World switching transition infinite dungeon world + urban cultivation...
The screen, which used to display hundreds of people's ID photos on a loop, has now been transformed into an island vacation vlog. The leisurely style on the screen clashes with the dimly lit square.
Yin Hu couldn't understand math problems anyway, so he simply found an open space, sat down cross-legged, and started munching on a pancake while watching the big screen.
The seaside villa in the picture has a private beach and a large area of clear seawater. There are almost no partitions inside, and the view from the living room sofa is a view that goes straight to the sea and sky.
Beneath their feet was dark, recycled teak flooring from the rainforest. After being hand-polished and oil-impregnated, the wood surface emitted a slight luster. When Huo Xiaoyuan walked barefoot on the floor, Yin Hu could even imagine the moist and smooth feel under his feet.
The walls aren't the usual glossy paint, but rather a unique mix of coral stone and other materials. Every detail was meticulously crafted to meet the budget, and the luxuriousness of the villa's decor is evident just by looking at it.
Most importantly, there were no dungeon traps or dungeon bosses in the entire villa, and Huo Xiaoyuan was the only player.
An unbelievable guess couldn't help but arise in Yin Hu's mind.
Is this entire dungeon just an intelligence test? Is the second space completely safe and just pure enjoyment?
He even suspected that the dungeon designers deliberately put the second space's image on the screen to make players drool.
He held the biscuit in his mouth, trying to get his brain working.
Get your brain working, you blockhead!
If he could have such a high-end seaside villa all to himself in the game, he would do anything, except solve math problems.
In the scene, Huo Xiaoyuan is still exploring the villa. He first rolls around on the three-meter-wide bed, then picks out a pair of swim trunks from hundreds of pairs in the walk-in closet, and jumps off the second-floor terrace on the west side of the villa into the sea.
The chat in the public live stream was silent for a while before someone quietly started chatting:
[What crime did I commit that I have to watch this kind of thing on a live stream??]
[If I'm truly wrong, please let the dungeon's master punish me, instead of being forced here to watch other people's vacation vlogs while being unable to enter and take their place.]
[I'd like to buy a teleportation card at a high price. I have a PhD in nuclear physics and want to go into a dungeon to relax for a bit.]
[There are baby sharks in the sea in this instance, hehe. The walk-in closet in the villa is bigger than my current room, hehe. The shower floor is even covered with pebbles. It must be so nice to live in a room like this... I'm drooling with envy.]
[This newbie is pretty good; he solved the problem in just over ten minutes from a first-person perspective.]
[Of course! Didn't you see the posts on the forum? The dungeon boss detained a group of extremely powerful and aggressive players, locking them up in a crappy dungeon for two years. During that time, three of them became somewhat mentally unstable. This newbie is one of the few who survived.]
I bet on him at the casino at the beginning of the game, and made a small profit of a little over a hundred ghost coins, that's all I can say.
[Damn, expired betting is like poison.]
[I bet more than you and made over 800 ghost coins in return. I gave a small tip of 20 yuan to the newbie's live stream. I hope this is sustainable and that the newbie can last through a few more dungeons so I can earn more in the casino.]
[Holy crap, how come there are three dishes and a soup on the villa's table after the newbie comes back from swimming? ??? What's going on with this dungeon? Is the dungeon boss tired of its job?]
[That can't be right, didn't they arrange some kind of boss chase or something in the second space?]
[We can't keep having fun forever, or I'll really start causing trouble.]
[A little-known fact: the initial modules and devices in dungeons all require the main boss to pay for them. I don't believe any boss would be willing to spend their own money to let players come and enjoy them.]
[But the fact is, players are there to enjoy themselves; decorating this villa costs money everywhere. If the boss was just setting up the level, there was no need to make the villa environment so nice; a simpler, more basic setup would have sufficed.]
Now that you mention it, I'm suddenly reminded of someone.
[Add one]
[Holy crap, could the Endless Sea really be that person's true form...? Looking for a teleportation card, can be used for H or bondage, DM me if you have one, if your ID hasn't changed it means you're still looking]
[The dungeon has only been open for an hour, and the price of teleportation cards has already tripled. (facepalm and wry smile) (shakes head) (hand on hip) You guys are all so powerful. In that case, I'll buy one too.]
Yin Hu, sitting in front of the big screen, broke out in two large pimples in his anxiety, and even his gums were aching slightly.
As the knife in the center of the screen slowly descends, the rich juices of the steak slowly seep out from the fine marbling of the fat, and the smooth meat trembles very slightly, like pudding.
He slightly opened his mouth, and suddenly the flatbread in his hand didn't taste so good anymore.
