Japan is a developed free market country.
The financial industry can be said to be the most developed in Asia.
Just like the banking industry, in addition to the Bank of Japan as the core bank, there are also major financial group main banking institutions, and the main banks also have industrial banks with different businesses. In addition to these banking institutions, each county and prefecture also has local urban banks.
Yamaguchi Bank and Hyogo Bank, as their names suggest, are both local banks.
As two urban banks in the Kansai region, since they are able to survive in Kansai, they naturally have certain business relationships with the Sanwa Group.
The complexity of this relationship often dates back decades or even hundreds of years.
Just like the Yamaguchi Bank, its head office was originally set up in Kobe, and its major shareholder is the Yamaguchi Corporation, and the major shareholder of the Yamaguchi Corporation is the Yamaguchi-gumi. However, the relationship between the Yamaguchi-gumi and the Sanwa Group is very complicated.
In the mid-1960s, the police set up the "Outline of Measures to Suppress Violence" and re-designated the 10 major wide-area gangs, adding five organizations: Tokyo Sumiyoshi-kai, Tokyo Nihon Kokusei-kai, Tokyo Tosei-kai, Kawasaki Yoshito-tō, and Tokyo Hokusei-kai. They then launched the first nationwide "Operation Top" to crack down on gangs.
In this operation, the Yamaguchi-gumi was listed as the primary target for crackdown.
Originally, the Yamaguchi-gumi would be destroyed this time, but Prime Minister Hayato Ikeda turned a blind eye and as a result, the Yamaguchi-gumi not only did not die, but instead gradually broke out of Kansai and became the largest violent group.
The Ikeda family and the Mito Tokugawa family behind Sanwa are related by marriage, so the relationship between the Yamaguchi-gumi and the Sanwa Group becomes even more complicated.
Just like Toho Corporation, which is controlled by Hankyu, the reason why it was able to become the largest entertainment company is inseparable from the influence of the Yamaguchi-gumi's branches across the country.
As one of the 44 main companies under Sanwa, although Nippon Seibo is detached, it also has many business dealings with Yamaguchi Bank.
For example, when it comes to pension payments, urban banks in each region will assume such responsibilities, and local banks are undoubtedly the best choice.
Another example is revenue.
Japan Life Insurance is just an insurance company and cannot directly engage in commercial activities. It cannot just lie down and sleep all day with tens of trillions of dollars, so it naturally needs some channels to make money.
For example, lending money is a sure win, and loan sharking is even more profitable.
But a big company can't do such a low-level, low-end industry! Therefore, the Yamaguchi Bank, which is controlled by the Yamaguchi-gumi, is naturally a long-term partner. As for whether the Yamaguchi Bank uses the money for real estate loans, consumer loans, or usury, it has nothing to do with Japanese life insurance.
All right!
The main reason is that Japan Life Insurance has always been very proud! Hyogo Bank is actually similar.
But if Yamaguchi Bank can be regarded as the wild grandson of the Sanwa Group, then Hyogo Bank can only be said to be the wild grandson of the wild grandson.
If someone wants to come and visit you, it’s definitely not okay to not see them.
In a society where you have to give gifts to your neighbors even when you move house, it's impossible for a stay-at-home person who is afraid of socializing to survive.
Nagano Nao said: "Then you can take care of the arrangements, Feili."
"Master, do you have any other social engagements recently?" Kurata Himiri asked seriously, holding a pen.
Nagano Nao thought for a moment and said, "Except for entertaining you and Hattori, there should be nothing else."
"Hate!"
Kurata Himiri smiled angrily but started to make a schedule.
You’re not even to mention.
She is quite talented in being a secretary. Even though she has only been working as a secretary for a short time, she has adapted to the job and arranges President Nagano's schedule perfectly.
I picked up the itinerary and took a look at it.
daily:
Chair the meeting at 9am.
Signed and sealed at ten o'clock.
The lunch break is from twelve to two.
At three o'clock, I made an appointment with Hankyu President Yoshiaki Shingo to play golf and discuss business.
Meet with Hisashi Fukuyama, President of Yamaguchi Bank, at 7 o'clock.
Thursday The packed schedule has filled up my schedule to the brim. Even meals and rest have been planned in advance.
Nagano Nao laughed and said, "I never knew that you, Hiri, are really suitable to be a housekeeper!"
"Hmph! Don't look down on me. I'm from the School of Management." Kurata Himiri said a little proudly, with a sense of complacency and sweetness.
Nagano Nao couldn't help but reward him: "Then I'll follow your arrangements. However, the appointment with Yoshiaki Shingo will be held at another place."
"Why? It would be rude to suddenly change the reservation location."
You can't say you can't play golf! That would be too embarrassing.
Golf has long been a national sport, and even a casual game costs tens of thousands of yen.
