Zhao Jun shook his head and said, "If we want to continue to expand the markets in Japan and Korea, we have to help them improve their productivity. But our Song Dynasty is just starting to get better, so we can't help them yet. We'll talk about it later."
"You mean going overseas?"
"Yes, North America is a blue ocean now. Although the Indians' productivity is not high, there is not even a market there. We can exchange food, porcelain, tea, and silk for their gold, silver, and copper."
"Winter is coming soon. What if we freeze over while crossing the Bering Strait?"
Lu Yijian scratched his head.
As he gets older, he has become a little confused recently and his thinking has declined significantly.
Zhao Jun didn't mock him, but simply said, "We're just preparing now, not setting off immediately. Besides, even if we set off in winter, it will be spring by the time we reach the Bering Strait."
"Too."
Only then did Lu Yijian come to his senses.
"Minister, here's a document for you to sign. It's the latest ruling from Kaifeng Prefecture. If there are no other issues, we'll proceed with the verdict."
Jiang Tang also brought over an official document. In fact, most of the cases judged by Kaifeng Prefecture are now civil lawsuits, and criminal lawsuits are transferred to the Dali Temple and the Court of Criminal Justice. Kaifeng Prefecture is only responsible for arresting people.
However, Zhao Jun also asked Kaifeng Prefecture to hand over some classic and special cases judged every year, because he could see some people's livelihood issues from them.
For example, a private financial lending case occurred last month. Currently, the court's Jiaozi Bank is only limited to large customers and has developed a number of businesses such as deposits and loans. For ordinary people, the court will not provide them with lending services.
The main reason for doing this is that even in the information-rich era of later generations, when bank lending business is fully rolled out, there will still be many problems such as difficulty in supervision and easy collapse.
If this had been done on a large scale in ancient times, the result might have been like the Qingmiao Law. Due to poor supervision and other factors, the imperial court would have lent money, and officials and businessmen would have colluded, causing losses to the imperial court.
Therefore, this business will not be opened for the time being, and Jiaozi shops will not be opened across the country. It will be opened to promote comprehensive economic development when the Song Dynasty earns enough money from trade, has the military power to dominate the world, and its internal governance reaches its peak.
Even though the imperial court refused to open financial lending platforms, private lending in the Song Dynasty never ceased. Last year, a Bianliang merchant, under the pretext of going on business in Japan, offered high interest rates to a large number of people, even with guarantors.
As a result, the man absconded with the money and never returned to Japan. As the repayment deadline approached, the people filed complaints with the Kaifeng government. The government was at a loss as to what to do and could only report the case to the Constitutional Court.
When Zhao Jun saw this, he thought, isn’t this definitely illegal fundraising?
The law was then immediately amended to define this issue as illegal fundraising. The guarantor was arrested and imprisoned, and a nationwide manhunt was issued for the businessman who had run away with the donations, and the Japanese were asked to arrest him.
As for how to explain to the people, there is no way to explain. The court has money to compensate them, but it will not pay.
First of all, this is private lending and has nothing to do with the court.
Secondly, and most importantly, if the imperial court paid compensation for private lending, does that mean that if such a thing happens again in the future, the imperial court will continue to pay compensation?
At that time, not only will illegal fundraising be rampant, but since the government will back it up, some people may even do it on purpose, absconding with the money and defrauding others.
Therefore, the imperial court will not care about such matters. It can only introduce relevant laws to restrict illegal fundraising and capture escaped criminals.
If you are lucky enough to catch them and the stolen money and property are still there, then it will be easy.
If they are unlucky, people can only accept their fate.
This month, a new batch of special case verdicts arrived. Zhao Jun flipped through two pages at random, his eyes catching a particular case. He smiled and said, "I didn't expect the Song Dynasty to be so far ahead."
"What's wrong?"
Jiang Tang wondered.
"This pawn house system is quite interesting."
Zhao Jun pointed at the case and said, "It reminds me of the full rental housing in South Korea in later generations."
This case is about a citizen who rented a house for 60% of the price of the house. According to the contract, the landlord should return the money to him after three years. However, the landlord failed in business and had no money to pay back.
Kaifeng Prefecture then ruled that the commoner should add about 32% of the house price and transfer the house from the landlord to him, which was equivalent to buying the house at 92% of the house price.
“What is a fully rented house?”
"It's the same as the pawn house system."
"Koreans also pay a lot of money to rent? Why don't they just buy houses?"
"Because I couldn't afford it, I had to borrow this large sum of money from the bank."
"oh."
Jiang Tang nodded: "It is indeed very similar to this pawnshop, and it is also borrowed."
In "Water Margin", it is said that Wu Dalang rented a house in the county town. How could a pancake seller like him have the money to rent a nice small courtyard?
It is a situation similar to renting a house in full, renting the house at a price of 50% of the total price. After about two or three years, the landlord will return the money to him, forming a unique house renting system in the Song Dynasty.
As for where Wu Dalang got the money to rent the house, he borrowed money and borrowed money from his wife Pan Jinlian's dowry.
Historical records show that this method was very popular in the Northern Song Dynasty.
Because the situation in the Northern Song Dynasty was somewhat similar to that in South Korea, due to the developed economy, people all went to the city to work. In addition to the capital Kaifeng, the other three capitals and many second- and third-tier cities also gathered a large number of migrant workers.
This caused housing prices to skyrocket.
My dear, there is more to this chapter. Please click on the next page to continue reading. It will be even more exciting later!
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