But there was no use in being anxious. At 10 p.m., the mute ban in the square was lifted, and the hundreds of players on site began to discuss in hushed tones in small groups:
"This kid's been having a blast all day, can I go in and have some fun instead?"
"My stomach is killing me. The stone tablet only provides a ration of dry bread that's so tough it'll choke you to death. Is this dungeon boss trying to starve hundreds of us to death here?"
"Why are you in such a hurry? This instance lasts for thirty days. He might be in trouble later."
"Dude, I don't think so. This dungeon boss seems to be rolling in money. It feels like the boss doesn't care about the meager amount of money he takes from players after they die."
"Alright, shut up, stop talking now. I get so angry just watching this kid playing games on that three-meter-wide plush cotton bed. I have a shared vision device; fifty ghost coins for one exam-taking service. Has anyone here ever been to college?"
The scene fell silent again. Yin Hu scratched his head sheepishly, took a step back, and silently hoped that the questions on the next day's test would be easier.
Or perhaps this is a trap. Those who enter the second space earlier will actually encounter danger sooner. The apparent enjoyment they are currently experiencing is just the dungeon boss trying to mislead them.
The next day, the question changed to a simpler conic section problem, and two or three more players completed it.
The large screen split into four, but no danger mechanism appeared; all they could see was the four people in unrestrained pleasure.
Each of these beach villas has a unique interior design. The players on the screen are each assigned a villa of several thousand square meters. Every day, they wake up, play, eat, and sleep, living a life comparable to a vacation.
A week later, the remaining players in the square were becoming increasingly unstable.
Yin Hu had never been in such a hurry before.
In order to pass the intelligence test, he even spent a lot of money to buy a short-term intelligence-boosting pill from a third-party store.
The moment he stepped into the villa, he felt that these thirty-five ghost coins were the most worthwhile thing he had ever spent in his life.
The salty, mild sea breeze caressed my face, and beneath my feet lay a soft, sandy beach. The villa was equipped with all the smart features imaginable, and the interior design was even more luxurious than what I saw on the screen.
After a few carefree days of lying around, the first mechanic finally appeared in the dungeon.
Yin Hu and four other randomly selected players were invited to board a private submarine. After admiring the underwater corals, they would fight a giant octopus alongside a mermaid captain. Their wages in the instance would be calculated based on their team and individual combat output.
This mechanism is practically no different from a special tour package offered by a tour group; it poses almost no danger, and the underwater scenery during the battle is particularly pleasing to the eye.
Yin Hu was almost moved to tears.
Is this dungeon boss doing charity?
A villa experience card plus an underwater tour—normally, this vacation package would cost enough to buy his life.
In particular, their group of players even randomly selected the college student who was the first to clear the game. This guy seemed extremely reliable in every way, and Yin Hu felt very happy that this game was going to be a sure thing.
While these players were fighting, the comments in the public live stream were even more bitter than Yin Hu's mood had been a couple of days ago.
[The moment I saw the mermaid, I understood. Brother Fang, why did you even bother building this dungeon? Look at the mess we've made! Aren't we long-lost half-brothers? Just take me with you, okay?]
[I hereby declare that the Endless Sea will soon be ranked number one on the list of the most desired dungeons by all players.]
[Please don't use the future tense; be more precise and use the past tense. Haven't you seen how much teleportation cards cost now?]
[The truly smart people started collecting teleportation cards as soon as the dungeon even began. Goodbye everyone, I'm really going on a nice vacation now, so don't be too envious.]
[If Brother Fang really has nowhere to spend his money, I personally wouldn't mind putting it into my bank account for temporary safekeeping. Isn't it a waste to just throw it away to the players in the dungeon?]
[You'll be a completely different person once you actually enter the Endless Sea dungeon.]
[This is a classic case of sour grapes.]
[Who said it was just throwing money around? Players have to swipe their cards to eat in this two-story underwater restaurant, right?...]
[You mean the food price is about a third of what it costs outside? Then I'd be willing to eat it every day, I'd be willing to eat until I become a giant!]
[The employees of the Giants Guild must be the ones who have it the best. I saw them eating in the cafeteria without having to swipe their cards, and they get to live in these ocean-view villas all year round.]
[Okay, mute your microphone now, that's an order.]
[You think I don't want to join the Giants Guild? I've been diligently submitting my resume every time a new position opens up. I'm so upset, Brother Fang, please look at me! I promise I'll be loyal!]
[Has no one mentioned this fight scene? It's really quite a sight to behold. I remember the mermaid was just a decorative accessory in the casino, so weak she could barely even help out in a mid-level dungeon. How did she suddenly become so strong??]
