After getting off work in a hurry, Yuki Nagano took off her high heels, took off her stockings, and walked over with a pair of bare white feet.

"You've worked hard, Yuki. You must be thirsty. Come and have some tea."

"Ah! Is Kasan making tea? Then I must try it!"

Kanako Nagano greeted them and the two of them knelt down facing each other.

He drank a sip of tea like a cow chewing a peony, and found the newspaper that Nagano Nao had thrown on the table. Nagano Yuki picked it up and took a casual look at it.

A piece of news that appears particularly clear on the cover.

This was a violent incident that occurred at Fengqiao Yuese BBQ Restaurant last night.

It mainly tells the story of several girls who were harassed by Yakuza while eating at a barbecue restaurant, and who were seriously injured when they refused.

"No way. Can you get beaten to death by the Yakuza just for eating barbecue? Three dead and one injured, and no one helped in public? This world is too scary!!"

Yuki Nagano exclaimed in disbelief. Everyone goes to chain barbecue restaurants like Fengqiao Yuese, and no one expected that such a vicious incident would happen.

Nagano Kanako sighed and said worriedly, "I don't know what's going on recently. There have been thirteen shootings in one month. Even several bigwigs from big companies like Sumitomo have been shot dead!"

"I get angry just talking about this. They keep saying that this is the safest country, but there have been so many violent incidents recently. Don't those idiots in the Metropolitan Police Department know how to do something about it?"

Listen to the two people talking.

Nagano Nao shook his head secretly.

Because of his relationship with Kenichi Sato, he had long known that the so-called safest country in the world was just an appearance.

Yamaguchi Trading Company, Inagawa Trading Company, and the Sumiyoshi Family are all legal companies.

In addition, there are more than a hundred societies and gangs of all sizes, and there are countless cases of loan sharking and sex trade every day.

Just like Kabuki Ichibancho in Shinjuku.

The number of women who have been forced into prostitution because of loan sharking is unimaginable.

The entire Japanese pornography industry, which is talked about with great relish, is almost entirely controlled by gangs, who force some decent families to go into the industry and make them do anything.

But in fact, Japan is a country without prostitutes and pornography industry!

Inexplicable?

The cabinet also has to save face!

So we just turn a blind eye to these kinds of things and suppress them all.

Even if some media journalists want to redeem their conscience and go against the will of the top leaders, the Yakuza freelancers will warn these unscrupulous journalists.

Just like the Tokyo gas pipeline, it explodes several times every year.

certainly.

It’s not that there isn’t news about the worst incidents involving the Yakuza.

But as a democratic country, Japan's control over the media is not democratic at all.

The reason why the Yamaichi protest was exposed by the media was nothing more than a fight between the gods behind the scenes at the time, taking advantage of the general trend to promote the Anti-Violence Group Law to reshuffle the cards.

But when there is no fight between gods, being beautiful is a sin for a woman, and if she is teased by someone, she can only blame herself for her bad luck.

As for being violently attacked or even killed, there is no possibility of any news getting out.

Sit down.

Pick up the teacup on the table and take a sip.

Nagano Yuki, who was complaining about society just now, immediately jumped up and said in a bad attitude: "Damn it! This is my teacup!"

"What do you mean? You are mine, so the teacup is mine too. What's the problem?"

"This is too unreasonable!"

“Pay back the money!”

“.”

A penny can make a hero fall.

Yuki Nagano was not a hero to begin with, so he immediately lowered his head and admitted defeat.

Nagano Kanako refilled their tea and sighed, "Oh! I don't know why so many bad things have happened so suddenly recently!"

"What's so strange about this? The economic base determines the superstructure, and the superstructure in turn determines the economic base. Just look at the current stock market. It has fallen so much, many companies must have problems! And what happened to Sumitomo Bank, Industrial Bank, and Kangyo Bank? There are so many non-performing loans. It must be because things got really bad that these bastards started fighting."

Say this.

Nagano Nao's eyes changed.

The woman who looked silly actually almost guessed the truth.

Although, there is still a little difference.

But seriously speaking, major financial groups have been eliminated one after another, the cabinet has been fighting endlessly, shootings, murders by violent gangs, these things have broken out one after another and have been exposed by the media. They are all means of attacking each other in the melee.

Just like the Ito Man incident, he was the one who threw the fuse himself.

The Onoue sewing incident was suddenly reported, and although there was no direct evidence pointing to any particular company, it was definitely the work of Sumitomo Mitsui.

Just look at who has been dragged into this matter and you will know.

Kogyo, Sanwa, Kangyo, and Fuji, almost all of them were involved in the water. They were all conglomerates with strong financial industries but weak strength as general trading companies.

