Chapter 653 Chen Yansen: Private banks? I only saw private banks, not banks!
"Mr. Chen, congratulations!"
Ma Wenteng raised his glass and congratulated Chen Yansen with a hint of sourness in his tone.
He has worked hard for more than ten years, but Penguin's current market value is only 164.57 billion US dollars.
Moreover, if Penguin had not previously invested in Pinbei, OFO Bike and Kuaidi Dache, it is likely that the market value would not have reached this level, and it would probably be around 130 billion to 140 billion US dollars.
To put it bluntly, the rise in Penguin's stock price in the past year is basically inseparable from Senlian Capital.
"Pony, you're confused! You should say tongxi."
Chen Yansen handed the cup forward, and it instantly made a crisp sound.
Penguin holds a 15.8% stake in Pinbei, valued at US$32.8 billion.
Chen Yansen ate the meat, Ma Wenteng also had bones to chew on, and everyone made a lot of money.
"Hahaha, Mr. Chen is right! Come on, another drink!"
Ma Wenteng laughed out loud, rolled up his sleeves, picked up the bottle, and filled it up for Chen Yansen himself.
Liu Qiangdong saw it and sighed in his heart.
Pinbei was established only two years and eight months ago, while Yidong has been established for sixteen years.
There is absolutely no comparison!
"Old Ma will have a headache now." Ma Wenteng then joked with a gloating look.
Before Chen Yansen entered the industry, the competition and friction between Penguin and Ali in the e-commerce field were no less intense than that between Pinbei and Ali today.
Now that Ma Liyun has suffered a setback, Ma Wenteng is naturally happy.
After all, he is the second largest shareholder of Pinbei!
For him, if Pinbei could beat Ahri, it would be like he had defeated Ahri himself.
"The domestic market is basically a game of stock. To be honest, I value the incremental value that overseas markets can bring more."
Chen Yansen gently shook the wine glass, and the amber wine in the glass slowly swirled along the wall of the glass. He spoke lightly.
"Brother Sen, the competition in the overseas market is too great. Logistics, merchant resources, and policies cannot keep up."
Liu Qiangdong frowned slightly.
"In fact, whether you operate locally or build warehouses overseas, there are certain opportunities. The key is how you think and how you go about it."
Chen Yansen took a sip of wine and said with a smile.
For example, Amazon has opened branches in dozens of countries around the world. It adopts a model that combines overseas sourcing with local supply chains, and actively gives up part of its profits to reduce the resistance of local markets and users to it.
Therefore, Amazon's development in Europe, America and Asia was extremely smooth, but after entering the Chinese arena, it was swept away by Pinbei, Yaomao and Dongdong and had no room for survival.
"Having said that, Amazon's success model is not easy to replicate. It has been deeply rooted in overseas markets for many years, and its accumulated supply chain resources and localized operational experience are difficult to catch up with in a short period of time."
Liu Qiangdong shook his head.
Chen Yansen smiled faintly and said nothing.
In his opinion, Dong was not on the right track.
In fact, Rocket Internet CEO Oliver's approach is very suitable for expanding overseas markets.
First, extract the domestic business model and operational experience, then combine it with the product details of other competitors, including user interface, functional logic and marketing language, and carry out localized improvements before launching it in the target market.
Secondly, using industrialized, replicable processes, they expanded rapidly overseas, trading capital for time;
Once the business is running smoothly, they will immediately invest a large amount of capital in marketing, subsidies and local promotion to seize the market as quickly as possible and drag down local competitors who are slow to respond.
Finally, we will start to refine operations to further improve key performance indicators such as user growth, transaction volume, and profit margin.
Although Pinbei is the largest shareholder of Yidong, the controlling rights are in the hands of Liu Qiangdong. After all, he is not his "own son", so Chen Yansen will not say too much on this matter.
Ma Wenteng noticed the blank space in Chen Yansen's words, but he didn't say anything, just smiled implicitly.
At this moment, there was a knock on the door.
"Come in!" Zhang Chaoyang responded.
As soon as he finished speaking, a middle-aged man in a dark suit pushed the door open and walked in with a perfect smile on his face: "Good evening, bosses."
Behind him stood a row of tall and good-looking young women, each with exquisite makeup and different temperaments.
Some are charming and attractive, some are pure and lovely, some are cute and adorable, and some are well-behaved and gentle.
Ye Qiuping subconsciously raised her head, looked over carefully, and her heart couldn't help but tremble slightly.
She quickly recognized that these people were all second- and third-tier stars in the entertainment industry, and most of them had appeared in a few small hit TV series or movies.
Chen Yansen raised his eyelids and looked at Ye Qiuping again.
He has no interest in female stars, but if others want to have fun, he won't meddle in their affairs.
Compared with the entertainment circle and the capital circle, it is like a back garden where bigwigs can come in and out as they please.
