Lu Zhishu: "Many units in state-owned enterprises have already sent personnel there, either for disciplinary inspection or auditing."
Song Yan asked, "Will tax inspections increase fiscal revenue?"
Lu Zhishu: "That's one of the reasons. The real estate business is failing. If we don't sell land, we won't be able to collect the bulk of the tax. But... there are deeper reasons."
Han Chen: "Do you want to ask me if I have received any signal?"
Lu Zhishu: "Yes."
Han Chen: "You'll have to ask my family."
Lu Zhishu: "I spoke to my dad on the phone a few days ago, and the above-mentioned units have also moved into the Civil Aviation Administration."
Han Chen: "In the final analysis, it's nothing more than a mutual constraint of power. The East Factory emerged to restrict the Imperial Uniform Guard, and the West Factory emerged to restrict the East Factory. It's the same principle."
Song Yan suddenly realized, "Why don't you just read the history of Ming Dynasty? Everything can be applied to it."
Han Chen smiled faintly, "This is just the beginning. Who knows who will be fighting next, but we just can't reach that level."
Song Yan: "When gods fight, will mortals suffer?"
Han Chen: "Almost."
Lu Zhishu: "So... I want to ask if I can find out what policies or directions are in place. If these inspections and taxation policies are limited to public institutions, then Zhifan will be able to expand production next year. If they affect private enterprises and small and micro businesses..."
Han Chen: "It's hard to say. If you ask, people in the industry will definitely reassure you. They'll say that the whole country is actively supporting small and micro enterprises, and that small loans are also tilted towards small and micro enterprises. But..." He sneered twice, "There are not many small and micro enterprises that can strictly follow the bank's procedures to complete these loans and fully meet the loan requirements. The biggest requirement for banks to lend is to avoid risks. Small and micro enterprises are at great risk of bankruptcy, and they don't have any high-quality assets as collateral. So to avoid risks, banks will impose restrictions and more stringent requirements. The policy sounds good, but the implementation of the policy is another matter. Every year, they can't handle the bad debts, so they transfer them from one hand to the other, and then deceive the China Banking and Insurance Regulatory Commission."
Lu Zhishu frowned: "So, we have to be very cautious when expanding production next year."
Han Chen: "The real estate industry has been in a clear downturn this year, with mortgage rates falling again and again. Many people are taking shortcuts, using policies supporting small business loans to buy homes. Who knows if these people can drive up real estate speculation next year?"
Song Yan: "The vacancy rate is so high now, why are you still speculating?"
Han Chen: "You've bought up all the available properties on the market, leaving fewer properties for sale. Supply and demand affect prices. If supply falls short of demand, prices will naturally rise again."
Lu Zhishu laughed and said, "Who knows, the buildings in the suburbs might get bombed again."
Song Yan was stunned. "Isn't this the same as when there's an overproduction of milk, people would rather dump it than sell it at a low price? But aren't the houses being built now enough to house billions of people? It can't be dealt with as simply as dumping the milk, right?"
Han Chen: "Don't underestimate those real estate speculators. Do you think they're just mindlessly speculating? Who doesn't have three or two visible hands behind them?"
Lu Zhishu: "Not long ago, a certain person from a certain unit in a certain county was found to have over 200 apartments."
Han Chen: "You think you have endless milk to pour, but the people pouring it will just laugh at your naiveté. Some people don't have to spend any money to buy a house."
Lu Zhishu: "Ultimately, it all depends on what the real estate industry, a pillar industry, will look like next year. Hey, I thought you'd have something to say, but now it seems like it's no different than praying to Buddha. Whether it works or not is up to God."
Han Chen: "The big trend is real estate, the small trend is people."
Lu Zhishu: "I just want to ask you something about 'people'. I heard that your second brother recently joined the disciplinary inspection unit, and the unit is quite high-ranking, so I wanted to see if there was any news."
Han Chen: "My second brother won't tell me about his work. He's always tight-lipped."
Lu Zhishu's expression suddenly darkened. "To be honest...when I left Jinghang, I actually had a premonition that my family was doomed. It wasn't just because of my brainless and biased brother, Lu Zhinan. I don't think my parents are brainless. They know exactly what Lu Zhinan is capable of, but they still want to pull him out and help him rise to the top—clearly, they have a deeper purpose. I can't help them achieve this goal; only Lu Zhinan can do it."
Song Yan: "You mean..."
Han Chen suddenly said, "I have the same premonition as you."
Lu Zhishu: "The Han family wouldn't be so extreme as to take such an extreme approach, right?"
Han Chen: "Not now, but who can guarantee how long it will take in the future?"
Lu Zhishu: "Your family has such a deep foundation. Your grandfather was the last disciple of the founder of the judiciary... can this also affect you?"
Han Chen: "As long as someone wants to bring you down, nothing is impossible."
Song Yan was confused. He could understand the first half, but he was stunned by the second half.
It felt like Han Chen and Lu Zhishu were having an encrypted conversation, speaking some code words.
He was confused.
Lu Zhishu asked again: "So you didn't take a penny from home, and you ran away from home?"
Han Chen: "There are reasons for this."
Lu Zhishu: "You should also pay more attention to your family's situation. My family has already started to get into chaos."
Han Chen: "How do you mean?"
Lu Zhishu: "The family of the man who was injured in the previous work accident is making a fuss and has put up banners at the gate of Beijing Airlines headquarters."
Song Yan: "Didn't you negotiate the compensation before you left?"
Lu Zhishu smiled bitterly and said, "If I had done this, I wouldn't have resigned out of guilt."
Song Yan: "Is there something hidden?"
Lu Zhishu: "There's a lot of hidden secrets. My father asked Lu Zhinan to handle this matter. I don't know the specifics of the discussion with the family members, but I only heard them say that the matter has been resolved and I don't have to worry about it anymore. I said to do a full investigation and check the procedures and equipment, but they thought it was too cumbersome and expensive. The company's finances were already tight, so the matter was eventually dropped. From then on, I knew that although I looked like the general manager of Jinghang, in fact... there were some things that I didn't have the final say."
Song Yan: "The general manager's words don't count?"
Lu Zhishu: "It's hard to be a commander without any troops. All those stubborn old men under me are my father's people. I just need to maintain a good appearance. My father and others don't let me get involved in the transactions behind the scenes. But after working for so long, I can more or less find out some things. The civil aviation department also has a lot of bad debts and loss-making projects. When doing the general ledger at the end of the year, the financial director met with the president of the Bank of Beijing, and the two of them had a small meeting without me. Even if they didn't say it, I knew it. I guess they were probably transferring accounts to each other and getting rid of bad debts. Before I left, Lu Zhinan also met with a business consulting company. You should know what such business consulting companies do."
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