Chapter 180: Isn't this a bit of a bully? (Two-in-one monthly ticket request)
Li Yang's performance was a bit exaggerated, but in the current environment, the more exaggerated, the more useful.
After all, those people from Jiangbei Normal University didn’t know Liu Yuheng.
Seeing Liu Yuheng, an unknown person, running towards this side, even if he is not the so-called "assassin", what should Jiang Banxia do if he is frightened?
You can't treat Jiang Banxia as a 19-year-old girl. She is worth more than 6 billion in cash!
This year, the number of people who will definitely make the Forbes list is around 300.
The cash in her hands can be used as leverage. With just a slight pull of the lever, it is possible for her to break into the top 50.
In the overall situation, the money in Jiang Banxia's hands may be of little use, and may not even be as useful as a multi-billion-dollar company like Fuguang Group.
But normal universities don’t need to consider the overall situation; what they want is cash.
So, without anyone saying anything, someone immediately rushed over and pressed Liu Yuheng to the ground.
Even though they were all quite old, not very agile, and even had big bellies, at this moment, they all made perfect use of their advantages, and Liu Yuheng was pinned to the ground like a pig to be slaughtered.
Jiang Banxia hid behind Li Yang and waited to hear the voice coming from the other side: "Schoolmate, it's me, Liu Yuheng..."
Only then did she reveal her sight and take a look.
Then he quickly said, "Teachers, this is my classmate. He is not a bad person."
Li Yang suddenly realized and said, "So it was you, senior. I made a mistake. It's my fault that I've been playing too many games recently. My eyes are a little blurry and I didn't see clearly. Sorry, sorry..."
After saying that, Li Yang walked over and took the initiative to pull Liu Yuheng up from the ground.
At this time, Jiang Banxia was explaining to the people around him.
When they heard that it was Jiang Banxia's senior at Peking University, several teachers also showed embarrassed expressions.
Someone took the initiative to apologize to Liu Yuheng, and that was all.
After all, as long as they can save face, no one will think that they have really done anything wrong.
Jiang Banxia came over at this time with an apologetic look on her face, and said, "Senior, I'm sorry, I wasn't paying attention there before. Are you okay?"
At this time, Liu Yuheng had some abrasions on his body. After all, it was summer and he was wearing very thin clothes.
I don’t know which teacher pressed his head to the ground, causing a scratch on his face.
As for the rest, only he knows.
At this time, he said with a smile: "It's okay, it's okay. I was a little reckless. I should have called my schoolmate in advance."
What a stupid phone call. If I had made that call, I probably wouldn’t have been able to see Jiang Banxia again.
His relationship with Jiang Banxia was very strained. Ever since he confessed his love to her, she never replied to any of his messages.
In the past, I would at least reply to myself.
At this time, Li Yang said, "That's right. We are old acquaintances of the senior. Is it really necessary for the senior to come to us? Just say a word and we will rush over."
Liu Yuheng only felt nauseous at this moment.
How could Li Yang, this bastard, be so hypocritical?
When you were cursing at school, did you think of me as your senior?
If he can get in touch with Jiang Banxia, and it works, he will come in? Can you, Li Yang, give me a chance to get in touch with Jiang Banxia?
"Yes, yes, my question is, I came here this time because I want to ask you a favor, I hope you can help me."
Jiang Banxia glanced around and said, "Senior, how about you wait for me here for a while? I will come to you after I finish talking to the school leaders and teachers, and I will treat you to a meal then."
"It's my treat, it's my treat... I'll go to the school gate to reserve a seat, and then wait here. Junior sister, you must come over later."
"Yeah, okay."
Jiang Banxia agreed.
Immediately afterwards, Jiang Banxia left with the teachers and leaders of Jiangbei Normal University. Half an hour later, Jiang Banxia expressed his intention to donate money and to establish a scholarship at Jiangbei Normal University, called the Yaoting Scholarship, with an annual amount of 500,000 yuan.
