2. **Repayment Method**:
**Option A (Mandatory)**: Installment payment for the Heavenly Thunder Tribulation (30% down payment, i.e. 0.9 points, executed immediately, survival rate <0.01%).
**Option B (Construction)**: Debt-to-equity swap! The Northern Di Royal Court pledges its three large iron mines, five high-quality pastures, and 50% of its wool production for the next ten years as collateral to the newly established "Four-Nation Post-War Reconstruction and Karmic Peace Fund" (abbreviated as "Pacifier Gold Bank"; President: Su Heng, Honorary Advisor: Abacus Master).
3. **"Merit Point Loan**: Given the debtor's insolvency, "Pacifier Gold Bank" will provide a low-interest initial "Merit Point Loan" of 1 million points (annualized interest rate: adjusted in real time by Dabao Suchen based on astrological fluctuations, with a guaranteed minimum of 8.88%, a lucky number), specifically for:
* Construct a large-scale purification array at the border to "transform hostility into peace" (array center: technical support provided by Sibao's Snot Bubble Spaceship).
* Hire Northern Di prisoners of war and civilians to participate in the repair of damaged cities and roads in the four countries (payment: issued in the form of "Peace Points", which can be exchanged for food, salt, iron, and a limited edition "Lady Guardian's Signed" parenting guide).
* Promote the planting of "Qingxin Grass" (improved by Su Li, can slightly purify evil spirits and slowly generate positive merit points) throughout Beidi.
4. **Special Terms**: Ashina Jinlang must recite the "Five Principles of Peaceful Coexistence" ten times daily for one year in the newly constructed "Peace Square" (formerly the martial arts arena) before a life-size portrait of Sibao Su Qi (with a strawberry birthmark). (The portrait's eyes glow and its emotions are monitored in real time.) The quality of the recitation will be graded by the Poison Tongue AI system. Passing scores will be deducted from the interest earned that day; failing scores will result in a "mental pollution fee."
The Northern Di royal court.
Ashina Jinlang's face darkened as he read the document, especially when he saw the words "President: Su Heng (Golden Pacifier Seal)" and the "Daily Recitation" clause. He was so angry he nearly tore it up. He, a majestic eagle of the grassland, was actually asking a "loan" from a little kid with a pacifier? And even chanting to a portrait?
"Your Majesty! Calm down!" The old Prime Minister pointed tremblingly at the last line of small print in the document. "Look here: 'Note: Option A Thunder Tribulation Experience Coupon is enclosed. Tearing up the document will automatically activate the coupon. The down payment Thunder Tribulation will be delivered precisely in a quarter of an hour, regardless of rain or shine. It will leave immediately after it's struck, leaving no residue.'"
Ashina Golden Wolf looked up at the clear sky outside the tent, then touched his aching head (which had been struck by Su Li's Mo Dao's strong wind last time), swallowed hard. Silently, he picked up his pen and drew a crooked, extremely aggrieved wolf head seal behind option B.
The "Pacifier Gold Shop" is officially open for business! Located in the newly restored Border Market Center, the shop's president, Su Heng, sits in a specially designed highchair, his golden pacifier and a small golden abacus (a replica of the abacus spirit) in front of him. The eldest child, Su Chen, serves as the Chief Risk Officer, closes his eyes to sense the astrological signs and adjust interest rates in real time. The third child, Su Yu, uses his small dragon horn as a "bond anti-counterfeiting authenticator"—all "Peace Bonds" (a jade talisman emitting a faint golden light) issued by the "Pacifier Gold Shop," representing debt and future income rights, require a scan and authentication of his dragon horn to be valid. The second child, Su Heng, primarily works to stamp pacifier marks on bonds and... act cute to attract customers when the bonds are snapped up.
Merchants from the four countries and even some low-level cultivators with a keen sense of smell took action upon hearing the news!
"Look! Those are Dragon Horn Certified bonds! They've been personally inspected by His Royal Highness the Third Prince, so they can't be fake!"
"I heard that interest rates fluctuate based on astrological signs? His Highness just snored, and the interest rate dropped by 0.01%! Buy now!"
"I'm buying a thousand 'Peace Points' just for President Heng's adorable pacifier mark!"
"Don't push! I want that limited edition parenting guide bond! It has Madam Zhenguo's "Parenting Tips: How to Keep a Naughty Child Quiet for a Cup of Tea" on it!"
Su Li watched the bustling crowds in the market, as her four children each performed their duties (mainly being cute and creating technological barriers). Her venomous tongue system broadcast a real-time report in her mind:
Ding! The first batch of 'Peace Bonds' from 'Pacifier Gold Shop' has been sold! The amount of funds raised (spiritual stones, gold, silver, and grain) converted into merit points is: 1,500,000!
[Ding! Beidi No. 3 Iron Mine equity transfer completed. 'Pacifier Gold Bank' holds 51% of the shares, while Ashina Golden Wolf retains 49% (but voting rights belong to the Gold Bank). Merit Point Debt Balance: -8,376,543 points.]
[Ding! Ashina Jinlang's recitation score for today: 59 points (System comment: Emotionally dry as dried beef, eyes wandering, possibly glancing at the waitress, points deducted!). Interest reduction failed, an additional 50-point "mental pollution fee" will be charged! Current Merit Point Loan Balance: -1,000,050 points (including the additional penalty).]
Su Li nodded with satisfaction: "Not a bad start. System, can this debt-to-equity swap and merit point loan really resolve karma?"
Theory works, practice remains to be seen. The system is rarely serious. Using real resources and development to compensate for the wounds of war, creating new positive value (merit points), and gradually overcoming old karma—this is the ingenious method of 'resolving causal relations through economic means.' Of course, the core lies in... The system's tone shifted. Our bank president is adorable, our risk control officers are charlatans, our anti-counterfeiting devices are tough, and our debt collection methods are... unethical (referring to the recitation grading). Ashina Jinlang's first thought every morning is to encourage himself: "I'm going to do my best to recite today and not get penalized!"
**Section 3: Strawberry Seal and Warmth Settlement**
The operation of the "Pacifier Gold Bank" is in full swing, and the huge karma is cleverly dismantled and transformed, becoming the driving force for rebuilding the four countries. However, Su Li knows that the deepest karma is often not in the government, but in the people, in the families and hearts broken by the war.
My dear, there is more to this chapter. Please click on the next page to continue reading. It will be even more exciting later!
Continue read on readnovelmtl.com