"Boss, don't you want to pick one?" Ye Qiuping tilted her head, blew a breath of hot air into Chen Yansen's ear, and asked with a smile.
"Help me choose." Chen Yansen raised his eyebrows and responded softly.
"How about the third one on the left? She has a curvy figure, pink and juicy lips, and she's even starred in an idol drama."
Ye Qiuping licked her lips and said seriously.
I let you choose, and you really are so picky!
Chen Yansen rolled his eyes at Ye Qiuping.
Ye Qiuping couldn't help but chuckle, realizing her boss's refusal.
Jia Yaoting saw this and immediately raised his hand to select two pure and lovely female stars. He was about to arrange them to sit next to Chen Yansen, but saw Chen Yansen raised his hand and waved, so he had to quickly call them back.
At the same time, I secretly wondered: What type of person does Mr. Chen like?
About forty or fifty minutes later, Chen Yansen looked at his watch. It was exactly ten thirty in the evening. So he greeted Ma Wenteng, Zhang Chaoyang, and Liu Qiangdong, and stood up.
"Mr. Chen, let me see you off." Lei Yijun stood up.
Chen Yansen nodded and walked out.
Seeing that it was getting late, Ma Wenteng also got up and left.
After leaving the club's private room, Xiao Ma caught up with him and asked, "Mr. Chen, how about we find another place?"
"I have a meeting tomorrow, maybe next time."
Chen Yansen waved his hand and refused.
Ma Wenteng thought so too. He was no match for Chen Yansen in drinking, so there was no need to make himself suffer.
As he spoke, his eyes swept over Ye Qiuping who was following Chen Yansen, and a hint of understanding flashed in his eyes.
After a while, Chen Yansen got into a Maybach 62S. The car started slowly and drove towards the hotel.
After returning to the hotel and entering the room, Ye Qiuping squatted down and helped Chen Yansen change into slippers.
"Boss, I'll go run you a bath."
Master Ye's voice is very distinctive, soft and mellow with a touch of ingratiating gentleness, like a ball of cotton soaked in warm water, soft and wet.
"Call me village chief!" Chen Yansen corrected with a stern face.
"Village chief, then who am I?" Ye Qiuping swallowed and asked in a soft voice.
"You don't even know who you are? You are indeed a monster. I will beat you back to your original form, the mighty heavenly dragon, the Buddha Ksitigarbha!"
"Village Chief, you're messing around again."
…
…
The next morning, the morning mist in Yanjing had just dissipated, and a ray of sunlight shone through the clouds, illuminating the street scenes in the city center.
After breakfast, Chen Yansen took a car to the headquarters of the Yanjing Economic Development Association.
As he got closer, he found that there were a large number of security personnel distributed in every corner of the first floor.
After verifying the invitation letter and identity at the door, two armed security guards let us in.
As soon as Chen Yansen got off the car, he saw Wang Guangtong, whom he hadn't seen for a long time.
"Mr. Chen, welcome!" Wang Guangtong was waiting downstairs, not to welcome Chen Yansen, but because the big boss of the Business Association, his immediate superior, had not arrived yet.
"Mr. Wang!" Chen Yansen smiled and stretched out his hand to shake hands with Wang Guangtong.
He knew very well that with Wang Guangtong's status, he would never stand at the door to welcome guests unless several big bosses had not arrived yet.
Chen Yansen stood there and chatted with Wang Guangtong for a few minutes.
Then, there was a gentle sound of brakes.
Chen Yansen turned around and saw a black Hongqi L5 parked not far away. A middle-aged man dressed as an assistant pushed open the passenger door, trotted to the left rear of the car, and opened the door for the boss inside.
"Mr. Li!" Chen Yansen greeted with a smile.
Wang Guangtong was a little slow to react. It wasn't until he heard Chen Yansen's voice that he hurriedly straightened his body, then bent down again, and quickly greeted, "Good morning, Mr. Li!"
Li Qingsong nodded slightly, walked past Wang Guangtong and waved to Chen Yansen.
"I heard that Xingyuan Technology is making rapid progress in the research and development of reflective optical systems?"
Li Qingsong asked knowingly.
"Some are fast, some are slow, and now it's stuck again. The machine tools are not precise enough. The manufacturing of magnetic levitation motors and air bearings cannot reach the nanometer level at all."
Chen Yansen spread his hands, looking embarrassed.
"What's missing? Funding, equipment, or researchers?"
Li Qingsong understood what he meant and went straight to the point.
"CK6120 high-precision CNC lathe, SVT16 CNC single-column vertical lathe, ACCURATE seven-axis twin-screw angle deep hole drilling machine and YHM77110 vertical double-sided grinding machine"
Chen Yansen was not polite and listed a long list of equipment names in one breath.
"Have you remembered?" Li Qingsong asked his assistant beside him.
"Mr. Li, I will help Mr. Chen coordinate it." The assistant responded concisely.
