Chapter 231: Old Age Support
Chao Chao's eyes widened in shock. "Five types of insurance? That's so many."
No wonder insurance companies make so much money.
This time, even Emperor Jingxuan, who was still obsessed with energy values, was diverted and became interested in listening.
Insurance?
I haven't heard of this, but it seems quite interesting. Moreover, most people have bought this thing called insurance. If you go to work in a company, is it illegal not to buy it?
Then, he heard Shen Ruochu say, "Yes, the five types of insurance, namely pension, medical, unemployment, work injury, and maternity, are required by the state, so they are not paid to the insurance company, but to the state. The money will also be paid by the state. For example, maternity insurance, we need time to rest because we have children and cannot work. Then, we will have no income during this period. The state will compensate you for this part of the money."
The people of Da Qi under the sky were stunned, and then they remembered what Jian Yunsang and Jian Yunlu mentioned earlier in their conversation, that there was a birth subsidy for not working. Could this be it? ?
So that’s it, so that’s how it is, this is insurance.
Then Shen Ruochu continued, "Work injury insurance refers to injuries sustained during work hours or at the workplace. For example, if you are hit by an electric bike on the way to work, it is considered a work injury, and the cost of treatment will be reimbursed. There is also unemployment insurance, which means that if you are fired, expelled, or removed from your job, you lose your job involuntarily. You can receive unemployment benefits for up to two years, which are generally around two thousand a month."
The more Chao Chao listened, the more she couldn't help swallowing her saliva. Is this okay?
The people of Daqi were so envious that they were about to shed tears. Not to mention maternity insurance, they really needed protection against work-related injuries and unemployment.
Especially the escorts, the guards transporting the goods, and the porters helping to unload and carry the goods at the docks, they get injured too frequently. Because of this, most of them just endure the minor injuries or use folk remedies to treat them. It is of course a good thing if they can recover, but some people even lose their lives due to delayed treatment of their injuries.
If there is such an insurance that even getting hit by a car on the way to work can be considered an industrial injury, what would they worry about? They wish they could work twelve hours a day.
Some shop owners were so envious that they almost cried when they heard about unemployment insurance.
Even if you are a waiter or even a cook in the kitchen, there are people who are vying for such jobs. Some people have connections and backgrounds and can replace their jobs at any time.
The employers don't care who does the work for them, as long as they can do the job.
Small people like them may not even be able to support their families if they lose their jobs. Many people take risks and do dangerous things just to support their families. If they have unemployment insurance, they will have the minimum living security and can slowly look for jobs in the future.
These welfare benefits of later generations are simply too friendly for ordinary people like them.
But Shen Ruochu hadn't finished speaking yet, "The three mentioned above are all related to work. But for the two types of insurance, pension and medical insurance, it's best to pay for them even if you don't work."
"Why?" Chao Chao asked.
"Medical insurance can reimburse our daily medical expenses. Many serious illnesses require a lot of money. For some families that are not particularly wealthy, this money may use up all their savings or even go into debt. But if we pay for medical insurance, we can reimburse part of the expenses."
Chao Chao remembered, "Ah, I know about this. When I first came back, the doctor said that my ears needed to be rechecked and that I might need surgery. Mom said that it would be covered by medical insurance. Is that it?"
Dean Zhan under the canopy also thought of it. He stood up suddenly and walked back and forth excitedly, "Yes, yes, this is the medical insurance. Your Majesty was curious at the beginning, but Miss Jian did not explain it in detail at that time. Now I finally understand it."
Emperor Jingxuan also seemed to have suddenly realized something, and then he sighed, "The court of later generations is really rich."
The Minister of Revenue nodded in agreement, "That's right. Last time there was nine years of compulsory education, and this time there is medical insurance reimbursement. They have a population of 1.4 billion. What's going on? Will the court support even the elderly next time?"
As soon as he finished speaking, many ministers in the hall looked at him at once.
The Minister of Revenue suddenly became alert, "Why are you looking at me like that?"
Song Ren said quietly, "Master Zhang, have you forgotten about the pension insurance that Miss Chu just mentioned?"
Zhang Yulin was stunned. What the hell, why didn’t he think of it?
He slapped his thigh suddenly and said, "Could it be that even the problem of pension has been solved? How did the Minister of Finance in later generations make money?" Could you please teach him? He really needs it.
The people present were also very curious. How could people in later generations achieve this?
Only Emperor Jingxuan felt sad when he thought that there would not even be an emperor in the future.
What on earth can't they do?
Emperor Jingxuan soon heard Shen Ruochu's explanation, "There is also pension insurance, which is for the future old age. For example, if we pay a pension insurance of 1,000 yuan a month for 15 years, after retirement, according to the price and basic salary at that time, we may receive a pension of about 2,000 yuan a month. Of course, it may be more or less. But basic living security is no problem. If you pay for 20 years, the pension will be higher. Even if you don't have children to support you, the country will support you."
Chao Chao found it unbelievable and became anxious. It turned out that the elderly were not afraid of being abandoned by their children?
It is not like this in Shangliu Village. Although some elderly people are the heads of the family, there are still some elderly people who have no money and cannot work. They will be despised by their sons and daughters-in-law. They can only eat leftovers and live in shabby houses with straw beds. Although their situation is better than hers in Shangliu Village, the elderly still have relatives.
I heard that you can sue for being unfilial, but few people do that. Some elderly people even hang themselves because they have no hope for the future, or go to the mountains and disappear forever.
Lin Lan and others also thought of these things.
Not to mention others, just take Daya's grandmother. Because she was old, she was pushed around by her uncles and aunts. In the end, it was Daya's mother who took her in and took care of her.
But Daya's grandmother thought this was not right. Just because Daya's father was easy to talk to didn't mean she could be so shameless. So not long after, Daya's grandmother clamored to go home. A month later, she hanged herself in her room.
Thinking of this at this moment, Daya couldn't help but wipe away tears, "It would be great if Daqi also had such insurance."
Continue read on readnovelmtl.com
