Zhou Zhiyi was not surprised to see Han Jiaren, and asked very considerately: "Ms. Han Jiaren, we have prepared a special car for you. Do you want to go home first, or stay in the hotel for a while?"

Han Ga In returned to Seoul today and had not informed Yeon Jung Hoon yet. If she went home directly, it might be awkward. But she didn't want to stay in a hotel either. If reporters saw her, rumors of a divorce would spread.

Song Yi saw Han Ga In's hesitation and understood immediately, "Why don't you stay at Elysian Ski Resort for a few days, or bring your uncle and aunt over for a vacation. You can talk to Jung Hoon in the next few days, and go home when everything is settled. If there is anything you need my help with, contact Soo Na first, and she will notify me as soon as possible."

Han Ga-in is a native of Seoul. If she lives in her parents' house, her parents will know that she and Yeon Jung-hoon have quarreled. Elysian Ski Resort is more private, and many celebrities go there to ski. It is very suitable for Han Ga-in to stay in the resort for a while.

"Thank you, President Song. I'd be honored to decline your invitation. You have to be busy now. We'll contact each other when you are free." Han Ga-in accepted Song Yi's invitation and chose to stay in a resort to avoid the limelight.

After Han Ga In left the airport, Zhou Zhiyi commented on Han Ga In, "She is a woman who understands romance and knows when to advance and retreat. If it were some female celebrities in SA, they would want to let the entire entertainment industry know that she has found a noble man."

Although Song Yi is only one year older than Zhou Zhiyi, he has always treated Zhou Zhiyi as his junior. After Zhou Zhiyi became the secretary of the board of directors, both Song Yi and Zhou Zhiyi needed to adapt to each other.

He reminded Jiang Xiu Na, "Xiuna, remember to say hello to the resort. All Han Ga In's expenses in the resort these days will be charged to me personally. When she leaves the resort, just ask the resort to send the bill to you. Remember not to use the company account."

Jiang Xiu Na took note of this and said, "Okay, President."

After giving instructions to Jiang Xiu Na, Song Yi sat in the car and asked Gu Zhien to sit in the back seat with him. Jiang Xiu Na had to sit in another car with Zhou Zhiyi.

After Gu Ji-eun got into the car, Song Yi patted the back of Gu Ji-eun's hand and said, "Thanks to you this time. If you hadn't taken the lead in making the new recording, we wouldn't have been able to replace the original recording so quickly."

Ju Ji-eun knew that Song Yi's private car was equipped with anti-eavesdropping devices, so she didn't have to worry about others hearing their conversation.

She quietly pulled her hand back and sat up straight. "President, I'm not doing this for you. If you go to jail for a few years, our SA Soft listing plan might fail, and the shares the company gives me would become worthless. Helping you is helping myself. We are all in the same boat."

SA Soft has four top executives. Jeon Ju-ho previously worked at CYworld, and Yoo Young-jun's previous company was NHN. The former is a subsidiary of SK Group, and the latter has an ambiguous relationship with Samsung Group.

If Song Yi gave the task of synthesizing the recording to Jeon Ju-ho and Yoo Young-jun, it is possible that someone under their command would leak the information to SK or Samsung, which would eventually lead to the failure of the plan of replacing the original with the new.

Since these two people are ruled out, the most suitable candidates are only Gu Ji-eun and Chen Xinyu.

Song Yi believes that Chen Xinyu will not betray him, but Chen Jianxi and his son must have planted a lot of spies around Chen Xinyu, so it is more reliable to let Gu Zhien take the lead in this matter. After all, among the five major conglomerates, LG is Song Yi's only remaining solid ally.

LG Group provides LCD screens and mobile phone batteries for SA Electronics' smartphone plan, and Liangxi Semiconductor Factory provides memory for smartphones. At such a critical moment, LG Group least wants Song Yi to get into trouble.

Song Yi knew that Gu Ji-eun was jealous of Han Ga-in because she saw her flying back to Seoul with him, so she acted in a businesslike manner.

He came up with a plan and hugged Gu Ji-eun, "Ji-eun, I met Lee Young-ae at the birthday party this time. Lee Young-ae gave me an idea. We can get Sim Eun-ha to take the bait and take the initiative to star in the movie produced by our SA Films."