After saying goodbye to the school leaders, Jiang Banxia whispered to Li Yang, "Master Li, why did Liu Yuheng come to see me?"
Li Yang said, "What else can I do? My family is struggling to make ends meet, so I want to shamelessly borrow money."
Jiang Banxia suddenly laughed: "I knew you must have done something behind my back again!"
She only knew that Liu Zhengxiong was cheated out of 1 billion yuan by Li Yang in Green Water Group.
Ten billion is indeed a lot, but for the Liu family, it is a serious blow.
But Liu Yuheng's performance today was obviously exaggerated. I'm afraid it's not just a matter of suffering a serious injury.
Unless he was desperate, how could he bring himself to look for me?
He was in such a mess, but he didn't care at all.
Li Yang retorted: "What do you mean I should do it? His father didn't have the ability to play the stock market and lost money. What does it have to do with me? I didn't force him to trade stocks."
In fact, after Li Yang knew that Liu Zhengxiong was speculating in stocks, he had already predicted today.
Most of those who use stock trading as a means of making a fortune will fail, unless they are really lucky. He does not believe that Liu Zhengxiong is a genius.
"Yes, yes, I have wronged Master Li. You are a good person. So what does Master Li want me to do?"
"He didn't look for me, and even though Liu Yuheng framed me, he was still good to you. Even if you don't really need it, you still owe him a favor. If you want to help, just do it. Don't consider my opinion."
"Oh, then I want to ask you something...Are you planning to take over Green Water Group in the near future?"
Li Yang asked in surprise: "How did you know?"
Jiang Banxia smiled and said, "I guessed it."
She did guess, but she wasn't sure before.
However, after Li Yang told her about real estate a few days ago, she was sure.
The value of Green Water Group lies in real estate.
It can even be said to be valuable.
Of course, the most important point is that she knew Li Yang would not let Green Water Group disappear just like that.
Li Yang: "Hahaha, Master Jiang is amazing."
Jiang Banxia asked, "How much does Master Li plan to take?"
"I'm not prepared to take much. Maybe I'll wait for the capital increase. I don't know much about these. After all, I'm still just a student."
He does not yet have the ability to manage a large group, but there are still a lot of professors working in the School of Management, and he has been summarizing them.
The management schools of top universities are all very good. The MBA class at Peking University Guanghua School has always been very popular, and many business tycoons have come here for further studies.
"Then I understand. No matter what decision I make later, Master Li, please don't be angry."
"Don't worry, I'm definitely not angry. I'm so happy to be able to help you, senior."
…
Liu Yuheng was waiting anxiously. This time he came, he had to borrow at least 400 million yuan from Jiang Banxia to help his family alleviate the problem.
My father will be responsible for handling the 1 billion yuan from the bank.
Of course, it would be best if you could borrow more.
After seeing Li Yang and Jiang Banxia, he ran over immediately.
"Juniors, I have already reserved a seat, do you want to come over now?"
Li Yang said, "I'm sorry to have let you spend money, Senior."
"No, no, it was my junior who treated me last time I went to Jiangcheng. Now that we're in Jiangbei, it should be me who treats me."
Theoretically, Jiang Banxia's willingness to eat means that he is very willing to help.
Soon, the three of them arrived at the restaurant. Liu Yuheng pulled out a chair and said, "Please sit down, juniors. I have only ordered the signature dishes of this restaurant for now. I need your help with other dishes."
Jiang Banxia said, "It's okay, it's okay. The signature dishes are enough. There are only three of us and we can't eat too much. Senior, you should take a seat first. Before the dishes are served, please tell me what happened and how I can help."
She can now basically take the initiative in any situation. This is the benefit that money brings her.
In the past, I didn’t dare to say that I was as humble as a minion, but at least I was very cautious and afraid of saying the wrong thing in gatherings.
Just like before on campus, she was right even if she was wrong.
She took the initiative to bring up this topic, which was great for Liu Yuheng. After Liu Yuheng sat down, he immediately said: "Junior sister, it's like this. My family has some unexpected circumstances and now there are some problems with the capital chain. I want to borrow some money from you. But don't worry, my family can pay the interest..."
