Chapter 85 85
How can you not eat the meat that is delivered to your mouth?
Before the welfare of housing distribution by work units was cancelled, the real estate industry in Shanghai was not as hot as it was after the millennium. Otherwise, there would not have been any policy such as giving blue-stamp household registration to those who bought houses to promote the real estate industry and stimulate people to buy houses. Therefore, very few people bought pre-sale houses at this time, and most of them bought existing houses. At
this time, people's ideas were generally conservative, and only a few people dared to take out loans.
If Jiang's father and mother knew that Jiang Qi owed so much mortgage in order to buy a house, they would probably go crazy.
They would think, is she crazy, dare to owe so much loan?
At this time, people were terrified at the mention of loans, and felt that if a family was involved in loans, it would be the end of the family.
The salesman looked at them like a fool, watching their manager trick a teenage girl into buying their largest and most difficult-to-sell large-area house. Even so, the girl nodded and said, "Take me to see the house first."
Manager Qian immediately took Jiang Qi to see the house.
The house was larger than the last one she had, with an area of more than 300 square meters. It was very suitable for renting out to people as an office space, and the lighting was also very good.
When they built this community, they had this plan, so there were houses of more than 300 square meters.
But because the square meters were larger, the down payment was also higher. Originally, it only required a down payment of 8,000, but now it had to be 10,000.
The salesman saw them return to the sales office and heard their manager telling Jiang Xi that the down payment was 10,000. For two ready-made houses, the down payment was 20,000.
But because she bought a lot of houses, she could be given a 5% discount.
Then the girl simply nodded and said, "Okay."
He watched their manager bring four house purchase contracts over, and thought in despair, does their manager really have a guilty conscience? How could he cheat a girl from another place like this? He dared to sell the house that didn't exist, and she dared to buy the other one.
How could she pay off so many loans?
He doubted whether the girl in front of him had the ability to repay the loan.
A mortgage of several thousand a month! With their manager doing this, can they really get a loan from the bank? Although their house has no down payment, it still depends on income proof and repayment ability, right?
How could the manager not know whether Jiang Qi has the ability to repay?
She is the author of "The Great Song Dynasty". He heard from his brother that her current royalty is ten yuan higher than his current basic salary per thousand words, and this does not include her publishing royalties and TV drama copyright royalties.
This little girl earns more in a month than many people earn in a year at that time.
After reading the contract carefully, Jiang Qi also signed the contract happily.
The loan was processed quickly. The bank manager who came to apply for the loan for her was still the same bank manager as last time. The bank manager was still very happy to see Jiang Meng again. He even brought two books and asked Jiang Xi to sign them for him: "My daughter likes your books very much. Can you please sign them for my daughter?"
This time he really didn't lie. After he caught up with "The Great Song", he would buy every issue of "Wu Xia". He bought so many that he would not keep every copy in the office, but would take some home. When his daughter was bored, she flipped through the books and unexpectedly, she also caught up with "The Great Song" and bought a book.
Every time Jiang Xi's royalties were transferred, they were recorded in his passbook. Before, when Jiang Xi's signature was only 120 yuan, it didn't seem that much. Now it has risen to 260 yuan per thousand words. The fixed royalties alone are more than 20,000 yuan every month, not to mention the royalties from the publisher.
The publisher only paid Jiang Xi a 9% royalty for the first volume, but with several reprints, it has risen to 12%. With the sale of a million copies of the book, Jiang Xi immediately earned 200,000 yuan, not to mention the second volume. The first print run of the second volume was 800,000 copies, 12% of the royalties. Just these two royalties alone are so high that many people dare not even think about it, not to mention the sale of TV drama copyrights later.
With these bank transactions alone, is the bank manager worried that Jiang Xi can't pay back the mortgage? There was no need for the money manager's brother to issue her an income certificate. The bank statement was enough.
After everything was done, Yang Meirong came back on her bicycle.
She felt strange that she didn't see Jiang Xi when she came back, so she asked the salesman, "Did you see Teacher Jiang?"
