so busy."

"Husband, what are you planning? This bank doesn't make any money at all. You can just make a few pieces of clothing or refine a few magic weapons and have endless money. Why do you want to do this now?" Bai Ruofei also didn't understand Long Junhai's approach.

Long Junhai smiled mysteriously and said, "I'm now casting a long line to catch a big fish. Just wait patiently, the big fish will be hooked soon!"

"Father, have you really calculated everything? Are you sure there won't be any mistakes? If there is a mistake in the end, the loss will be huge! Because now many people have given up saving for one day, because they think it is too troublesome. They choose to save directly for a year, and the interest rate is 10%! Ten thousand Tongbao coins deposited for a year are one thousand Tongbao coins!" Long Nianjun said excitedly.

"Haha, this is the kind of high-interest client we want!" Long Junhai said with a very mysterious smile.

"Why? Wouldn't that mean we have to pay more?" The three women didn't understand what was going on.

Long Junhai smiled and said, "If someone takes out a loan for one year, the interest rate will no longer be 0.5%, but 20%. That way, we can still make a lot of money! Even if no one lends us money, we can still invest on our own. As long as the annual return is higher than 10%, we will all make money!"

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