The wedding date is set for October 1st, a day of national celebration.
As early as half a month ago, Lu Hao brought his two families to the newly purchased island in advance.
The official name is Duwei Island, which was given by the previous owner. When going through the registration procedures, Lu Hao casually changed it to a very tacky name, Xiaomeng Island.
Anyway, her name is written on the property registration certificate.
It doesn't matter.
Zhou Xiaomeng and Chu Wen actually don't feel much about these things.
Xiao Meng has always been satisfied with having enough money, and it doesn't matter if it's not enough. As for Chu Wen, she regards money as dirt.
However, the name of this island became a hot topic for Zhou's mother, and she made a lot of noise in front of relatives and friends.
Naturally, there were many words of praise for Lu Hao, and his attitude made Lu Hao a little unbearable.
So I had to have a brief talk with her.
Don't show off your wealth.
After all, there are many people in this world who may take risks for money. Even if they don't take risks, it is a hassle if relatives and friends come to you to borrow money every day.
After the talk, Mother Zhou calmed down a lot, but she went from one extreme to another and started to worry all day long.
How will I live in the future?
After all, she is just an ordinary mother-in-law who has never seen any big money in her life and lacks control over wealth.
It will take at least some time before you can slowly adjust.
Lu Hao had seen this process once before.
When I first became rich and began giving money to my parents in millions, I had a detailed discussion with them about it.
You can spend money however you want and buy whatever you want, but there are two things you are not allowed to do: the first is gambling, and the second is drugs.
Things like gambling and pig-killing scams are no longer uncommon sights.
There have always been special high-end casino brokers who target farmers who have become rich through demolition, bosses who have made their fortunes in middle age, and even CEOs of listed companies.
It’s not uncommon in the news.
This is a bottomless pit.
As for poison, there is no need to mention it.
…
As the wedding date approaches, the island becomes more and more lively.
The first to come were the company's core executives and celebrities. Lu Hao had set a simple limit on the number of places, and less than twenty people came. Most of them were names he was familiar with, and they were veterans who joined the company during its start-up period.
In addition to the relationship between boss and subordinates, there is also a friendship between friends.
The next people to come were relatives with whom the two parents had very good relations, so we treated each of them as if they were traveling.
There was no dirty intrigue among his relatives, which made Lu Hao feel comfortable.
Lu Hao made a darker guess, perhaps it was because his business had grown too big, beyond the scope of anyone being able to cause trouble.
If I were a small boss worth millions or tens of millions, the situation would probably not be like this now.
People are always like this.
When I am just one or two steps away from reaching you, I want to pull you up or down with all my heart, but if it is too high, I can only look up at you.
The last group to arrive were the three from the Xu family.
Xu Feiyang, Xu Cong, and Xu Meiting.
The family of three arrived together on their own private jet, which really gave them enough face.
After all, the partnership between DreamWorks and Xu's Real Estate is quite close, with projects like the DreamWorks headquarters building and the DreamWorks cinema chain development in India...
as well as……
Borrow money.
It is hard to imagine that Xu Real Estate Group, with a market value of over 200 billion yuan, would borrow money from DreamWorks, which is less than one-tenth of its size.
But that is indeed the case.
The real estate industry has always been a high-capital turnover model, often borrowing new debts to repay old debts. High assets are also accompanied by high debt ratios.
This time, a five-year, $3 billion financing bond is due. The country has recently issued policies to tighten the financing channels for real estate companies, and bank credit lines have been reduced. The group's cash flow is temporarily unable to turn around, so it came to Lu Hao for temporary borrowing of bridge funds.
To be honest, Lu Hao was a little confused when he first heard the news.
Is it that so?
But on second thought, it might be true.
It could also be that Boss Xu was forced into a corner and had no other choice, so he set his eyes on this fat sheep.
After all, DreamWorks' new movie "The Swordsman" was just released a few days ago, with a domestic box office of 8.7 billion yuan, successfully breaking the current domestic movie box office ranking record and winning the championship.
Even if the share from the cinema is excluded, the net profit is at least close to 5 billion.
Not to mention, DreamWorks has its own cinema chain and can earn its own money.
Boss Xu tried to test the waters openly and covertly, giving a figure and wanting to borrow 2 billion yuan.
Of course, such a large sum of money cannot be borrowed by using one's reputation. Businessmen don't do things that way.
He offered an interest rate of nearly 8 percent for three years, with joint guarantees from financial institutions and insurance agencies, and even provided collateral.
However, Lu Hao thought about it and refused.
Don't borrow money.
Don’t borrow money from others, nor lend money to others, no matter how much.
In fact, Lu Hao hesitated a little before making this decision.
If you are not married yet, you may probably borrow money. After all, it is very safe and you can make a net profit on the interest. In addition, because of the favor, why not do it?
But after getting married, my mentality changed quietly.
This change seemed to have happened overnight.
From then on, I no longer live for myself alone, but have another half who is closely related to me in life. Oh no, if Chu Wen is included, it is another two halves, and if the child in Xiao Meng's belly is included, it is another three halves.
No matter how safe the loan is, there will still be certain risks.
If banks can go bankrupt, why can't companies?
Alternatively, if a global economic crisis breaks out within three years, the value of the collateral may shrink significantly. Once it shrinks, it may even be difficult to cash it out.
What’s the use of having a pile of steel bars and cement?
This kind of black swan event is not something Lu Hao is worrying about, but it is really possible.
After all, an economic cycle lasts for twenty years, and no one can predict which bank will be the next Lehman Brothers.
In short, it is better to be safe than sorry.
Especially when it comes to money, it is better to be a stingy miser than to compromise for a little face, favors or something like that.
Just like the classic line from The Godfather:
——Women and children can be careless, but men cannot. Once men are careless, they will hurt a group of people.
Lu Hao had never felt this line so strongly before, but it seemed that after getting married, he suddenly had a very profound understanding.
This kind of thing is probably what is called a sense of responsibility, right?
Lu Hao thought so.
…
…
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