The salesman didn't know that Jiang Xi was the author of "The Great Song Dynasty", Xi Meng. Hearing her calling him teacher, he was surprised, "She is the teacher?"
Yang Meirong had been warned by Editor-in-Chief Qian not to reveal to the public that Jiang Xi was the author of "The Great Song Dynasty". She nodded randomly when she heard that. She was a little anxious because she didn't see Jiang Xi. After all, she was unfamiliar with Shanghai and she was a little girl, and she was afraid that something might happen to him.
Then she heard the salesman next to her say expressionlessly: "The manager took her to the bank to apply for a loan."
Yang Meirong was puzzled: "Ah?" Then she exclaimed in surprise: "Teacher Jiang bought another house?"
Jiang Xi was her client. Even if the money manager helped sell the house, the commission for the house purchase was hers.
At this time, she didn't know that Jiang Xi had bought four houses at once. She only thought that she bought one house, but the commission for one house was 500 yuan! It was equivalent to her previous three months' salary.
Seeing her happy look, the salesman became more and more depressed.
He was so upset. He was the first person to see Jiang Xi at that time. Why was he so blind at that time and thought that she was looking for someone at the construction site? The commission from the two ready-made houses was given to Yang Meirong.
He saw that she came this time, still wearing the shabby coat with several patches on it, and just like that, she got four more houses at once!
He was puzzled by this rich girl. Why did she always wear such shabby clothes? How could I not have misunderstood you when you wore such shabby clothes?
Girls in Shanghai, if they have money, will dress very fashionably. How could they wear such baggy and shabby clothes? Those clothes will not look shabby if they have been worn for five or six years.
When Manager Qian brought Jiang Xi back, Yang Meirong knew that four houses were sold. She was so surprised.
What does it mean to not open for business for three years, but to make a living for three years after opening?
She immediately received a commission of 2,000 yuan. 2,000 yuan!
It was equal to her previous year's salary!
Now she didn't have to worry about anything for the whole year!
No, isn't that how houses are sold? What happened? How come she just accompanied Teacher Meng to buy a computer, and four houses were sold like this?
Isn't the money manager too amazing?
Before, she asked Jiang Xi why she came to Shanghai. She said she came to buy computers, which means that she actually had no intention of buying a house at that time. Otherwise, how can they say that the financial manager is a manager, and they are just ordinary house sellers?
Look at their manager, he sold four houses at once.
She looked at their financial manager with admiration. It turned out that their financial manager knew how to sell houses. Not only did he sell two existing houses, but he also sold two pre-sale houses that were still under construction and had no sign of being built.
Moreover, their manager has connections and has relationships in the bank, so he can get a loan.
Teacher Xi Meng is really bold in buying!
But Teacher Meng dared to buy it. Although the pre-sale house has zero down payment, the mortgage repayments every month are all money. She hasn't seen anything yet. She has paid a few hundred yuan every month. Now Teacher Meng has a house in her hands. The mortgage alone must be thousands of yuan every month, right? Thinking that she has to pay one or two thousand yuan every month, or even more for the mortgage, she feels sorry for Teacher Meng. Otherwise
, if she went to other banks for so many loans, it would probably take many days to review and it would not be done. Their manager personally took people there and it was all done in one day.
At this time, she didn't know that Jiang Meng's mortgage for that villa alone was more than two thousand a month.
Manager Qian handed the file bag containing the contract to Yang Meirong with a smile: "Take Jiang Xiao to the Housing and Construction Bureau in the next two days to get the real estate certificate."
This contract is in triplicate, and their sales department will also keep an original contract.
Yang Meirong nodded repeatedly: "Of course, of course, I will take Teacher Jiang there tomorrow!"
At this moment, her face was full of smiles, and there was no sorrow in her.
A year's salary, this year she didn't have to worry about not being able to sell the house and not being able to pay the salary.
Her basic salary was only 100 yuan, and her husband had also left his job. With her salary of 100 yuan, she couldn't support the whole family.
