When you are unlucky, it seems like the whole world is against you.
The company first encountered a fraud scandal, then suffered from tight cash flow and capital turnover problems. Eventually, new projects were stopped, and the main business could not operate normally.
The stock price fell immediately, dropping 30 times in one breath, from 170 yuan to 8 yuan. The stock was then suspended and trading was halted.
Soon after, the company began to delay paying wages.
The employee originally wanted to wait for the company to fire him and receive compensation before leaving, but when the company neither paid him nor gave him an explanation, he waited for more than two weeks and finally could not wait any longer.
Many of them have mortgages and car loans, and they get anxious if their salary doesn’t arrive on time every month, let alone if it’s been in arrears for two consecutive months?
If the severance pay is gone, it’s gone. If I continue to fight with the company, I might even default on my mortgage and car loans.
As a result, many people went through the formalities to resign. All they thought was to accept their bad luck and quickly find another job to start over.
At the same time, some people left happily.
Sister Yang said, "I've been very happy working for the company over the past few years. I made a small profit by buying stocks at the internal employee price. The company is in trouble now. Although I can't help much, I don't plan to ask for the overdue salary. I hope the company can get through the difficulties."
As she spoke, she quickly went through the resignation procedures, planning to take a vacation and go home to have a good rest for a while.
"Sister Yang!" Xiao Tao stopped her, her face full of fear and uneasiness, "Can you help me think of a solution? I have no idea what to do next..."
Sister Yang had already sold her stocks, so she could leave if she wanted to. But Jin Yao and Xiao Tao were different, as their stocks were still stuck. In a sense, they were still shareholders of the company, and their own interests were closely related to the company.
Sister Yang glanced at Xiao Tao and sighed imperceptibly, "Stop the loss in time."
Xiao Tao, "?"
Xiao Tao, "What do you mean?"
She doesn't understand.
Sister Yang patiently explained, "Let me give you an example. You are optimistic about a business and invest 50,000 yuan, but unexpectedly you lose 5,000 yuan."
"There are two options before you. One is to increase investment and intensify publicity. You may be able to make back your investment with profit in the future. The other option is to admit your mistake and leave the market. Admit that you made a mistake and that this business is not easy to make money. Then withdraw the remaining capital in time."
“Stop loss means that when you see that the situation is not good, you should make a bold move and leave the business with great pain. Although you may lose some of your capital, at least you can keep the rest of your money.”
Xiao Tao reacted, "You mean I'll leave the company with you guys regardless of the stocks?"
Sister Yang did not give a direct answer, but only said, "Given the company's current situation, it is not easy to overcome the difficulties."
Having said that, her attitude is quite clear.
After saying that, Sister Yang strode forward to go through the resignation procedures.
Xiao Tao stood there with a gloomy expression, "Stop loss?"
**
Employees left one after another, but Xiao Tao and Jin Yao always stayed at their posts and clocked in on time every day.
The days passed quickly, and in the blink of an eye, a month and a half had passed.
After being suspended for more than two months, the stock finally resumed trading.
Maybe this time I can sell the stocks I have. Jin Yao is full of expectations.
However, the situation continued to decline, limit down, limit down...there was no improvement at all.
At this time, the company had been in arrears of wages for three months. The boss was out all day, saying he was raising funds, but there was no progress at all.
Jin Yao is wavering between "resigning and leaving" and "continue to stick with it" every day.
I left because I was afraid that I would not be able to get back the 200,000 yuan I invested in the company. After working for three or four years, I found that I not only did not make any money, but I actually lost money.
If I don't leave, I'm afraid the current situation will continue and I'll just be wasting time.
Stunned, Xiao Tao stood up, his eyes filled with determination, "I won't wait any longer."
Jin Yao reminded, "If you leave the company, you may not be able to receive any new news if there is any new progress later."
"We are just waiting here, and we are not much better off than others," said Xiao Tao. "We don't know the current situation of the company, the cash flow, how much working capital the boss has borrowed, and how long it will take to resume work and make up for the wages. We don't know anything."
Jin Yao was suddenly speechless.
Xiao Tao lowered his head and said in a bleak tone, "Sister Yang is right. We should stop the loss in time. Unfortunately, I made the decision too late."
She waited silently with a glimmer of hope, hoping that the company would be able to overcome the difficulties and resume normal operations. But what happened? She waited until her savings were exhausted, but no good news came.
If she doesn't change her job and stop earning money, she will have to sleep on the overpass!
Thinking of this, Xiao Tao took firm steps and planned to go through the resignation procedures.
Jin Yao opened her mouth, but didn't know what to say.