Gu Ji-eun became interested. "Oh? What did Lee Young-ae say? Lee Young-ae was able to snatch Zheng Haoyong from Shim Eun-ha, so she must know her rival very well."

Song Yi didn't keep it a secret, "Lee Young-ae's intention is to have our two companies, SA Films and CJ Entertainment, work together to produce a big-budget movie."

"Then we will spread the word that our SA Films' first choice for the female lead is Lee Young-ae, while CJ Entertainment's first choice for the female lead is Shim Eun-ha. Then we will let Shim Eun-ha and Lee Young-ae compete against each other."

"In fact, Shim Eun-ha has a lot of opinions about Lee Young-ae. If she can get a chance to snatch an important role from Lee Young-ae, she is actually willing to make a comeback."

"As long as Shen Yinhe agrees to act in the movie produced by our SA Films, I will find a way to make her climb into my bed. If Ji Shangyu just does business honestly, I really don't have a good way to control Ji Shangyu."

"But Ji Sangyu is a fool who wants to get involved with Lee Changhui of the Grand National Party. Don't blame me for killing him. Park Jin-hwan installed monitoring equipment in Ha Mi-ae's home. Lee Changhui is an insider and cannot be separated from him. When the time comes, the truth will come out, and Ji Sangyu who follows Lee Changhui will become cannon fodder."

"The matter of Ji Shangyu is not a big deal, nor a small one. How to deal with him at that time is just a matter of my words. If Shen Yinhe wants to save her husband, then she will have to beg me to let Ji Shangyu go. How about you come with me and wait for Shen Yinhe to come and watch her show?" Song Yi suggested.

Lee Young-ae snatched Jung Ho-young from Shim Eun-ha, and Shim Eun-ha snatched Ji Sang-yu from Gu Ji-eun. Now Shim Eun-ha has to ask Gu Ji-eun for help in order to save Ji Sang-yu. This is the cycle of cause and effect, and retribution is inevitable.

"It's true that the person who knows you best is always your enemy, not your friend. It's hard for Shen Yinhe to not take the bait with this idea proposed by Lee Young-ae. If Shen Yinhe had stayed at home as a housewife, we really would have no way to contact her. As long as she is willing to come out to make a movie, we have plenty of ways to control her." said Gu Ji-eun.

Song Yi bent down and kissed Gu Zhien, and joked with Gu Zhien, "Since Ji Shangyu's wife is about to take the bait, when do you think I will sleep with Ji Shangyu's ex-wife again and take revenge on Ji Shangyu, this unfaithful guy?"

Gu Ji-eun's face turned red because of Song Yi's teasing. "It's not like you can't open the door to my house. You are always welcome to my bedroom. But you just returned to Seoul today. Don't you want to go home and accompany Tae-hee first? You haven't seen your son for a few days. Don't you miss him?"

Song Yi felt a little ashamed. He kissed Gu Zhien again and said, "That makes sense. I will go back to Chengbeidong today and come back to see you when I am free in the next two days."

That afternoon, Song Yi first returned to SA Soft and focused on inspecting the work of Sohan.com. Liu Yongjun and Gu Zhien reported on the recent work of Sohan.com, and Zhou Zhiyi attended the meeting of Sohan.com for the first time.

Song Yi is very satisfied with Liu Yongjun's work. "It seems that the 40 million US dollars of shopping coupons issued last time have indeed been put to good use, and have also brought a lot of new users to Souhan.com."

"I talked to Lee Jae-yong last time. SA Bank is willing to cooperate more with Sohan.com in financial business to help Sohan.com develop."

"I think our SouHan.com can provide users with an Internet credit consumption product. The name of this product is SouHan BaiTiao." Song Yi began to introduce.

"Search for Han Baitiao?" Liu Yongjun and Gu Zhien looked at each other, "President, can you give us a detailed introduction to the Baitiao product?"

"In fact, this SouHan BaiTiao is similar to an exclusive credit card for SouHan users, but the issuing institution of this credit card is not a bank, but SouHan."

"The product features of Souhan Baitiao are 'consume first, pay later, real-time approval, and installment payment as you wish'. My initial idea is to provide Souhan users with three starting credit limits, namely $100, $500 and $2,000."

