Su Yan drove the children to the bank to transfer money, and then went to the securities company. She did not go to find A K, but asked Lu Yiming to look at the stock market first, and let Lu Yian and Lu Yining follow him to learn first.
Lu Yiming knew that they had to go back home for the New Year, so he could only speculate in the short term. Although the stock market was sluggish now, he could still make money if he operated properly.
While watching the market, he analyzed the market trends and the individual stocks he was interested in with his two younger brothers.
Lu Yian was confused and seemed to understand, while Lu Yining felt that stock trading was a little exciting. His mother gave the account to his eldest brother so that he could decide which stocks to buy. He hoped that his eldest brother would be possessed by the God of Wealth. He did not ask for much, but only hoped that his eldest brother could earn enough money for him to study abroad at his own expense.
Anyway, today we just want to let the children take a look at the market. Su Yan wants to go to the agency to see if anyone is selling an office building nearby.
She instructed Lu Yiming, "You stay at the stock exchange and watch the market. I'll go check out the nearby real estate companies. I'll come see you before the market closes."
"Mom, if you're not back by the time the market closes, I'll take a taxi with my brother."
"Can."
Su Yan took out a stack of money from her bag, shared a few hundred yuan with each of them, and handed them the keys that had been prepared in advance.
"You guys try not to wander around. I'll come find you later. If I don't show up, you can find a way to get a taxi back. You all have the address memorized, right?"
"Mom, we are not three years old. Even if the driver doesn't understand Mandarin, we can speak English."
Su Yan smiled and said, yes, her sons are all top students. Even if people can’t understand Mandarin, they can communicate with others in English.
"When I'm not with you, please communicate in English to avoid some people being blind and discriminating against us Jingshi people."
Lu Yian and Lu Yining looked at each other. Their English grades were indeed very good, and their spoken English was also good, but they had obvious local accents. They didn't know if people from Hong Kong could hear it, but now was indeed an opportunity to practice.
Su Yan repeated her instructions again and left the exchange to go to the nearest agency.
The front desk clerk at the agency saw that Su Yan was dressed very fashionably and looked like a wealthy woman, so she took the initiative to greet Su Yan and said, "Hello, how can I help you?"
"Hello, is there any office space for sale around here?"
"There are no office buildings for sale at the moment, but there are several offices for rent."
Su Yan asked about the price, and it was indeed very expensive. She planned to get an office building and register a company.
It’s a pity that I don’t have any connections, otherwise I could buy a small piece of land and build an office building.
Money in the bank is just numbers if it is not used. It becomes money when it is used. She not only needs to find a way to transfer part of the money back for investment, but also needs to invest the rest of the money in Hong Kong City.
Before the stock market crash in 1987, real estate could still be speculated in recent years. Villas were difficult to sell, but suites were different.
After thinking it through, Su Yan smiled and said to the agency manager, "Excuse me, are there any houses for sale nearby?"
"Are you looking to buy a house? Do you want to look at new or used properties today?"
Of course, she doesn't need to find an agency to view new houses. She can read real estate newspapers and look for properties herself. The agency is a bit deceptive. Regardless of whether the transaction is successful or not, it will charge a separate fee for taking people to view the house.
Su Yan asked back, "Are there any new houses nearby?"
"Yes, some people have bought houses but never renovated them. They have been waiting for the house price to go up for several years."
Su Yan smiled and said that a house that has not been renovated and has never been lived in is called a second-hand new house.
"Where is the house? How big is it? How much is it per square foot?"
When the business manager told her the address of the house, Su Yan was still interested. But when he told her that the house was only about 50 square meters, she immediately lost interest and quoted a high price.
Forget it, she should watch more real estate programs and read more real estate newspapers before deciding whether to speculate in real estate.
Putting the real estate speculation aside for now, she had to go to the bank to buy some gold. The price of gold had fallen sharply now, so she had to buy more.
She was not planning to take out the gold in the space for the time being. She planned to buy a batch of gold bars for each of her four children as wedding gifts.
Gold was trading at just over HK$88 per gram today, and Su Yan planned to stockpile 100 kilograms, which would cost her around HK$8.8 million. She also withdrew another HK$10 million in cash, with the excuse being her son was looking for a partner.
Su Yan went to the bank for an appointment. The bank manager was shocked to know that she wanted to buy so much gold and asked her why she wanted to buy so much gold.
She said that several of her children were grown up and ready to get married. The manager was even more confused. He knew Su Yan's age and suspected that she had children at the age of fifteen or sixteen, otherwise why would she have to get married?
The manager naturally couldn't stop the client from converting his money into gold, but he also knew that there had been no changes in Su Yan's account in the past few months, and he wanted to persuade her to invest.
A big boss he knew went to the bank for a loan, but it was never approved. He thought that if Su Yan was willing to lend the boss some money, their bank could make a lot of money as long as they managed it well.
"Ms. Su, we need to prepare a report for your request for so much gold. Once the formalities are approved, the price will be calculated based on the price on the day the contract is signed.
Also, you want to withdraw 10 million in cash. What are you going to do with it?"
"As for the betrothal money for my sons to marry their wives, I think it would be nice to just take cash."
Manager Huang thought Su Yan was really generous. She not only gave gold but also cash to her son when he got married.
"Ms. Su, would you like to buy a new house for each of your sons? I know a boss who is currently developing a property and will be able to hand it over next summer."
Manager Huang was feeling very sad. Only half of the properties developed by the real estate boss had been sold, and then there was a stock market crash, and their company lost a lot of money. The property was not yet completed, and they did not have enough funds for the later stage, so they had to go to the bank for a loan.
Even if Miss Su refused to lend the money, he could let her buy a few more new houses in that real estate project.
"Where is that building?"
"Repulse Bay, don't look at how far it is from us, it's very suitable for living there."
Su Yan knew that Repulse Bay was very suitable for living. Not only was it suitable for living, but the houses there were no cheaper than those in the city center.
"Give me the business card of the sales office for that property. I'll take some time to go over and take a look tomorrow. Please tell me when you can process the gold and cash for me."
"Today is Thursday, come back next Monday. If you need an escort, let us know in advance."
"I need an escort. I'll come back on Monday. Thank you very much."
"You're welcome."
Su Yan came out of the bank and found it was eleven o'clock. She hurriedly drove to the stock exchange. When she arrived at the trading hall, she found that her stupid sons were all there.
Su Yan walked over to Lu Yiming and asked, "After watching the market all morning, do you think there's any short-term speculation?"
Lu Yiming glanced back and said slowly, "The stock I'm interested in is falling very fast. I don't plan to buy it for now. I'll take a look at it this afternoon."
"Okay, let's go back and cook, and come back after dinner."
After returning home, Su Yan took Lu Yiming to cook in the kitchen, while Lu Yian and Lu Yining were exercising in the gym on the balcony, while the other was eating snacks and watching TV in the living room.
Continue read on readnovelmtl.com
