Chapter 403: Make it a whole, I'll lend you 200,000
Han Shirong turned to look at his wife and then laughed, "What are you thinking? What excuse do you use to borrow money? Say you want to buy a wedding house for Shu Rui? Don't be ridiculous."
"Why is this funny? I'm telling you the truth! I've asked around, the housing prices in Pudong are around 4,000 yuan. To buy a 120-square-meter apartment, you'll need 480,000 yuan..."
"Hiss, you're not going to borrow everything from your aunt, are you?"
Huang Tingting rolled her eyes at her husband and replied, "Of course not, I'm stupid! I've thought about it, I can get a loan, we have a house, the bank should be able to approve it. So I only need to pay a little less than 150,000, and then pay a little every month, it's doable."
Han Shirong thought for a moment and asked, "How much do you plan to borrow from your aunt?"
"About 150,000! My aunt should be able to lend it to me, right?" Huang Tingting was not very sure.
"No, we have to borrow. Don't we have savings? We don't need to borrow so much!"
Han Shixin thought that after all these years, his family should have at least 100,000, if not 200,000 yuan! He could save some for emergencies and borrow 20,000 or 30,000 yuan from his aunt.
Huang Tingting rolled her eyes at her husband and said, "You don't understand. Let Shu Rui take care of the store this week while we go to Shenzhen."
"Why go to Shenzhen? Just make a phone call." Han Shixin said, pointing to the telephone at home.
Huang Tingting was helpless and could only continue to explain: "If I borrow money over the phone, what if my aunt refuses?"
"Ah? So according to what you said, your aunt won't reject you if you go there?"
Huang Tingting smiled proudly, "That's not necessarily true. We can probably borrow a little at least. I brought a gift here, and my aunt will lend us some for mom's sake. Besides, it's not like we won't pay it back."
Han Shirong was also moved by what she said, and whispered: "Then, shall we go?"
"Go ahead and buy the tickets now. We'll leave on Friday night and arrive the next morning. Oh, and I'm also going to buy some presents. The more presents, the better."
Shenzhen Stock Exchange, Saturday morning. Jiang Xinbai woke up and felt his eyelids twitching. He covered his eyes and wondered, "My eyelids keep twitching so early in the morning. I don't know if something is going to happen."
Yang Jinsheng glanced at his wife and said with a smile, "What's the matter? I've put breakfast in the pot for you. I'm going to accompany my parents to have their teeth checked today."
"Okay, go ahead!"
Jiang Xinbai had just finished breakfast and was about to go downstairs for a walk when the doorbell rang.
"Hey, sister, Shirong, Tingting, why are you here?" Jiang Xinbai looked at the three people outside the door in confusion.
Jiang Xinhong blushed a little, and smiled embarrassedly: "Xiaobai, Shirong and Tingting want to see you. You said that the two of them came without even saying hello. I was shocked when they called me."
Jiang Xinbai glanced at Han Shirong and his wife, and said with a smile, "It's okay, come in and talk."
Han Shirong looked around and said with a smile, "Aunt, your house is bigger than my grandparents'!"
Jiang Xinbai poured them some tea, then nodded and said, "It's a little bigger. Jiabao and Jiadong will come over during the New Year and other holidays, so we can accommodate them."
Huang Tingting put the things in her hand on the side of the coffee table and said with a smile: "Aunt, I heard from my mother that you have been eating bird's nest recently. I bought this specially in the mall. People said it was good. I didn't really understand it, so I bought it."
"Oh, why spend this money? You can just come here in person, really." Jiang Xinbai glanced at the gift box. Well, it cost a lot of money.
"Hehe, and the tea for uncle, we bought them together."
Jiang Xinbai glanced at his nephew and said with a smile, "Tell me, is there anything you need your aunt's help with?"
"Hey, auntie, I really need your help with something." Han Shirong glanced at his wife and continued, "Auntie, we want to buy another apartment with an elevator for Shurui as a wedding house in the future. We are still short of some money, so we wanted to borrow some from you. Don't worry, we can write an IOU and pay the interest according to the bank's rate. Is that okay with you?"
"Yes, aunt, you don't know, the eldest son of our downstairs neighbor and his wife are still arguing because they didn't buy an apartment with an elevator as their wedding house! We thought about preparing it for Shurui in advance. After all, looking at the situation, the housing prices will continue to rise." Huang Tingting also said.
Jiang Xinbai guessed that they were either borrowing money or doing things for her. Of course, borrowing money was the easiest, after all, she really had money.
"So how much do you still need?"
Han Shirong knew from his aunt's tone that she was willing to lend, so he quickly said, "We plan to buy in Pudong. The current price there is just over 4,000 yuan, and a 120-square-meter house will cost about 480,000 yuan. We are ready to take out a loan."
"As for the loan, that would be around 150,000." Jiang Xinbai knew the approximate number after a quick calculation.
"Yeah, it doesn't take so much..." Han Shirong replied after hesitating for a moment.
Jiang Xinbai smiled and nodded, "Buying a house is a good thing. The house price will indeed continue to rise. How about this, I will lend you 200,000 yuan to make it a whole. Of course, you have to write an IOU, and I won't pay the interest."
When Han Shirong and Huang Tingting heard this, they immediately stood up from the sofa and asked happily, "Really, auntie, are you really willing to lend us 200,000 yuan?"
"Of course it's true. I'll transfer the money to you later." Jiang Xinbai is a person who values family affection. As long as it is for legitimate purposes, she will lend it if she thinks it's okay. Even if the money is not returned later, she will accept it for the sake of her elder sister.
"Thank you, auntie. I'll write you a promissory note right away." Han Shirong immediately took out a pen and paper from his backpack, quickly wrote the promissory note, signed his name, and pressed his fingerprints.
Jiang Xinbai smiled at her elder sister Jiang Xinhong, "Sister, look, he came prepared! It would be wrong for me not to lend him the money."
Jiang Xinhong also laughed, "They are lucky to have you as their good aunt. Your brother-in-law and I can't help them at all."
Huang Tingting was in a good mood at the moment. She glanced at her mother-in-law and said with a smile, "Mom, wait until we buy a house, or you and Dad can come to Hai City and live with us. Shurui will get married in a few years, and Shirong and I will have time to accompany you."
Jiang Xinhong waved her hand after hearing this, "I'm living well here now, so I don't want to go to your place. Do you still want to have a leisure time after Shu Rui gets married? Just having a child will tire you out. Okay, just live your own lives, and your dad and I will live with your grandparents."
"Yes, grandpa and grandma still need your parents to take care of them. You can't call them away, otherwise I won't agree." Jiang Xinbai said pretending to be angry.
Han Shirong and Huang Tingting looked at each other, then smiled and said, "That's fine. Mom and Dad will have company when they are with grandpa and grandma. Besides, the house Mom and Dad live in now is much better than ours."
Jiang Xinhong glanced at the IOU on the coffee table, and suddenly remembered something, and reminded them: "When you go back, keep your mouths shut, and don't tell anyone that your aunt lent you money, understand?"
Huang Tingting glanced at her husband and asked hesitantly, "Mom, won't you tell me if my eldest brother and sister-in-law ask?"
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