"If Souhan.com users choose to pay with Souhan Baitiao, our platform will settle accounts with the merchants normally."

Gu Ji-eun raised her question, "Will anyone really use the $100 credit limit?"

Song Yi smiled. Gu Zhien came from a wealthy family and she had never worried about lack of money. "Bai Tiao is just a supplement to credit card payment, not a complete replacement for credit cards. Currently, the average number of credit cards held by the economically active population in South Korea is as high as 4.4, but there are more than 10 million people in South Korea who do not have a single credit card. These people are the main users of our Bai Tiao."

"Although this $100 limit does not seem high, it can solve the urgent needs of some low-income groups in society. They can use IOUs to buy grain, oil, rice, noodles or eggs online without asking their family or friends," said Song Yi.

Song Yi then remembered Pinduoduo's pay-later feature, which takes 10 days from the seller's delivery to the customer's confirmation of receipt. For some moonlighters, they can use Pinduoduo's pay-later feature as a credit card.

Unlike the mainland market, the credit card industry in South Korea is very mature, and consumers are used to using credit cards issued by major companies, whether they shop in physical stores or online. It is not easy for Souhan.com to change consumers' consumption habits through the Souhan Baitiao product.

As the president of Sohan.com, Liu Yongjun is more concerned about policy and regulatory issues. "We are just an Internet company. If we want to issue financial products such as Sohan Baitiao, do we need to obtain the consent of the Financial Supervisory Service of Korea?"

"You are wrong. The operating entity of the Souhan Baitiao product is not our Souhan.com, but SA Bank. SA Bank provides this consumer product to Souhan.com's tens of millions of users. We, Souhan.com, are only a platform partner, providing data and technical support for Souhan Baitiao." Song Yi said.

Liu Yongjun now understood that the predecessor of SA Bank was the Korea Exchange Bank. The market share of credit cards issued by this bank was very low, far less than large credit card companies such as Samsung, Hyundai, and LG, nor as good as old banks such as Woori Bank, KB Korea Bank, and Shinhan Bank.

Therefore, Song Yi and Li Jae-yong took a different approach and designed the Souhan Baitiao consumer product for Souhan.com users, targeting South Korea's middle and low-income groups, with a focus on the white household group without credit cards.

Liu Yongjun felt that the SouHan BaiTiao product was a powerful supplement to SouHan's payment system and would also attract more users to register and use SouHan.com. He had no reason to refuse.

"I think the Bai Tiao consumer product is very competitive. I will take the time to visit Director Lee Jae-yong and discuss the design details of the Bai Tiao product with him. Then I will come up with a specific plan and submit it to you, the chairman, for approval," said Liu Yongjun.

"The user group for the initial pilot should be as small as possible. We don't need to rush to expand the number of Bai Tiao users, let alone publicize it widely. We should start quietly, and after the product operation plan is mature, we will recommend it to the users of Souhan.com." Song Yi explained.

Gu Ji-eun agreed, "If we focus on promoting Bai Tiao from the beginning, then companies such as Samsung Credit Card and Hyundai Credit Card may cancel their cooperation with Sohan.com and support their group's shopping websites instead."

Song Yi thought that the reason why Huabei, a consumer installment product under Taobao in the mainland, could be so popular in the future was because Huabei supported most offline stores. If Souhan.com wanted to promote Baitiao, then offline shopping malls must be laid out early.

"I heard that Shinsegae Department Store has already started contacting Walmart and is preparing to acquire 100% of the shares of Walmart Korea and take over Walmart's Korean stores. Yongjun, you should also contact Walmart's board of directors and tell them that Souhan.com is also interested in buying Walmart Korea as a supplement to its online business." Song Yi instructed.

Liu Yongjun was completely confused. He really couldn't keep up with Song Yi's wild and unconstrained way of thinking. Although Sohan.com has a Sohan Mall head office in Dongdaemun, Sohan Mall has not expanded to important cities such as Incheon, Busan, Ulsan, Gwangju, Daejeon, Daegu, and Jeju.

If SouHan.com acquires Walmart Korea, does it intend to transform Walmart stores into offline stores of SouHan Mall?

And since Shinsegae Department Store has already contacted the Walmart Korea team, if Souhan.com proposes an acquisition at this time, wouldn't that give Walmart the opportunity to raise the price?