It's just that in this bubble era, even the lowest-paid convenience store employees can play golf. As the Minister of Health and Welfare of Japan and the President of Osaka Asset Management, who controls hundreds of billions of funds, even a fart can attract many people. If he can't play golf, people will probably laugh to death.
Suddenly I thought of Jingtian Heng.
Every time I meet myself, I take a bath.
At that time, because I had no clothes to cover my body, I always felt like everything was seen through, which was very stressful.
Could it be that this is also a means of controlling subordinates and gaining power? "I suddenly want to take a hot spring bath."
"Hayi! I'll notify Hankyu right away to go to Arima Onsen."
that's all.
Lunch break until three o'clock.
Naoto Nagano arrived at Arima Onsen.
This hot spring also belongs to Sanhe and is controlled by the industrial center Nissho Iwai.
Of course, to be precise, in Osaka and the entire Kansai, from birth to death, from eating to pooping, from walking to going to heaven, everything is inseparable from Sanwa.
In this respect, Sanhe is completely different from other conglomerates.
Old conglomerates are often centered around banks, radiating across the entire conglomerate industry, or like Yasuda, they only engage in the financial industry.
Because Sanhe’s past and present life are just like its name, it almost went bankrupt three times.
The first crisis occurred in 1933, when Sanhe had not yet formed a conglomerate and only the banking industry made a living mainly by lending.
As a bank, Sanhe can be regarded as a non-mainstream bank. The word "non-mainstream" does not mean non-mainstream, but rather means weird and not serious.
At that time, it was only a few years since the outbreak of World War II. The country was vigorously developing heavy industry and chemistry. All major conglomerates and banks saw the signs and expanded their business in this direction. However, Sanhe Bank was actually dealing with some light industrial loan business. The whole country could not find a loan target even after digging deep in the ground!
Sanhe’s trading partners are also not engaged in serious business - light industry mainly based on fiber.
There is a price to pay for not doing one's job properly, and the result was that after the end of World War II, Sanhe Bank fell from third to the last of the five major banks.
Fortunately, the leaders of the Sanwa Group were not the kind of people who would not turn back until they hit the wall. After the war, they immediately adjusted their business and began to transform into a heavy chemical industry center, providing loans to machinery and steel manufacturers based in Osaka.
You’re not even to mention.
A blessing in disguise.
Because it did not participate in the war, Sanwa Bank was not affected like other groups when the financial system was disintegrated after the war.
Moreover, with the revival of the fiber industry, Sanhe Bank immediately recovered. Many textile industries were under the loan business of Sanhe Bank. At that time, Sanhe Bank was in its heyday.
However, after the war, they strongly supported the development of heavy industry, which was obviously a stupid act.
In the 1950s, deflation swept Japan. Sanhe Bank was unable to recover its huge loans and suffered tons of damage, so much so that it almost went bankrupt and had to change its business direction in order to survive.
Sanhe has learned its lesson by changing its operations this time.
Realizing that Japan was short of resources, it began to move towards the energy industry and established a group company with Kansai Electric Power and Maruzen Oil as its core.
However, due to poor management in 1930, Maruzen Oil suffered huge losses and the Sanwa Group faced its "second crisis". In the end, the vice president of Kansai Electric Power Company was sent as a representative of the financial community. Later, Sanwa Bank sent someone to take charge of the company, and the situation was finally resolved.
In 67, the Sanshui Society was established under the coordination of Ikeda and Tokugawa, and the Sanwa Group was officially formed.
At this time, Sanhe was really awesome.
It has surpassed Sumitomo and is catching up with Mitsubishi and Mitsui.
However, after a few days of good times, the energy crisis broke out and Maruzen Oil was forced to buy oil at high prices, which almost brought down the entire consortium.
It was in this context that Sanhe learned its lesson and understood that one should not put all eggs in one basket, so it absorbed all industries.
Groups such as Ube Industries, Hankyu Electric Railway, Hanshin Railway, NTT, Sharp, American Express, and Obayashi are almost the product of a patchwork of various sources, so it is not an exaggeration to call them "mixed groups."
The disadvantages are equally obvious. Sanwa, which has become a mixed group, is like a nest, lacking group organization. If compared with Sumitomo, Yasuda, Mitsui and Mitsubishi, it is not even a conglomerate.
Because each conglomerate trading company is a core enterprise, such as Mitsubishi Heavy Industries, but the core trading company of the Sanhe Group, Nissho Iwai, is not that strong.
The reason is very outrageous.
Nissho Iwai is an adopted child.
Uh. To be precise,
Nissho Iwai was stolen by Sanhe.
This core group was originally a trading company under the Dai-Ichi Kangyo Bank. Sanwa Bank did a lot of work for it before it was finally merged into the Sanwa Group.
To put it bluntly, it means "poaching".
