Chapter 380 Leverage
Che Jiuming said, "Then I can use the grain as collateral, right? Don't tell me that the 800,000 dan of grain I have isn't worth mortgaging one million taels?"
Manager Liu tactfully replied, "Grain prices are in chaos right now. We at the bank can't predict where it will end up, so we can't accurately estimate the value of the grain you have."
In fact, what this meant was that the grain he had was not enough to borrow one million taels of silver from the bank.
Che Jiuming laughed in anger, "It's hard to estimate? Is the grain worthless? After all, I have 800,000 dan of grain sitting here, so it should be worth at least 1.8 million taels."
"Have a cup of tea and calm down first, while we discuss this with the bank."
Che Jiu Ming nodded. He wanted to leave, but he also knew that this was not the time to be willful at this critical moment.
In the end, Liu's Bank finally agreed to lend Che Jiuming 800,000 taels of silver, but he needed to use the grain he had as collateral.
After thinking about it, Che Jiu Ming agreed.
The two parties drew up a contract.
When signing the pledge, Manager Liu reminded Che Jiuming, "Chairman Che, if grain prices fall in the future, the value of the grain you have will depreciate. If the total value falls below 800,000 taels, we have the right to forcibly confiscate and sell the mortgaged property."
Shopkeeper Liu felt it necessary to make this clear to him.
Che Jiuming: "You're so long-winded!"
After Che Jiuming signed, Liu's Bank began to lend money. His men quickly came to transport the silver away, and after that, Che Jiuming also left Liu's Bank.
What Che Jiu Ming didn't know was that half an hour later, the head shopkeeper Liu Yanqing took the contract they had signed and went to Luoyang next door.
When distinguished guests come to visit, Ji Wuyin naturally has to entertain them with good tea.
They all ran money houses, and Nanyang and the South were not far apart. The Ji and Liu families had a long-standing friendship, but Xuchang in Yuzhou was the Liu family's home turf.
"Old Ji, you guys are awesome." Liu Yanqing gave him a thumbs up. Ji Wuyin really managed to anticipate the enemy.
Before Che Jiu Ming went to Liu's Money House to borrow money again, Ji Wuyin had already greeted Liu Yanqing.
Ji Wuyin told Liu Yanqing that Liu's Bank could lend money to Che Jiu Ming, but he needed to provide grain as collateral.
This amount of money belonged to the Ji family. After the matter was settled, Ji Wuyin promised to give 100,000 taels to the Liu family bank and complete the transaction within two months.
Ji Wuyin did this by simply borrowing the name of Liu's Bank, while their Liu's Bank easily obtained 100,000 taels.
Liu's Bank is naturally willing to do so. Business is business, why wouldn't they make money if they can?
Ji Wuyin smiled without saying anything. It was not him who was powerful, but Madam Qin Liu who was powerful.
These plans and predictions were all made by Mrs. Qin Liu, and he simply implemented and improved them.
But it is undeniable that this business war was a great inspiration to him and he learned a lot from it.
I believe that after the Nanyang incident is over, he will have a more thorough understanding of the business world.
Lu Songli had indeed anticipated this. In later generations, this move was equivalent to leveraging Che Jiu Ming's financing.
Seeing Ji Wuyin's confident look, Liu Yanqing mourned for Che Jiuming in his heart. When the two armies faced each other, it was obvious that Ji Wuyin's side was more skilled.
He knew some inside information. The reason why Che Jiu Ming was so desperate was that he really wanted to make a big profit. In addition, he also wanted to use this opportunity to establish a relationship with Chang'an.
But now it is obvious that Che Jiu Ming is going to be tricked to death.
Liaoxi County, Yi County
"Mr. Xue, what should we do?" Yue Shu asked.
Ning Changge, a scholar standing next to him, was also very angry, mainly because the behavior of the county magistrate Lu Yiliang was too unreasonable!
They heard that if they went further from Yi County to Beizhen, they would be able to enter the territory of Liaodong County, which means that they were only one county away from Liaodong County. Unexpectedly, they were stopped at their home.
"Don't worry, let's wait here first. I've already sent the message back. Our county governor will come forward to handle it. He should be on his way."
Xue Xu glanced at the officers and soldiers surrounding them, and then thought about the seven thousand people trained by Qin Sheng.
If they really rushed forward, Lu Yiliang's small body might not be able to withstand it.
He was happy when he thought of this.
Yue Shu nodded.
"Let everyone rest here first. Eat, drink, and rest to get back into good spirits." Xue Xu retracted his gaze. They just didn't want the situation to escalate, not because they were afraid of him, Lu Yilian.
"become!"
As soon as the order to 'rest on the spot' was given, more than 20,000 people began to work together skillfully, and the scene was very spectacular.
There were also many people watching. They pointed at the food carts piled in the middle of the large army and asked, "What is that?"
"Food."
"So much food? I'm afraid it's at least 20,000 dan?"
"Well, I heard they brought it back from the South. It's said there were 100,000 stones at the beginning, but now there's only this much left."
"The Liaodong Chamber of Commerce is really capable."
"They actually consumed 80,000 koku on the way? The Liaodong Chamber of Commerce is really generous."
"The Liaodong Chamber of Commerce has always been generous."
The common people had rarely seen so much food. When they saw so much food, they felt an urge to move to Liaodong County.
When the more than 20,000 people had eaten and drunk their fill, the Liaoxi County soldiers approached them and said to the southern disaster victims, "Everyone, you've come a thousand miles to Pingzhou. Thank you for your hard work. Let's go. We'll take you there to settle down."
Xue Xu raised his eyebrows. Is this fox tail revealed?
But after the officers and soldiers finished speaking, no one in the army moved.
"You mean we can leave?" the people on their side asked bluntly.
The officer and soldier leader tried hard to put on a smile and said, "Actually, our Liaoxi County is not bad either."
"We have come all the way from the south just to visit the Liaodong Academy. What's your intention in blocking our way?" Ning Changge asked with a stern face. He had a scholarly air about him that made people dare not look down on him.
The chief of officers and soldiers was speechless.
But the disaster victims in the south would not let him go. They surrounded him and asked innocently, "You said your Liaoxi County is good, but do you have affordable grain here?"
"Is there any cheap and good soap?"
"Is there a regular supply of cheap meat and eggs?"
"Is there as much work in Liaoxi County as in Liaodong County?"
"Most importantly, is there a kang? We southerners are afraid of the cold."
Being questioned by so many people, the chief of officers and soldiers hesitated and cried out in his heart, "Sir, who are you provoking?"
Someone grumbled, "Look, you guys in Liaoxi County have nothing, and you still want to force us to stay and suffer with you?"
Along the way, people from the Liaodong Chamber of Commerce would tell them from time to time about the lives of the people in Liaodong County, which made them yearn for Liaodong County.
If Liaoxi County had not stopped them, they would not have felt anything. They could go or not, stay or not.
But after what happened in Liaoxi County, they immediately became rebellious. They were all Dali territory, all Dali people, so why shouldn't they be allowed to pass?
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