After Liu Yongjun joined SA, he heard that Song Yi and Zhou Rongzhen of the Samsung family did not get along well. Zhou Rongzhen's ex-wife Gao Xianzhen later became a contracted artist of SA. Sohan.com now proposed to acquire Walmart Korea. Is it to make things difficult for Zhou Rongzhen? Liu Yongjun was a little puzzled.

Song Yi did not explain. He had already begun to consider that if he separated from the Hyundai family, Hyundai Department Store would most likely stop cooperating with the SA Group.

Currently, one third of HugeDream Cinemas are located in Hyundai Department Stores across South Korea. If the lease between HugeDream Cinemas and Hyundai Department Stores expires, HugeDream Cinemas will have to choose another location.

Whether it is for the HugeDream cinema chain or for the offline promotion of Souhan Baitiao, it is imperative for Souhan.com to acquire Walmart Korea.

"The SA Soft board of directors has raised 900 billion won for the acquisition of Souhan.com. If necessary, the upper limit of this acquisition fund can be increased to 1 trillion won. My requirement is that Souhan.com must take control of Walmart Korea before Shinsegae Department Store. Is there any problem?" Song Yi looked at Liu Yongjun.

In Song Yi's impression, foreign retail giants have all failed in the Korean market. South Korea's E-Land Group acquired Carrefour, and Shinsegae Department Store acquired Walmart Korea.

In April 2006, E-Land Group, a famous Korean clothing brand, acquired Carrefour Korea and officially took over Carrefour's 32 stores in Korea.

In May 2006, Shinsegae Department Store invested 825 billion won (930 won per US dollar) to buy 100% of the shares of Walmart Korea.

The reason why Song Yi chose Wal-Mart instead of Carrefour as his acquisition target was mainly because Carrefour's reputation in the mainland retail market has always been mediocre. He also wanted to wait until SA Soft went public and take advantage of the momentum of the Beijing Olympics to open Souhan Mall in first- and second-tier cities in the mainland.

“President, please leave it to me.” Liu Yongjun had previously researched the situations of Walmart Korea and Carrefour Korea. He had a clear understanding of the actual transaction value of Walmart Korea and was full of confidence.

Now that all the business has been discussed, Song Yi is ready to go home for dinner. Song Yi called Kim Tae Hee and learned that Kim's mother came from Ulsan today. The family also prepared a lot of delicious food, waiting for Song Yi to come home for dinner.

Song Yi took the opportunity to invite Zhou Zhiyi and Gu Zhien, "Zhiyi, Zhien, my mother-in-law came from Ulsan to visit Hengzhu, and she made a lot of delicious food at home. How about you have dinner at my house today and then go back?"

Zhou Zhiyi waved his hand, "I have to go back and cook for Guangmo, maybe next time. Sister Zhien, you will be eating alone when you go back, why don't you go to the president's house for a meal."

Gu Zhien was a little moved. After all, there was no one at home and it was a bit lonely. "Will it be too much trouble for you?"

Song Yi smiled, "What's the big deal? You know Tae Hee and the others. Besides my mother-in-law, Ji Yi's mother will also come. Uncle Meng Xian and I are neighbors in Seongbuk-dong, and Ji Yi's mother often comes to our house for dinner."

When Gu Zhien heard that there was an acquaintance named Zheng Enxuan, she felt relieved. If it was Song Yi's family dinner, she would be too embarrassed to disturb him. "That's fine. I've heard that the chef of the president's family was invited from China. His cooking skills are very good. I have admired him for a long time. Finally, I have the opportunity to try him."

Zhou Zhiyi joked with Gu Zhien, "The chairman's house not only has delicious food, but also a lot of good wine. Sister Zhien, don't you like drinking red wine? You can drink to your heart's content today. If you get drunk, you can stay overnight at the chairman's house. It won't affect your work tomorrow."

When Gu Zhien heard Zhou Zhiyi say this, she looked at Song Yi with a guilty look. She didn't know if Zhou Zhiyi had seen the relationship between her and Song Yi, so he suggested that she stay at Song Yi's house overnight. Could it be that Song Yi dared to sneak into her room in the middle of the night to steal her love?

I have something to do on Friday, so I updated it in advance. See you tomorrow! 　　 　 (End of this chapter)