"It is recommended that the host go through the resignation procedures together with colleagues." Yun Luo suddenly appeared.
Jin Yao's expression changed constantly, and finally she shook her head with difficulty, "No, I've waited for three months, so these few days won't make a difference."
While she was speaking, she was thinking in her heart that she didn't believe that she could get any more unlucky.
Yun Luo: I have advised him.
If the host doesn't listen, life will teach him a lesson in the future.
**
The waiting time is always extra long because people don’t know when they will get the result.
At first, Jin Yao thought that after three months, there should be a result. But in fact, the company delayed giving an explanation and kept delaying.
Another month has passed.
Jin Yao thought, I have been waiting for four months, I should leave before I leave. There is no point in leaving now, I might as well continue waiting.
Fifth month.
Jin Yao became furious - she wanted to see how shameless this lousy company could be!
Wait and wait. Stocks were suspended and resumed, back and forth. But no matter what announcement was issued or how long the suspension lasted, the stock price would still fall to the limit every day after the resumption of trading.
Even when the market price dropped to 3.4, there were still hundreds of thousands of sell orders blocking the lower limit, and it was unknown when it would end.
There are fewer and fewer people in the company, and it feels empty everywhere, like an empty house.
Seventh month.
The stock price fell to 2.5 yuan, and the price limit was finally lifted. But at this time, Jin Yao no longer wanted to sell the stock.
What does 2.5 yuan mean?
The employee purchase price was 4 yuan per share, a drop of 37.5%! The account balance was only 125,000 yuan! How could Jin Yao bear to do this?
"It will be worse if you don't sell it." The elusive system appeared and reminded.
Jin Yao's fingers trembled slightly, but she gritted her teeth and said, "Things have already come to this, can they get worse?!"
Yun Luo answered with an extremely affirmative tone, "Yes."
Jin Yao, "..."
Her heart trembled and she felt uneasy.
Even though he didn't admit it, he realized in his heart that what Yun Luo said was true.
Every word the other person said seemed like a prophecy.
Every time you don't listen to advice, the situation will take a turn for the worse.
"Tell me, what will happen if the stocks are not sold?" Jin Yao looked stern but was actually timid.
Yun Luo: "The company was delisted, the stock became worthless, and no one can trade it anymore."
Yun Luo: "The longer you stay in the company, the greater your losses will be. Because no one will pay you wages, and no one will help you pay for the five insurances and one housing fund."
Yun Luo: "If you sell the stocks now and return the money to your parents, you will be left with nothing. If the company delists and the stocks cannot be sold, you will be in debt of 120,000 yuan."
Jin Yao tried to imagine it, and the next second she couldn't help but shudder.
Her eyes changed color, she raised her head, bit her lip and asked, "I didn't treat you well, why are you still willing to help me?"
Yun Luo smiled silently - she had been reminded before, and it wasn't necessary to be so miserable. It was because she refused to listen to advice that she ended up like this... If the host has a hard life in the future, she will think back on what they said today and her heart will be consumed by regret. This is revenge.
Who made her not understand, not know how, and be particularly stubborn? Stupid people have a more difficult life.
On the surface, Yun Luo said calmly: "Saving the host is the responsibility of the system."
"Has the stock price really rebounded?" Jin Yao asked hesitantly.
In this regard, Yun Luo said, "The host should face reality and no longer have illusions."
Jin Yao remained silent.
From the first time they met, the system reminded her to sell the company's stock, but she didn't listen.
Before the scandal broke out in the company, the system said, "This is your last chance." She ignored it.
When Xiao Tao resigned, the system suggested that she leave with Xiao Tao, but she refused.
I let down other people's kindness time and time again, and eventually I got deeper and deeper into trouble and couldn't get out. Now my savings are at the bottom, and I can't hold on any longer.
Jin Yao couldn't help but wonder, what would the situation be like now if she had listened to the advice?
When the system first appeared, I listened to her and cleared my positions. At that time, the stock price was 100, and I had 50,000 shares, which was 5 million.
If I had done as I was reminded the second time, when the stock price was 100 and I held 50,000 shares, that would be 8.5 million.
The third time, I followed the advice. Even though my stocks were stuck, I could change for a job. The new company paid me every month, so at least I wouldn’t be unable to afford food as quickly as I am now.
Why didn't she admit it? Her stubbornness pushed her into the abyss step by step.
It was not Sister Yang who refused to admit her mistakes, but herself.
Thinking of this, Jin Yao's face showed a trace of dejection, "You are always right, I will listen to you."
Yun Luo: “…”
Wait! This is not what we agreed on!
However, Jin Yao quickly placed an order to sell. She acted so decisively, as if she was afraid that she would regret it.
