Milk tea shop.

After taking a look at Guo Bingbing, Xu Pengfei became interested and said with a smile, "She looks good. She's my type. Can you introduce yourself first?"

He was not afraid of being cheated. As a well-known gangster leader, if any woman dared to play tricks in front of him, he would not mind teaching her a lesson.

Self-introduction is a must, and Guo Bingbing has nothing to be embarrassed about, so she simply introduced herself: "I am one year older than you, I am 30 years old this year, I am from Xuecheng, Heilongjiang Province, I have a high school education, I am a veteran, and I am currently working as a bodyguard for my boss."

Xu Pengfei suddenly realized what was going on. No wonder her mental outlook looked different from other women. She had been a soldier before. This experience in the army made him feel a lot of favor towards her.

The image of soldiers is still very positive. Regardless of whether they are men or women, having military experience will give them some extra points when looking for a job or a partner.

As for age, it is not a problem at all. As the saying goes, a woman who is one year older than her husband is a golden rooster. It is a blessing for a man to find a wife who is one year older than him.

The job of bodyguard is also very good. Xu Pengfei once thought about being a bodyguard and also checked the salary of bodyguards. For example, the average monthly salary of private bodyguards in China is around 15,000 yuan, which is considered a good income.

Xu Pengfei asked, "Sister Bingbing, you said before that your boss introduced me to you. Who is your boss? Do I know him?"

Guo Bingbing said, "My boss's surname is Jiang. He is known as Master Jiang in the underworld. He is the boss of the Happy Marriage Agency. I wonder if you know him?"

Xu Pengfei felt that this name was somewhat familiar, as if he had heard someone mention it before, but he couldn't remember it for a moment.

Seeing him thinking hard, Guo Bingbing added, "My boss has been a matchmaker for big stars like Xiao Min and Fan Xiaoli."

Hearing this, Xu Pengfei finally remembered and clapped his hands, "I was wondering why it sounded so familiar. I heard a brother mention this Master Jiang, but we have never met. How come your boss knows me and introduced me to you?"

Although the two were sitting in a corner, the milk tea shop was not big, and Xu Pengfei's excited movements attracted the attention of the waiter and other customers.

Guo Bingbing couldn't ignore other people's gazes, and she didn't want to be watched, so she suggested: "This is not the place to talk, how about we go somewhere else to talk?"

Although Xu Pengfei was thick-skinned enough, he didn't like to be watched by others, so he nodded and agreed.

So, the two of them picked up their milk tea and walked out of the milk tea shop.

There happened to be not many people under the green tree about ten meters away from the milk tea shop, so the two of them didn't choose a place and walked under the green tree to continue their conversation.

Guo Bingbing drank a sip of milk tea and said proudly, "My boss is called Master Jiang because he is good at fortune-telling, especially in predicting marriages. No one can compare with him. It's nothing strange that he knows your situation."

When Xu Pengfei heard that brother mention Master Jiang, both parties had drunk a lot of wine. After sobering up, they had long forgotten about this matter.

Now, after hearing what Guo Bingbing said, he remembered his brother's praise for Master Jiang. It turned out that it was not bragging, but true.

Xu Pengfei asked curiously, "Sister Bingbing, I wonder how your boss introduced me to you?"

Guo Bingbing said: "My boss gave me your detailed information. I know everything about your family situation, your personal situation, including your ex-girlfriend."

Xu Pengfei couldn't help but ask: "You also know about my work situation?"

Guo Bingbing smiled faintly and said, "I know you are a gang leader, but you are different from those gang leaders who broke the law in the past. You make money with a bottom line."

Seeing that she really knew, Xu Pengfei couldn't help but praise: "As expected of a former soldier, you are really brave. Most women don't want to date a gangster like me because they feel insecure."

Guo Bingbing said: "I'm not afraid of this, as long as you don't break the law. I'm a straightforward person and I don't procrastinate. If you have anything you want to know, just ask me. I'll tell you everything I know."

Xu Pengfei thought for a moment and asked, "Are you busy at work? And tell me about your family situation."

Guo Bingbing said: "I'm not busy at work. My boss hired two bodyguards, and I'm just one of them. When my boss doesn't go out far, he doesn't need us to follow him. He only takes us with him when he goes out far.

As for my family situation, it is also very simple. My parents are farmers and I have an older brother who has been married for many years. ”

"Excuse me, how much is your boss paying you now?"