Jiang Banxia first glanced at Li Yang, and found that Li Yang was busy looking at the menu, so he asked, "How much do you want to borrow, senior?"
"Ah? This... four hundred million?"
Liu Yuheng didn't expect it to be so simple.
But on second thought, it makes sense.
Jiang Banxia is rich now, so borrowing a few hundred million is really not a big deal for her.
I have been in Jiangbei for two days. Although I don’t know how much I donated today, I donated 80 million yesterday, which is a huge amount.
Jiang Banxia said: "Four hundred million is indeed not a lot."
When Liu Yuheng heard this, he regretted that he had spoken too quickly. He didn't expect Jiang Banxia to agree so readily.
Subconsciously, a crazy thought emerged in his mind, "School sister, I...just said 1 billion."
Jiang Banxia smiled slightly, "One billion..."
"Yes, my family will pay it back as soon as possible, and it won't delay you from doing other things."
Liu Yuheng breathed a sigh of relief. Judging from Jiang Banxia's expression, he thought that 1 billion was acceptable.
Jiang Banxia said, "Senior, can you tell me what's going on? How did your family end up with such a big funding gap? Before I lend you money, I have to make sure I understand the situation. After all, 1 billion is not a small amount."
Liu Yuheng nodded and said, "Of course, of course..."
Liu Yuheng began to talk about what happened at home, the investment loss of 1 billion yuan, and his father's loss of more than 600 million yuan from stock trading.
Of course, he would definitely not say that the 1 billion investment loss was due to Green Water Group.
Fortunately, Jiang Banxia didn't ask too many details.
After listening, Jiang Banxia said, "Senior, I understand. That is to say, your family now owes a total of three sums of money. The first sum is from your father's friends, the second sum is from the financing company, and the third sum is the bank's interest."
"yes."
Liu Yuheng confirmed.
His family cannot afford to pay back any of these three sums of money.
The family’s assets had already been sold for tens of millions, and if they continued to be sold, the maximum they could raise would be 100 million.
If you have 400 million yuan, you can first deal with the money of Liu Zhengxiong's friends and the financing company and prevent them from suing. The bank will be fine, it's just 80 million yuan in interest a year.
If Jiang Banxia is willing to lend 1 billion yuan, given his generosity, he might not even ask for interest... In that case, his family would be completely safe and would be able to recover in a few years.
Jiang Banxia asked again: "Can you tell me what the investment that lost 1 billion yuan was?"
Liu Yuheng hesitated, thinking that Jiang Banxia didn't care about these things.
"It's... Green Water Group. My dad heard something about Green Water Group and didn't want it to collapse, so he spent 1 billion to buy Green Water Group's stocks. I didn't expect that all of them are now trapped."
He found a reason to stand on the moral high ground.
Jiang Banxia: "Oh, so that's how it is. How many shares of Lushui Group do you still have?"
"This... there is still 10%"
It was originally 12%, but during this period, Liu Zhengxiong cut part of his losses.
Strictly speaking, this is definitely a violation of regulations, but he placed it under several identity information to avoid the situation of holding up signs.
Jiang Banxia has collected enough information.
He smiled and said, "How about this, senior, sell me your family's 10% of Green Water Group's shares, and I can give you 200 million."
Liu Yuheng immediately asked, "Then the other 800 million is considered a loan from my family."
The shares of Green Water Group are only worth 100 million yuan now. If one really wants to sell them and cash them out in the secondary market, it is estimated that there will be less than 60 million yuan.
So he was very satisfied that Jiang Banxia could offer a price of 200 million.
Jiang Banxia said, "No, no, no, for the other 800 million, I want 40% of the shares of Fuguang Group."
"What! This... this..."
Liu Yuheng was shocked.
He never thought that Jiang Banxia actually wanted Fuguang Group.
This is the foundation of his family's survival. Without Fuguang Group, what will his family have?