After selling, the transaction was completed, and the account balance was 124,000. After returning the 120,000 to my parents, I still had 4,000 to use for living expenses.
Yun Luo: Not happy.
**
Quit, look for a job, and interview everywhere.
After struggling for a month and a half, Jin Yao finally found a new job before she ran out of food.
After joining the company, the host felt no joy at all.
At night, she drunkenly asked the system over beer, "I'm 29 years old, I don't have a boyfriend, I don't have a car or a house, I just got a new job, and I don't know what the future holds. Is my life doomed?"
Without waiting for Yun Luo to answer, she took a big sip of beer, and a mocking arc appeared at the corner of her mouth, "People like me are called losers. Living wastes food, pollutes the air, and is easy to be deceived."
So stinky.
Yun Luo hid away in disdain, "Host, wake up. Your biggest disadvantage is not that you have no car, no house, and no boyfriend at the age of 29, but that you have a weak foundation in financial management, basically no common sense, can't distinguish between good and bad, and won't listen to persuasion."
Jin Yao threw the can onto the table, and said arrogantly, "So what if you are willing to learn financial management and listen to advice? Your chance to make a fortune is gone, gone!!"
Yun Luo: "This chance is gone, there will be next time."
"That's easy to say." Jin Yao complained, "For ordinary people, how can there be so many opportunities?"
Yun Luo: "Of course not if you don't learn or understand."
Jin Yao stared at the system blankly. "If I am willing to learn and obey, will my life be different?"
She patted her chest and roared, "I'm 29 years old this year! I'm old enough to get married!"
After saying that, he waved his hands randomly and made a conclusion, "It's too late. There is no hope in this life."
Yun Luo said frankly: "If you give up without trying, your life will have no hope."
The author has something to say:
The main business is mature, but it is dragged down by new projects, such as LeTV.
There are currently only ten people left at Baofeng Video Company, with wages in arrears, a net asset of -630 million, debts of 470 million, and the stock is said to be about to be delisted.
**
Someone asked what is the difference between the employee purchase price and the new stock purchase price. The difference is huge, and they are two completely unrelated things.
Before and after listing, the company can launch a shareholding plan for [employees]. Generally speaking, the share price is low, and it is very cost-effective to buy shares. [Generally, the purchase limit is tens of thousands of yuan or tens of thousands of shares, depending on the company's regulations]
New stock subscription: After the company goes public, [all investors] can apply for subscription. Once you win the lottery and pay the fee, you can buy the stock. [It is equivalent to a lottery, only those who win the lottery are eligible to buy. And one winning lottery can only buy 500/1000 shares]
Some of the comments in the comments section are really...
A: The author doesn’t want to write anymore because his grades are not good, right?
#The preface of Chapter 14 is very clear, "I am the only one in Jinjiang who writes about this topic, and I do it purely for love. I knew before I started writing this book that this topic would not be popular, and I was prepared for no one to read it, but it doesn't matter. But the level of criticism in the comments section is the highest among recent books, which is very annoying.#
#As mentioned in Chapter 56, my grades were already not good, and the comments dampened my enthusiasm for writing (in order to answer readers’ questions, I had to read the comments section)#
#Before certain people showed up, I was frustrated by my poor grades, but I was happy writing#
B: After all, the author is not a professional. He just looked up information to write a popular science article. Experts will think it is excerpted from Baidu Encyclopedia, and laymen will not understand the professional terms.
#The author has always emphasized the use of Baidu because it can solve 90% of the questions of financial novices. How can this make me unprofessional? ? #
#Popular science articles, non-professionals dare to stand up and write? Aren’t they afraid of misleading others? #
#I wrote every sentence in the article very carefully. I checked the information before writing in order to describe it accurately#
#Feeling offended#
Someone was prejudiced against the stock and criticized it, publishing three long articles in a row.
As a result, I looked at the content and found that almost all the points can be used as typical negative teaching materials. (……)
#It’s not easy to summarize so completely#
Some people even use moral blackmail: the author is the only one writing about this topic in Jinjiang, so he must continue writing. (……)
The original intention of writing this article was to [give back benefits to old fans], but in fact, there are not many old readers who follow this book, at least not as many as expected.
on the other hand
[I wrote this with the intention of doing good deeds (?), but ended up receiving countless malicious messages that would not have appeared when I was serializing other articles. (……)]
[There are always people who use the greatest malice to speculate about others]
[I feel depressed every day]
I am tired
[Persistence is easy to say, but in 2018, I wrote a financial copy in "Infinite Survival Game". At that time, I was troubled by various comments and was extremely depressed. It took me almost half a year to adjust.]
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