Xiao Niu and Zheng Zhihe chose a good time to buy their wedding house. Last year's financial crisis had a huge impact on the global economy, and China's housing prices were also affected. The upward trend has not yet resumed.
It’s hard to say what will happen in a few months.
You can definitely buy a house with the same down payment, but either the location will be worse or the house will be smaller.
Xiao Niu and Zheng Zhihe's house buying incident reminded Wen Ying.
My cousin Wen Kai started looking for houses last year, why is there no progress yet?
Just when Wen Ying was about to call and urge them, Wen Kai called first. Wen Kai had also chosen a house: "I wanted to pick and choose again, but Xie Qian kept urging me every few days, saying that the house price would go up... Forget it, let's just buy it. The sooner we buy, the more peace of mind we'll have!"
"Xie Qian urged you?"
Wen Ying was somewhat surprised.
Wen Kai was even more surprised: "Last time we met in Beijing, we left our contact information. I thought you asked him to remind me, isn't that right?"
——So it was actually Xie Qian’s own idea to urge him to buy a house quickly?
Xie Qian doesn't look like someone who likes to meddle in other people's business. Besides, Xie Qian is busy with his business and studies, so he must be quite busy... The reason she cares so much about whether he buys a house is just to give Wen Ying face, right?
After doing such a thing, he didn't take credit for it in front of Wen Ying. Wen Kai had to admit that Xie Qian was indeed much more mature than his peers!
"It was indeed his own idea. Brother Kai, Xie Qian was right to urge you. The housing prices in Beijing may be about to rise. You can save a lot of money if you act now."
Wen Ying was in a very good mood, and Wen Kai couldn't help but smile: "Xie Qian is indeed a very good person."
As the future brother-in-law, Wen Kai needs to be vigilant at all times. Wen Ying might lose her mind when she falls in love, so he, as her brother, must be sober. However, since Xie Qian loves Wen Ying so much, Wen Kai is afraid that he will soon lose his composure too!
Wen Kai took a fancy to a house.
His parents said they could provide 200,000 yuan in support.
He can also pay about 200,000 yuan himself.
A 400,000 yuan down payment was actually enough to buy a house in Beijing. Xie Qian had strongly suggested that Wen Kai increase his budget and choose a larger house in a better location before prices started to rise.
Once you buy this house, you won't change it in the short term.
Of course it doesn't matter if you live alone, but Wen Kai obviously wants to start a family in this house, so he has to consider it more comprehensively.
Even if Gan Tao doesn't like this house in the future, Wen Kai wants to replace it. A house with a good location and a larger area can be exchanged for more money in the future.
Wen Kai was persuaded by Xie Qian, and then he came to Wen Ying to borrow money.
If the down payment is increased by 200,000, Wen Kai will have more choices.
"Brother Kai, you've actually saved 200,000 yuan yourself, that's amazing!"
Wen Ying was not mocking Wen Kai.
Not being a reborn person or a rich second generation, it is really amazing for an average college student to save 200,000 yuan while studying.
This was 200,000 in 2009!
Well, even after another 10 years, it will still be rare for college students to save 200,000 yuan without relying on family support.
Wen Kai was embarrassed: "Compared to you, it's nothing."
Wen Kai earned his money by taking private jobs.
At first, he could only take on low-paying "scraps" but now he can take on bigger private jobs. His pay has also increased from a few hundred yuan to tens of thousands.
Unlike Wen Ying, who had the foresight of a reborn person, Wen Kai simply chose the right major. Of course, Wen Kai also majored in computer science, but if he hadn't worked hard, he wouldn't have saved up 200,000 yuan for a down payment!
Wen Kai buying a house in Beijing is a big event for the entire Wen family. Wen Dongrong and Wen Changlin both expressed their willingness to lend him money. Wen Kai is not greedy. With the support of Wen Ying, he rejected the kindness of his two uncles.
As for the question of who should write the name on the house, Wen Kai didn't mind writing Gan Tao's name on it. Instead, Gan Tao's family reacted strongly and disagreed with writing Gan Tao's name on it.
"Are you trying to lock my daughter down by buying a house with a mortgage loan? If your name isn't on it, we won't take advantage of it!"
Dad Gan is very vigilant, fearing that Wen Kai will use this trick to trick Gan Tao into getting the marriage certificate as soon as she graduates. Dad Gan must interrupt Wen Kai's "spell".
Wen Kai was an honest man. When the Gan family asked him where the down payment came from, he said he borrowed some from relatives.
Dad Gan thinks that the scheming man has too many tricks!
What you pay now is to get more from Gan Tao in the future!
Wen Kai didn't know whether to laugh or cry.
Mr. Gan is actually quite suitable to be a screenwriter. He is good at writing plots where the man and woman in marriage and love affairs are in a mess!
Since the Gan family is so vigilant, Wen Kai really can't mention adding the name.
Because he had signed a job contract early on and provided proof of income when applying for a loan, the bank had no difficulty approving his loan. In March 2009, Wen Kai became a homeowner in Beijing, six years earlier than in his previous life. Not only was his house purchased six years earlier, but the location was also better, and naturally, it was larger.
In his previous life, Wen Kai worked very hard, but he could only afford a large two-bedroom apartment of 80 square meters with a mortgage in 2015. In this life, Wen Kai acted early enough and bought a spacious three-bedroom apartment.
On the day of getting the keys, Wen Kate deliberately took Gan Tao and Leng Jun to see the house.
Leng Jun knew how difficult it was for college students from small places to settle down in Beijing. He held his head high and chest out the whole time when looking at houses, and felt that he had good taste in choosing a brother-in-law.
Gan Tao was also very satisfied with Wen Kai's house. She looked at this room and that room, and was already thinking about how to help Wen Kai decorate it.
After returning home, Gan Tao mentioned that the down payment included 200,000 yuan that Wen Kai had saved. Gan's mother was surprised: "How could he save so much money?"
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