In fact, besides asking colleagues for money, there are other ways, but they don’t work for Zhao Qianqian.
For example, she wants to withdraw cash from a credit card, but she doesn’t have one.
For example, online loans, as long as the user applies, the website will immediately lend 30,000 to 50,000 yuan. She was once determined to be a qualified user and qualified for quick loan, but later she was worried about losing her account and inexplicably getting into debt, so she specifically turned off the relevant function, thus blocking this path.
For example, she could ask relatives and friends for help. But she had no relatives except her mother. As for friends, the only ones she knew well were Liang Yan and her colleagues. At this moment, she either couldn't find anyone or they all had their own difficulties.
Zhao Qianqian thought about everyone she knew and found that there was no one she could turn to for help!
After thinking about it, I felt a little desperate.
What made her even more crazy was that if she had not given him a wedding bonus of 5,000 yuan, if he had returned it immediately after the wedding, and if she had not eaten and drunk too much and bought too many things, she would not be in such a predicament at this moment.
"The host is about to go bankrupt, I'm here to help..."
Suddenly, Zhao Qianqian remembered what the villain had said. She was shocked and immediately called out in her mind, "Yunluo, are you still there?"
Yun Luo: “Yes.”
Zhao Qianqian was like a drowning person grabbing the last floating duckweed, and said anxiously, "Didn't you say you would help me? Please, tell me what to do!"
While asking the question, she held her breath and waited anxiously, fearing that the villain would ignore her because of her previous bad attitude.
Yun Luo: "The host has no assets in his name, and the total cash on hand is 101.5 yuan. It's a bit difficult to get the money quickly."
Zhao Qianqian's face turned red. However, she knew her family's current situation very well, so she bit the bullet and asked, "It's just difficult, not impossible, right? What do you suggest?"
Yun Luo replied, "Explain the situation to the company and ask for an advance on next month's salary."
Zhao Qianqian was stunned for a moment, then quickly took out her cell phone and called the company's finance department.
After a moment, she put down her phone, feeling relieved. "The finance department agreed. She said she would transfer next month's basic salary to me after work tomorrow."
A salesperson’s monthly income is divided into two parts, one is basic salary and the other is commission.
The basic salary is fixed, and the commission is linked to the monthly performance. The finance department said to transfer the basic salary to her, which means 3,500 yuan in cash.
As for the doctor asking for payment today, why delay it until tomorrow... Zhao Qianqian gritted her teeth and thought, if she didn't want to lose face and just lower her posture and beg, there should be an accommodation.
However, it really feels unpleasant to beg others in a humble manner.
For the first time in her life, Zhao Qianqian felt that she couldn't be without money.
While thinking about it, Yun Luo asked again, "You don't have any money, where is your mother?"
Zhao Qianqian was awakened and immediately shouted in surprise, "My mother has 20,000 yuan in her bank card!"
She thought she was about to be rescued, and couldn't help but smile. But then she remembered something, and her smile froze, "...but I don't know the password."
You should manage your own money, and your parents' money should be managed by them. She never thought of asking for the bank card passwords of her relatives in case of emergency.
"Try using birthdays, the last digit of ID cards, and commonly used numbers one by one." Yun Luo reminded, "Also look through her wallet, there might be cash in there."
Zhao Qianqian nodded like a chick pecking at rice and quickly did as she was told.
There is always a way out.
After searching for a long time, Zhao Qianqian finally found five hundred-dollar bills in her mother's wallet and paid the hospital bill.
After paying the fee, she slumped in the chair in the ward, almost fainting.
"You know what?" Zhao Qianqian's voice was ethereal. "Just now, in order to collect money, I even thought about spending a hundred yuan to buy an accident insurance policy and set my mother as the beneficiary."
If she heard about this as an outsider, she would definitely laugh at that person for being stupid. But when it came to herself, she actually thought about it seriously.
Yun Luo: "It's useless to buy accident insurance. There's no compensation for suicide."
Zhao Qianqian, "..."
Suddenly I suspected that I graduated from a fake university, or that I bought my degree certificate.
The intelligence was so touching that she almost cried.
**
The next morning, Wang Yan woke up from her coma.
"Mom, do you feel better?" Zhao Qianqian stayed by her side all night to take care of the patient. When she saw the patient wake up, she immediately helped her up and asked, "Are you hungry? Do you want to eat something?"
"I...you...what..." Wang Yan had just woken up and was still confused.
"You fainted. The hospital admitted you and notified me to come and take care of you." Zhao Qianqian repeated the doctor's diagnosis, and then said angrily, "Why didn't you tell me you were sick? Do you know how worried I was when I received the call?"
Wang Yan hesitated, "You are usually so busy with work, I don't want to cause you any trouble..."
Zhao Qianqian: My own mother is going to have surgery, who cares whether I work or not? !
She didn't want to vent her anger on the patient who had just woken up, so she could only muffle her words and say, "No matter what, you should still tell me. I understand, so I can help you raise the money for the surgery."
"No, no." Wang Yan waved her hands repeatedly, "I can take care of the surgery fee. You can keep the money you earn for yourself."
Zhao Qianqian didn't believe it. "How are you going to solve the problem with only two or three thousand yuan of pension every month? I heard from the doctor that the surgery fee plus the hospitalization fee will cost fifty or sixty thousand yuan in total!"
