"What is Mr. Su thinking about?"
After leaving the Transportation Department, Zhang Fei saw Su Che was silent and couldn't help asking.
Su Zhe was slightly startled, tilted his head to look at him, and said, "I was thinking, what you said just now, at first glance, is indeed very harsh, but if you think about it carefully, it actually makes sense."
As he spoke, he seemed to be thinking about something. "In fact, what we did was not excessive. We just corrected their mistakes. But why is it so difficult?"
Zhang Fei asked back: "What do you think, Mr. Su?"
Su Che hesitated for a moment and said, "I think it's responsibility. Everyone knows the problem, but everyone is aware of the interests involved, so no one dares to take this responsibility. They can only muddle through, make minor repairs, and put their own careers first."
Zhang Fei smiled and said, “Before Master Wang, you can say that.”
Su Che laughed and said, "Mr. Wang did not face the problem directly, but found another way."
Wang Anshi did play a roundabout way. To be honest, Sima Guang's policy of austerity was indeed a fundamental solution. The problem was the three redundancies, which had to be cut. But Sima Guang only hit the nail on the head in words. He believed that this was not a matter of overnight, so how could Zhao Xu pay attention to him?
Zhang Fei said: "Finding another way is just a means to solve the problem."
...
...
Su Che smiled and said, "But Wang Xueshi's method only looks good. Take the Qingmiao Law for example. The government pays money and lends it to the people, but even good people will inevitably abuse it. There will be many people who are late in repaying the loan. The county government will have to spend manpower and material resources to collect rent and debts. If they act according to the law, it will only be more trouble than gain."
The reason why he left the Regulations Office of the Two Prefectures was because he firmly supported the Qingmiao Law and quarreled with Lu Huiqing every day. Wang Anshi also disliked him, but he was arranged by the emperor to go there, otherwise he would have been driven out long ago.
Zhang Fei said: "I think the reason why these problems cannot be solved is because everyone is blaming others, but no one stands up to find a way to solve these problems."
Su Che could not help but hear his sarcasm, and said unconvincedly: "The real solution is the Changping Warehouse System, selling when prices are high and buying when prices are low, stabilizing prices, and helping the people in normal times. Only in this way can the people gain stability and effectively reduce the phenomenon of usury.
I have mentioned to Wang Xueshi several times that we should pay more attention to the Cangping Law instead of replacing it with the Qingmiao Law, but he ignored it because his purpose is to make money for the country instead of serving the people sincerely. "
Zhang Fei said: "What Mr. Wang is asking for, could it be a way to kill two birds with one stone?"
Su Che glanced at him and didn't argue with him. He would never support it anyway. He said, "But now it seems that judicial reform can better solve the problem. In this case, our public security, procuratorial and judicial organs can urge those officials to face the problem, and those officials can also use our public security, procuratorial and judicial organs to do their work without worrying about taking unnecessary responsibilities. After all, they can push these responsibilities to us."
In fact, he was initially transferred to the Procuratorate out of helplessness, because he and Wang Anshi could not work together. They had different paths and could not make plans together.
In his view, this is just a transition.
But after this incident, he found that judicial reform could well solve Sima Guang's worries.
In fact, the court was not short of capable officials, such as Fan Xiang and Xue Xiang, who were all very capable, but the problem was that this affected the interests of too many people, and they could not bear the personnel responsibilities. Who could stand being impeached every day?
Now the public security, procuratorial and judicial organs can point out this problem and force the government to solve it. Capable officials do not need to fear being impeached. We are also forced to do so.
Now he is becoming more and more interested in this job.
Although politics and law are separated, they can influence each other.
.......
However, many officials have not yet realized this. In their view, the behavior of the public security, procuratorial and judicial organs can only be described in one word.
Shameless!
It’s really said that it’s easy to talk while standing. Do you know how difficult it is?
Everyone knows that withholding or deducting military pay is bad, but if it were an easy solution, I would not wait until you come to tell me, because it is difficult to solve!
You just point out the problem but don't offer any solution.
If this isn't shameless, then what is it?
What’s even more shameless is that Zhang Fei really meant this.
This is your responsibility, not mine. If you can't solve it, tell the court and ask someone else to solve it.
Having said that, Wang Shao, Guo Kui and others would definitely not be willing to do so.
I can't tell the emperor that I'm incompetent and can't even meet the most basic requirements.
If that's the case, then my career will definitely end here.
Then they only have one choice.
To solve the problem.
......
Wei Mansion.
"What?"
Liang Youyi opened his eyes angrily, "You put your warm face on someone's cold butt, and you are still despised by others. How can you bear it?"
He had been enjoying his retirement for a long time, but this time he was so angry at Zhang Fei that he couldn't sleep for several nights and regarded it as a great humiliation.
But he didn't quite dare to confront Zhang Fei head-on, and he also wanted to add fuel to the fire from behind.
But now, when he heard that the government was planning to cooperate with the imperial court and was ridiculed by Zhang Fei again, he almost fainted.
Revenge is a long way off!
He Chunlin asked anxiously, "Even Wang Jinglie and the others can't do anything about that kid?"
Wei Yingfang waved his hands and said, "Calm down first. We had greatly underestimated the court's support for the public security, procuratorial and judicial organs. The issue of disarmament had been going on for more than ten years, but there was no movement. Then the procuratorate submitted a memorial, and the court immediately decided to disarm.
If we continue to act recklessly like this, we might actually be arrested by the royal court and put in jail."
After Wang Shao's reprimand, they also realized the power of the public security, procuratorial and judicial organs.
Liang Youyi's face flushed red, "Are we just going to let a little brat bully us?"
Wei Yingfang said: "Let's wait and see, but we must not think rashly about this matter. We must do our job well first, otherwise the court will only blame us for our incompetence instead of Zhang San and Su Ziyu."
