Jia Yufeng turned her gaze to Jiang Dabao.
Sure enough, after hearing Jiang Jin say that she was reluctant to spend the money on his wedding house, he stared at him eagerly, waiting for him to give in.
Upon seeing this, Jia Yufeng cursed Jiang Dabao in her heart for being so useless: he clearly had a chance to get the house for free, but now he had to pay the entire demolition compensation for it. How come her Dabao didn't understand this?
But Jiang Jin insisted, and Jia Yufeng had to compromise in front of her daughter-in-law Yang Yu:
"Then it's up to you."
"6.5 million to buy your house."
"The property will be transferred after the payment is made." Jiang Jin shrugged, opened the door, and signaled the Jiang family that they could leave.
Jiang Dabao felt ashamed when he saw Jiang Jin actually chased him out in front of his fiancée, and threatened viciously:
"You'd better move that useless pile of junk out of here."
"Don't even think about setting foot on this property once the house is transferred."
He had just finished speaking when he was greeted by the sound of a door closing heavily:
"Bang! 』
Hearing the sound of the door closing, Jiang Dabao immediately looked aggrieved and said to Jia Yufeng:
"mom!"
"Look at her. She dared to slam the door on us."
"Hurry up and transfer the money to her so that she can transfer the house to me."
"I want to chase her out like this."
Jia Yufeng originally wanted to trick Jiang Jin into transferring the property, but in front of her daughter-in-law, she had to suppress her thoughts and nodded repeatedly, promising:
"Mom will give her the money right now, and ask her to take you to transfer the property tomorrow."
......
After seeing off the Jiang family.
Jiang Jin leaned against the door and slowly collapsed to the ground.
In less than a quarter of an hour, a crisp text message alert sounded from the phone:
“Ding Dong!”
When he opened his phone, he saw a text message from Jia Yufeng saying that 6.5 million yuan had been transferred to his account.
Then, messages on the chat software popped up like crazy.
[Jia Yufeng: The money has been transferred.] 】
[Jia Yufeng: I will take your brother to transfer the property tomorrow.] 】
[Jia Yufeng: The house is yours, but as your elder sister, it would be bad for you not to show your appreciation, right? In a few days, your younger brother will want to look at a new car. You can give him one or two million to buy him a good car. A luxury car and a good house will be enough for him to get married with face. 】
[Jia Yufeng: Received a reply!] 】
Looking at Jia Yufeng's commanding and strong tone, Jiang Jin sneered.
He replied with a faint OK expression.
Buy a car?
You can talk about it when you find me tomorrow.
Standing up from the ground, Jiang Jin tidied his clothes, stuffed the house deed into the bag he was carrying, opened the door and walked out.
There are still more than twenty days until the first snowstorm of the icy apocalypse, so we must make good use of the time.
......
Tianhai Home is indeed a luxury residence.
Not long after Jiang Jin walked out of the house, he found a loan processing company at the corner of the community street.
And it was a completely irregular mortgage company.
Jiang Jin walked closer and was shocked by the small store at first sight.
Counting everything inside and out, its area does not exceed five square meters.
How much money can be loaned for such a small place? Jiang Jin thought about it and walked in. After all, she had never been to such a place before.
As soon as she entered the store, her beautiful appearance instantly attracted the two men in the store to stand up from their stools.
When he looked at Jiang Jin, his eyes lit up.
"Miss, are you here to apply for a loan?" One of the thinner men hurriedly stepped forward and asked Jiang Jin respectfully, with an attitude that could be as nice as it could be.
Jiang Jin looked at the flattering smiles on their faces.
I thought to myself: Are all loan companies so easy to talk to?
Nodded lightly.
Then I saw two men surrounding me and introducing their business skillfully:
"Miss, it's like this, the loan business here is all mortgage loans."
"But for a high-quality customer like you, we can also agree to an unsecured loan."
"I don't know if you chose..."
"Mortgage?" Jiang Jin frowned frivolously and whispered his plan.
Their eyes brightened.
