Chapter 226 Borrowing Money to Invest
Li Yang has been paying attention to market conditions, and after discovering this strange situation, he was able to understand it.
If he can understand it, let alone Jiang Banxia.
It seems that the risk is indeed not small, but it also comes with opportunities.
As long as Jiang Banxia can hold on, those institutions won't be able to stick together for long because there is no profit.
Holding some small-cap stocks together cannot accommodate too much funds. There are some large-cap stocks with too many chips at the bottom, so we dare not hold too deep in the group for fear of making wedding clothes for others.
Unless they form a group and attract funds from the market.
If Jiang Banxia can't keep his balance, there's a high probability that he'll be drained of blood. Even if he gets back on track later, he'll have missed the opportunity.
In this wave of market, the net value of Wanliu Capital’s two funds must at least increase by 1.5 times, which can be regarded as the accumulation of original funds and also as the first battle of Wanliu Capital.
From a financial perspective, those institutions will definitely return to blue-chip stocks after a while, and they still retain sufficient bottom positions.
Just like top students and average students.
The test was easy, so the scores weren't that high.
What can really make the difference in scores are difficult questions.
Wanliu Capital is currently working on difficult problems. As long as the difficult problems are solved, the gap will be huge.
After a few months, all funds will flock to blue-chip stocks and everyone will earn about the same. Only by widening the gap at this stage can we expand our results.
…
Li Yang spent several days with Qi Jialiang, the general manager of Green Water World, mainly to exchange business ideas, which can be summed up in one sentence: spend money wisely.
Li Yang is mainly responsible for marketing.
Qi Jialiang, 43 years old, had an impeccable resume and had worked as vice president at Walmart for several years. He was also at his prime age. However, for various reasons, he did not see much room for development at Walmart, so he simply resigned.
This is how foreign companies are. If you have the ability, you can get to the middle level. As for the senior and top levels, ability alone is not enough. They are quite xenophobic.
Li Yang is offered the highest salary, and with the incentive bonus, it is easy for him to make over 10 million yuan a year, which can help him achieve an income leap.
Qi Jialiang saw Li Yang off, knowing that Li Yang was going to see the purchasing manager.
Currently, this supermarket has only two employees, not including Li Yang. He is just a coordinator in the head office and does not even have a position in the head office.
Just a college student.
He was very serious about this job, and an annual salary of tens of millions was something he had never imagined, although more than four million of it was incentives.
But he was a little confused about Li Yang's request.
The quality requirements are not low, which is understandable. In large supermarkets, the quality is generally not bad.
But according to Li Yang's requirements, the purchase cost must be written on the item label, and the selling price cannot exceed 10% of the cost price.
This is very unscientific. Generally speaking, the normal selling price is to add at least 30% to the cost price. Only some agricultural products with time-limited products are sold at a premium of 10% or 20%.
If you only make 10% profit, it is not enough to pay for rent, water, electricity and labor.
He had worked in a large supermarket and knew very well that these basic costs accounted for 10% of the profit of high-quality products.
According to Li Yang's requirements, if all the goods were sold out, there would be no profit or loss. If there was a little overstock, the supermarket would lose money.
If the company doesn’t make money, can he keep his position long?
He would consider Li Yang's request, and likewise, he had to consider his own future.
He is extremely satisfied with his current position and salary, but he is a little lacking in confidence about the future.
He had studied Li Yang and knew that he was a man who spent money without blinking an eye.
After thinking about it, he only thought of one possibility, that is, Li Yang was just playing around.
If you take billions and play around, you will have to leave in disgrace within a year.
This? That's fine? At least I won't lose any money.
Having lost billions, do you still care about your incentive bonus of several million?
Including bonuses, working here for one year is equivalent to working for four years elsewhere.
This is calculated based on the pre-tax period. After tax, it is estimated to be only equivalent to three years.
It’s not a loss at all.
"I know there is no such thing as having the best of both worlds! My good days are only this year away..."
"Next, contact Green Water Group and set up the entire supermarket framework, especially the human resources department."
"Time is not abundant. We will officially open in November."
He has no problem with the opening time. The timing is very good as it is not long before the Chinese New Year and he can take advantage of the Chinese New Year traffic.