He quickly found an excuse and said, "Schoolmate, the shares of Fuguang Group are now pledged to the bank, and it will take at least more than 1 billion to release the pledge."
Jiang Banxia: "I know. I can help you release the mortgage. Just go to the bank and do the transaction directly."
Liu Yuheng was anxious, "Schoolmate, can't you lend me some money? One billion is not enough, but four hundred million will do."
Jiang Banxia smiled and said, "Senior, you have asked for 1 billion yuan. I will definitely find a way to help you get it together."
"The shares of Lushui Group can be sold, but the shares of Fuguang Group..."
"Senior, Green Water Group is not worth that much money. I am willing to pay one or two times the premium to buy it, but I will definitely make up for it somewhere else."
Liu Yuheng was speechless.
It was the first time he realized that Jiang Banxia was so strange. Her seemingly harmless expression suddenly turned cold.
She was smiling throughout the whole process, but every word she said emphasized her status.
Li Yang didn't say a word throughout the whole process. In fact, when Jiang Banxia said he wanted shares in Fuguang Group, he was also stunned.
Master Jiang actually wanted to steal his things.
Originally, Fuguang Group was already in his pocket, but he was prepared to spend one to two billion yuan to acquire Liu Zhengxiong's shares.
Jiang Banxia was so ruthless. On the surface, he gave a premium to the shares of Lvshui Group, but in fact, he severely suppressed the price of the shares of Fuguang Group.
There are many benefits for Fuguang Group to lower the price. As long as the price is lowered, it means the deal is done and the market recognizes the price. It will be able to raise funds later and gradually regain absolute controlling rights.
If the price is too high, the cost of subsequent financing will also be greater.
Before the food came, Liu Yuheng made an excuse to go out and make a phone call.
"How's it going? Did you borrow the money?"
The moment the call was connected, Liu Zhengxiong asked a question.
Liu Yuheng said: "Dad, Jiang Banxia wants the shares of Lushui Group that we have, and..."
"How much did she pay for Green Water Group?"
Before Liu Yuheng could finish speaking, Liu Zhengxiong took over.
The shares of Green Water Group are of no use in his hands.
"Two hundred million."
"Sell it to her!"
Liu Zhengxiong answered without hesitation: He already had 200 million yuan, what else did he want?
Liu Yuheng said, "Dad, but she also wants 40% of Fuguang Group's shares, and the asking price is 800 million. These two together, a total of 1 billion."
After these words were spoken, Liu Zhengxiong on the other end of the phone stopped talking.
How much is Fuguang Group worth?
The annual revenue is over 1 billion, and the net profit is around 80 million.
Through high salary, dividends, and some other operations, Liu Zhengxiong can take away about 40 million yuan from the company every year.
He also didn't think about expanding the Fuguang Group because the cost of expansion was too high and what he had now was enough.
It cannot be compared with the previous Green Water Group. After all, the profits of Green Water Group are too high, and it is difficult for technology companies to have that profit.
According to the valuation given by the market, Fuguang Group is worth between 3 billion and 5 billion.
Three billion is fine, and five billion is not too outrageous.
The shares he held were originally worth more than 1.2 billion, but the bank pledge would not give the full price.
Just like a mortgage, the price minus the down payment is the price that the bank can accept.
If you have a house worth one million yuan and you make a 30% down payment and apply for a loan of seven hundred thousand yuan from the bank, it means that the bank recognizes that your house is worth seven hundred thousand yuan, not one million yuan.
The same is true for company shares. If you are lucky, you can sell them at a high price, or if you are unlucky, you can sell them at a lower price.
It depends entirely on demand.
"dad……"
Liu Yuheng shouted.
Liu Zhengxiong said, "Doesn't she just want Fuguang Group? Give it to her! Tell me the location and I'll go over and talk to her in person."
Eight hundred million? That's impossible!
Jiang Banxia suddenly wanted Fuguang Group's shares, which means there is demand. For those who have demand, there must be a different price.
