By 1986, the Ministry of Health, Labor and Welfare had noticed that the birth rate had peaked and then began to decline.

It was also in that year that the Ministry of Health, Labor and Welfare proposed to delay the retirement age from 55 to 60 to ensure the sustainable development of social welfare.

However, in recent years, the mandatory retirement age of 60 has been unanimously opposed by society and has therefore progressed slowly. The Ministry of Health, Labor and Welfare plans to postpone the retirement obligation for all people by 1998.

It is only based on the suggestion made by Iida Yoko that this plan, which is related to Japan's long-term development, must be implemented as soon as possible.

The reason for making this decision was partly due to the issues mentioned by Naoto Nagano during the interview.

For a long time, the most stable income of Japanese life insurance has come from money funds, such as government bonds, central bank bills, commercial bills, bank time deposits, government short-term bonds, corporate bonds, interbank deposits and other short-term securities.

Due to the nature of the fund, money market funds rarely suffer losses of principal in reality, and under normal circumstances can obtain returns higher than bank deposit interest.

But in the investment industry, the risk and return of a good investment are always equivalent. Money funds are called cash equivalents, and the corresponding returns are very low, often only about 6% annualized.

Japan's post-war development was mainly driven by the demographic dividend. The generation at that time is the backbone of today's society. If these people retire in ten years, Japan's life insurance will be under unbearable pressure based on the returns from these investments.

Although in securities, Japanese insurance also holds large positions.

However, as the situation in Eastern Europe changes, the central bank has already prepared for it, and there may be difficult years ahead.

How should Japan Life Insurance assume long-term responsibilities?

Ring ring ring.

The phone rang with a crisp sound.

"Hello, I'm Ida Yoko."

"Sir, Nagano should be going to school tomorrow."

"I see."

Hang up the phone.

Jingtian Heng pondered for a while.

Speaking of which, I haven't been back to my alma mater for a long time. The dean invited me back to attend the opening ceremony some time ago, but I haven't agreed yet. It seems I should go and take a look.

"Ryoko, make some arrangements. I have to go to Keio to attend a ceremony."

The other side.

Nagano Nao pondered for a long time holding the internship evaluation.

Even though he always likes to say this is nothing great, that is nothing great, but when there is nothing great about others, he gets a little excited when he suddenly makes a discovery.

Section Chief! Trainee Section Chief and Acting Section Chief are definitely a huge step forward.

And I am only twenty-one years old now.

If that's the case, then there will be a chance to think more.

Is it the care from my alumni and the ability I have shown? It seems that this is the only way to explain it!

Japanese society has always been a society where personal relationships are very important.

Just like when you move to a new place, you need to send gifts to the neighbors around you. It’s always a good idea to build good relationships with everyone you know, no matter if you know them or not.

Keio became a school tycoon in the financial industry because of the mutual care among alumni, and this bond is undoubtedly the school. But since Yuan Guangrong gave the intern an evaluation and let himself graduate early, it is obvious that this influence is mutual.

In this case, it is very necessary to maintain good relations with the school.

But when it comes to gift-giving, Naoto Nagano knows nothing about it, either in his past life or in this life.

Who should I ask? "Iue-kun, it's a nice day today, would you like to go out for a drink?"

"Are you in trouble?"

"Can't we have a meal together if it's no trouble?"

"I still have to pick up Miss Mikami from get off work. If it's nothing important, I won't go."

"Of course it's an important matter. It's not convenient to talk on the phone."

"Then tell me a place."

“.”

"Sato-kun, Iwamoto Town Sakuragawa Cuisine, are you coming?"

"Do you think it's appropriate for me, a civil servant, to go to such a high-end place?"

"It's my treat."

"I just happen to be on vacation today. It's a gentleman's agreement. See you there!!"

“.”

Iwamoto-cho is a very famous place in Tokyo's financial circle. It is a golden area sandwiched between the Yasukuni Line and the Izumi-bashi Minami Line. It is full of high-end consumption places. The price of each stack is as high as 130,000, so it is called the Golden Belt.

Ordinary people can only stay away from the consumption in such places.

In addition to the luxury stores everywhere, the most common are various entertainment and consumption centers.

Sakuragawa cuisine restaurant.

Ryouta Iue and Takeichi Sato arrived as promised.

Knowing that a guy like himself had become the section chief of Japan's life insurance company and was equipped with an imported official car like the Bayir, Iue Ryouta felt so jealous that he almost wanted to cry.

"Section Chief? How did you do it? And for a big company like Nippon Seibo, is it because you sold your ass?"

"Please, even if you are jealous, you don't have to slander me like that. Of course it's because the company values ​​my abilities and sees that I will be the most powerful Raptor in the future."

"Who knows? Maybe it just got bent when the car crashed."

"Please stop it. I'm a real straight man. After all, it's my treat. Shouldn't you respect the things you eat?"

"Okay. But I still doubt that you can become a section chief. Shouldn't you pour water for your seniors for half a year and wait for graduation?"

"What's so strange about this? Maybe it's just because I'm handsome. You know, good looks are a plus in the company. Isn't a strong man like me a natural protagonist?"

“.”

A handsome guy who makes Iue Ryouta want to curse.

But there is no way to refute it.

Because we live in a society where we cannot judge people by their appearance, we always judge people by their appearance. Sometimes, being handsome does get more points than being ugly.

Like picking up girls.

Although he is a top student in a prestigious university, he is still single.

"Nagano, you are so lucky! But you are so generous in treating us today, you didn't just invite us here to show off, did you?"

“Do I look like that kind of person?”

Sato Kenichi, who had been reluctant to speak, immediately nodded and said, "Not really."

"See, Sato said I don't look like one."

"You are!"

"Sato, don't you think this is too much? This forces me to consider other investment directions."

“.”

Sato Kenichi shut up immediately.

When it comes to making money, he still trusts Naoto Nagano more.

After all, this guy has become the section chief of Japan's life insurance company and has access to real insider information. Any leak of it would be enough to make him a lot of money.

Make money! It's not shameful to admit defeat.

But this became strange in the eyes of Iue Ryouta.

Kenichi Sato has always been the leader among the three, but now it seems that this relationship has changed.

There is a weird feeling.

After the food was served, Iue Ryouta immediately ignored his previous feelings.

Deep sea caviar sells for one hundred dollars per gram.

The price of the most authentic Wagyu steak is also something that most people cannot afford.

While devouring the rare delicacy, Iue Ryouta said exaggeratedly: "Did you win the lottery, straight man? You actually treated us to such delicious food? We have a gentleman's agreement in advance. If you want to split the bill, I will end our friendship."

"Humble fellow, if you hadn't spent all your money on green tea bitches, would you have to be so shabby?"

"Sato, even though we are good friends, I will be angry if you say that to Miss Mikami."

The dog licker will not die well!

Nagano Nao and Sato Takeru looked at each other and said with disdain: "Don't worry, I can reimburse you!"

to reimburse?

Iue Ryouta was stunned.

As a newcomer, he is very well-behaved at work.

Then his eyes almost fell out.

The bill was only for 600,000, but Nagano Nao actually charged 6 million, and the restaurant not only did not ask for the money, but also gave him 3 million. 　This week's reward list: 　　Book friend 150115102353902 5000 　　Bayou 1500 　　Thank you for the reward support from several bosses!!! 　　Thank you.

I had a cold and a fever and couldn't write at first, but when I saw the red rewards, I don't know why, but I seemed to be injected with some magical power. I have been sitting here since eight in the morning and finally wrote four thousand words.

Thank you both for the motivation! 　　Huapi will definitely work hard.

(End of this chapter)