After sending Jiang Xi and Manager Qian off the sales office, she couldn't hide her joy and said to the salesman, "How come Teacher Jiang buys a house just like buying cabbage?" After asking, she was worried about whether Teacher Jiang Xi could pay back the mortgage of several thousand yuan a month. The salesman
looked at Yang Meirong, who was full of joy, and said sourly, "Fool."
Jiang Xi is a fool, Yang Meirong's house can't be sold, and the woman who relies on picking up bargains is also a fool.
After thinking this way, the salesman became even more jealous, because Yang Meirong picked up the bargains he lost, and the money should have been earned by him! The more he thought about it, the sadder he felt. This caused him to no longer be as arrogant to people wearing shabby clothes as he was when he first met Jiang Xi.
Who knows if there is a fool like her who likes to wear shabby clothes even though he is rich?
Manager Qian also took Jiang Xi to see her house, which was being renovated. The house was not completely renovated. It was the New Year and the workers had gone home for the holiday. They would not be back until the sixth day of the New Year. Manager Qian mainly took her to see the quality of his renovation.
Because he wanted to take photos later and use them as a model house for customers who came to buy houses, he was still very concerned about the decoration quality of Jiang Xi's house. He introduced the materials he used to Jiang Xi, "Don't worry, they are all good materials on the market."
"Teacher Xi Meng, do you want to decorate your other three houses? I will decorate them all for you!" In this way, he can make some money from decoration and solve his brother-in-law's employment problem.
Jiang Xi shook his head and said, "I have no money. I can entrust it to Manager Qian when I have money later."
Jiang Xi plans to decorate these five houses in the future and use them as rental houses, so that Grandpa Jiang can go around with his hands behind his back to collect rent when he has nothing to do.
In order to make it convenient for Grandpa Jiang to collect rent in the future, it is also a good idea to buy houses in the same community.
Manager Qian was delighted to hear this.
After taking over Jiang Xi's house decoration, he found that it was quite profitable to do decoration for others, especially when he cooperated with his brother-in-law, who solved furniture problems, and both of them made money. He began to think about his future path and whether he should form a team to do decoration.
He had been a middle-level manager in the factory before. He was over 40 and unemployed in middle age. He found a job in house sales. Even though he was a sales manager, the salary was not low, but what would happen after the house was sold? Would he face the problem of losing his job again? This made him a little anxious, and he was also thinking about his future.
After renovating Jiang Wu's house, he might receive another renovation order from Jiang Wu in the future, so Manager Qian thought about whether he could specialize in this field.
He himself was in the house sales business, and he also knew where the minefields in this industry were. Many decoration teams, if they wanted to get a job, would advance the money for the decoration first, and then the boss would pay them after the decoration was completed. This required him to advance a large amount of funds in advance, but he did not have that much money now, and if he did not become a sales manager, he might not get any decoration work, so he had to be a house sales manager, but he had this idea in his mind at the moment.
Someone who had the same idea as him was Jiang's father.
Jiang's father used to work for others on the construction site, and he had long wanted to form a team, find some people in his hometown, and take on the work himself.
But Jiang's mother was afraid of risks and would not agree to the plan because she was in debt like before.
She just wanted to live a stable life.
When they returned home on the third day of the Chinese New Year and saw that their children had returned to school and they didn't have to worry about them anymore, they began to prepare to go to Shenzhen to find Jiang Song.
Jiang's father first carried a basin of water chestnuts and went to the river beach to catch snails to make snail meat sauce.
Jiang's mother was packing things at home. The meat that was not eaten during the Chinese New Year had to be marinated and taken away. The quilts and clothes at home had to be washed and packed and taken away, otherwise they would have to buy everything outside.
The family had two pigs, one was sold at the end of the year, and the other was killed at the end of the year. They also raised some chickens, and asked their aunt to take care of them: "You can eat the eggs you lay."
She and Aunt Jiang had been sisters-in-law for so many years. Aunt Jiang was kind and honest, and didn't care about calculus. When the family was divided, Jiang's mother wanted to give Grandpa Jiang, who was paid, and Grandma Jiang, who had a tougher personality, to Uncle Jiang's family. Aunt Jiang didn't say anything and was happy. Now Jiang's mother entrusted the chickens to her, and she didn't say anything either. She smiled and said: "If Dad and his family want to kill the chickens to eat when they come back, I don't care!"