For someone who can work alongside Li Qingsong, having a good memory is just the most basic quality.
The two talked as they walked, and finally entered a spacious and bright conference hall.
When the people in the house saw Li Qingsong come in, they immediately stood up, put on smiles on their faces, and greeted him warmly.
Ma Liyun, Ma Wenteng and others arrived earlier and mingled with the crowd.
What surprised Chen Yansen was that Zhou Jiancheng from Metersdale was also there. It seemed that his guess was correct. In addition to Internet companies, the remaining physical manufacturing industries also got a share of the five private banks.
"Mr. Chen!" Zhou Jiancheng stepped forward and introduced the person next to him to Chen Yansen - Wang Junjin, chairman of Juneyao Group and the big boss behind Juneyao Airlines.
Ma Liyun looked at Chen Yansen and saw that he first accompanied Li Qingsong into the house, and then was surrounded by a group of private company bosses.
Everyone lined up to get to know Chen Yansen like stars surrounding the moon.
Seeing this scene, Ma Liyun couldn't help but envy secretly.
Chen Yansen and Wang Junjin exchanged a few brief greetings and then found a seat to sit down.
He looked around and scanned the room. There were not only the leaders of the banking, securities and insurance industries, but also the founders of new energy, the Internet and the physical manufacturing industries.
Ma Liyun and the chairman of Fosun Group sat next to each other. The two have a close personal relationship and have cooperated a lot. They also jointly invested in Cainiao Logistics.
Zhou Jiancheng and Wang Junjin of Juneyao Group seem to have a good relationship and are talking in low voices.
In addition, CEOs of several companies including Chint, Huafeng, Huabei and Maigou were also present.
Chen Yansen smiled and nodded. Although these people responded, they could not hide their vigilance in their eyes.
As the saying goes, a man's reputation is like a tree's shadow. Chen Yansen has the reputation of being an "industry troublemaker", so they are naturally wary of him, fearing that Chen Yansen will cross over and steal their jobs.
As for lessons from the past, there are too many of them.
Take the electric vehicle and new energy vehicle industry as an example. Everyone in the circle knows that Deep Blue Technology is the "emperor" pressing down on them.
If the upcoming Orange Car can leverage the technological advantages of its deep blue battery to reduce the price of its long-range electric vehicles to below 200,000 yuan, then all the global pure electric car brands will probably be wiped out!
In other words, if Orange Bike launches a few more electric bicycles, established companies like Yadea and Aima will probably face bankruptcy on the spot.
Who can beat Senlian Capital?
They hold the core supply rights of power batteries, so it is easy for them to crush a few factories that have no core technology and only rely on assembly to survive.
Not long after, a group of senior executives from the Commerce Association, Banking Association, Securities Association and Economic Development Association arrived one after another.
After everyone arrived, Li Qingsong, who was sitting in the main seat, knocked on the table, and the originally noisy hall instantly became quiet.
He then spoke calmly and forcefully, "I invited everyone here today to discuss three things: first, how private capital can help the transformation of the real economy; second, the policy support direction for cross-border industrial layout; and third, the trial operation rules for private banks."
After that, the president of the business association added: "At present, the traditional manufacturing industry in China is facing a bottleneck in technological upgrading. Although Internet companies have advantages in traffic and models, their integration with the real economy is not enough.
In the cross-border sector, many companies want to expand internationally, but are stuck in logistics, compliance, and local operations. This meeting aims to listen to everyone's needs so that we can introduce targeted support policies in the future."
Those who are qualified to speak are the heads of various associations, who hold the power to formulate and interpret policies.
Chen Yansen couldn't take it anymore after listening for just a few minutes, and immediately tried to do two things at once: pay attention to important information while deducing the motion control algorithm model in his mind.
Keywords such as "interest rate marketization", "stock issuance registration system", "inclusive supervision of P2P online lending" and "resolving debt risks" keep coming to my ears.
Just understanding a few words can be converted into tens of thousands of wealth.
Ma Wenteng squinted his eyes, his mind racing.
After an unknown amount of time, the voice of Zhao Binhai, president of the Banking Association, suddenly rang out in the conference room. He mentioned Chen Yansen's name and said, "Senlian Capital is a leader in both internet finance and insurance. Mr. Chen, what are your thoughts on the regulation of private banks?"
Chen Yansen retracted his attention and asked with a chuckle, "Regarding the words 'private bank', I only saw 'private', not 'bank'!"
Zhao Binhai was stunned when he heard this, and he heard the provocation in Chen Yansen's tone.
Ma Liyun and Ma Wenteng exchanged glances, secretly gasping in shock, and couldn't help but sigh, "How dare he!"
Li Qingsong looked at Chen Yansen with interest.
"Physical branches are not allowed to open. Large corporate loans, personal housing loans, and large-scale project financing are not allowed. Is this a bank?"
Chen Yansen asked back without hesitation.
(End of this chapter)
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