However, Green Water World is quite large, and he may not be able to complete it in more than three months.
Needless to say, part of the two underground floors are used for warehousing, and the rest are basically parking spaces. There are six floors above ground, and according to Li Yang's plan, the top floor is for catering, and all of them are required to be self-operated.
This alone is enough to give him a headache.
It is very difficult to invite famous chefs from all over the country to join their catering team.
In comparison, merchandise shelves are the simplest, with ready-made templates that can be applied.
Entertainment and catering are difficult. After all, the six floors add up to more than 100,000 square meters, and there are only so many indoor projects that can be thought of.
He admired Li Yang's generosity. He had also visited Xingcheng Supermarket, the only large supermarket in the county. It had only four floors, and each floor was only more than 3,000 square meters. The total area was not as large as the first floor of Green Water World.
In the whole country, the Green Water World shopping mall is not the largest, and it is not even ranked.
But if it is considered self-operated, few can compare with it, its scale is very large.
This is also the reason why he is sure that even if Li Yang invests tens of billions, he will lose it all in one year at most.
"That's all..."
On his first day at work, he had to think about his next job. He felt like he had witnessed history.
…
Before we knew it, it was July 29th.
Green Water Group once again faced the problem of lack of money.
There are two options. The first is to raise funds from the market. After all, the role of A shares is to provide financing for enterprises.
But... a lot of handling fees will be deducted.
With a financing of 3 billion, it would be considered good if we can get 1.5 billion, as the majority of it will be eaten up by the brokerage platform.
Another option is to issue additional shares.
The difference between the two is the same as the difference between public and private offerings.
For Green Water Group, as long as the funds are found, the private placement has almost no cost.
Li Yang had no money now, so he called Song Yu.
"Sister Song, I have a company that is short of money recently. I want to ask if you are interested in participating in the private placement. It may cost more than 1 billion yuan. Ask anyone around you who is interested."
"More than a dozen billion? Then I'll ask and I'll get back to you later."
"Okay, okay."
If Song Yu and the others are unwilling to invest, Li Yang will let Convolution Company invest. It will just be a little troublesome as they will have to sell off some of the chips, which will affect subsequent profits.
The market value of Green Water Group is now stable at around 5 billion yuan. This time, it will still increase its capital by 30%, and the funds will be used for the operation of Green Water World.
As long as the private placement is successful, his shares will be diluted to 17.6%, and the shares held by others will be diluted in the same proportion.
As a result, the county government's shares were diluted to only 12%, while Jiang Banxia held less than 6%.
Bai Qing is still the largest shareholder, and her shareholding will exceed 26%.
As for the private placement party, it will hold 23% of the shares, just like last time.
The algorithms for private placement and financing are different. The financing algorithm is that the equity is 100%, and the financing is 30%, which means 30% is taken away, and the remaining 70% is adjusted by reducing rights.
After the fixed increase, the equity is 130%
At this time, Song Yu shouted in the group.
Liu Ruyi immediately chatted with Song Yu privately and asked, "How much does Li Yang want?"
"It will probably cost more than 1 billion yuan. I don't have much money, so even if I take it all out, it will be less than 300 million yuan."
"What about the others?"
"Not much. They spent all the money. Basically, it was between 100 million and 200 million. Xiangnu didn't get any money. They didn't say how much it was. I need to count it."
"Then tell me when you have finished your statistics."
"Hmm? You're out of money, aren't you?"
Song Yu knew very well how much money Liu Ruyi still had.
I asked Cen Yeming for 100 million yuan, and now I’m helping Li Yang stock up on wine, so I guess it’s almost all spent.
Even if she asked Jiang Banxia to return part of the money, she would not have much money, not to mention that Ruyi Pavilion had been losing money, ranging from tens to hundreds of millions every month.
Liu Ruyi said: "I'll try to borrow some."
Song Yu said quickly, "Are you crazy? This time we invested in Lushui Group, which doesn't have a high liquidity, so we definitely won't be able to get back the money we invested. If you look at the company's first-half financial report, you'll know that its debts are still growing, and its expenses are also growing. Last year, it raised over a billion yuan, but it didn't help Lushui Group's financial situation, and it won't this time either."