This sentence made Jiang's mother's face black.
But she couldn't take these chickens away. If she took them to sell, she couldn't sell so many in a short time.
Which family in the countryside doesn't raise chickens now?
Jiang's father said, "When they come back, just eat them. We can raise more after they've eaten them."
Jiang's mother glared at him, "That's so easy!"
She raised these chickens, but she couldn't bear to eat them herself, because she wanted to feed them to Jiang Song. Who knew that Jiang Song never came back? She only killed one chicken each on New Year's Eve and New Year's Day, leaving more than ten chickens, which she couldn't finish.
"Then send them to Xiaofeng's house and see if she can help sell them. If she can, then sell them. If not, ask my sister-in-law to help raise them." Jiang's father said.
After the third day of the Chinese New Year, there were boats, but the river water dropped too much, so they had to walk a long way to the river bank of Wangjia Village below to get a boat.
The demand for chickens and ducks in the New Year market is very high. Aunt Jiang's parents-in-law sell chickens and ducks themselves. They usually get goods from chicken farms and duck farms in neighboring cities. They sell farmed chickens. There are very few truly domesticated chickens on the market. They received more than a dozen local chickens at once, and Aunt Jiang's parents-in-law were reluctant to sell them, wanting to keep them for their own consumption.
Of course, this was impossible. Aunt Jiang's parents-in-law bought all the chickens they sent on the spot, and then sold them to others for two yuan more per chicken. They sold out in one day.
When all these things were packed up, it was already the fifth day of the New Year. The couple each carried two large snakeskin bags, and Jiang's father carried a load of snail meat sauce. They took a bus to the neighboring city, and then went to the neighboring city to transfer to the train to Shenzhen.
The train station was crowded with people. Jiang's father and mother did not buy tickets for the day, so they bought standing tickets for the next day. The two of them were reluctant to stay in the hotel, so they spread out quilts in the lobby of the train station and slept in the train station. At night, you slept in the first half of the night and I slept in the second half of the night.
There were many people like them at the train station. They all slept on the floor of the train station in their clothes. They were all migrant workers.
The neighboring city was more than a thousand kilometers away from Shenzhen. The trains at that time were still the old green trains. It took several days and nights to take the train from the neighboring city to Shenzhen.
They were reluctant to buy the boxed lunch on the train, so they brought their own baked hotpot, rice candy, and eggs. There was boiling water on the train, so they soaked the hotpot and eggs in the lunch box. A bowl of soaked hotpot, an egg, and some snail sauce was enough for a meal.
They were not the only ones like this. Most people on the train were like this. Only parents with children were willing to buy a boxed lunch for their children. If the children couldn't finish it, the adults would eat the rest.
Everyone was like Jiang's father and mother, with a lot of big and small bags.
Jiang's mother also brought a large bag of melon seeds and peanuts. The couple ate the melon seeds and peanuts they had fried on the train.
Because they had planned to go to Shenzhen to look for their son before the New Year, they did not fry a lot of melon seeds and peanuts this year, so they brought them with them this time.
Shenzhen, as a free trade zone, had developed very rapidly at that time. The streets were full of cars. As soon as they got out of the train station, they were all people like them who came to the city to make a living.
Jiang's father and mother stood on the street in this unfamiliar city, looking around at a loss, not knowing where to find Jiang Song.
There were many factories in Shenzhen, and Jiang's mother wanted to find work in the factories.
Jiang's father stopped her plan and said, "How can Songzi, a high school student, work in a factory?"
He didn't dare to think about those tall and bright office buildings, and he thought his son would not work on a construction site. The two stood at the entrance of the Shenzhen Railway Station, looking confused, not knowing where to go.
In the end, Jiang's father decided to rent a house near the railway station and sell some boxed lunches and food here. Seeing people coming and going at the railway station every day, if Jiang Song went anywhere, he would definitely come to the railway station, and maybe he would meet his son one day.