A high-quality woman with assets, the best loan client, was bumped into by them who were on duty today?
"Then what is pledged is..."
"Tianhai Homes has one fully paid property per unit per floor." Jiang Jin couldn't stand the two people's flattering attitude, so he held his forehead with one hand and said.
"You mean, the fully paid houses with one unit per floor in Tianhai Home?" The two were obviously shocked by Jiang Jin's words, but they couldn't help but have doubts in their hearts.
Why would such a wealthy person come to them for a loan?
But then, when I saw Jiang Jin take out the red real estate certificate from her bag, and saw the name and registration information on the certificate, my doubts were instantly dispelled.
"What are you going to use the loan for?" The thin man who spoke to Jiang Jin first asked cautiously.
Seeing this, Jiang Jin did not hide anything and spoke directly, saying what he had prepared before coming:
"I plan to use my house as collateral to get the maximum loan from you."
"Then take the property certificate to the bank for mortgage loan."
"The company's funds are running out. I need a month to turn the funds around."
"I will pay back the money you loaned me within a month, including the principal and interest. If I can't pay it back, you can take the house away before the bank does."
"If I can't do it now..."
Without waiting for Jiang Jin to stand up, the thin man pushed Jiang Jin back.
"Of course!"
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"We understand multiple loans for one house."
They are specialized in this, how could they not understand what Jiang Jin means?
Under Jiang Jin's gaze, the two of them introduced themselves with flattering smiles on their faces:
"I just looked at your house's layout and area. The market value of your house is at least eight million."
"Our rule here is to loan 70% of the money, 5.6 million. If you pay it back within a month, the interest will be about 400,000 yuan."
"But you also know that usury is illegal. You need to sign a few more commission contracts, and the rest of the money will be repaid in the name of handling fees."
Listening to their introduction, Jiang Jin felt nothing in his heart. The higher the better!
There are still more than twenty days until the end of the world. Whether you will still be there by then is another matter. It is impossible for you to pay back the money. Why should you pay back the money you borrowed with your own ability?
Five million six hundred thousand was directly transferred to Jiang Jin’s account after he signed more than a dozen names.
When she walked out of the micro-loan company, she was completely confused.
It went so smoothly that when she came out, she could only see a cold string of balance on her mobile bank card: 1285W5888 yuan.
If I go to the bank to mortgage it again, the money I will get will be at least 20 million, right?
Thinking of this, Jiang Jin quickly walked towards the nearest bank.
When she took the property deed and said she wanted to apply for a loan, the business managers' eyes lit up.
Tianhai Homes has one unit per floor.
That's a popular property, and once you get it, it's easy to sell it at a premium.
Being able to negotiate this is an absolute achievement.
All of a sudden, seven or eight business managers gathered in front of Jiang Jin and introduced themselves.
Jiang Jin picked a relatively handsome guy among them and went to the credit center next door.
"Ms. Jiang, after comprehensively evaluating your creditworthiness, our bank is willing to lend you 90% of the value of your house."
"The loan term is one year, and you only need to repay part of the principal and interest every month." The business manager took the completed loan contract and handed it to Jiang Jin for review.
Jiang Jin glanced at the loan amount above and nodded lightly.
He just waved his hand and signed his name.
It’s still the same. There’s no need to look at any repayment plan. The end of the world is coming and you don’t have to pay back the money.
The bank card SMS arrival reminder sounded again:
"Ding! You received a payment from the credit department of XX Bank: 730W!"
"Your current balance is 2015W5888 yuan."
Barely broke through 20 million. Jiang Jin breathed a sigh of relief and saw the WeChat message from Jia Yufeng pop up:
[Jia Yufeng: Don’t forget to go with your brother to handle the transfer at nine o’clock tomorrow morning. You, as the elder sister, have to pay for the transfer. 】
After Jiang Jin sent another OK expression back, he laughed secretly in his heart: Are you still thinking about transferring the ownership tomorrow?
Then you can talk to the black-hearted loan company and the bank to see if they will transfer the house to you.
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