At this point, he sighed, "We should never, ever use illegal things to threaten the public security, the procuratorate and the courts. This is their authority. Sigh... This is really asking for a slaughter!"
Cao Yi, who had always advocated confrontation with the imperial court, could not help but feel a little scared at this moment. "I am more angry than you all, but at this moment, we must judge the situation. If we continue to fight, we will definitely be the ones who get hurt."
This time they were really scared.
They had already humbled themselves and took the initiative to invite Zhang Fei to come for a discussion, and the meeting was chaired by Wang Shao and Guo Kui. As a result, Zhang Fei's indiscriminate comments made them lose face.
If you still can't see the situation clearly, then you are stupid.
If we mess up this disarmament, just look who will die.
The key point is that Wang Shao and Guo Kui would not go crazy with them. They have risen rapidly in the officialdom and would not gamble their careers with the public security, procuratorate and courts.
Just at this moment, a clerk came into the room and handed a notice to Wei Yingfang.
Wei Yingfang was shocked when he saw this, "They are really going to do this!"
"What's the real deal?" Tang Zhongwen was like a frightened bird.
Wei Yingfang said: "The royal court has just issued a notice to improve the loan regulations."
“So soon?”
Everyone stood up excitedly and gathered around.
You should know that many of those sitting here are big landowners in Hezhong Prefecture. The reason they are sitting here now is that they heard that the royal court is going to improve the lending regulations.
Generally speaking, the imperial court did not change the regulations of the Song Dynasty Criminal Code.
It just unifies some of the previous conflicting regulations and decrees.
For example, in the miscellaneous orders of the Song Dynasty Criminal Code, it is stipulated that "all public and private property shall be subject to private contracts, and the government shall not be involved. The monthly interest shall not exceed 6%, and even if the accumulated interest is many days, it shall not exceed 100%."
That is to say, the interest rate is 72% per year, and no matter how long it is, it cannot exceed double.
But later, both Zhenzong and Renzong issued imperial decrees, some of which were four-point and some were five-point.
This time the royal court set the interest rate at 5%.
He also quoted an imperial decree issued during the reign of Emperor Zhenzong, "If the people owe interest, they shall not be forced to take their land, cattle and livestock to repay the debt."
You cannot take away a farmer’s land and cattle by paying interest.
In addition, the regulations on debt collection in the "Song Dynasty Criminal Code" should be improved to make it clear that creditors are strictly prohibited from privately seizing debtors' property or using their own bodies as pawn.
At this point, the officials are in charge.
When faced with non-repayment, the matter must be brought to court, and the royal court has the responsibility to collect legal interest for the creditor.
In addition, the guarantee law remains unchanged, but it is not allowed to force others to provide guarantees or force others to borrow money.
These are not serious.
They all know the regulations.
The most important thing is one of the regulations and one of the lending principles.
The regulations are that interest must be calculated based on the current market price of the loaned item, regardless of what is paid back.
As for the latter principle, it is the principle of consistency between official and private interests.
In the past, the punishment rules were different if you owed the government or a private person.
If you owe the government money, it may be directly confiscated, but if you owe it to private individuals, the government will punish you with torture. If you don't pay it back, you will be beaten. If you still don't pay it back, no matter how big the fine is, then...you have to solve it yourselves.
However, if you owe money to the government, it may be confiscated directly and you may even be sent to jail.
It's exactly the same now.
This made the great gentry mad.
Can't compromise!
We have to do it!
The only way for landlords to develop is land annexation, and the most common way is lending.
Although these regulations have existed before, it seems that the royal court will really arrest people and is unlikely to turn a blind eye.
Aren't you blocking our path to development?
"It is true."
Guo Xiaofa suddenly stroked his beard and said.
Wei Yingfang asked, "Why did Guo Tixing say that?"
Guo Xiaofa asked, "Have you heard about the Qingmiao Law that Wang Jiefu is going to promulgate?"
Some people nodded.
But some people don't understand why.
Cao Yi immediately explained it to them.
Guo Xiaofa added: "It is said that many ministers in the court support the public security and procuratorate, hoping that the public security and procuratorate can fight against the Qingmiao Law. Now it seems that it is true!"
“No.”
He Chunlin was puzzled and asked, "It seems to me that the public security, procuratorate and court are laying the foundation for the Green Seedling Law."
Guo Xiaofa said: "That is not important. The most important thing is to make the public and private sectors consistent. In other words, the government cannot force them to guarantee or borrow money, nor can it arbitrarily confiscate the people's property. The purpose of Wang Jiefu's reform is to make money for the country. Under such regulations, can the Qingmiao Law still make money?"
Cao Yi heard this and had an idea: "In this case, why don't we add fuel to the fire."
Wei Yingfang asked, "How to add?"
Cao Yi said: "We can lend money at a lower interest rate. Anyway, public and private interests are the same. As long as we don't break the law, we can bring the conflict to the imperial court and let Wang Jiefu go to the imperial court to be held accountable."
A gentleman snorted, "You make it sound so easy. Is there no risk in lending money? Do you think it's easy to collect debts? Who would be willing to lend money at such a low interest rate?"
The monthly interest rate under the Qingmiao Law is 2%, which is 24% per year. When they lend money now, the minimum interest rate is 100%.
The gap is too big.
Cao Yi said, "We dare not lend, and neither does the government. We only lend at low interest rates to those who can repay. If the government makes trouble for us, we will appeal to the imperial court. If Wang Jiefu's reform fails, he will definitely not let Zhang San off."
Wei Yingfang nodded repeatedly and said, "I think this method is feasible. We can't fight the imperial court with illegal things, but this is absolutely legal, so we don't need to be afraid. Let them fight each other, and when they are both defeated, we will have the final say."
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