Chapter 1115: Applying for a student entrepreneurship loan?



Everyone surrounded Wang Shuang and asked him to find a solution. Hang Xiaowen thought Wang Shuang would be angry, but unexpectedly, Wang Shuang smiled:

"Of course I have more than one wealthy friend, but I still say that our project has problems. No one else would invest. My family won't give me any money either. My mom gave me 400,000 yuan as start-up capital, and it's all gone. I'm worried about how to explain this to her!"

Wen Ying might not be the most gentle of all Wang Shuang's friends, but she is definitely the most tolerant. Although she is younger than Wang Shuang, she sometimes acts like an older sister and has much more mature ideas than Wang Shuang.

Even Wen Ying said "no", how could other friends agree?

What Wang Shuang is most grateful for now is that he did not make a mistake and go to Xie Qian to seek investment - Xie Qian could freeze his head off with his eyes!

So, Wang Shuang really can’t find the money?

What should I do then? Should I just wait for my business to fail?

This project embodies Hang Xiaowen's hard work, and she is reluctant to give up.

If you want to gain a foothold in a place like Shanghai, a bachelor's degree from a 211 university is not enough.

College graduates receive a small salary every month, which they have to pay for rent, food, and clothes, so it is impossible for them to save any money.

When Hang Xiaowen first entered university, housing prices in Shanghai were not as high as they are now. She was full of confidence that she could settle down in Shanghai after graduation.

Those naive dreams were defeated by the housing prices that were rising day by day.

Hang Xiaowen participated in an internship and also learned about the career destinations of seniors in the same major after graduation. Most of them had ordinary jobs and earned a salary that was neither high nor low. They were not starving, but they were not getting rich either.

So Hang Xiaowen doesn't want to find a job step by step. She wants to live the life of her dreams by starting a business!

The dedication of all the people present to this business venture combined is not as great as that of Hang Xiaowen alone. They have no understanding of the cruelty of real society!

Let’s not talk about anything else, just take a rich second-generation like Wang Shuang. If he leaves the simple environment of the campus, how would ordinary people have the chance to be friends with Wang Shuang?

Hang Xiaowen spoke up before the others, "Let's not push Wang Shuang. He's the largest shareholder. He won't just stand by and watch our project fail, even if there's even a slight chance. He really can't do anything about it. Now it's our turn to work hard. Hundreds of thousands of dollars aren't easily available to anyone. What if we share the burden and each person is responsible for finding a few tens of thousands?"

Hang Xiaowen's words were like pouring a spoonful of cold water into a frying pan, and the boys exploded instantly.

How many tens of thousands of dollars is each person responsible for finding?

They can't get it out!

"Senior Hang, my monthly living expenses are only 800 yuan. The cost of living in Shanghai is so high, this amount of living expenses is very tight."

"Even if I have an extra 200 yuan for living expenses, it's still not enough."

"That's right, tens of thousands of yuan is too much, and I don't know any rich friends. Should I ask my parents for it?"

Wang Shuang still smiled.

Whether it's crying poor or complaining, it seems to have nothing to do with Wang Shuang.

This isn't right. Wang Shuang was the most enthusiastic at the beginning, contributing both money and effort, and was full of energy for the e-commerce startup project... Hang Xiaowen raised her hand to interrupt the others' complaints, "I can't come up with tens of thousands of yuan, but I have the money I saved from my living expenses during college and my previous salary. How about this, I'll personally contribute 10,000 yuan to keep our team running, and we can slowly work out the rest together."

How to solve it?

In universities, the student union and major clubs will have an "external relations department", and many activity funds rely on the external relations department to solicit sponsorship from outside the school.

Wealthy alumni and businesses that want to do business on campus are all sources of sponsorship fees.

If you are good at talking and can convince these people, you can indeed raise some funds.

Hang Xiaowen took the lead and offered 10,000 yuan first, and the others were less resistant. They all agreed with Hang Xiaowen and said they were willing to work together to find a solution.

Hang Xiaowen breathed a sigh of relief. "Besides looking for investors, we can also try to apply for a 'College Student Entrepreneurship Loan.' We have business registration, office space, and clothing inventory, so we should be able to get a loan."

This is a good idea, much more reliable than attracting investment.

The few people who had just surrounded Wang Shuang instantly turned around and surrounded Hang Xiaowen.

"Senior, do you know how much you can borrow under this policy?"

"Can we really get the loan?"

"I heard that this kind of loan requires connections, and with so many people wanting to take it out, few can get approved!"

Hang Xiaowen patiently answered everyone's questions, then turned to Wang Shuang and asked, "Wang Shuang, what do you think?"

Hotel reception room.

There were two cups of coffee on the table. Wen Ying and Wang Shuang sat face to face. Wen Ying didn't even bother to drink her coffee while listening to Wang Shuang's retelling.

She asked the same question as Hang Xiaowen: "So, what do you think of Sister Hang's suggestion?"

Wang Shuang rolled his eyes.

"Of course not, I'm not stupid!"

Hang Xiaowen wanted to pay 10,000 yuan out of her own pocket, and Wang Shuang had no objection.

Hang Xiaowen mobilized others to go out and solicit investment, and Wang Shuang agreed with both hands.

Hang Xiaowen said she wanted to apply for a "College Student Entrepreneurship Loan", but Wang Shuang immediately refused!

Wang Shuang was the legal person when the industrial and commercial registration was carried out. If the loan cannot be repaid, the bank will not contact Hang Xiaowen or other members, and Wang Shuang will definitely not be able to escape.

"Sister Hang thought I was worried about the high interest rates, so she explained the loan policy to me in detail. I said I wasn't worried about the interest, I was worried about the principal! I asked who would cover the loan, and the whole room instantly fell silent."

Wang Shuang finds it funny when he talks about it now, but he was really heartbroken at that time.

When it comes to applying for a loan, everyone is very active and wants to apply for the highest amount at once.

This chapter is not finished yet, please click on the next page to continue reading the exciting content!

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