Chapter 139: Do something big

I heard that Qi Sheng wanted to be a hands-off boss.

Yuan Li was suddenly at a loss whether to laugh or cry, and didn't know whether she should thank her boss for his trust.

"Boss, I'm really too busy right now. You need to send someone to oversee the decoration of the new store, or send me a few capable assistants."

As a loyal employee provided by the system.

Yuan Li naturally had no idea that her boss would send someone to take her position.

Instead, she wished Qi Sheng would assign her more elite soldiers and generals.

Let her make some time to consider opening a branch.

"I will send ten people to you later. You can use them as reserve talents."

"Once the new store is open, let them be responsible for its management."

Qi Sheng smiled and nodded, and naturally would not exploit Yuan Li too much.

He planned to mortgage his office building and take out a loan.

Smash into Lawang’s stores and seize the opportunity to grab land.

With the market value of Shengxuan Financial Center, lending out 700 to 800 million is not a problem at all.

As for the interest, compared with Lawang’s profitability, it can be completely ignored.

With only one store, Qi Sheng wouldn't care no matter how much the sales were.

But if there are hundreds of stores, Qi Sheng will also attach great importance to it.

This is different from other hotpot brands whose expansion is time-consuming and laborious.

It takes a lot of effort just to cultivate talents.

Qisheng has a talent pool provided by the system.

We have as many loyal and capable employees as we want.

"Okay, I'll take care of them."

Yuan Li also understood what Qi Sheng meant and couldn't help but get excited.

After she resigned from Haidilao, many people laughed at her.

It would be a lie to say that I didn't want to prove my point.

But she didn't expect that the opportunity to slap those people in the face would come so soon.

…

CCB, Office of the Vice President.

After they took their seats, Zhou Yu made tea for Qi Sheng and tried to find out his purpose.

"Boss Qi, is there anything you need my help with?"

"President Zhou, I would like to mortgage Shengxuan Financial Center. I wonder if your bank is willing to take on this business?"

Qi Sheng picked up the teacup and took a sip. It weighed at least ten thousand yuan per pound.

The treatment of bank presidents is indeed good.

"Of course I am willing. Shengxuan Financial Center is a famous Grade A office building in our city.

Both occupancy rate and rental income are among the top Grade A office buildings.

We at CCB can definitely provide you with a quote that no other industry peers can offer! "

Zhou Yu's smile became more enthusiastic as he introduced Qi Sheng to matters related to office mortgage loans.

"The collateral that can be used as a mortgage loan must have clear property rights and strong liquidity."

"The Shengxuan Financial Center under your name just happens to comply with this principle."

"Generally speaking, for properties like office buildings and shops, the maximum loan amount is about 50% of the assessed value."

"And the loan term is also shorter, generally around 3-5 years."

"I can give you 70% of the appraisal price, extend the loan term to 5-10 years, and pay the interest first and the principal later."

"If you think the credit limit is still not enough, I have a way to get it to more than 70%, but the handling fee will be higher."

After listening to Zhou Yu's introduction, Qi Sheng also had a general understanding of the situation of office mortgage loans.

Given the excellent conditions of my office building, there would be no problem in pledging 70% of it.

But if the pledge ratio exceeds 70%, Zhou Yu will definitely have to make a lot of arrangements.

"I don't need much money, 70% is enough."

Qi Sheng also didn't want to collude with Zhou Yu just for a little money.

"I understand. How about this?"

Zhou Yu was a little disappointed, as he thought he could make a lot of money this time.

But he didn't dare to reveal anything and continued to introduce himself enthusiastically.

"I will help you apply for it. The pledge ratio is 70%. Based on the market value of Shengxuan Financial Center, you should be able to borrow about 840 million."

"In terms of interest rates, the interest rate for a three-year loan with interest first and principal later is 4.25%, the interest rate for a five-year loan with interest first and principal later is 5.25%, and the interest rate for a 10-year loan with interest first and principal later is 6.25%."

