Back in his room, Su Wu began to list things out.
In his previous life, internet finance was summarized into several categories, including third-party payment, P2P lending, crowdfunding, information-based financial institutions, and big data finance.
Su Wu believed that these things could be done together to form a complete internet finance system.
Anyway, he now has tens of billions of dollars in funds, so he is fully capable of making these things happen.
So the first thing he needs to do is to establish an information-based financial institution.
Then, an internet finance portal was established centered around this information-based financial institution.
While using this portal to sell financial products, they also build their own crowdfunding system and P2P lending system.
As for third-party payment, we can start by working with Shi Gandang to get it going, and then gradually expand it.
His ideas were ahead of their time, several years ahead of their time, and went beyond the realm of common understanding.
But the more this is the case, the more money you can make.
Su Wu became more and more excited as he thought about it; he felt that he might be about to reap the rewards of the entire world.
By then, whatever technology he develops, probably no one will dare to criticize him.
But he can only have a concept; the actual implementation requires an elite team.
Conference room on the top floor of the Huachao Building in Beijing.
Ivy arrived from the United States with an elite team of financial experts.
The huge success of Martial Arts Panda has made Ivy completely admire Su Wu, and she naturally does her best in everything she does.
The team she brought this time consisted of carefully selected talents with extremely in-depth research in the financial field.
When everyone saw Su Wu's incredibly youthful appearance in the conference room, they were all somewhat shocked.
Is this their behind-the-scenes boss? He's way too young.
This guy is probably a rich kid.
What kind of ideas could someone like that have about getting into finance? It's probably just a hobby for them.
Ivy had initially praised Su Wu to the skies, but now they were losing interest.
Unlike their lack of interest, Su Wu was very excited after hugging Ivy.
These people are all world-class financial elites, truly talented individuals.
His current desire for talent can only be described as an insatiable thirst for skilled individuals.
After a brief introduction, everyone took their seats, and Su Wu began to explain his thoughts.
When he uttered the concept of internet finance, the eyes of the group of financial elites were filled with disdain.
In their view, this was entirely something Su Wu had imagined, a complete joke.
But when Su Wu began to explain what internet finance was, and where its advantages and benefits lay, their eyes gradually changed.
As elite talents who have worked hard in the United States, they have all experienced the Great Depression brought about by the bursting of the US dot-com bubble.
This is a deeply ingrained and unforgettable shadow for anyone living in the United States.
That's why they were so dismissive when Su Wu first mentioned internet finance.
However, as the conversation deepened, they all discovered that Su Wu wasn't just daydreaming; he actually had something real.
Moreover, from Su Wu's words, they discovered that the concept of internet finance seemed to have surpassed the understanding of this period.
This is absolutely a brand new field of financial development, a product of the combination of the financial industry and internet information technology.
As elites, they all understood the benefits that pioneers could reap.
Of course, this is all predicated on their ability to succeed.
Ivy has been cramming on financial knowledge lately, and although she can only say she's at the beginner level, she's still very excited listening to her lessons.
She asked excitedly, "Boss, what exactly are your thoughts?"
Su Wu said earnestly, "I want to build an internet finance system that consists of third-party payment, P2P lending, crowdfunding, and information-based finance."
His ideas were so grand that they left everyone somewhat bewildered.
Putting aside everything else, these few terms alone will take them some time to digest.
Therefore, Su Wu had to explain these terms to them again.
Although they were just some basic furs, they were enough to amaze them.
At this moment, everyone's gaze towards Su Wu changed, and a hint of awe appeared in their eyes.
The young man in front of me is a genius.
Su Wu spent a full three hours just talking about conceptual things.
Feeling a bit thirsty, he drank water and smoked, gesturing for everyone to chat freely.
The group, their minds sparked, engaged in a heated discussion, but unfortunately, none of them could grasp the point Su Wu was looking for.
Now they face a core question: how to begin establishing this internet finance system?
Seeing that they had finished their conversation and their minds were becoming more active, Su Wu tapped the table.
"Alright everyone, now I'll share my specific thoughts. To succeed in internet finance, we need to focus on two key areas: information and service."
"So, I want to first build a social finance platform where users can exchange and share their financial management experiences, new investments, and so on. We can then use this platform to analyze and evaluate potential users and guide them accordingly. I think everyone knows what that means."
"To increase user engagement and brand awareness on the platform, we need to regularly hold events such as prize-winning knowledge quizzes and investment strategy sharing sessions, and we can even offer some projects for free trial..."
Su Wu put forward his first idea: to combine social networking and finance to create a platform, a financial services portal.
Everyone listened with great interest, silently absorbing the vast amount of information Su Wu had brought.
Su Wu paused for a moment, giving them some time to think, before continuing to explain his ideas.
"Once we have a sufficient user base, we can launch related financial products. I suggest starting with conceptual and personalized products, such as green finance products..."
“Environmental protection projects are key projects that developed regions are currently undertaking. We can start from this point and launch related financial products. This should be a good choice, and at least we should get a lot of support from the government.”
"Personalization involves using big data to analyze users' financial situation, risk preferences, investment goals, and other information to tailor personalized financial products for them. And this is what we need to do most: data collection."
"I think everyone already knows about cloud computing, and what we need to do is provide cloud services. When the service is perfected, we will have a complete market view."
Time was limited, and Su Wu couldn't possibly say everything at once.
He elaborated on the key projects they currently need to develop.
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