"It's okay. I can do it." Wang Yan turned her head away, not daring to look at her daughter. "I asked someone to find me a cleaning job. I work five days a week and make two thousand five hundred a month."
"With my retirement pay, I can get 5,000 yuan a month. If I spend frugally and save a little, I can save enough in a year."
Zhao Qianqian's face was pale and her lips were trembling. "The doctor said that the tumor is pressing on the optic nerve and will cause visual impairment. You still want to go out to work?"
"What if I overwork myself and faint again?"
"Didn't you say you had a sore back and couldn't do any physical work anymore? Why didn't you keep your word and go out to look for a job after retirement?"
Wang Yan defended herself, "Cleaning work is not hard, it's very easy...it won't affect my physical condition."
"Anyway, I'm idle at home all day and have nothing to do, so it's good to go out and exercise."
"Just do what you did before, eat delicious food, buy nice clothes, and live happily. Mom will take care of the rest, so you don't have to worry about it."
Zhao Qianqian was about to cry. She collapsed and shouted, "The doctor said that benign tumors may develop into malignant tumors. How can I be at ease?"
Wang Yan whispered, "When mom gets two salaries, it won't take too long to save money... it will take at most a year, it's okay."
Zhao Qianqian couldn't hold back her tears and they fell down with a "pop".
Isn’t it hard to go out to work after retirement?
I can't see clearly and I have to work five days a week. Can my body handle it?
If you delay for one year, you will have to take on another year of risk. Doesn’t her mother know this?
Ultimately, it’s because I have no money.
They needed money to pay for medical expenses, but there was only 20,000 yuan in their bank account, so they had to try every possible way to raise the money.
Compared to life, hard work is nothing.
It was all her fault that she was useless and spent lavishly after graduation without saving any money. If she could come up with 50,000 or even 100,000 yuan at once, her mother wouldn't have to force herself to suffer this hardship!
"Why are you still crying, kid?" Wang Yan hurriedly helped her daughter wipe her tears.
"Mom, I'm sorry, I'm really sorry!" Zhao Qianqian burst into tears.
"Why are you saying sorry to me?" Wang Yan disagreed. "It's normal for organs to malfunction when people get old. How could we have predicted it before it happened?"
"If you find out you have a disease, you just need to get cured. What's the big deal?"
Although Wang Yan always downplayed it, Zhao Qianqian still blamed herself.
She couldn't be a support for her mother, so her mother had to rely on herself - this realization was branded in her heart like an iron.
I felt chest tightness and shortness of breath, and felt uncomfortable all over, but there was nothing I could do. No money is no money, and when I needed it, I couldn't just turn it into money.
Zhao Qianqian hugged her mother and choked up, "I won't be extravagant anymore. I'll spend all my money every month. I promise!"
Wang Yan hugged her daughter lovingly, "Qianqian has grown up and knows how to save money. Mom is very happy."
Zhao Qianqian added, "After I get my salary, I will save all the money! Then I will save enough money as soon as possible for you to have the surgery."
"Okay, okay." Wang Yan smiled with relief.
**
The mother and daughter chatted for a long time before Zhao Qianqian wiped away her tears and prepared breakfast.
After the meal, Wang Yan felt tired and lay down again to rest.
Zhao Qianqian looked at her swollen eyes in the mirror and wrung out a towel to apply cold compress.
At this time, the phone received a text message notification, "3,100 yuan has been transferred into your account."
Zhao Qianqian glanced at it and frowned, "The basic salary is 3500, why is it 3100? Is it a typo?"
"It's 3100, for sure." A man in a suit suddenly appeared on her shoulder.
Zhao Qianqian was startled and almost screamed. She calmed down only after she saw that it was Yun Luo.
"Why?" she asked in her mind.
Yun Luo: "Did you forget? You went to the wedding and took personal leave, so your salary will be deducted based on the number of days. There are 26 working days per month, minus 3 days of vacation, so the actual working days are 23 days, so the basic salary for this month is 3500/26*23=3096. There is no problem with the transfer, and it's even rounded up."
Zhao Qianqian, "..."
Just when I was in urgent need of money, my monthly income was reduced by 400 yuan, and my heart ached.
Zhao Qianqian didn't want to see that string of awful numbers again, so she looked away and sighed, "Forget it, I'll take it as a warning from now on."
Yun Luo swung her feet, "Are you upset because you're four hundred dollars short? For those three days of eating, drinking and playing, plus buying souvenirs, it cost a total of four thousand. If you count the round-trip fare, five thousand is gone."
Zhao Qianqian: Please don’t mention it.
She was afraid that she would not be able to control herself and strangle her brainless self.
"If I had listened to you, I would have come back earlier." Zhao Qianqian felt extremely regretful, "I would have had more left."
Just after she wrung out the towel, she suddenly had an idea and looked at Yun Luo hopefully, "The surgery costs 60,000 yuan, and I only have 20,000 yuan in my savings. Do you have any way to get it together as soon as possible?"
Yun Luo told her, "Your mother can get a pension, which means she paid social security when she was young. In addition to pension insurance, social security also includes medical insurance. Tumor removal surgery is a compensation item and can be reimbursed."
"Although the reimbursement amount varies slightly depending on the region, hospital and medication, 70% reimbursement is not a problem."
"In other words, you only need to pay 18,000 yuan out of the 60,000 yuan surgery fee."
Hearing this, Zhao Qianqian was stunned.
She inexplicably felt that she, who had just cried with all her heart, was like a living retard...
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