When Qi Sheng heard that he could get a loan of 840 million yuan, he was shocked.

This is pure cash, which is much more intuitive than a fixed office building.

As for interest rates, there is not much to say.

The longer the loan term, the higher the interest rate will be.

"Three years will be enough."

Qi Sheng thought about it and decided not to apply for a ten-year loan.

He couldn't even imagine how much money he would have in three years.

By then, I'm afraid many banks will come to him and ask for loans.

"No problem. I'll negotiate for you to keep the three-year interest rate below 4%."

Zhou Yu also wanted to do Qi Sheng a favor, so the 0.25% interest rate that was wiped out would be 2.1 million per year.

"Zhou Xing, let's get together when we have time."

Qi Sheng was naturally happy to appreciate Zhou Yu's kindness and said the words that made Zhou Yu happiest.

"Haha, no problem. I've always wanted to compete with Mr. Qi in drinking capacity. It's better to do it today than today. How about today?"

Zhou Yu has been wanting to get in touch with Qi Sheng for a long time.

The last time I visited Qi Sheng at Shengxuan Financial Center, I just got to know him.

It was not until this time when Qi Sheng asked him to do something that they became familiar with each other.

"How can we let President Zhou spend money? I will arrange it later."

Qi Sheng suddenly realized that he needed a restaurant that was grand enough to entertain some distinguished guests.

Once this loan is approved, I will open a high-end Sichuan restaurant.

"Then I won't be polite to Mr. Qi. Let's continue drinking tea. I'll just call the credit department."

While Zhou Yu was chatting and laughing, he called the credit manager on the landline.

Instruct the other party to issue an evaluation report on Shengxuan Financial Center as soon as possible, which should be as objective and truthful as possible.

In less than half an hour, the evaluation report appeared in Qi Sheng's hands.

The content of the report was quite detailed, and Qi Sheng was only concerned about the total evaluation price.

1.3 billion? Zhou Yu smiled and asked, "Mr. Qi, are you satisfied with the appraisal price of Shengxuan Financial Center?"

This evaluation report is naturally a token of Zhou Yu's appreciation.

The total assessed value is 1.3 billion, and with a credit limit of 70%, 900 million can be loaned out!

“Very satisfied.”

Qi Sheng smiled and nodded, accepting Zhou Yu's kindness.

"Haha, drink tea."

Zhou Yu naturally would not doubt Qi Sheng's ability to repay the loan.

Not to mention Shengxuan Financial Center, the annual rent income is tens of millions, which is enough to pay the loan interest.

Qi Sheng's monthly family trust dividends alone are enough to put his mind at ease.

When it was time to get off work, Qi Sheng and Zhou Yu walked out of the CCB branch talking and laughing.

Also accompanying them were Chu Qing and Zhou Yu's secretary Liu Ya.

They saw Gu Hai opening the rear door of Cullinan for them.

"Mr. Qi, is this your Cullinan?"

Zhou Yu was a little frightened, and his desire to make friends with Qi Sheng became stronger.

"If you like it, buy it. It's not worth mentioning."

Qi Sheng smiled indifferently and motioned Zhou Yu to get in the car.

"Manager Chu, Secretary Liu, the two of you take the BMW 7 Series in the back."

Before Qi Sheng came, he specifically asked Gu Hai to bring this BMW 7 Series as well.

Ever since Qi Sheng got the Cullinan, the BMW 7 Series has completely been relegated to the back seat.

Zhou Huaiping and his colleagues will only use it when there is a need for business entertainment.

"Okay, Mr. Qi."

Chu Qing and Liu Ya naturally didn't dare to refute, and obediently went to sit in the BMW 7 Series at the back.

"Qingqing, this Mr. Qi is so rich that he even owns a Cullinan!"

Liu Ya looked at the tall and handsome Qi Sheng and couldn't help but fall into a state of infatuation.