In her opinion, they had money and could invest in Li Yang, even if they couldn't get a penny back.
Liu Ruyi actually wanted to borrow money? How could she make money? She might not even be able to pay the interest.
Liu Ruyi said: "It's okay, I owe him money anyway."
Song Yu said unhappily, "He still has Jiang Banxia, does he really need you to pay for it?"
In Song Yu's opinion, Li Yang probably really had no money. After all, he invested tens of billions here and hundreds of billions there. It was normal that he had spent all the money he earned from that bull market.
Anyway, she only kept more than 10 million for pocket money and invested the rest in Li Yang, so she had a clear conscience.
Although the Starry Sky Escape Room's business has expanded a lot, its overall profit is quite limited. In the early stages, it was still subsidized by the head office. The only thing is that with more and more users, the entire pie is getting bigger and bigger.
This is not a big project. Even with the first-mover advantage, it is impossible to take over the entire market. The size of the entire market is not that big.
The market is worth more than one billion yuan a year. Even if we capture 60% of it, the revenue will only be around one billion yuan, and the expenditure cost will probably be 900 million yuan.
This is the best situation. There is not much room for making money. I can only ensure that I don’t starve to death.
"Jiang Banxia is Jiang Banxia. You do the math first and I'll find a way to give you the rest." Liu Ruyi insisted.
Song Yu had nothing to say.
Are you crazy? Li Yang already has a girlfriend.
In her opinion, even if Cen Yeming was dead, Liu Ruyi's mind had not returned to normal.
If Song Yu didn't trust Li Yang, he would have refused directly.
She believed in Li Yang, and if anything really happened to Liu Ruyi in the future, he would definitely lend a hand.
Xiangnu really has no money to participate now. Almost all the money she has has been invested in the live broadcast platform, and she has been burning money.
Xiu Mu and the others originally had nearly 300 million yuan, but they couldn't help themselves and spent a lot of money over the past year. They chose to keep 20 to 30 million yuan in their hands, and finally each of them took out 100 million yuan.
The total amount is only 700 million.
"Li Yang, how much money do you need?"
"1.3 billion."
"Yeah, okay."
After receiving this news, Song Yu thought about it silently in his mind.
The gap this time is not small, as much as 600 million.
How much money can I borrow from Liu Ruyi?
She knew that even if she was asked to borrow 600 million yuan, she would most likely do it.
She first chatted privately with Xiu Mu and the others, hoping that each of them would chip in a little more. She would also mortgage her own money, and together they would come up with 900 million yuan, with the remaining 400 million yuan to be given to Liu Ruyi.
The pressure was huge, so Xiumu and the others had to either sell some things or mortgage them directly.
It was emptied out in an instant.
She mortgaged the shares of the Starry Sky Secret Room, mortgaging 100 million yuan, which was not a big problem. From the first day to now, this company has never made a mistake.
Although it didn't cost much money, a total of more than 20 million, it was a large scale.
The app has more than two million registered users, and the number of daily active users has reached a terrifying three or four hundred thousand.
Last year's revenue was only over 20 million, but in the first half of this year, the revenue has exceeded 30 million.
After confirming everything, she sent a message to Liu Ruyi: "Is there any problem with you taking 400 million?"
"no problem!"
On July 30, the money was in place.
No one knows how Liu Ruyi did it, but it is likely that she took out a loan because the wine she stockpiled was not liquidated.
The next step was to set up the company and determine their respective shares. Liu Ruyi alone accounted for 30%, the same as her.
Li Yang has started the process of private placement. Now everyone is giving him a lot of support and the result is expected within two weeks.
…
In Jiangbei, Li Yang invited Zheng Dasheng to have a meal together.
Zheng Dasheng and his group still hold a lot of shares in Lushui Group. Even after the current private placement is completed, the total share will still exceed 10%.
However, the holdings are relatively dispersed, with Zheng Dasheng holding less than 2%.
Do you think Zheng Dasheng regrets joining the Green Water Group? Of course he does.
After all, up to now, Green Water Group has nothing and there is no hope of making money at all.
They also helped to lock in some export orders, otherwise the losses would have been even greater.
The shares, which were originally worth one billion yuan, have recovered slightly and are now worth five hundred million yuan.
