A week later, the business loan was approved.
Zhou's father felt sorry for his daughter's misappropriation of the savings, so he gave her an extra 10,000 yuan as an apology. In this way, Zhou Chuhan had 80,000 yuan in her hands.
According to the plan, 40,000 yuan will be invested and 40,000 yuan will be deposited in a fixed deposit, and the funds are arranged clearly.
After receiving the money, Qian Yuchen called to express his gratitude and vowed to achieve something.
"Cousin, I believe you." Zhou Chuhan felt that since his cousin was an excellent cook, it shouldn't be difficult to do business.
**
I have conducted market research countless times and everything is ready, except for the start-up capital.
Therefore, as soon as the partner's money arrived, Qian Yuchen immediately got to work in a hurry.
Buy the store you like and pay half a year's rent in one lump sum.
Find someone to paint, do renovations, and purchase tools.
Contact suppliers to ensure that ingredients are fresh and cheap.
…
In less than half a month, "Haoweilai Delicatessen" opened with great fanfare.
It was Qian Yuchen’s first time doing business, and he was worried that he would not be able to sell the cooked food and would end up losing money, so he controlled the portion sizes of the dishes.
Who knows——
"Hey, what's that smell? It smells weird."
"This lotus root slice looks good. Can I have a piece to try? I'll definitely buy it if it tastes good."
"The braised pork ribs look so tempting! Give me two pieces."
"Try it, these lotus root slices are freshly made!" Qian Yuchen packed three lotus root slices in a plastic bag and handed them out. He then collected the money and packed the pork chops.
He even specially filled some soup and told the customers, "The soup with rice tastes especially good!"
The guest was delighted and said, "I'll take it home and try it. If it tastes good, I'll come back tomorrow."
"Okay."
Just after seeing off a customer, the customer who was trying the lotus root slices hurriedly asked, "Give me a pound of lotus root slices, and another pound of chicken feet."
"Okay." Qian Yuchen put the lotus root slices and chicken feet into the food box and even gave some more.
The guests happened to catch a glimpse of it and were extremely satisfied.
On the one hand, the dishes are so rich in aroma that they can almost draw out the worms in one’s stomach.
On the other hand, there were many people gathered around the stall. People are always curious, and when they saw the stall was surrounded by people, they couldn't help but go over to see what was going on.
Seeing this, I couldn't help but reach for my wallet to buy one or two meat dishes to take home and try.
Some people are too embarrassed to ask the stall owner for free tasting service, so they buy a little and stand by to taste.
After tasting it, I was amazed and placed an additional order immediately. Then I went home happily with two lunch boxes.
In just one morning, all the cooked food was sold out, which was much smoother than expected.
Some people came late, and there was only half a pound of sweet and sour pork ribs left, which was not enough. She complained repeatedly, "Store owner, the food is so good, why don't you make more?"
Qian Yuchen smiled naively, "I just opened this shop, and I'm afraid I can't sell too much. Come tomorrow, and I'll prepare some more."
"It's settled." The man gave numerous instructions and then left reluctantly.
After closing the window, Qian Yuchen's cheeks flushed with excitement. All the dishes were sold out! It only took half a day! This is a great start!
After carefully counting the income, he was surprised to find that in just a short time, the daily sales just exceeded 400. If the cost is deducted, the net profit is more than 300.
What does it mean to earn 300 yuan a day? That’s 10,000 yuan a month!
This is only the first day of opening, the reputation has not yet been established, and the preparations are not sufficient.
"That's great, that's great..." Qian Yuchen was extremely excited and couldn't calm down.
**
A month later, Qian Yuchen asked his cousin to meet him in a cafe.
"This is the first month's dividend." He didn't waste any time and went straight to the point, taking out a large stack of hundred-dollar bills.
"So many?" Zhou Chuhan was shocked.
That thick stack, just by looking at it, you can tell that it is definitely more than five thousand!
What does 5,000 mean? She works in a state-owned enterprise and earns 3,800 a month, far below the average level.
The monthly salary for a new employee is 3,000 yuan, and 5,000 yuan is almost twice the monthly salary!
"...Cousin, you are not subsidizing me secretly, are you?" Zhou Chuhan was very suspicious.
"How can that be possible! We agreed to split the bill 50-50." Qian Yuchen smiled and said, "Here, take some."
In order to give his partners a surprise, he deliberately did not transfer money but handed over cash.
Zhou Chuhan took the hundred-dollar bill and counted it carefully.
After clicking, his eyes were wide open and he looked dazed, as if he couldn't believe the reality.
In order to prevent herself from counting wrong, she counted again carefully, and the results of the two counts were consistent.
"Seventy-six tickets, seven thousand six!" Zhou Chuhan took a breath, his heart pounding.
What does 7600 mean? Not more, not less, exactly twice her monthly salary.
If you calculate the input-output ratio, you can get your investment back in about 6 months, and then it will be net profit.
Zhou Chuhan's fingers trembled slightly and he fell into ecstasy.
"Chu Han, I will help you make a lot of money in the future!" Qian Yuchen was decadent and timid a month ago, but now he is full of energy and indescribably confident.
After that, he took out a pocket-sized account book and said solemnly, "This records the store's cash flow. It records how much the food is usually purchased, the daily sales, and the daily profits. Everything is recorded clearly. Here, take it and take a good look at it."
