Upon learning that Yao Xiaojia had already bought two small houses with down payments, Wen Ying felt that Yao Xiaojia had come at a good time.
In 2007, the housing prices in Shanghai were already very expensive compared to the current salary level, but if one operated properly and did not pursue high-end housing in core areas, a real estate agent with a high income like Yao Xiaojia could afford to buy a house.
Like Yang Xi and Deng Juan, Yao Xiaojia lacks the support of her family and must rely on her own hard work to stay in the big city. In this situation, people like Yao Xiaojia don't expect to buy a house all at once. Settling down in a big city is the most simple pursuit of thousands of "Yao Xiaojias." Even a small house is a home.
Yao Xiaojia did not set a threshold for buying a house for herself, and seized the opportunity to buy a house. She happened to have saved enough for the down payment, so she was lucky enough to become a homeowner in Shanghai.
In the past two years, Yao Xiaojia has not given herself a single day off. Except for returning to her hometown during the Spring Festival, she has been at work every day, and her mobile phone is on standby for customers 24 hours a day!
Yao Xiaojia collects housing information and analyzes housing price increases. Even when she is not showing houses to clients, she is not idle. She is either organizing materials in the company or running around the streets and alleys, inquiring about the market and digging for potential clients.
Yao Xiaojia is sweet-mouthed and calls the local grandpas and grandmas every day. She is also willing to run errands for these local grandpas and grandmas, which makes them willing to be Yao Xiaojia's "informant".
The several prosperous shops introduced to Shui Mingyue were the properties introduced by an "informant" of Yao Xiaojia. Yao Xiaojia intercepted the information about the sale of the shops before the landlord released it.
Yao Xiaojia promised the landlord that if the buyer was interested in these shops, he would be able to pay the full amount within one month!
This is a very tempting promise for landlords.
There are many wealthy people in Shanghai, and there are also many wealthy people from other places who want to buy commercial properties. However, bosses with a net worth of hundreds of millions may not be able to come up with tens of millions in liquid funds, and most buyers will choose to take out bank loans.
Bank loans take time to process, and there may be some setbacks along the way. How can it be as satisfying as buying a house in full?
After Yao Xiaojia made such a promise, the landlord agreed to let Yao Xiaojia be the agent for a few days.
During these few days, the landlord will not list the sales information to other agents. This is the exclusive property controlled by Yao Xiaojia.
Will Shui Mingyue pay the full amount?
Needless to say, if Shui Mingyue doesn't want to pay the full amount, Wen Ying will be the first to disagree.
Yao Xiaojia's agency was churning out sales, but the agency kept most of the fees, leaving the salesperson with only a small cut. Normally, Yao Xiaojia wouldn't have earned enough for down payments on two houses in such a short period of time.
Yao Xiaojia saved up enough for a down payment on a house, and after successfully buying a small house, she went to apply for a second mortgage, using the money from the second mortgage as the down payment for the second house... In the past, Yao Xiaojia didn't have such a flexible mind. It was only because she had done so much business and had seen buyers do this, so Yao Xiaojia followed suit.
Wen Ying was curious: "Paying for two houses at the same time, plus the interest on the second mortgage, you are really working hard, isn't it too stressful?"
Yao Xiaojia nodded shyly. "Of course the pressure is huge. So you're my benefactor. If this deal goes through, my repayment pressure will be much less. Of course, even if this deal doesn't go through, I can still hold on. I rented out the two houses I just bought..."
Although the house Yao Xiaojia bought is not large, it is very popular among tenants. She is a real estate agent herself and is not worried that her two houses will be vacant.
While the rent from the two apartments doesn't fully cover the bank loan, it's enough to offset the loan on one of them. Yao Xiaojia only has to cover the remaining mortgage and the interest on the second mortgage. To save money, she still lives in the small studio she rented when she first arrived in Shanghai, simply because it's so cheap!
Wen Ying really liked Yao Xiaojia's efforts, and when getting off the car, she encouraged Yao Xiaojia to get Shui Mingyue's big order!
"I won't let you down."
Yao Xiaojia nodded heavily.
The school gate is very busy on weekends. Students who have been out of school for a day usually choose to return to school at this time. Wen Ying also met three roommates at the school gate.
"Are you back from shopping?"
The roommate nodded and said, "Yeah, we went shopping for clothes... I wanted to ask you to come with us, but you weren't here last night."
"A friend made an appointment with me in advance, otherwise I would definitely go with you. Come on, come back to the dorm and show me the clothes you chose."
The roommates went to the wholesale market to shop, while Wen Ying accompanied Shui Mingyue to look at houses and make money. Everyone's weekend plans were very fulfilling.
The four of them walked in, talking and laughing. The crowd was crowded, and Wen Ying seemed to see a familiar face.
When I looked more closely, the man had disappeared in the crowd.
"Wen Ying?"
Jianwen Ying suddenly stopped and her roommate turned around to ask.
"It's okay. I seemed to see someone I knew just now. Or maybe I was mistaken. Let's go."
While Wen Ying and Yao Xiaojia were discussing the future of Shanghai's real estate market in the car, Shui Mingyue received a call from Luo Hao.
Luo Hao asked Shui Mingyue if she would return to the crew tomorrow.
"I can't go back tomorrow. I've already asked the director for leave. He'll call me if anything happens. I need to pay the deposit as soon as possible."
At the end of the dinner last night, Shui Mingyue noticed that Luo Hao was in a bad mood.
I originally wanted to ask Luo Hao after the dinner, but Wen Ying and Li Mengjiao went to squeeze into a standard room in the hotel with Shui Mingyue. The three girls talked in whispers until midnight before going to bed.
In the morning, Wen Ying accompanied Shui Mingyue to see the house, and Li Mengjiao was forcibly pulled up by Wen Ying.
Li Mengjiao has an event today, and Yuan Fenghui asked Tianjiao's driver to pick her up. Makeup artist Kiki screamed when she saw Li Mengjiao's swollen eyes after staying up late, and even Wen Ying was criticized by Kiki - only at this time did Kiki dare to criticize President Wen.
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