This was originally just a helpless act of the two, but soon Jiang's mother found that selling boxed lunches at the entrance of the railway station made much more money than working on a construction site.
The rent near the train station was a bit expensive. They couldn't afford it and didn't want to rent a house that was too expensive. They only rented a small room where they could cook. After settling in, the two of them went to ask around for a small market selling pots and pans.
The Shenzhen accent was completely different from that of Wucheng. They couldn't understand what other people said. Jiang's mother didn't speak Mandarin, so it was Jiang's father who managed to communicate with people. They had only worked in Nanshi, Suzhou, and Shanghai in the past. For the first time, they experienced what hardship was, the hardship of not being able to speak the language.
For a while, Jiang's mother wanted to back out and go back.
"Why don't I go to the factories first? Those factories only need hands to do the work, and it doesn't matter if you don't understand the language." Jiang's mother had a hard time in this strange city, "Why don't you go to a construction site and find a job?"
She couldn't help complaining, "Why did Songzi run to this hellhole? I can't even understand the language."
But the hellhole in her eyes was like heaven in Jiang Song's eyes.
The release of "Young and Dangerous" also had a great impact on Jiang Song, who was working hard with his friends in Shenzhen.
He is a man who values brotherhood very much. This film suits his taste very well. In addition, he helped his brother to grab projects on the construction site during this period. He is tall, strong, and very good at fighting. He has been taking the children in the village to fight since he was a child. He is very good at fighting in groups. He soon made merit in fighting with others to grab projects. He was valued by his friend's uncle and was taken by his side. He treated him like a brother every day.
Jiang Song also became the central figure sought after by these people.
He liked this kind of underworld life very much, and had no idea that Jiang's father and mother came to Shenzhen to find him.
Jiang Qi stayed in Shanghai for a few more days this time, until he got the property certificates of the two houses and the house of the villa, and then returned to Wucheng.
She wanted to go back to Wucheng to transfer her household registration.
The only problem now is Jiang Bai.
The villa she bought came with four blue-stamped household registrations, which could transfer her household registration, that of Grandpa Jiang, and Jiang Bai, so that Jiang Bai could go to Shanghai to take the college entrance examination.
Although Jiang's mother taught her since she was a child that she should make money for the family and give to her two brothers when she grows up, and the villagers also told her that girls belong to other people's families and should be nice to their brothers, fortunately, she grew up in the mountains with Grandpa Jiang during the most critical years of her outlook on life.
Grandpa Jiang never said these things to her. Grandpa Jiang didn't talk at all. He was a silent old man. The most talkative time was when he was bragging with his old friends. Usually, Grandpa Jiang didn't like to talk or preach. What he said to her the most was probably to study hard, to have a bright future, and to go to a big city in the future. When Jiang
Xi was a little older, it was a critical period for character formation. Jiang's father and mother went out to work again. So even if Jiang's mother kept nagging her every time she came back and brainwashed her to make money for the family, she didn't have the idea of making money for her brothers to buy a house in the future.
Jiang Bai was the same.
Children in rural areas are all raised in the wild. When Jiang Bai was born, it was the time when Jiang's father and mother were the busiest in the chicken farm and had no time to take care of him. When he was young, he followed Jiang Song around. Later, the chicken farm closed down due to a chicken plague. Jiang's father and mother went out to work to pay off their debts and took Jiang Song with them. He was taken to the mountains with Jiang's grandfather and grew up with him. When he was a little older, he was taken away by Jiang's father and mother.
He was not with Jiang's father and mother for a long time. After studying in another place for two years, he was sent back to study in his hometown.
So the three siblings grew up and lived their own lives in different cities, so far away that sometimes they didn't see each other for a year. He didn't want his sister to help him, nor did he want to help his brother to add his household registration to her house. She didn't worry that Jiang Bai would want her house in the future.
Jiang Bai now has a lot of money, and she wants to persuade Jiang Bai to buy a house in Shanghai.
Although Jiang Bai doesn't have a fixed income now, I believe that a money manager can do it, right?
But how can she tell Jiang Bai and his grandfather that she has seven houses in Shanghai?