Zhou Chuhan wanted to say that they were family and there was nothing to worry about. But then he changed his mind and thought that brothers should make clear their accounts. Since they were doing business together, it would be better to make clear the accounts to avoid hurting their relationship in the future.
Thinking of this, she took the account book and read it carefully.
The daily sales volume was 900, and the net profit after deducting the cost was 800, which made her amazed.
This is when business is good. When business is bad, the daily sales are more than 600 and the net profit is 400 to 500.
After reading the account book, Zhou Chuhan said sincerely, "Brother, I didn't expect you to have a talent for business. Work hard in the future so that I can enjoy the good life with you."
"That day will come." Qian Yuchen's eyes sparkled, his tone indescribably firm.
**
The dividend for the second month was 9,400.
The dividend for the third month is 10,800.
The dividend for the fourth month is 11,800.
At this point, the principal has been basically recovered.
The dividend for the fifth month is 11,000.
The dividend for the sixth month is 10,700.
The dividend in the seventh month is 10,200.
The dividend for the eighth month is 10,500.
In almost four months, the money earned was equal to the principal.
Zhou Chuhan has income from his main job, part-time job, and dividends. He receives several sums of money every month and is very happy counting the money.
She even felt a little annoyed. "If I had known I could make so much money, I should have invested most of my savings and made a big bet!"
Seeing the host's fanatical expression and gradually losing his mind, Yun Luo reminded him in time, "Before the business is established, no one knows whether it will be profitable or not. What if it loses money?"
If you invest most of your savings and the business fails, it will be a huge loss.
Hearing this, Zhou Chuhan regained his composure, "You have a point."
The interest rate of fixed deposit is low, but it is safe. Whenever she thinks of the tens of thousands of yuan in fixed deposits in the bank, she feels safe and confident.
**
In a blink of an eye, it's the end of the year.
Zhou Chuhan counted his personal assets and found that he invested 40,000 yuan and earned back 100,000 yuan, with a rate of return of 250%, which was frighteningly high.
In addition, I originally had a fixed deposit of 40,000, and this year I saved an additional 30,000 from my salary and part-time job. Adding everything together, the total amount is as high as 170,000!
This is an amount that would take several years to save just by living frugally.
"No wonder everyone wants to do business. If you succeed, you can really get rich." Zhou Chuhan was filled with emotion.
**
During every Chinese New Year, relatives always get together for a reunion dinner.
During the dinner table, "How old are you this year?", "Do you have a boyfriend/girlfriend?", "When will you get married?", "What kind of job are you looking for?", "How much is your monthly salary" are some of the most fatal questions.
Such questions are asked every year. If there is no satisfactory answer, the elders will start to lecture.
Qian Yuchen used to be afraid of such occasions. Sometimes he didn't even want to attend because he didn't want to be scolded.
But this year, he showed up at the party openly.
"Yuchen, how are you doing recently? Are you still working in the same small restaurant as before?" Soon, an elder pulled Qian Yuchen aside and asked him questions.
"I quit a long time ago." Qian Yuchen tried his best to suppress his excitement and replied indifferently, "There is no future in working for others. As a man, you still have to have your own career."
When he said this, the elder looked at him in surprise, as if he didn't know him. "You have your own business?"
"Almost. I opened a delicatessen at the entrance of the vegetable market a while ago, and my monthly income is over ten thousand yuan." Qian Yuchen replied casually.
Monthly income exceeds 10,000 yuan!
The elder's eyes widened and he almost screamed.
Zhou Chuhan is the most educated one among the younger generation. He has the highest education and works in a state-owned enterprise, but only makes three or four thousand a month. But Qian Yuchen, a guy who is not good at studying and can only go to a technical school, said that he earns 10,000 a month, which is more than twice Zhou Chuhan's salary.
The elders were shocked and couldn't help asking, "How did you do that? Tell me in detail."
Qian Yuchen then recounted his entrepreneurial experience.
Gradually, a circle of people gathered around him, each looking up with envy and respect, listening to him attentively.
Qian Yuchen felt indescribably happy.
I can still vividly remember the times when I was criticized by my elders for my low educational level. Now I have finally made up for myself.
**
In the past, when everyone gathered together to chat, Zhou's mother would definitely come forward and express her insightful opinion that "only by studying hard and entering a public institution can you have a good future."
But now Qian Yuchen has proved with his own experience that one can make a living even if one is not good at studying, so she is too embarrassed to go around him.
not to mention……
When Qian Yuchen said he was planning to start a business, she tried to stop him in every way. At the time, she thought it was good advice, but now, looking back, it was clearly blocking his way to wealth.
Due to many factors, others saw Qian Yuchen trying to move forward, but she wanted to stay away from him.
"A monthly income of 10,000? My three months' salary combined is not that much!"
"It turns out that even if you are not good at studying, you can still have a great future."
"Working for others will inevitably lead to anger, but if you work for yourself you won't have this problem. It's better to start your own business and become a big boss."
…
After listening to Qian Yuchen's entrepreneurial experience, the relatives started discussing it one after another.
Every unintentional word hurt Zhou's mother's chest.
The author has something to say:
About accounting software
Excel is actually very good for accounting.
As for apps, I usually use Suishuiji. Now Alipay and Xinxin also have accounting software.
If you don't want to use electronic books, you can buy a special account book. One advantage of handwriting is that it leaves a lasting impression. If you buy something that you don't need, you will regret it.
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