[This is perfectly normal. With so many resources poured into him, even a complete idiot like him should be helped up by now. Besides, I've been following his livestreams, and his progress is actually faster than most high-level bosses. He could be categorized as one of Fang Ge's lucky finds.]
[I'm so envious, Brother Fang, could you lend me a hand? I could manage on my own.]
[Holy crap, how come this newbie is so strong? The combined damage output of the entire team isn't even as high as his alone???]
[I'm so regretful! I didn't bet on him when the casino opened... I just placed three Hell Coins in his livestream, hoping I'll have another chance in the next dungeon.]
As donations poured into Huo Xiaoyuan's live stream, Fang Zhuo leaned back on the sofa and casually glanced at the system's notification of a tenfold return on his earnings.
As expected of the original male protagonist who was specially locked up by the dungeon's main god, his abilities in every aspect are extremely well-suited to the dungeon's mechanics. Although his appearance is average, he has an inexplicable likability with the audience. In the past three weeks, the number of online viewers in Huo Xiaoyuan's live stream has never fallen below 20,000, and he has raked in more than four million yuan in rewards in just over twenty days.
Including the critical hit bonuses triggered by high loyalty, Fang Zhuo's account balance easily increased by more than 50 million ghost coins.
Making money is as easy for him as waking up every day.
And this instance is obviously unlikely to lose money—the Endless Sea has been judged by the system as a special concept industry, becoming one of the very few industry-type investment targets that can be bound to the system.
This also means that he doesn't need to pay the players' wages, but he can receive ten times the rebate from the players' spending here.
Although prices here are only a third of what they are outside, for Fang Zhuo it's just a matter of the rebate multiplier being reduced. In fact, the low prices have further stimulated players' spending, and he has received more than 400,000 yuan in spending rebates over the past three weeks.
After deducting the basic operating costs of the restaurant and various facilities, this instance can break even within a year at most, assuming the number of players remains the same.
He had accumulated a large number of system notifications and announcements, and he opened them one by one while drinking coffee.
[Investment Target Number Four: Huo Xiaoyuan]
[Initial valuation: 400 (estimated value)]
[Current Value Assessment: 4,321,000]
[The return on investment has exceeded 100 times; the above fields can be freely unbound]
[Based on the settlement results, Investment Column 8 has been opened for the host. Please keep up the good work!]
[Congratulations, host! You have achieved the achievement 'Guild member-related discussions have exceeded one million']
[Congratulations again, host! You have achieved the achievement 'Guild members' cumulative live streaming revenue has exceeded 10 million']
[Congratulations, host! You have obtained the common title 'Virtual Kingdom']
[You are the visionary at the center of the world, the magician who creates cities. You earn this title upon successfully constructing a miniature world and profiting from it for the first time.]
[Company's current reputation value: 80, matching the title 'Household Name']
[A total of four unnamed blind boxes have been given away and added to the system inventory]
[Current number of blind boxes remaining: five]
[Having met the prerequisites, you can leave this plane at any time when your reputation level is between 80 and 100. Once your reputation level exceeds 100, you will be forced to leave this plane. Leave now?]
Fang Zhuo checked the "No" box and then checked the remaining survival days on the system interface.
Having spent nearly three months in the mech world and then two months here, I now have just over forty days left to survive.
He spent over 300 million ghost money to exchange for a whole year of life, and took the opportunity to take stock of his assets.
This world is basically made up of profitable, asset-heavy businesses. The properties needed for operating a safe house were bought up long ago, and the presence of the God as the front desk promoters attracted a large number of consumers.
The initial facilities in the instance were all fully upgraded, and daily operations basically did not require any other investment, so he did not leave the hotel manager with too much money.
After explaining his whereabouts to Zhao Weiyi, Fang Zhuo then clicked the "Exit" button on the system interface.
[TK69 Infinite Dungeon Dimension has been completed; the settlement time is as follows]
[Added points for settlement titles and achievements: 73]
[Remaining points in backpack: 545]
[This plane is rated as an S-level difficulty plane. Upon completion, the rewards include 1 random rare item, 1 buff, 1 SR-level skill, and 1 space.]
[Rare items are randomized - free is always the best]
[Note: This card can be used to purchase any physical asset for free, but can only be used once.]
[Buffs and Rewards - Wealth Increase]
[Note: Assets held by operators in the system account will enjoy an annual interest rate of 0.3%]
[Space Reward - Already bound to the Cliff Villa in the Endless Sea dungeon as a shared space]
[The host can travel to and from this space at any time in the new dimension and can carry items of a certain volume. Please check with the system to see if the items are on the whitelist before bringing them in or out.]