Eight hundred million, that was the price after the economy had fallen to its worst point. Even at the very least, the shares he held could be sold for more than nine hundred million.
Even 1.2 billion is considered a normal price.
…
Li Yang didn't say a word the whole time. Even after Liu Yuheng left, he just held the menu and asked Jiang Banxia if she liked a certain dish.
Anyway, he would not easily refute what Jiang Banxia decided, except when it came to emotions.
He wants Fuguang Group, but it is not necessary.
After a while, Liu Yuheng came back and said, "Schoolmate, I can't make the decision about Fuguang Group. How about letting my dad come and talk to you?"
At this time, Liu Yuheng was not as flattering as before.
After all, you wanted to borrow money before, but now you want to trade.
If Jiang Banxia said he wanted the company, it meant that he would not lend him money.
This is also fine. It preserves dignity and allows us to do business in an open and aboveboard manner.
"Sure, then we'll wait for Uncle Liu to come."
About twenty minutes later, before the food was served, Liu Zhengxiong came over.
After entering the box, Liu Zhengxiong greeted the two with a smile: "Hello, classmates..."
"Hello, Uncle Liu."
"Hello, Mr. Liu."
Jiang Banxia was quite sincere, but Li Yang was more perfunctory.
Liu Zhengxiong said, "You're welcome, you're welcome. You're all Yuheng's classmates, just call me uncle."
Li Yang said: "For those of us who trade stocks, calling someone uncle is not auspicious. After all, the A-share market is recognized as the largest casino, and we are all gambling."
Liu Zhengxiong: “…”
Jiang Banxia: “…”
Liu Zhengxiong felt nothing but embarrassment.
But I can only hold on.
He smiled and sat down, and the dishes were served.
Let's eat first. When they were almost done, Liu Zhengxiong said, "Xiao Jiang, I just heard from Yu Heng that you are interested in Fuguang Group?"
"I'm not really interested, but I heard that Mr. Liu had some financial problems recently, so I wanted to see if I could help."
Liu Zhengxiong didn't expect Jiang Banxia to change his mind so quickly.
Trying to play the emotional card seems to be a no-go.
He said, "It's like this. Fuguang Group mainly does food processing, and also involves some real estate business, mainly in Jiangbei. The annual revenue is over 1 billion, and the market valuation is around 5 billion."
What he meant was that 800 million was too low.
Although the data he said was a bit high.
Jiang Banxia said, "Mr. Liu, although Fuguang Group is not listed, I know some of its details. You said that Fuguang Group is worth 5 billion, and I agree. I even think that after my operation, it can be worth 10 billion. You have 40% of the shares, and the 800 million I gave is indeed a little low, but it is also a normal price. If you sell it to others at a higher price, I will definitely be happy for you."
To put it bluntly, whether it is worth 5 billion is not up to you to decide; it depends on how much the market is willing to give.
The bank only dared to give a valuation of 2.5 billion at most, so how dare Liu Zhengxiong say 5 billion?
Liu Zhengxiong sighed, "Fuguang Group has been in my hands for more than ten years. If something hadn't happened at home this time, I would never have thought of selling it. Even if I wanted to sell it, I would definitely find a suitable buyer. Only by selling it to Xiao Jiang can I feel relieved and give an explanation to Fuguang Group. I believe you can do better than me."
Jiang Banxia smiled and said, "Thank you for your recognition. Since you have come this far, I can't be too stingy. I will add another 100 million, 900 million. What do you think?"
Liu Zhengxiong said: "Fuguang Group's performance is very stable, and the market is also very stable. There has been no fluctuation for five or six consecutive years, and the probability of fluctuation in the future is not great."
Jiang Banxia smiled slightly: "But you can't wait, can't you? If you can wait, I can wait for a while and participate in the auction. Maybe I can get it for 800 million or even 600 million..."
Liu Zhengxiong frowned. Jiang Banxia, the little girl, said the coldest words in the gentlest voice, "Xiao Jiang, isn't this a bit of bullying?"
“Hehehe, yes…”
(End of this chapter)
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