While eating, Li Yang talked about the export qualifications of medical devices. Zheng Dasheng frowned after hearing it.
"Boss Li, this qualification is not easy to get."
"Yeah, I know, it costs extra money."
Zheng Dasheng: “…”
Li Yang's words really hit the point.
When doing business in Western countries, money really is invincible.
In China, people still have to consider their reputation, so generally, they won’t accept money from people who are not acquaintances.
It’s different in foreign countries. You can’t get things done for free. No way!
It's legal.
If you are really willing to spend money, it is not difficult to obtain the qualification to export medical devices.
Of course, it would definitely be easier to have a long-term partner, otherwise you would have to spend a lot of money looking for relevant introducers.
Zheng Dasheng thought for a moment and said, "For such a qualification, I estimate it will cost at least 6 million Euros. They won't accept many goods, at most a few million a year, and they can break the contract at any time."
Li Yang smiled and said, "It's okay, please help me, Mr. Zheng."
Li Yang had no intention of selling goods in the next two years. He just wanted to get the qualifications first.
The reason why we kept Zheng Dasheng and his team here was because we were attracted by their resources abroad.
What can be accomplished with 6 million Euros now may not be accomplished with 60 million Euros in more than three years.
If he doesn't make money in China, he must be making money abroad. The market for masks alone is worth more than 200 billion US dollars in two years. Just a mouthful of soup can make a person fat.
Germany imports 6 billion euros a year, how much do they occupy...
Not to mention other things.
Zheng Dasheng sighed and said, "Okay!"
He knew that Green Water Group was going to issue additional shares, and he really wanted Li Yang to take over their shares.
Unfortunately, no one said it. After all, there were a lot of people who wanted to make friends with Li Yang and Jiang Banxia. They were lucky enough to have invested in advance, so they also gained some extra benefits.
In short, the price-performance ratio is still quite high, but I’m just afraid that Li Yang will mess around.
"Mr. Zheng, don't sigh. The Jiying car will be put into mass production soon. I will give you one then."
Zheng Dasheng quickly said, "It's okay, it's okay. Something happened on my end and it affected Mr. Li. I'm sorry, sorry."
"Hmm? What happened to Mr. Zheng?"
"Some small things at home have been almost resolved." Zheng Dasheng made an excuse.
You can't ask them to stop doing this in front of Li Yang, right?
Why should Li Yang listen to him? He is younger and richer than him.
"That's good. If you have any difficulties, remember to tell me. We have been working together for more than a year."
"no problem."
…
The production line of Jiying Automobile, and Lewei are screwing screws here.
He rushed over on the first day of the holiday, thinking that Li Yang would show up. However, more than a month passed and he didn't even see Li Yang's shadow.
A few days ago, he heard that the company's boss had come. He waited for a long time and wanted Li Yang to see him and see if he really came to work.
As a result, Li Yang did not come to the workshop.
Driving screws is really tiring, not to mention that it is a low-end process, which is just tying cable ties on car wiring harnesses.
Sit there for the whole day!
The salary here is pretty good. Even if you work part-time during the summer vacation, you can get 5,000 yuan a month plus food and accommodation.
The real work is not for these temporary workers.
Next to him, there is a guy who is winding coils. He is about to develop strong arms during the summer vacation.
It's not that he can't endure hardship, but suffering in vain is too much of a drain on his patience.
If he were selected as a candidate and assigned to a place where he had to work every day, he would not complain at all.
Just at this moment, his cell phone lit up.
While no one was paying attention, I took it out and took a look. It was a message from Gong Chenlin.
"I will go to the Jiying Automobile workshop with my leader to inspect it later. Which workshop are you in?"
"Ah? Is Li Yang here?"
He Lewei instantly perked up.
Gong Chenlin replied: "He should not be here. Someone else is with us."
The excitement that had just ignited in He Lewei disappeared in an instant.
What's the point if Li Yang is not here?
It’s not that he can’t see Gong Chenlin. If he wants to meet her, he can just find an excuse to take a day off on Saturday or Sunday. They are both in Jiangbei anyway.
Only with Li Yang is this chain of relationships complete, otherwise there will be no gaps and it cannot be connected.
(End of this chapter)
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