Cai Guangfa deliberately kept Jia Lindao in suspense, leaving him curious but unable to press for details.
He quickly changed the subject and started talking about Su Wu.
"Brother Cai, as far as I know, Ruyang Foods' beverage sales are quite good right now, so they should be able to get a lot of loans. A mere 200 million shouldn't be too much for them to repay."
"Hmph, if I didn't know he had money, I wouldn't have come all this way! But this kid said he has some big projects in Tianjin and asked me to give him a few more months, and even offered to pay more interest."
Cai Guangfa snorted angrily and gave Jia Lindao another convincing reason.
Jia Lindao was secretly pleased upon hearing this, guessing that Su Wu was waiting to ask him for investment.
However, upon further reflection, he felt that something was amiss.
Cai Guangfa's project is much better than real estate, so why didn't Su Wu invest in it?
Is there another explanation for this?
He thought to himself, but soon an idea came to mind.
Although he doesn't trade stocks, he has heard of many people who have lost everything in the stock market.
This shows that the risks involved are also very high.
The fleeting thought that had just crossed his mind vanished instantly, and he realized to himself that he had almost believed it.
He tentatively asked, "Brother Cai, didn't you tell Su Wu about the opportunity to make a lot of money?"
"Of course not. He owes me so much money, how could I possibly make money with him? That kid is ruthless."
Cai Guangfa looked completely self-assured, displaying an expression that suggested he had no intention of cooperating with Su Wu again.
Jia Lindao's eyes darted around, feigning a bit of drunkenness.
"Brother Cai, could it be that the risk is too great, so he doesn't dare to invest?"
"Sigh, I told you you don't understand financial investment. We're in the hedging business, so it's impossible for us to lose money. The only risk is that we might earn a little less."
"Is that even possible? Does that mean you can make a guaranteed profit? Then why would anyone bother with any other business?"
"That's not entirely true. Earning 20% a year isn't that interesting for wealthy people..."
Cai Guangfa's rambling conversation once again confused Jia Lindao.
But thinking about it, it makes sense. If you earn too little, the wealthy tycoons really won't look at you.
You'd be better off investing in real estate than wasting your time on this.
But he's not a big shot; he's just a nobody.
If he could earn 20% a month, that would be great; he wouldn't even need to worry about earning interest.
After thinking for a moment, he tentatively asked, "Brother Cai, you seem to be in such a hurry this time because you're facing a financial crisis, right?"
"That's not true. I just didn't want to miss such a good opportunity. It's okay if I can't raise the money. I can easily get a few friends to give me some interest and I can raise hundreds of millions." Cai Guangfa looked up at the sky.
These words were so domineering that Jia Lindao didn't know how to flatter them.
He drank the wine in his glass to calm his nerves before asking, "Then how much is the interest?"
"15% per month, that's the industry standard, what's there to ask?"
Cai Guangfa rolled his eyes, indicating that Jia Lindao was a complete novice.
Upon hearing the 15% interest rate, Jia Lindao immediately calculated that 100 million would incur 15 million in interest.
If he could get his hands on a few hundred million, wouldn't he be able to earn tens of millions or even hundreds of millions a month?
Another tempting offer of short-term profits was presented, causing Jia Lindao's heart to tremble once again.
In his view, borrowing money is much less risky than investing.
"Brother Cai, you must have to mortgage a lot of assets to borrow money, right?"
"Just use our Jindatong shares as collateral. We'll sign a contract in black and white, and we'll pay the interest first. That's the rule in the industry."
"Oh, I see."
“Mr. Jia, now that you’ve gone into business, shouldn’t you go to Hong Kong? The ultimate goal of commerce is finance. You won’t learn anything here.”
"Haha, Brother Cai is right. But if I had some money, I wonder if I could invest it or borrow it..."
"Mr. Jia, Jin Datong doesn't lend money to just anyone; we only lend to people we can trust. Besides, you don't know much about Jin Datong, so it would be best if you learned about us first!"
Faced with Jia Lindao's probing, Cai Guangfa remained completely unmoved, displaying his high-mindedness.
On the contrary, he not only did not discuss investment or loans with Jia Lindao, but also advised him not to invest blindly.
This surprised Jia Lindao greatly.
Is there really anyone in this world who would push business away?
Just as he was about to continue testing the waters, Cai Guangfa let out a burp.
"Mr. Jia, you had a great time drinking today, but I have something to do tomorrow so I won't be drinking. Here's my business card. Remember to look me up if you ever come to Hong Kong, I'll treat you!"
"Oh, Brother Cai, you're too kind. May I ask how many more days you'll need Pan Heng?"
"It will only be a few days at most. It's really sad that I can't get char siu here."
"What about Brother Cai's debt?"
"It doesn't matter, I'll still earn interest anyway. I can just borrow from someone else, it happens all the time."
As the saying goes, too much talk leads to mistakes, and Cai Guangfa felt that the timing was just right.
He swayed as he got up, and with the girl's help, he pulled out his room key. "888, come back with me to rest..."
Holding his business card, Jia Lindao's lips twitched.
They're drinking imported liquor, which is very expensive.
Cai Guangfa just left like that, so wouldn't he be the one to settle the bill?
He looked at the black card with its gilded edges repeatedly and noticed a string of English characters on it.
"What website is this? People from Hong Kong are really stylish, they know how to have fun."
With a sigh, Jia Lindao admitted that he had broadened his horizons today and should pay some tuition.
With all sorts of thoughts running through his mind, he stepped out of the private room and looked at the waiter, "How much?"
"Boss, Mr. Cai has already paid the bill, you don't need to pay again."
"What? He paid the bill?"
"Yes, it's 18,000 in total, all of which was charged to Mr. Cai's room fee. His deposit alone is 200,000."
Upon hearing the waiter's words, Jia Lindao gasped.
He now trusts Cai Guangfa a great deal.
If he can confirm that Jin Datong is not a problem, then he really needs to find a way to climb the social ladder.
If he really managed to get the money, then Cai Guangfa was definitely his benefactor.
He still has more than two months to make his fortune before May, and he might be able to earn hundreds of millions.
With this money, wouldn't he and Wang Baiwan be able to take off on the spot? They wouldn't be swindlers anymore; they would be genuine big bosses.
By then, not only will they be able to develop real estate in Tianjin, but even their project in Beijing, which is about to be exposed, will be able to proceed smoothly.
In that case, wouldn't he be instantly exonerated, and the title of "Leader Jia" be truly deserved from now on?
The more he thought about it, the happier he felt, and Jia Lindao felt a little giddy.
A kind of greed was growing deep within his soul, and it was becoming increasingly difficult to suppress.
He needed to find a way to trick Su Wu into returning some money in order to gain Cai Guangfa's friendship.
Thinking of this, Jia Lindao reached out to the girl who was supporting him...
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