However, the shareholder of Nissho Iwai, which was poached, was still Dai-ichi Kangyo Bank, and the Sanwa Group was helpless about this situation. So it tried to merge Nissho Iwai with Nichimen Jitsugyo to establish the core trading company of the group, but it ended in failure.
What’s worse, it made Dai-ichi Quanye and Sanhe irreconcilable from then on.
The current world's richest man, Yoshiaki Tsutsumi, is originally from Osaka and his industrial core is also in Osaka. According to tradition, he should have joined Sanwa, but Sakurako Ikeda disliked him, which eventually led to Seibu joining Dai-ichi Kangyo.
If not for this, Sanhe's overall strength could catch up with Mitsui.
When he arrived at the hot spring center and looked at the logo of the Japanese company Iwai, Naoio Nagano felt very complicated.
Sanhe is so terrifying just because it ranks fifth among many conglomerates. It is hard to imagine how powerful Mitsubishi and Mitsui, the leaders, must be.
I used to think of cheating to punch Mitsubishi and step on Mitsui, which was simply a pipe dream.
But Ikeda is smart and can cheat, so they are a natural complement. If they can keep it up for a long time, they can gradually eat up Sanhe in the future, and it is not impossible!
But how can I get her to help me wholeheartedly?
Knock her over? That seems like a good idea!
I am indeed a clever little fellow.
But the problem is that we can’t beat them!
idiot!
How can you know if you don't try! Nagano-kun! You must work hard and try to defeat this pervert as soon as possible!
Either be conquered by her or conquer her. Right now.
East Asia, Seoul.
After a day of investigation, Sakurako Ikeda was very tired.
I went back to where I was staying, took a bath, and was in a daze, when suddenly I thought of a man.
She has never had any interest in men.
Ever since she was told her mission to carry on the family line at the age of sixteen, she hated the feeling of having her destiny controlled by others.
It's just dirty mating and sowing, why should I sacrifice my short life for it!
But he is different.
Even though he was always rude and even though he was a bit dumb, he was obviously a freak.
Sakurako Ikeda couldn't tell what was strange.
But she trusted her instincts.
As if it were fate, they seemed to have an indescribable fit and complementarity with each other.
Straight man!
What kind of secrets are you hiding?
Bowing so dull.
I didn't know how to play chess, but suddenly I became good at it.
I have never heard that you are interested in the Internet, but you can think of such a perfect prototype of a consortium.
Do you think it's well hidden?
But you can't escape Sakurako's eyes and intuition!
The calm lake of my heart was thus stirred up.
If we are as compatible and complementary as we feel, perhaps by working together we can truly control our own destiny in the short remaining lives.
The body in the bathtub is as curvy as a mermaid, with fair and smooth skin that is impermeable to water. The slender legs are tensed with just one movement, and the fine texture carries a sense of strength, which is the result of long-term exercise.
The powerful pectoral muscles also carry explosive power, which is the result of training by swinging the sword a thousand times a day.
Stand up and dry yourself off.
Just like that, he walked towards the bedroom without a trace.
Looking at Ikeda Koba who was practicing sword, Ikeda Sakurako smiled wickedly and attacked from behind.
The two men fought.
Both of them are proficient in kendo, judo and karate, and the fight is fierce.
After fighting for a full half hour, both of them were flushed and out of breath due to excessive exercise, but their abundant energy was also released due to the constant entanglement.
Took a breath.
Ikeda Xiaoye asked unwillingly, "Miss, what's so good about that guy! Why must it be him?"
"Xiao Ye, you won't understand. I have a hunch that he can help me break free from the constraints of my family."
"Is it just because of the Nakamura family bloodline?"
"No! This is just a trivial reason. I am able to get the care of that old fox Jingtian Heng. That guy is not as stupid as he looks."
"But even so"
"Before I die, I must find a home for you."
"But."
"Fool! Love is just an illusion. When he enters the depths of your souls in the future, you will understand that love is fabricated. By then, he should be able to protect you. When I die, it will be hard to find anyone else who has this ability and will treat you as human beings."
"Is that all?"
"Of course it's more than that. That guy looks wretched, but he's actually very proud. Isn't it interesting to conquer such a guy or be conquered by him?"
"Miss, you are becoming more and more perverted!"
"Life is so short, there has to be something fun."
“.”
Kobe.
Arima Onsen VIP Room.
Hot spring water with a sulphurous smell flows throughout the room.
That's why.
The room was filled with a steaming heat.
Looking at Nagano Naoko lying in the hot spring with his eyes closed, Yoshiaki Shingo suddenly felt a huge pressure.
It was like I was naked and the other person could see through everything.
All right!
This is simply because I was not wearing any clothes.
"Ji Mingjun is here. If there is anything impolite in choosing a place like this to meet us, please forgive me, Ji Mingjun."
"How could that be? Come to think of it, I haven't taken a hot spring bath in a long time."
(End of this chapter)