[Please select a plane: ML03 Loan Cultivation/YI76 Urban Martial Arts/BV34 Supreme Son-in-Law]
Fang Zhuo first looked back at the annual interest rate for wealth growth given by the system, and only after confirming that the interest rate was indeed so stingy did he turn to the dimension selection page.
He still remembered that he needed to find a world with better medical conditions for the daughter of an agent in the entertainment industry. Although the name "Loan to Cultivate Immortality" sounded a bit strange, it had the advantages of both high medical standards and low risk, making it the best choice among the three worlds.
[Host has been detected to have selected ML03 loan for cultivation; reward mechanism has been intelligently matched: interest-free loan]
[Note: You and your sect disciples will enjoy an interest-free loan program. Please make good use of this potential!]
This instance will automatically match three main quests; completing them will reward you with generous prizes!
[Task 1: Establish a Sect]
[Task Two: Raise the male protagonist from the original novel until he encounters his personal elder]
In the world of ML03's loan cultivation, the host's rebate will be determined based on the cultivation level of the sect disciples.
[That is, after the investment target's cultivation level increases by a small stage, the host will receive cultivation feedback and spirit stone gains accordingly.]
[Your funds will be converted into an equivalent value of universal currency. Current balance: 432 billion spirit stones]
The money was like a compressed file that was then decompressed again; it seems the value of currency in this world is roughly the same as on Earth.
As the pages turned, information about the world of cultivation and loans flooded into his mind.
This urban fantasy novel is called "The God of Loans." It tells the story of an inspirational male protagonist who raises himself little by little through loans, becomes a senior executive at a large company, successfully pays off his debts with his salary, and becomes a winner in life.
Fang Zhuo, by sheer coincidence, transmigrated into the body of the male lead's unfortunate father.
In the original book, this father's character is a replica of countless silent, honest people. He has no talent for cultivating immortality and spends his entire life working as a contractor in an outsourcing factory of a large company's subsidiary.
After being bullied by the regular employees of the outsourced factory for countless days and nights, this honest man finally snapped—he sacrificed fifty years of his lifespan in exchange for a "celestial embryo," which is the protagonist himself.
The secret technique told him that as long as he could successfully raise this celestial embryo, he would have the opportunity to advance his rank.
However, raising a child was clearly not as simple as he had thought. He first took out a small loan of several thousand yuan, and then the snowball grew bigger and bigger until it became too much for him to bear.
He was supposed to jump to his death when the male protagonist was in his third year of junior high school, but perhaps due to a slight deviation caused by loan pressure, his death occurred three years earlier.
At this point, the male protagonist is still a child. No matter how inhumane the loan company is, it would never lay a hand on a child. The plot got stuck there, and the system could only bring in a business owner to fix it a little.
Fang Zhuo briefly reviewed the original plot in his mind.
This time, he again did not take over the mess left by other operators, and the situation was basically under control.
What's even more heartwarming is that he gained a ten-year-old son, and this son definitely has a good talent for cultivating immortality, so he can get an investment target for free.
Very well, he announced that the protagonist of this world, who is an overpowered protagonist, will soon be surnamed Fang.
...After quickly reviewing the important plot points of the original book, everything suddenly went black. Fang Zhuo took a breath, but was suddenly choked by water.
Calmly raising his head and shaking his hair, he got up, gripping the edge of the bathtub, and walked to the mirror.
His face was indeed still reflected in the mirror, but his clothes had changed to a wrinkled and yellowed T-shirt.
His shirt and pants were completely soaked and clung to his body.
His phone, which sat beside the sink, kept ringing. He glanced at it and saw it was filled with unread messages from debt collection companies.
"Fang Zhuo, you haven't contacted our platform at all. If you're really struggling financially, we can consider reducing some of your interest. Check your app to see how many outstanding payments are listed."
"Fang Zhuo, do you owe a lot of money elsewhere? Why haven't you been replying to my messages? Don't run away from facing your debts."
“Our platform has always tried to minimize problems and resolve them peacefully. You don’t want your family and friends to know about these things, right? Don’t force me to call them. I don’t want it to come to that.”
"You should contact us by phone to cut your losses in time."
Seeing his name appear in these debt collection messages, he inexplicably felt like laughing.
This feeling is quite unfamiliar.
Fang Zhuo opened the software and checked the original owner's credit report to see how much the original owner owed.
Just as he was bracing himself to see an astronomical figure, the software finally displayed a number—
397,000 spirit stones.
-----------------------
Author's Note: Fang Zhuo: That's it?
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