All of these companies have close ties with the central bank.

Going back further, from the beginning, there was the struggle between the central bank's interest rate hike and the Ministry of Finance, the struggle between the current cabinet and other factions, and then to the century-long feud between major financial groups.

They took advantage of the situation to deliberately disrupt the economic order and force Takeshita and the Ministry of Finance to abdicate.

Logically speaking, the superstructure determines the economic base, but it is also within the scope of economics and architecture.

"Why are you looking at me like that, straight man?"

"It's amazing that Heath Guoyi can make such a great judgment!"

"Are you mocking me with that?"

"How is that possible!"

"Hehe! After all, I am a top student at the University of Tokyo! Now that you know how good I am, you should understand that girls are not necessarily inferior to boys!"

"Indeed! It would be even better if we could lose less money!"

"Damn it! I'm already in such a bad situation, can't you just stop exposing me and give me some face?"

“.”

The young couple was arguing.

Kanako Nagano held her chin up with a puzzled look on her face: "Speaking of this, it's very strange. Mrs. Onoue is a very nice person, how could she become a liar and even cheat so much money!"

"Kasan knows Oue no Tsutomu?"

"Yes! We knew each other in Ginza. But we haven't seen each other for many years. I only met him occasionally when I came to Osaka."

“.”

I never expected that Kanako Nagano would know Onoue Hajime.

At that time, she had just been sold to Ginza to study, and Onoue was already a well-known escort.

He was friendly and protected her, and taught her some ways to deal with people and protect herself.

Except it's a small world.

I don’t know what to say.

Naoyo Nagano already knew from Shimizu that the old lady Onoue was just a front for the major banks. The reason why they all used this one front was simply because she had the tacit approval of the Ministry of Finance and set up a secret off-site account.

Something is happening now.

Onoue alone has to shoulder all the responsibilities.

But of course Nagano Nao would not get involved in such matters.

Anyway, this old lady Onoue is over sixty years old and has no children. Going to prison for ten or twenty years will be a good place for her to retire, with someone to take care of her food, drink, defecation and urination.

He also talked about the vicious cases that are happening every day.

Kanako Nagano had developed a cautious nature over the years, and she pleaded with her big eyes: "Although I don't understand what happened, Yuki and Naoko, you must pay attention to your safety. If you get off work, please come back early! Please!"

“.”

unconsciously.

The sky gradually darkened.

The neighbor, Mrs. Yamaguchi, happened to come over to visit, and Kanako Nagano invited her to stay, and the two of them started preparing food together.

"Mrs. Yamaguchi is so miserable. Not only did she meet a scumbag, but she also went to jail. Fortunately, she now runs a fruit shop with Kasan!"

"Yeah, it's definitely pretty miserable. How about we take better care of her in the future?"

"That's fine, but how can we take care of her without hurting her?"

for example.

Why let her have a child?

Nagano Nao responded casually.

When they were at the dinner table, considering that he had promised Nagano Yuki to take care of his neighbors, he started to take care of them with his hands under the table.

Unni is too lewd!

Discovered some small movements under the table.

Nagano Chiyuki was so angry.

Although he was in a good position, he didn't get the chance first, and his neighbor got the chance first.

The more you take a step back, the angrier you'll get; the more you endure, the more you'll lose.

Bang! Accidentally.

Nagano Yuki's chopsticks were knocked to the ground.

"I'm sorry, Onai."

"Really? Please focus on eating."

Nagano Yuki complained and bent down to pick up the chopsticks on the ground.

Nagano Nao glared at the little witch, then retracted his fingers and looked like a gentleman.

Poor Mrs. Yamaguchi, she was so ashamed that her face turned red and her eyes were filled with tears of humiliation, but she dared not utter a sound.

"ah!"

A cry of surprise came from Nagano Yuki's mouth.

No way! Was it because of the silk thread in his hand that he was discovered? Nagano Nao was so excited that he almost thought he was caught. It was only a moment later that he realized that Nagano Yuki was looking at the TV.

A male reporter is on the screen.

With an excited look on his face, he waved his fist and made questioning sounds.

"Unbelievable things have happened in this country. Depositors of several rural banks, such as Mujin Credit Union, have encountered the situation where their deposits cannot be withdrawn."

“.”

"Mr. Miyamoto has a total deposit of 5.2 million yen in three rural banks, including the Kizu Credit Union. He and his family put their hard-earned savings into these three rural banks out of trust in the banks, but he never expected that he would not be able to withdraw the money for more than two months."

“.”