"Wipe your saliva, the driver is still waiting for us."

Chu Qing was not surprised and joked, "You are not afraid that Zhou Xing will be jealous."

"Tsk, you old bastard, you are not even as good as Mr. Qi."

Liu Ya didn't restrain herself in front of Chu Qing, and her words were full of disdain.

"Qingqing, did anything happen between you and Mr. Qi?"

"How is that possible? Mr. Qi is just my client."

Chu Qing denied it hypocritically.

She was always embarrassed to say that she was paying for it and was rejected by the other party.

"Look at your expression. It's almost written on your face that you want to sleep with Mr. Qi."

Liu Ya sat in the back seat of the BMW 7 Series and rolled her eyes at Chu Qing.

Feeling the comfortable leather seat, I stretched out leisurely.

"Rich people have such a comfortable life. This car must be worth nearly 2 million, right?"

"almost."

Chu Qing responded absentmindedly, not knowing what he was thinking.

"No way, there is still a man that the beautiful Chu can't handle?"

There is no mistake in the poem, post, content, and read the book on 6, 9, and bar!

Liu Ya smiled exaggeratedly, "Do you need your sister to help you with some advice?"

"Well... do you think a man like Mr. Qi has a lot of outstanding women around him?"

Chu Qing hesitated for a moment, but still wanted to seek help from the experienced Liu Ya.

"Of course. The first time I saw him, I wanted to pounce on him. What do you think?"

Liu Ya rolled her eyes: "If you ask me, you are still not proactive enough. For such a high-quality man, you should give up everything. It doesn't matter if you are rejected. At least you don't regret it!"

"I…"

Chu Qing asked herself and realized that she was indeed not proactive enough.

If he were an ordinary man, perhaps he would have confessed his feelings to her directly after hearing her ambiguous temptation.

But what is Qi Sheng worth? A big shot with assets exceeding more than 1 billion!

The business we discuss with the bank president all starts at several hundred million.

Men like this are as rare as phoenix feathers and unicorn horns.

There are countless outstanding women around him.

With her looks, there's no chance if she doesn't take the initiative.

…

New Rongji.

Qi Sheng asked two insignificant secretaries to book a private room in advance to entertain Zhou Yu, the distinguished guest.

As a restaurant with an average per capita cost of over 1,000 yuan, the level and specifications of business banquets are very sufficient.

The food had already been paid in advance. Although there were only four of us, we ordered sixteen dishes, which was definitely enough for them.

Amber-cooked and drunken shrimps, home-cooked wild yellow croaker from the East China Sea, stone-pot pepper beef short ribs...

The cost of food alone is over ten thousand.

Compared to the 2.1 million that Zhou Yu helps him save every year, it is not worth mentioning.

"Boss Qi, how about we each get a bottle of Moutai later?"

Zhou Yu also wanted to test Qi Sheng's drinking capacity.

He can drink one and a half kilograms of alcohol, so he is considered a little wine god.

Ordinary people can't drink more than him.

"no problem."

Qi Sheng smiled and nodded, waving to the waitress.

"What year is the most expensive Moutai in your house?"

"Mr. Qi, our store currently only has four bottles of Moutai produced in 1978, and the price is 110,000 yuan per bottle."

"I want all four bottles of Moutai!"

Qi Sheng said without thinking.

"Uh... that might require you to settle the bill in advance."

The waitress swallowed nervously. Four bottles of Moutai alone cost 440,000 yuan.

If she drinks too much and can't pay the bill, she will be held responsible.

"Go get the POS machine."

Qi Sheng didn't make things difficult for the waitress.

"thank you."

The waitress quickly notified the manager.

"Mr. Qi, I'm sorry to bother you."

After the manager knocked on the door and walked in with the POS machine, he took Qi Sheng's black private banking card very respectfully.

After swiping and entering the password, Qi Sheng signed.

