It wasn't until the young people who returned to the village explained to them that they learned Old Wang's job was called a professional debtor.
The intermediary packaged Lao Wang as a user with good credit, and then facilitated transactions with banks and various lending institutions. They used the debtor's name to apply for home renovation loans, second mortgage loans, and other similar loans. They then used companies registered under the debtor's name, along with cars, houses, and credit guarantees, as collateral.
They'll squeeze every last penny out of anyone who can get a loan.
In just three months, Lao Wang had accumulated over 3 million yuan in loans, not including interest.
Three months later, the person who took out the loan using Lao Wang's identity ran away with the money, and Lao Wang, who couldn't repay the loan, became a defaulter.
Being a professional debtor can also affect one's family.
Those in the village who couldn't resist the temptation and became professional debt collectors all met with terrible ends, even dragging their families down with them.
When Li Dayu and his wife recalled the tragic scene in the village back then, where wives and children were torn apart and cries of grief were incessant, they got goosebumps all over their bodies.
I've heard that in recent years, the methods used by these professional debtors have become more complex and sophisticated, to the point of being ruthless and merciless.
"So, Li, what does Li Han mean by this?"
Li Dayu's legs went weak, and he sensed something was wrong. He began to distance himself from Li Han and stopped calling her by her former name.
Tears streamed down Li Han's face as she stammered, "I... I took the blame for the company's non-performing assets and bad debts."
"We're living on the edge now."
Xiao Zilu flipped through the documents the bodyguard had slipped to her. The documents contained information on companies registered under Li Han's name, Li Han's handwritten signature, and various loan documents. "So many companies?!"
"How much risk is involved in this?"
Li Han smiled wryly and said a number: "It's about 150 million."
When Xiao Zilu and Li Dayu heard this number, their already cold hearts died completely.
Xiao Zilu quickly broke free from Li Han's hand.
"Mom, I own so many companies under my name, aren't you happy for me?"
Li Han suddenly burst into laughter, her voice particularly desolate: "Hahaha, now she's Si Jiuyin's daughter, but a goddaughter with no blood relation. She can kick her away whenever she wants."
“But you two are different.” Li Han gripped Li Dayu and Xiao Zilu’s hands tightly, as if she wanted to drag them into hell, with tremendous force.
"We are related by blood to some extent."
Li Han's expression grew increasingly manic, and she was filled with resentment.
Facing the two people who abused her when she was a child, she unleashed a torrent of vengeful acting.
"Didn't you want me to be filial to you? Now I'll make up for everything I've owed you over the past twenty years, as long as you stay by my side!"
"You, young lady, calm down!"
Li Dayu was terrified when he saw Li Han like this. Li Han's fingers had scratched his arm until it bled, but he didn't dare to move.
Li Han's smile vanished: "Mom and Dad, why have you suddenly become so distant?"
"After 20 years, you still remember me and travel thousands of miles to find me. You must be worried about me, right?"
"You'll help me, right?"
Li Han's desperately hopeful gaze almost bore a hole into Xiao Zilu's heart. A debt of 150 million yuan—whoever gets involved is doomed!
Xiao Zilu felt a surge of pressure: "You've misunderstood! We just came here to work and happened to find out about you! We didn't come specifically for you."
"Mom, Mom, don't be afraid!" Li Han touched Xiao Zilu's designer clothes: "You can still eat and drink well here, have someone to pick you up and drop you off just like me, and have respectable jobs. The villagers will be so envious of you."
Li Dayu and Xiao Zilu were like two chickens that had been frightened to death; they were completely numb.
What's the use of eating the best food or living in the most luxurious place if you're burdened with 150 million yuan in risky debt?
Where there's an appetite, there's sleep!
Li Han's voice was almost hoarse from crying: "Please, please help me relieve the pressure, I'm really going crazy!"
She shook Xiao Zilu's shoulders frantically, digging her fingers in hard. Xiao Zilu was so shaken she almost vomited and didn't dare to breathe. She felt that Li Han's mind had become unstable under the torment of high-pressure debt.
Tang Yu inwardly marveled at Xiao Li's acting skills, and spoke up at the opportune moment: "Li Han is a top student and a reporter for New Star TV. She's still appearing on shows now, so her credit record is definitely not a problem. She can serve our group for life."
"Although you two are Li Han's adoptive parents, we can still give you a makeover and mold you into the respectable people you want to be."
"No, no need!" Li Dayu quickly denied, "Li Han ran away from our family when she was just over three years old. We bought her, which is illegal. Our parent-child relationship with her is not valid!"
"Moreover, she later went to an orphanage and changed her name, so she was no longer our daughter."
Xiao Zilu chimed in, "Yes, yes, we bought Li Zhaodi, not Li Han!"
At this moment, Tang Yu's phone played a recording of the two of them getting drunk while having a late-night snack: "Li Zhaodi is someone we bought with our money. She is our daughter in life and in death. I don't believe she can completely sever ties with us!"
Li Dayu and Xiao Zilu listened to the recording with trepidation.
Tang Yu smiled gently: "Besides, didn't you two already have your ID cards photographed and your faces recorded yesterday?"
"The phone has also been handed over to us for safekeeping."
“We now have all the information about you, and you can’t hide no matter where you run.”
Tang Yu pulled a document out of the folder: "What's more, Mr. Li Dayu also signed the consent form."
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