"Depositors deposit money in banks. No matter what the bank does with the money, it should be held accountable!"

“.”

"But now that this has happened, will the Financial Services Bureau no longer have any supervisory responsibilities? Are the banks also off the hook?"

“.”

The sharp words clearly explained the major events that had taken place.

Depositors of several rural banks, including Mujin Credit Union, were suddenly unable to withdraw their money.

It is simply appalling that this happened in Japan, the world's second largest economy and a country that prides itself on its reputation in the financial sector.

However, as one of the pawns, Nao Nagano knew very well that this kind of thing was probably because the war between the various families had spread, which was why this news was leaked and a new attack was launched.

"It's over! How could this happen?!" Yuki Nagano screamed, her voice filled with tears.

Nagano Nao was stunned.

No way! Did the fire burn to my house? Nagano Chiyuki was more direct, showing an incredible expression: "No way! Ouna, do you have money deposited in these banks?"

"Because I haven't used up my New Year's money, Mujin Bank said it would give me 20% interest per year, so..."

"Haha! Ounai, you are such a money-loser! You became a shareholder through stock speculation, and you continued to lose money on financial products. Even when you saved your New Year's money, the bank closed. Is it because you did too many bad things?"

Nagano Chiyuki laughed so evilly that it was simply infuriating.

Just after I finished laughing and was about to find someone to share my happiness with, I found that Mrs. Yamaguchi and Kanako Nagano both had pale faces.

No way! Nagano Nao also noticed something was wrong and said in surprise: "You guys also have deposits in Kizu Town!"

"Because President Kizu personally visited us and said that we could guarantee more profits, and he also gave us many gifts."

“.”

The so-called credit union in Japan does not mean a credit union bank.

It existed in the era before the Internet. It is called "credit union" in Japanese. This small-scale collective mutual financing method makes up for the shortcomings of normal national banking channels.

And its essence is P2P - that is, Jusen, "shadow banking".

The emergence of Jusen can be traced back to the mythological era. In the 1980s, the Nakasone Cabinet promoted the rise of the real estate industry. In the era of Takeshita Noboru, because of the Plaza Accord, in order to prevent the yen from appreciating too quickly, it had to over-issue currency to manipulate the exchange rate.

But in terms of regulations, banks, insurance companies and major financial institutions are prohibited from lending directly to real estate.

So a financial subsidiary was established, abbreviated as Jusen.

Because it is a vest of large financial institutions, it is often regarded as the shadow of a bank, that is, shadow banking.

This type of shadow bank can borrow funds from shareholder banks and insurance company shareholders through various means without restriction.

At the same time, they also obtained information from within the bank, lured high-net-worth customers, and visited them to persuade them to buy the company's financial products.

The raised funds are then loaned out to individuals, mortgaged properties, etc.

This is where the problem lies.

When the stock market fluctuates, a five-fold leverage is often considered suicidal by experienced investment institutions.

Because in capital management, risk control is the first investment truth. As long as leverage is used, you will inevitably die under the leverage.

The futures market generally comes with more than ten times leverage, and anyone entering this industry will be informed of the risks when signing the contract.

Real estate? Financial markets are instantaneous, with thousands of transactions taking place every second.

However, fixed assets such as real estate are difficult to circulate, and a 50% down payment means the leverage is doubled, which is already a very risky investment.

If the leverage reaches 30% of the down payment, triple leverage, it means the risk is comparable to futures investment.

However, shadow banking has launched various types of "down payment loans" and "zero mortgages", and there are even "descendant loans" (grandfather borrows money, and three generations of grandfather, father, and son repay the loan together) and "century loans" (the repayment period is one hundred years, and the father borrows and the son repays, and the son borrows and the grandson repays).

What does that mean? A 5% down payment means a 20-fold leverage.

If the price drops by 5% from the purchase price, the property you hold will be liquidated.

Today, when real estate has been given financial attributes, buying a house with a loan is suddenly banned. Real estate prices in Tokyo have been cut in half, and the explosion of shadow banking is an inevitable result.

Damn it! How could I have forgotten to say hello to these spendthrift women in advance!

After listening to the two women’s crying stories.

Nagano Nao suddenly realized what it meant to get what you deserve.

Nothing else.

Mujin Credit Union is a financial institution that was set up as a subsidiary of Nippon Seibo in order to circumvent regulation.

A few days ago, one of my subordinates reported the situation of this company. Although I knew that Mu Jin was going to fail, I didn't care about it anyway because it was all depositors' money and could be used to suppress a group of people.

But I never expected that all the spendthrift women in my family would fall into the trap. (End of this chapter)