Zuan thought about it and realized it was true. If the other party hadn't reminded him, and he had recklessly gone to assassinate other players, forget about merit and sin, he might not even have been able to win in a real fight.
Although those ferrymen of the River of Oblivion all possessed the secret techniques of the River of Oblivion, he was confident that he could handle one or two of them. However, once his intentions were revealed, the remaining ferrymen of the River of Oblivion were not idiots and would definitely unite to attack him.
At that time, fighting against so many ferrymen with the secret techniques of the River of Oblivion on this River of Oblivion, it's more likely that I'll fall into the River of Oblivion and be torn apart by those water ghosts and turned into one of them.
There's only one hour left. Where am I supposed to guide so many souls here? If only there were a bridge.
Suddenly, his eyes lit up. Wait a minute, shouldn't there be a Bridge of Helplessness over the River of Oblivion? And at the head of the Bridge of Helplessness, there's Meng Po. The Black and White Impermanence even said that we are destined to meet. The giant statue outside also said that there are people on this side of the River of Oblivion who have a great karmic connection with me.
He hurriedly searched everywhere, spreading his divine sense in all directions, but unfortunately, there was no Bridge of Helplessness on the vast water.
He hurriedly asked the voice, and the other party replied, "I must ensure the fairness of this competition, so I can no longer help you."
Zu'an was both amused and exasperated: "Fairness? I only had an hour left to get here, and those guys have already ferried over a hundred thousand souls. Is that what you call fair?"
The voice hesitated for a moment before speaking, "What you said makes sense. Well then, I'll make an exception one more time. The Bridge of Helplessness isn't here, but behind the Palace of Reincarnation. It's not even in the same spatial plane as here, so you don't need to think about it."
"This won't work, that won't work, so give me a good idea!" Zu'an said, getting a little angry.
"You can only rely on yourself in this trial. Since 'I' have sent you here, I believe you can do it." The voice left these words and then never responded again.
Zuan: "%……&*￥!!"
He took a deep breath and quickly suppressed his impotent rage, which was pointless.
But what method is there to close the gap of tens of thousands in less than an hour?
Gazing at the surging waters of the River of Oblivion, Zu An's heart stirred; it seemed that there might be a way...
Next, Zuan jumped back onto the small boat and rowed back again. Along the way, he tested his idea and found that it worked. He was immediately invigorated.
After reaching the other side, Zu'an ran to the nearest ferryman and said, "Brother, how about we make a deal? Your merit points are far behind the top three. Why don't you sell them to me?"
The ferryman rolled his eyes, looking at him like he was an idiot: "What are you planning to use to buy it?"
“What do you need?” Zuan asked.
The man chuckled and replied with a hint of mockery, "I need merit."
Zuan: "..."
At this point, the man continued to mock, "In this netherworld, the only thing useful to us is merit; nothing else is of any use."
Zuan remained calm: "I don't have that many merits to buy it right now, but I can pay in installments."
"Installment payment?" The ferryman was taken aback, clearly having never heard of the term before.
“That’s right. If you have 10,000 merits right now, just give them to me. I’ll return 1,100 merits to you every month. That way, after ten months you’ll have 11,000 merits. A 10% return isn’t bad at all,” Zu’an explained. Anyway, he’d leave the underworld after this job, and then you could ask whoever you wanted to collect the debt from.
You covet my interest, I covet your principal!
The ferryman seemed somewhat tempted, but quickly put on a stern face: "I'm not interested."
What a joke! He was almost ready to give up, but this guy on the other side has opened up a new avenue of thought.
Can't I play it myself like this?
You're just a newbie with only a few dozen merit points, what qualifications do you have to cooperate with me?
So he drove Zuan away and went to find other ferrymen with more merit to discuss installment payments, hoping to catch up with the top three.
Seeing the other party's ecstatic expression, Zu An smiled faintly; his reaction was entirely expected.
He then contacted several other ferrymen in the same way, but they all refused him without exception. Then, equally tempted, he went to find others to pay in installments.
They were all secretly mocking this newcomer, saying that with only a few dozen merit points, what right did he have to cooperate with them? They really didn't know their own worth.
Zuan remained unperturbed and found the ferryman who was ranked fourth. He had earned about 80,000 merits, which was not far from the top three, but there was no way he could catch up in the remaining time.
Seeing Zu'an approach, the ferryman sneered, "You don't need to waste your breath. I know roughly what happened just now. It's laughable how stupid those guys were, thinking about installment payments. But why didn't the first few learn from them? With the same methods, how could anyone else match the speed of the top three? In the end, they just owed others a lot of good deeds but gained nothing in return."
Zu An laughed and said, "It seems you're quite a smart man. So, you're not planning to participate?"
"Of course I don't plan to participate. If I lose, I lose. Although I can't win a spot in this trial, at least the 80,000 merits are real, enough for me to live a carefree life for the next few years." The ferryman had a clear-headed look about him. "So you don't need to try to persuade me."
Zu An then spoke up: "Brother, you've misunderstood. I'm not here to ask you to do the kind of installment payment you just mentioned. I just wanted to remind you, have you considered lending money?"
"Loan--?" The ferryman frowned slightly.
“That’s right. Since those guys are greedy, and you know you can’t catch up to the top three this way, why not use your merit points to lend them out? Everyone wants merit coins now, so you’ll definitely be very popular lending them out,” Zu’an suggested.
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