"Thank you Mr. Qi for your support to our Xinrongji. In addition to these four bottles of aged Moutai, our store will give you two extra bottles of ordinary Moutai."

The manager carefully placed the six bottles of Moutai from the tray brought by the waiter on the table.

Especially the first four bottles, each bottle costs 110,000.

If it was really smashed, he would lose half a year's salary.

"Boss Qi, I'm sorry to have cost you so much!"

Zhou Yu didn't expect Qi Sheng to be so generous.

He has had the chance to drink 30-year-old Moutai only a handful of times.

And, at most, you can only have one or two cups.

How could it be so enjoyable to have dinner with Qi Sheng? I ordered four bottles of Maotai worth 110,000 yuan.

The meal cost more than 400,000 yuan, which was Zhou Yu’s first time experiencing this.

Just the smell of the aged Moutai after opening it made him feel hungry.

"Zhou Xing has helped so much, I should do my part."

Qi Sheng looked at Chu Qing and asked with a smile: "Would you like some?"

"Boss Qi, our account managers at CCB are all very good at drinking. If you don't believe me, ask Liu Ya. It's not a problem for her to finish a bottle of Moutai by herself."

Zhou Yu also couldn't figure out what Qi Sheng thought of Chu Qing.

But he still assisted Qi Sheng and gave Chu Qing a look at the same time.

She must drink this wine! "No problem, I've never drunk such expensive Moutai before, thank you Mr. Qi for giving me this opportunity."

Chu Qing didn't really care about Zhou Yu's thoughts, but just thought about what Liu Ya said in the car.

Under the pretext of being drunk, take the initiative.

It’s not good for Qi Sheng to meet her, right?

"Then pour it yourself."

Qi Sheng never forces women to drink.

Chu Qing was also honest enough and filled his glass directly.

"good!"

Zhou Yu clapped his hands, very satisfied with Chu Qing's performance.

"Mr. Qi, I also want to drink aged Moutai."

Liu Ya usually drinks a lot of good wines, but she has never heard of Moutai that costs 110,000 yuan per bottle.

"You are welcome to do whatever you want. Don't feel constrained."

For Zhou Yu's sake, Qi Sheng couldn't make things difficult for the secretary.

"Thank you, Mr. Qi."

Liu Ya happily poured a glass of aged Moutai.

Smelling the fragrant wine, he took a big gulp without even eating the food.

"It's worthy of being aged Moutai. It tastes a hundred times better than ordinary Moutai!"

Liu Ya is also usually tested by alcohol and often goes out with Zhou Yu to attend drinking parties.

I have drunk countless bottles of ordinary Moutai.

But the taste of aged Moutai really made her eyes light up.

"Boss Qi, let Qingqing toast you a glass. After all, you are her big client, so we have to show our appreciation no matter what."

Liu Ya had just received Zhou Yu's look and naturally understood what to do.

She also saw that Chu Qing was eager to get close to Mr. Qi.

It’s just that Mr. Qi has high standards and actually pays no attention to Chu Qing, a beautiful woman.

"Eat the food first, there's no rush to drink."

Qi Sheng took the lead in picking up his chopsticks and greeted Zhou Yu.

"Haha, Mr. Qi is right. Manager Chu, no matter what method you use, you must accompany Mr. Qi well today."

Zhou Yu was also an experienced person, and he immediately teased Chu Qing so much that her face turned red.

"Boss Qi, I'll toast you a glass. Please feel free to drink as much as you want. I'll take a bigger sip."

Chu Qing said as he took a big sip of white wine and almost choked.

The spicy wine enters the throat and instantly irritates the lungs and makes them feel like they are on fire.

Qi Sheng, who was already tall and handsome, looked even more like a perfect male god in Chu Qing's eyes at this moment.

Every gesture and movement exuded a charm that made her unable to stop.

You stinky man, I didn’t get you last time.

No matter what, I will sleep with you today! (End of this chapter)