Guo Bingbing glanced at him and didn't hide anything. She said, "Food and accommodation are provided, there are five insurances and one fund, and various subsidies. The annual salary is 200,000 yuan, plus the year-end bonus, which is about 300,000 yuan a year."

Xu Pengfei's eyes widened when he heard this, this treatment was unexpectedly high. Even though he was doing well now, he had to share the money he earned with his brothers, so he didn't actually get much.

He had been in the industry for more than ten years, and had only made a down payment on an apartment and bought a car worth about 100,000 yuan. His savings were less than 200,000 yuan, and this was all thanks to the care of his cousin.

If he hadn't just taken over the small shop at Mr. Chen's construction site, the money he earned in a year would really not be as much as Guo Bingbing's.

She is bold, has a high income, is straightforward, and looks in line with his aesthetic standards. She doesn't mind that he is a gangster. With such a partner, Xu Pengfei really has nothing to complain about.

Therefore, Xu Pengfei no longer hesitated and said directly: "Sister Bingbing, you are better than me. Since you don't dislike me, then I am naturally willing to be with you."

"Before we officially start dating, I have two requests to make."

"Well, you talk, and I listen."

Guo Bingbing said: "First, I don't object to your current job, but you must always stick to the bottom line and not do anything illegal or disorderly."

Xu Pengfei nodded and said, "Don't worry about this. No one wants to do anything illegal if they can make money in accordance with the law. I still have some brains."

Guo Bingbing nodded and said, "Second, if you are with me, you must keep yourself clean. When you are out socializing, you are not allowed to find girls to accompany you, even for casual occasions."

Xu Pengfei hesitated and said, "Sister Bingbing, I can do without a girl, but when I go out for social events, I usually accompany my boss. If the boss wants a girl to accompany him, it's none of my business!"

Guo Bingbing said: "It's the boss's business to find that person, you just need to know your own business."

Xu Pengfei breathed a sigh of relief and said, "That's fine with me."

Guo Bingbing took a sip of milk tea and said meaningfully, "You have to remember this. If I catch you, my fists won't recognize you."

Xu Pengfei was a little confused: "We...are already a couple?"

Guo Bingbing glanced at him and said, "We are together, what's wrong? Are you not satisfied?"

Xu Pengfei said: "I am satisfied, but..."

Guo Bingbing interrupted, "Just be satisfied, don't be so fussy like a woman."

Xu Pengfei: “…” Why does the way this guy is acting feel a bit like a joke?

…

China Overseas.

In a rental house, Qi Haiyan, holding her son who was only a few months old, sat beside him with a happy look on her face, listening to her husband and mother-in-law discussing buying a house.

The importance of houses to the Chinese people no longer needs to be emphasized repeatedly. Everyone hopes to have a harbor that can shelter them from the wind and rain, no matter whether it is big or small, magnificent or simple.

Only when you have a house can you say you have your own home.

Originally, based on her husband Liu Junxiong's income, if he wanted to buy a house in Zhonghai, he would have to save for at least two or three more years before he could have a chance to pay the down payment.

But her husband is not fighting alone. As the only son in the family, if he wants to buy a house, his parents-in-law will definitely support him with some money.

Coupled with the promise made by Xiaofeng’s cousin last year, the couple has the confidence to buy a house now.

Liu Junxiong said, "Mom, I like my current job. It's a bit hard, but the income is quite high. If nothing unexpected happens, I won't change jobs. That means I will definitely settle down here in the future, so buying a house here is only a matter of time.

In this case, I think it is better to buy a house sooner rather than later. If I don’t buy a house now, I will have to spend thousands of dollars every month to rent a house. It would be best to use this money to buy my own house. Don’t you think so, Mom?”

Mother Liu nodded and said, "That's right. Now that you've decided, let's buy it. Your father and I can get you 500,000 yuan. See how much you still need and I'll go ask your second aunt for a loan."

Liu Junxiong said, "Mom, you don't have to ask Second Aunt for a loan. Xiao Feng told us last year that whenever we want to buy a house, we can tell him and he will lend us the money."

Mother Liu smiled and said, "With your cousin Xiaofeng's promise, you don't have to worry about money. Have you two discussed where you want to buy a house?"

Liu Haiyan smiled and continued, "Mom, Junxiong and I have already found a neighborhood we've taken a fancy to, and we've also found out about the housing prices and apartment types there. Junxiong doesn't have to go to work tomorrow, so how about we go with you to take a look?"

Since her son wanted to buy a house, Liu's mother had to go and take a look. She nodded and said, "Okay, let's go and take a look together tomorrow. By the way, give Xiao Feng a call. If the house is suitable, we will buy it directly."

Liu Junxiong hummed, took out his cell phone and said, "Then I'll call Xiao Feng now!"

As he spoke, Liu Junxiong dialed Xiaofeng's cousin's number and called him.

As soon as the call was connected, Jiang Feng's voice came over: "Cousin."

Liu Junxiong asked, "Xiao Feng, have you eaten?" A classic Chinese way of greeting.

"I have eaten. Have you eaten, cousin?"

"I've eaten it, too."

The two cousins ​​exchanged pleasantries for a while, and when they saw that the time was right, Liu Junxiong got back to the point and said, "Xiao Feng, I'm going to buy a house."

Jiang Feng said: "It's time to buy. Houses are a necessity. The sooner you buy, the sooner you will feel at ease. Have you found a house?"

Liu Junxiong said: "I have seen almost everything."

Jiang Feng asked: "How big is the house? How much is it per square meter? Is it a fully furnished house?"

Liu Junxiong said, "It's a 120-square-meter, well-decorated small four-bedroom house, with a total price of about 6.7 million. If the down payment is 30%, it will be just over 2 million. Now I can probably get about 1.5 million. The rest I can only ask for support from you, the big boss!"

Jiang Feng smiled and said, "No problem, but if you only pay 30%, you will have to owe about 4.7 million in mortgage. Then the pressure on you to pay the house will be too great, and you may not be able to get such a high loan."

Liu Junxiong said: "I have calculated that the monthly payment pressure is indeed a bit high, but if we save the rent money, and when the child is older, your cousin's wife can also go out to work, we should be able to make ends meet.

As for loans, there is no need to worry. As long as you can come up with the down payment, you don’t have to worry about not being able to get a loan.”

Jiang Feng said, "Life would be too stressful that way. Since you have 1.5 million, I will lend you 2.2 million. Although it is a bit stressful to pay a 3 million mortgage, you can handle it with your income, and with the help of your cousin's wife, I don't have to worry about your quality of life."

In fact, these few million are nothing to Jiang Feng. He can lend it to his cousin to buy a house, but he knows the principles of "help in emergencies but not in poverty" and "a little help is a debt of gratitude". He cannot take care of everything for such things. The best way to deal with this is to give him some help while keeping the pressure on him.

Liu Junxiong's values ​​are relatively positive. It's his cousin's business if he has money. The purpose of his call was just to borrow a few hundred thousand yuan for the down payment.

Unexpectedly, his cousin offered to lend him 2.2 million yuan, allowing him to reduce his mortgage from 4.7 million yuan to 3 million yuan. The monthly payment became much easier.

Liu Junxiong said with some excitement: "Thank you, Xiaofeng. I will benefit from your help."

Jiang Feng smiled and said, "You're welcome, cousin, send me your card number and I'll transfer the money to you."

"Then I'll send you a WeChat message."

"Um!"

Next, the two cousins ​​chatted for a few more minutes before hanging up the phone.

When Liu Junxiong made the call, neither his mother nor Qi Haiyan said anything. But seeing his excited expression, they knew that the loan was approved.

Mother Liu immediately warned, "Junxiong, your cousin Xiaofeng is very generous. He lent you hundreds of thousands of dollars. You must remember this favor."

Nowadays, many people probably understand how difficult it is to borrow money. Whether a relative is rich is a matter for the relative, and a rich relative may not be willing to lend you money.

Liu Junxiong nodded and said, "Mom, I know. I will remember Xiao Feng's kindness in my heart. He didn't just lend me a few hundred thousand, but lent me 2.2 million. This way we can get a down payment of 3.7 million, and only need to pay a mortgage of 3 million. It's much easier than previously estimated."

When Liu's mother heard this, she was stunned for a moment, then she smiled, thinking that her nephew was indeed capable.

Qi Haiyan was also pleasantly surprised when she heard this. This time, the couple had prepared themselves to live frugally for a long time when buying a house. They did not expect Xiaofeng's cousin to be so supportive and offered to lend them 2.2 million yuan. Based on her husband's income, after deducting the monthly payment, the couple can still save a lot of money!

After her child is weaned, she will go out and find a job, and then she can live a fulfilling life.